Bind

BindHQ provides a composable insurance infrastructure platform for specialty insurers, MGAs, and brokers. Their APIs enable policy administration, underwriting, rating, and data access through a headless architecture, supporting digital distribution, delegated authority operations, and integration with carrier reporting systems. The platform offers flexible, scalable solutions for managing insurance products and automating workflows via modern API-driven services.

Bind publishes 4 APIs on the APIs.io network, including Policies API, Quotes API, Reports API, and 1 more. Tagged areas include Insurance, Platform, Composable, and Specialty.

The Bind catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

Bind’s developer surface includes documentation, API reference, getting-started guide, support, engineering blog, pricing, and 13 more developer resources.

🌐 Visit website 📡 Source on GitHub
32.5/100 thin Agent 13/100 agent aware Full breakdown ↓
scored 2026-10-03 · rubric v0.23.0
4 APIs
InsurancePlatformComposableSpecialty

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-10-03 · rubric v0.23.0
Composite quality — 32.5/100 · thin
Contract Quality 3.5 / 19
Developer Ergonomics 5.4 / 15
Access Clarity 9.5 / 15
Operational Transparency 0.0 / 10
Contract Governance 2.0 / 9
Discoverability 4.6 / 8
Regulatory Posture 2.5 / 15
Create-or-Update Ergonomics 0.0 / 10
Agent readiness — 13/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Well-Known Document 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.
The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/bind: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

Insurance API

BindHQ Insurance API provides programmatic access to insurance platform features.

Bind Policies API

The Policies API from Bind — 2 operation(s) for policies.

Bind Quotes API

The Quotes API from Bind — 1 operation(s) for quotes.

Bind Reports API

The Reports API from Bind — 1 operation(s) for reports.

Pricing Plans 1

Published pricing tiers and plan structures.

Bind Plans Pricing

3 plans

PLANS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Bind Context

2 classes · 7 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Bind API Rules

10 rules · 8 errors 1 warnings 1 info

SPECTRAL

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

PostApiV2QuotesRequest

4 properties

JSON SCHEMA

PostApiV2QuotesResponse

3 properties

JSON SCHEMA

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Bind Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

GettingStarted
GettingStarted

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Spectral
Spectral
 JSONLD
JSONLD
 Vocabulary
Vocabulary
 DataModel
DataModel
 Conformance
Conformance

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 4

Pricing, plans, and the legal terms of use

Plans
Plans
 Pricing
Pricing
 TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Other 2

Properties that don't map to a standard resource type

Hosts
Hosts
 Vendors
Vendors

Source (apis.yml)

apis.yml Raw ↑ 
aid: bind
name: Bind
image: https://framerusercontent.com/images/8UlogeRvnNxYazVcp56Y4cn7Zx4.png
description: BindHQ provides a composable insurance infrastructure platform for specialty insurers, MGAs, and brokers. Their
  APIs enable policy administration, underwriting, rating, and data access through a headless architecture, supporting digital
  distribution, delegated authority operations, and integration with carrier reporting systems. The platform offers flexible,
  scalable solutions for managing insurance products and automating workflows via modern API-driven services.
url: https://raw.githubusercontent.com/api-evangelist/bind/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: profiled
x-tier-reason: enrichment pass 2026-09-28 (modular-v1; was harvest)
x-coverage:
  state: unreadable
  reason: js-rendered-docs
  detail: Insurance API documentation is a JavaScript‑rendered Framer site with no machine‑readable OpenAPI spec discovered.
  evidence:
  - url: https://www.bindhq.com/insurance-api
    status: 200
  checked: '2026-09-28'
specificationVersion: '0.20'
created: '2026-09-28'
modified: '2026-09-28'
tags:
- Insurance
- Platform
- Composable
- Specialty
tags_raw:
- Insurance
- Platform
- API
- Composable
- Specialty
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Plans
  url: plans/bind-plans-pricing.yml
- type: Spectral
  url: rules/bind-rules.yml
- type: JSONLD
  url: json-ld/bind-context.jsonld
- type: Vocabulary
  url: vocabulary/bind-vocabulary.yml
- type: DataModel
  url: data-model/bind-data-model.yml
- type: Conformance
  url: conformance/bind-conformance.yml
- type: LLMsTxt
  url: llms/bind-llms.txt
- type: Hosts
  url: hosts/bind-hosts.yml
- type: Vendors
  url: vendors/bind-vendors.yml
- type: DomainSecurity
  url: security/bind-domain-security.yml
- type: Website
  url: https://www.bindhq.com
- type: Documentation
  url: https://www.bindhq.com/portal
- type: APIReference
  url: https://www.bindhq.com/insurance-api
- type: GettingStarted
  url: https://www.bindhq.com/insurance-api
- type: Support
  url: https://support.bindhq.com/
- type: Blog
  url: https://www.bindhq.com/blog
- type: Pricing
  url: https://www.bindhq.com/pricing
- type: TermsOfService
  url: https://www.bindhq.com/legal/terms-of-use
- type: PrivacyPolicy
  url: https://www.bindhq.com/legal/privacy-policy
apis:
- name: Insurance API
  description: BindHQ Insurance API provides programmatic access to insurance platform features.
  humanURL: https://www.bindhq.com/insurance-api
  baseURL: null
  method: derived
  source: https://www.bindhq.com/insurance-api
  aid: bind:insurance-api
- aid: bind:bind-policies-api
  name: Bind Policies API
  description: The Policies API from Bind — 2 operation(s) for policies.
  humanURL: https://www.bindhq.com/insurance-api
  tags:
  - Policies
  properties:
  - type: OpenAPI
    url: openapi/bind-policies-api-openapi.yml
  - type: JSONSchema
    url: json-schema/bind-post-api-v2-quotes-request-schema.json
  - type: JSONSchema
    url: json-schema/bind-post-api-v2-quotes-response-schema.json
- aid: bind:bind-quotes-api
  name: Bind Quotes API
  description: The Quotes API from Bind — 1 operation(s) for quotes.
  humanURL: https://www.bindhq.com/insurance-api
  tags:
  - Quotes
  properties:
  - type: OpenAPI
    url: openapi/bind-quotes-api-openapi.yml
  - type: JSONSchema
    url: json-schema/bind-post-api-v2-quotes-request-schema.json
  - type: JSONSchema
    url: json-schema/bind-post-api-v2-quotes-response-schema.json
- aid: bind:bind-reports-api
  name: Bind Reports API
  description: The Reports API from Bind — 1 operation(s) for reports.
  humanURL: https://www.bindhq.com/insurance-api
  tags:
  - Reports
  properties:
  - type: OpenAPI
    url: openapi/bind-reports-api-openapi.yml
  - type: JSONSchema
    url: json-schema/bind-post-api-v2-quotes-request-schema.json
  - type: JSONSchema
    url: json-schema/bind-post-api-v2-quotes-response-schema.json
x-enrichment:
  date: '2026-09-28'
  status: enriched
  artifacts_added: 18
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

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