Vroom

Vroom, Inc. is a Houston-based automotive technology company that operated as an online used vehicle retailer offering no-haggle pricing, nationwide home delivery, and digital financing. In January 2024 Vroom ceased direct-to-consumer e-commerce vehicle sales and pivoted to focus on its two B2B subsidiaries — United Auto Credit Corporation (UACC), a non-prime automotive finance lender serving 7,300+ dealerships, and CarStory, an AI-powered analytics and digital retail services platform processing over 7 million vehicle listings per day. The company exited Chapter 11 bankruptcy protection in January 2025. Current API-adjacent services include the UACC dealer portal for financing origination and the CarStory analytics platform for inventory appraisal, promotion, and profit tracking — both available to dealer partners under negotiated B2B agreements.

Vroom publishes 2 APIs on the APIs.io network. Tagged areas include Automotive, Used Vehicles, Vehicle Financing, Auto Finance, and Dealer Analytics.

The Vroom catalog on APIs.io includes 1 JSON-LD context.

Vroom’s developer surface includes documentation, engineering blog, pricing, and 10 more developer resources.

🌐 Visit website 📡 Source on GitHub

22.6/100 emerging ▬ flat Agent 3/100 human only Front door AI 1/6 silent saas Full breakdown ↓
scored 2026-10-04 · rubric v0.23.0

2 APIs

Automotive Used Vehicles Vehicle Financing Auto FinanceDealer AnalyticsAI AnalyticsNon-Prime LendingVehicle Inventory

Kin Score

Kin Score How this is scored →
scored 2026-10-04 · rubric v0.23.0

Composite quality — 22.6/100 · emerging

Contract Quality 1.4 / 21

Developer Ergonomics 1.8 / 17

Access Clarity 6.4 / 17

Operational Transparency 4.6 / 11

Contract Governance 0.0 / 10

Discoverability 5.6 / 9

Regulatory Posture 1.6 / 15

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/vroom: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 2

Individual APIs this provider publishes, each with its own machine-readable definition.

UACC Dealer Financing Portal

United Auto Credit Corporation dealer financing integration providing non-prime auto lending origination, 24/7 application access, instant credit decisions, and contract printin...

CarStory Automotive Analytics Platform

AI-powered automotive retail analytics platform providing vehicle appraisal intelligence, market promotion data, and profit optimization tools for dealerships, leveraging machin...

Pricing Plans 1

Published pricing tiers and plan structures.

Vroom Plans Pricing

2 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Vroom Rate Limits

3 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Vroom Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Vroom Context

0 classes · 6 properties

JSON-LD

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Vroom Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Resources

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrg

GitHubOrg

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

StatusPage

StatusPage

RateLimits

RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

Plans

Plans

FinOps

FinOps

Company 4

The organization behind the API

Website

Website

InvestorRelations

InvestorRelations

LinkedIn

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

aid: vroom
name: Vroom
description: Vroom, Inc. is a Houston-based automotive technology company that operated as an online used vehicle retailer
  offering no-haggle pricing, nationwide home delivery, and digital financing. In January 2024 Vroom ceased direct-to-consumer
  e-commerce vehicle sales and pivoted to focus on its two B2B subsidiaries — United Auto Credit Corporation (UACC), a non-prime
  automotive finance lender serving 7,300+ dealerships, and CarStory, an AI-powered analytics and digital retail services
  platform processing over 7 million vehicle listings per day. The company exited Chapter 11 bankruptcy protection in January
  2025. Current API-adjacent services include the UACC dealer portal for financing origination and the CarStory analytics
  platform for inventory appraisal, promotion, and profit tracking — both available to dealer partners under negotiated B2B
  agreements.
type: Index
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/vroom.png
url: https://raw.githubusercontent.com/api-evangelist/vroom/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.23'
tags:
- Automotive
- Used Vehicles
- Vehicle Financing
- Auto Finance
- Dealer Analytics
- AI Analytics
- Non-Prime Lending
- Vehicle Inventory
apis:
- aid: vroom:uacc-dealer-portal
  name: UACC Dealer Financing Portal
  description: United Auto Credit Corporation dealer financing integration providing non-prime auto lending origination, 24/7
    application access, instant credit decisions, and contract printing for dealership partners across the United States.
  humanURL: https://www.unitedautocredit.net/dealerpartners.aspx
  baseURL: https://www.unitedautocredit.net
  tags:
  - Auto Financing
  - Non-Prime Lending
  - Dealer Portal
  - Credit Applications
  properties:
  - type: Documentation
    url: https://www.unitedautocredit.net/dealers/faq
  - type: DealerPartners
    url: https://www.unitedautocredit.net/dealerpartners.aspx
- aid: vroom:carstory-analytics
  name: CarStory Automotive Analytics Platform
  description: AI-powered automotive retail analytics platform providing vehicle appraisal intelligence, market promotion
    data, and profit optimization tools for dealerships, leveraging machine learning across 7 million vehicle listings per
    day and 18 million consumer sessions per month.
  humanURL: https://www.carstory.ai
  baseURL: https://dealer.carstory.ai
  tags:
  - Automotive Analytics
  - Artificial Intelligence
  - Vehicle Appraisal
  - Inventory
  - Dealer Tools
  tags_raw:
  - Automotive Analytics
  - AI
  - Vehicle Appraisal
  - Inventory Management
  - Dealer Tools
  properties:
  - type: Documentation
    url: https://www.carstory.ai
common:
- type: DomainSecurity
  url: security/vroom-domain-security.yml
- type: Website
  url: https://www.vroom.com
- type: InvestorRelations
  url: https://ir.vroom.com
- type: Documentation
  url: https://www.unitedautocredit.net/dealers/faq
- type: GitHubOrg
  url: https://github.com/vroom-project
- type: LinkedIn
  url: https://www.linkedin.com/company/vroom
- type: Blog
  url: https://ir.vroom.com/news-events/press-releases/
- type: Pricing
  url: https://www.unitedautocredit.net/dealerpartners.aspx
- type: StatusPage
  url: https://ir.vroom.com
- type: X
  url: https://twitter.com/vroomcars
- type: Plans
  url: plans/vroom-plans-pricing.yml
- type: RateLimits
  url: rate-limits/vroom-rate-limits.yml
- type: FinOps
  url: finops/vroom-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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