Zendit website screenshot

Zendit

Zendit is a cloud-based Prepay-as-a-Service platform that provides API access to a global prepaid ecosystem. The API enables businesses to offer mobile top-ups, data packages, digital gift cards, prepaid utility bill payments, and eSIM products through a single integration.

Zendit publishes 8 APIs on the APIs.io network, including Account API, Brands API, eSIM API, and 5 more. Tagged areas include eSIM, Gift Cards, Mobile Top-Up, Payments, and Prepaid.

The Zendit catalog on APIs.io includes 4 JSON-LD contexts and 2 Spectral governance rulesets.

Zendit’s developer surface includes authentication, documentation, getting-started guide, API reference, changelog, engineering blog, and 9 more developer resources.

35.0/100 thin ▬ flat Agent 27/100 agent aware Full breakdown ↓
scored 2026-08-25 · rubric v0.14.0
AccessFreemiumSelf serve⚡ Free to try
8 APIs 8 Features 5 Use Cases
eSIMGift CardsMobile Top-UpPaymentsPrepaid

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-25 · rubric v0.14.0
Composite quality — 35.0/100 · thin
Contract Quality 5.5 / 21
Developer Ergonomics 8.1 / 17
Access Clarity 4.9 / 17
Operational Transparency 3.2 / 11
Contract Governance 2.6 / 10
Discoverability 6.3 / 9
Regulatory Posture 4.0 / 15
Agent readiness — 27/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
Documented Reversibility 6 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Surface 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/zendit: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 8

Individual APIs this provider publishes, each with its own machine-readable definition.

Zendit Account API

Wallet balance and account information

Zendit Brands API

Brand catalog

Zendit eSIM API

eSIM plans and activation

Zendit Mobile Top-Up API

Mobile credit top-ups, bundles, and data plans

Zendit Reports API

Transaction reporting

Zendit Tools API

Utility endpoints

Zendit Transactions API

Cross-product transaction queries

Zendit Vouchers API

Digital gift cards and utility bill payments

Scroll for all 8

Postman Collections 8

Ready-to-run Postman collections for exercising this provider's APIs.

Scroll for all 8

Open Collections 10

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Zendit Account API

OPEN COLLECTION

Zendit API

OPEN COLLECTION

Zendit Account Brands API

OPEN COLLECTION

Zendit Account eSIM API

OPEN COLLECTION

Zendit Account Tools API

OPEN COLLECTION

Scroll for all 10

Pricing Plans 1

Published pricing tiers and plan structures.

Zendit Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Zendit Rate Limits

5 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Features 8

Notable capabilities this provider offers.

Mobile Top-Ups

Recharge prepaid mobile credit globally across thousands of carriers.

Data Bundles

Sell mobile data packages to subscribers worldwide.

eSIM Products

Offer eSIM plans for global travelers with QR-code activation.

Digital Gift Cards

Distribute prepaid gift cards across major brands.

Utility Bill Payments

Process prepaid utility payments for electricity, water, and gas.

Phone Number Lookup

Identify carrier from phone number in E.164 format.

Webhooks

Receive event notifications for transaction completions.

Async Reports

Generate transaction reports as CSV files asynchronously.

Scroll for all 8

Semantic Vocabularies 4

JSON-LD contexts and semantic vocabularies used across these APIs.

Zendit Api Context

17 classes · 38 properties

JSON-LD

Zendit Api Esim Context

2 classes · 4 properties

JSON-LD

Zendit Api Topup Context

1 classes · 4 properties

JSON-LD

Zendit Api Voucher Context

2 classes · 6 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

Zendit API Rules

5 rules · 3 warnings 2 info

SPECTRAL

Zendit API Rules

18 rules · 5 errors 13 warnings

SPECTRAL

JSON Schema 20

Standalone JSON Schema definitions for this provider's data models.

Balance

3 properties

JSON SCHEMA

BrandList

4 properties

JSON SCHEMA

Brand

5 properties

JSON SCHEMA

EsimPlanList

2 properties

JSON SCHEMA

EsimPlan

5 properties

JSON SCHEMA

EsimPurchaseRequest

3 properties

JSON SCHEMA

OfferList

4 properties

JSON SCHEMA

Offer

9 properties

JSON SCHEMA

PhoneLookup

5 properties

JSON SCHEMA

Price

2 properties

JSON SCHEMA

PurchaseList

4 properties

JSON SCHEMA

Purchase

8 properties

JSON SCHEMA

RedemptionInstructions

3 properties

JSON SCHEMA

Refund

5 properties

JSON SCHEMA

ReportRequest

3 properties

JSON SCHEMA

Report

4 properties

JSON SCHEMA

TopupPurchaseRequest

4 properties

JSON SCHEMA

TransactionList

4 properties

JSON SCHEMA

Transaction

5 properties

JSON SCHEMA

VoucherPurchaseRequest

4 properties

JSON SCHEMA

Scroll for all 20

JSON Structure 20

JSON Structure definitions describing this provider's data shapes.

Zendit Api Balance Structure

3 properties

JSON STRUCTURE

Zendit Api Brand List Structure

4 properties

JSON STRUCTURE

Zendit Api Brand Structure

5 properties

JSON STRUCTURE

Zendit Api Esim Plan List Structure

2 properties

JSON STRUCTURE

Zendit Api Esim Plan Structure

5 properties

JSON STRUCTURE

Zendit Api Esim Purchase Request Structure

3 properties

JSON STRUCTURE

Zendit Api Offer List Structure

4 properties

JSON STRUCTURE

Zendit Api Offer Structure

9 properties

JSON STRUCTURE

Zendit Api Phone Lookup Structure

5 properties

JSON STRUCTURE

Zendit Api Price Structure

2 properties

JSON STRUCTURE

Zendit Api Purchase List Structure

4 properties

JSON STRUCTURE

Zendit Api Purchase Structure

8 properties

JSON STRUCTURE

Zendit Api Refund Structure

5 properties

JSON STRUCTURE

Zendit Api Report Request Structure

3 properties

JSON STRUCTURE

Zendit Api Report Structure

4 properties

JSON STRUCTURE

Zendit Api Transaction List Structure

4 properties

JSON STRUCTURE

Zendit Api Transaction Structure

5 properties

JSON STRUCTURE

Scroll for all 20

Examples 20

Example request and response payloads for these APIs.

Zendit Api Brand Example

5 fields

EXAMPLE

Zendit Api Offer Example

9 fields

EXAMPLE

Zendit Api Price Example

2 fields

EXAMPLE

Zendit Api Refund Example

5 fields

EXAMPLE

Zendit Api Report Example

4 fields

EXAMPLE

Scroll for all 20

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Zendit Authentication

http · 1 scheme

SECURITY

Zendit Domain Security

TLSv1.3 · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Zendit Agentic Access

29 operations · 5 acting

29 operations · 5 acting

AGENTIC

Use Cases 5

What developers build with this provider.

Telecom Resellers

Power top-up and data plan sales for MVNOs and resellers.

Travel Apps

Embed eSIM purchases into travel booking flows.

Gift Card Marketplaces

Aggregate digital gift card inventory across brands.

Fintech Apps

Enable bill payment and prepaid services within wallets.

Loyalty Programs

Reward users with mobile top-ups, gift cards, or eSIM data.

Integrations 2

Pre-built integrations with other platforms and tools.

Webhooks

Inbound webhook endpoints for transaction event notifications.

REST API

Bearer-token authenticated REST API over HTTPS.

Resources

Get Started 2

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Build 2

SDKs, sample code, and the tooling you integrate with

Access & Security 2

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Company 3

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: zendit
name: Zendit
description: Zendit is a cloud-based Prepay-as-a-Service platform that provides API access to a global prepaid ecosystem.
  The API enables businesses to offer mobile top-ups, data packages, digital gift cards, prepaid utility bill payments, and
  eSIM products through a single integration.
type: Index
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Freemium · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
position: Consumer
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/zendit.png
tags:
- eSIM
- Gift Cards
- Mobile Top-Up
- Payments
- Prepaid
created: '2025-02-08'
modified: '2026-05-19'
url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/apis.yml
specificationVersion: '0.23'
apis:
- aid: zendit:zendit-account-api
  name: Zendit Account API
  description: Wallet balance and account information
  humanURL: https://zendit.io/
  baseURL: https://api.zendit.io/v1
  tags:
  - Account
  properties:
  - type: OpenAPI
    url: openapi/zendit-account-api-openapi.yml
  - type: Documentation
    url: https://zendit.io/
  - type: APIReference
    url: https://developers.zendit.io/api/
  - type: GettingStarted
    url: https://zendit.io/user-guide/getting-started/
  - type: Authentication
    url: https://developers.zendit.io/api/
  - type: Guide
    url: https://zendit.io/guide-to-integrating-zendits-api-into-your-projects/
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-schema/
  - type: JSONStructure
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-structure/
  - type: JSONLD
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-ld/zendit-api-context.jsonld
  - type: Examples
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/examples/
- aid: zendit:zendit-brands-api
  name: Zendit Brands API
  description: Brand catalog
  humanURL: https://zendit.io/
  baseURL: https://api.zendit.io/v1
  tags:
  - Brands
  properties:
  - type: OpenAPI
    url: openapi/zendit-brands-api-openapi.yml
  - type: Documentation
    url: https://zendit.io/
  - type: APIReference
    url: https://developers.zendit.io/api/
  - type: GettingStarted
    url: https://zendit.io/user-guide/getting-started/
  - type: Authentication
    url: https://developers.zendit.io/api/
  - type: Guide
    url: https://zendit.io/guide-to-integrating-zendits-api-into-your-projects/
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-schema/
  - type: JSONStructure
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-structure/
  - type: JSONLD
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-ld/zendit-api-context.jsonld
  - type: Examples
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/examples/
- aid: zendit:zendit-esim-api
  name: Zendit eSIM API
  description: eSIM plans and activation
  humanURL: https://zendit.io/
  baseURL: https://api.zendit.io/v1
  tags:
  - eSIM
  properties:
  - type: OpenAPI
    url: openapi/zendit-esim-api-openapi.yml
  - type: Documentation
    url: https://zendit.io/
  - type: APIReference
    url: https://developers.zendit.io/api/
  - type: GettingStarted
    url: https://zendit.io/user-guide/getting-started/
  - type: Authentication
    url: https://developers.zendit.io/api/
  - type: Guide
    url: https://zendit.io/guide-to-integrating-zendits-api-into-your-projects/
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-schema/
  - type: JSONStructure
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-structure/
  - type: JSONLD
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-ld/zendit-api-context.jsonld
  - type: Examples
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/examples/
- aid: zendit:zendit-mobile-top-up-api
  name: Zendit Mobile Top-Up API
  description: Mobile credit top-ups, bundles, and data plans
  humanURL: https://zendit.io/
  baseURL: https://api.zendit.io/v1
  tags:
  - Mobile Top-Up
  properties:
  - type: OpenAPI
    url: openapi/zendit-mobile-top-up-api-openapi.yml
  - type: Documentation
    url: https://zendit.io/
  - type: APIReference
    url: https://developers.zendit.io/api/
  - type: GettingStarted
    url: https://zendit.io/user-guide/getting-started/
  - type: Authentication
    url: https://developers.zendit.io/api/
  - type: Guide
    url: https://zendit.io/guide-to-integrating-zendits-api-into-your-projects/
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-schema/
  - type: JSONStructure
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-structure/
  - type: JSONLD
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-ld/zendit-api-context.jsonld
  - type: Examples
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/examples/
- aid: zendit:zendit-reports-api
  name: Zendit Reports API
  description: Transaction reporting
  humanURL: https://zendit.io/
  baseURL: https://api.zendit.io/v1
  tags:
  - Reports
  properties:
  - type: OpenAPI
    url: openapi/zendit-reports-api-openapi.yml
  - type: Documentation
    url: https://zendit.io/
  - type: APIReference
    url: https://developers.zendit.io/api/
  - type: GettingStarted
    url: https://zendit.io/user-guide/getting-started/
  - type: Authentication
    url: https://developers.zendit.io/api/
  - type: Guide
    url: https://zendit.io/guide-to-integrating-zendits-api-into-your-projects/
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-schema/
  - type: JSONStructure
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-structure/
  - type: JSONLD
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-ld/zendit-api-context.jsonld
  - type: Examples
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/examples/
- aid: zendit:zendit-tools-api
  name: Zendit Tools API
  description: Utility endpoints
  humanURL: https://zendit.io/
  baseURL: https://api.zendit.io/v1
  tags:
  - Tools
  properties:
  - type: OpenAPI
    url: openapi/zendit-tools-api-openapi.yml
  - type: Documentation
    url: https://zendit.io/
  - type: APIReference
    url: https://developers.zendit.io/api/
  - type: GettingStarted
    url: https://zendit.io/user-guide/getting-started/
  - type: Authentication
    url: https://developers.zendit.io/api/
  - type: Guide
    url: https://zendit.io/guide-to-integrating-zendits-api-into-your-projects/
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-schema/
  - type: JSONStructure
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-structure/
  - type: JSONLD
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-ld/zendit-api-context.jsonld
  - type: Examples
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/examples/
- aid: zendit:zendit-transactions-api
  name: Zendit Transactions API
  description: Cross-product transaction queries
  humanURL: https://zendit.io/
  baseURL: https://api.zendit.io/v1
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/zendit-transactions-api-openapi.yml
  - type: Documentation
    url: https://zendit.io/
  - type: APIReference
    url: https://developers.zendit.io/api/
  - type: GettingStarted
    url: https://zendit.io/user-guide/getting-started/
  - type: Authentication
    url: https://developers.zendit.io/api/
  - type: Guide
    url: https://zendit.io/guide-to-integrating-zendits-api-into-your-projects/
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-schema/
  - type: JSONStructure
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-structure/
  - type: JSONLD
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-ld/zendit-api-context.jsonld
  - type: Examples
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/examples/
- aid: zendit:zendit-vouchers-api
  name: Zendit Vouchers API
  description: Digital gift cards and utility bill payments
  humanURL: https://zendit.io/
  baseURL: https://api.zendit.io/v1
  tags:
  - Vouchers
  properties:
  - type: OpenAPI
    url: openapi/zendit-vouchers-api-openapi.yml
  - type: Documentation
    url: https://zendit.io/
  - type: APIReference
    url: https://developers.zendit.io/api/
  - type: GettingStarted
    url: https://zendit.io/user-guide/getting-started/
  - type: Authentication
    url: https://developers.zendit.io/api/
  - type: Guide
    url: https://zendit.io/guide-to-integrating-zendits-api-into-your-projects/
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-schema/
  - type: JSONStructure
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-structure/
  - type: JSONLD
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/json-ld/zendit-api-context.jsonld
  - type: Examples
    url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/examples/
common:
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/zendit/overview
- type: AgenticAccess
  url: agentic-access/zendit-agentic-access.yml
- type: DomainSecurity
  url: security/zendit-domain-security.yml
- type: Authentication
  url: authentication/zendit-authentication.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/zenditplatform
- url: https://zendit.io/
  name: Zendit Website
  type: Website
- url: https://zendit.io/user-guide/
  name: User Guide
  type: Documentation
- url: https://zendit.io/user-guide/getting-started/
  name: Getting Started
  type: GettingStarted
- url: https://developers.zendit.io/api/
  name: Zendit API Reference
  type: APIReference
- url: https://console.zendit.io/login
  name: Zendit Console Login
  type: Login
- url: https://zendit.io/zendit-new-features/
  name: Zendit Releases
  type: ChangeLog
- url: https://github.com/zenditplatform
  name: Zendit GitHub Organization
  type: GitHubOrganization
- url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/rules/zendit-rules.yml
  name: Zendit Spectral Ruleset
  type: SpectralRules
- url: https://raw.githubusercontent.com/api-evangelist/zendit/refs/heads/main/vocabulary/zendit-vocabulary.yml
  name: Zendit Vocabulary
  type: Vocabulary
- url: https://zendit.io/blog/
  type: Blog
- data:
  - name: Mobile Top-Ups
    description: Recharge prepaid mobile credit globally across thousands of carriers.
  - name: Data Bundles
    description: Sell mobile data packages to subscribers worldwide.
  - name: eSIM Products
    description: Offer eSIM plans for global travelers with QR-code activation.
  - name: Digital Gift Cards
    description: Distribute prepaid gift cards across major brands.
  - name: Utility Bill Payments
    description: Process prepaid utility payments for electricity, water, and gas.
  - name: Phone Number Lookup
    description: Identify carrier from phone number in E.164 format.
  - name: Webhooks
    description: Receive event notifications for transaction completions.
  - name: Async Reports
    description: Generate transaction reports as CSV files asynchronously.
  name: Features
  type: Features
- data:
  - name: Telecom Resellers
    description: Power top-up and data plan sales for MVNOs and resellers.
  - name: Travel Apps
    description: Embed eSIM purchases into travel booking flows.
  - name: Gift Card Marketplaces
    description: Aggregate digital gift card inventory across brands.
  - name: Fintech Apps
    description: Enable bill payment and prepaid services within wallets.
  - name: Loyalty Programs
    description: Reward users with mobile top-ups, gift cards, or eSIM data.
  name: UseCases
  type: UseCases
- data:
  - name: Webhooks
    description: Inbound webhook endpoints for transaction event notifications.
  - name: REST API
    description: Bearer-token authenticated REST API over HTTPS.
  name: Integrations
  type: Integrations
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this
  • find_providersBrowse and filter every provider in the catalog.
  • get_provider_artifactsEvery artifact this provider publishes, grouped by type.
  • get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
  • get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
  • get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
  • get_provider_ratingPRO — composite, band, trend and facet scores.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools

Call it yourself

curl for this page
This provider
curl "https://apis.io/api/v1/providers/zendit"
All providers
curl "https://apis.io/api/v1/providers?limit=25"
Every operation they expose
curl "https://apis.io/api/v1/providers/zendit/operations?limit=25"
How their score was established
curl "https://apis.io/api/v1/providers/zendit/evidence"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no email required.

A second provider on the same verified email joins the account you already have.