Bind

BindHQ provides a composable insurance infrastructure platform for specialty insurers, MGAs, and brokers. Their APIs enable policy administration, underwriting, rating, and data access through a headless architecture, supporting digital distribution, delegated authority operations, and integration with carrier reporting systems. The platform offers flexible, scalable solutions for managing insurance products and automating workflows via modern API-driven services.

Bind is listed with 4 APIs on the APIs.io network, including Policies API, Quotes API, Reports API, and 1 more. Tagged areas include Insurance, Platform, Composable, and Specialty.

The Bind catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

Bind’s developer surface includes documentation, API reference, getting-started guide, support, engineering blog, pricing, and 17 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

31.8/100 thin ▲ 6.5 Agent 15/100 agent aware Heartbeat 0/100 dormant Full breakdown ↓
scored 2026-11-13 · rubric v0.28.0 · Show this score on your site →

AccessPaid

4 APIs

Insurance Platform Composable Specialty

Kin Score

Kin Score How this is scored →
scored 2026-11-13 · rubric v0.28.0

Composite quality — 31.8/100 · thin

Contract Quality 3.5 / 19

Developer Ergonomics 5.4 / 15

Access Clarity 9.6 / 15

Operational Transparency 0.0 / 10

Contract Governance 2.0 / 9

Discoverability 4.6 / 8

Regulatory Posture 1.7 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 15/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship Ask about this →
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author Ask about this →
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey) Ask about this →
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented) Ask about this →
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes Ask about this →
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0 Ask about this →

12 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 18.9 — up to +20.3 composite points Ask about this →
Operational Transparency scores 0.0 — up to +13.0 composite points Ask about this →
Developer Ergonomics scores 35.7 — up to +12.9 composite points Ask about this →

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Not sure how this applies to your stack? Ask about any one item. Kin Lane reads every question, looks at your profile and your situation, and replies with what a fix would take — scoped to that one area, priced up front, yours whether you ship it or not. Ask a question →

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/bind/apis.yml: open an issue on github.com/api-evangelist/bind to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

Insurance API

BindHQ Insurance API provides programmatic access to insurance platform features.

Bind Policies API

The Policies API from Bind — 2 operation(s) for policies.

Bind Quotes API

The Quotes API from Bind — 1 operation(s) for quotes.

Bind Reports API

The Reports API from Bind — 1 operation(s) for reports.

Bind API pricing

Prices published by Bind, read 2026-09-28 from www.bindhq.com/pricing.

Plan	Price
Foundation	$4,205 $3,622/month (min. 10 users, tiered per user)
Pro	$6,900 $6,210/month (tiered by volume)
Enterprise	Custom pricing

Plan details, limits and sources →

Pricing Plans 1

Published pricing tiers and plan structures.

Bind Plans Pricing

3 plans

PLANS

Terms of Service 1

What its API terms permit and prohibit, quoted from its own page.

Bind

8 quoted statements, read from Bind's own page on 2026-11-09.

TERMS

Privacy & Data 1

Its role, the data it processes, retention and transfers, quoted from its own privacy page.

Bind

16 quoted statements, read from Bind's own page on 2026-11-09.

PRIVACY

Eligibility 1

Who may sign up and where, quoted from its own terms.

Bind

1 quoted statement, read from Bind's own page on 2026-11-09.

ELIGIBILITY

Data License 1

How its data and outputs may be reused, quoted from its own terms.

Bind

2 quoted statements, read from Bind's own page on 2026-11-09.

LICENSE

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Bind Context

2 classes · 7 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs. Counts are the severity each rule declares, not results of running them.

Bind API Rules

10 rules · 8 error-severity 1 warn-severity 1 info-severity

SPECTRAL

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

PostApiV2QuotesRequest

4 properties

JSON SCHEMA

PostApiV2QuotesResponse

3 properties

JSON SCHEMA

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Bind Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

GettingStarted

GettingStarted

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

DataModel

Conformance

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 6

Pricing, plans, and the legal terms of use

Plans

Pricing

TermsOfService

PrivacyPolicy

UsageTerms

DataLicense

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 4

Properties that don't map to a standard resource type

Hosts

Vendors

DataProcessing

Eligibility

Source (apis.yml)

aid: bind
name: Bind
accessModel:
  pricing: paid
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Paid
  confidence: low
  probe_state: unreadable
  source:
  - plans
  - security
  generated: '2026-11-13'
  method: derived
image: https://framerusercontent.com/images/8UlogeRvnNxYazVcp56Y4cn7Zx4.png
description: BindHQ provides a composable insurance infrastructure platform for specialty insurers, MGAs, and brokers. Their
  APIs enable policy administration, underwriting, rating, and data access through a headless architecture, supporting digital
  distribution, delegated authority operations, and integration with carrier reporting systems. The platform offers flexible,
  scalable solutions for managing insurance products and automating workflows via modern API-driven services.
url: https://raw.githubusercontent.com/api-evangelist/bind/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: profiled
x-tier-reason: enrichment pass 2026-09-28 (modular-v1; was harvest)
x-coverage:
  state: unreadable
  reason: js-rendered-docs
  detail: Insurance API documentation is a JavaScript‑rendered Framer site with no machine‑readable OpenAPI spec discovered.
  evidence:
  - url: https://www.bindhq.com/insurance-api
    status: 200
  checked: '2026-09-28'
specificationVersion: '0.20'
created: '2026-09-28'
modified: '2026-09-28'
tags:
- Insurance
- Platform
- Composable
- Specialty
tags_raw:
- Insurance
- Platform
- API
- Composable
- Specialty
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Plans
  url: plans/bind-plans-pricing.yml
- type: Spectral
  url: rules/bind-rules.yml
- type: JSONLD
  url: json-ld/bind-context.jsonld
- type: Vocabulary
  url: vocabulary/bind-vocabulary.yml
- type: DataModel
  url: data-model/bind-data-model.yml
- type: Conformance
  url: conformance/bind-conformance.yml
- type: LLMsTxt
  url: llms/bind-llms.txt
- type: Hosts
  url: hosts/bind-hosts.yml
- type: Vendors
  url: vendors/bind-vendors.yml
- type: DomainSecurity
  url: security/bind-domain-security.yml
- type: Website
  url: https://www.bindhq.com
- type: Documentation
  url: https://www.bindhq.com/portal
- type: APIReference
  url: https://www.bindhq.com/insurance-api
- type: GettingStarted
  url: https://www.bindhq.com/insurance-api
- type: Support
  url: https://support.bindhq.com/
- type: Blog
  url: https://www.bindhq.com/blog
- type: Pricing
  url: https://www.bindhq.com/pricing
- type: TermsOfService
  url: https://www.bindhq.com/legal/terms-of-use
- type: PrivacyPolicy
  url: https://www.bindhq.com/legal/privacy-policy
- type: UsageTerms
  url: terms/bind-terms-of-service.yml
- type: DataProcessing
  url: privacy/bind-privacy-policy.yml
- type: Eligibility
  url: eligibility/bind-eligibility.yml
- type: DataLicense
  url: data-license/bind-data-license.yml
apis:
- name: Insurance API
  description: BindHQ Insurance API provides programmatic access to insurance platform features.
  humanURL: https://www.bindhq.com/insurance-api
  baseURL: null
  method: derived
  source: https://www.bindhq.com/insurance-api
  aid: bind:insurance-api
- aid: bind:bind-policies-api
  name: Bind Policies API
  description: The Policies API from Bind — 2 operation(s) for policies.
  humanURL: https://www.bindhq.com/insurance-api
  tags:
  - Policies
  properties:
  - type: OpenAPI
    url: openapi/bind-policies-api-openapi.yml
- aid: bind:bind-quotes-api
  name: Bind Quotes API
  description: The Quotes API from Bind — 1 operation(s) for quotes.
  humanURL: https://www.bindhq.com/insurance-api
  tags:
  - Quotes
  properties:
  - type: OpenAPI
    url: openapi/bind-quotes-api-openapi.yml
  - type: JSONSchema
    url: json-schema/bind-post-api-v2-quotes-request-schema.json
  - type: JSONSchema
    url: json-schema/bind-post-api-v2-quotes-response-schema.json
- aid: bind:bind-reports-api
  name: Bind Reports API
  description: The Reports API from Bind — 1 operation(s) for reports.
  humanURL: https://www.bindhq.com/insurance-api
  tags:
  - Reports
  properties:
  - type: OpenAPI
    url: openapi/bind-reports-api-openapi.yml
x-enrichment:
  date: '2026-09-28'
  status: enriched
  artifacts_added: 18
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

Bind API — frequently asked questions

Does Bind have an API?

Yes. APIs.io lists 4 APIs from Bind, including Insurance API, Bind Policies API and Bind Quotes API, and 1 more.

Is there an OpenAPI specification for the Bind API?

Yes. APIs.io indexes 3 OpenAPI specifications for Bind, each linked for download from this page.

How much does the Bind API cost?

Bind publishes its prices; its Foundation plan is $4,205 $3,622/month (min. 10 users, tiered per user) as of 2026-09-28. APIs.io lists 3 pricing plans for Bind, with each plan's price, limits and inclusions under Pricing on this page.

Is the Bind API ready for AI agents?

Bind has a Kin Score of 31.8 out of 100 (thin) and an Agent Readiness score of 14.8 (agent-aware), scored by API Evangelist on 2026-11-13.

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