Reloadly

Reloadly is a global digital rewards and payments platform providing APIs for sending digital gift cards, airtime top-ups, and data bundles worldwide. The platform connects businesses to 3,000+ gift card brands across 14,000+ products in 140+ countries and 800+ mobile operators in 170+ countries. Reloadly's REST APIs use OAuth 2.0 client credentials authentication with separate sandbox and production environments.

Reloadly publishes 8 API contracts indexed on the APIs.io network, including Authentication API, Balance API, Discounts API, and 5 more. Tagged areas include Gift Cards, Payments, Airtime, Mobile Top-Up, and Rewards.

The Reloadly catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

Reloadly’s developer surface includes authentication, documentation, support, pricing, signup flow, engineering blog, and 12 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

32.5/100 thin ▬ flat Agent 22/100 agent aware Front door AI 1/6 silent Heartbeat 50/100 alive saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessFreemiumSelf serve⚡ Free to try

2 published contracts

Gift Cards Payments Airtime Mobile Top-Up Rewards Incentives Loyalty & Incentives

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 32.5/100 · thin

Contract Quality 11.3 / 19

Developer Ergonomics 2.0 / 15

Access Clarity 4.7 / 15

Operational Transparency 1.0 / 10

Contract Governance 0.9 / 9

Discoverability 5.5 / 8

Regulatory Posture 2.3 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 22/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document

9 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Developer Ergonomics scores 13.1 — up to +17.4 composite points
Access Clarity scores 31.6 — up to +13.7 composite points
Operational Transparency scores 10.5 — up to +11.6 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/reloadly/apis.yml: open an issue on github.com/api-evangelist/reloadly to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
APIs.guru OpenAPI Directory (API definition directory)	standard	19.7 (thin)	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

APIs 8

Individual APIs this provider publishes, each with its own machine-readable definition.

Reloadly Authentication API

Obtain OAuth 2.0 access tokens for API authorization.

Reloadly Balance API

Check your Reloadly account balance.

Reloadly Discounts API

Retrieve discount rates available on gift card products.

Reloadly Operators API

Browse mobile network operators and their coverage.

Reloadly Orders API

Place and manage gift card orders.

Reloadly Products API

Browse and search the gift card product catalog.

Reloadly Top-Ups API

Send airtime top-ups to mobile phones worldwide.

Reloadly Transactions API

List and retrieve top-up transaction history.

Scroll for all 8

Open Collections 10

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Reloadly Airtime API

OPEN COLLECTION

Reloadly Airtime Authentication API

OPEN COLLECTION

Reloadly Airtime Authentication Balance API

OPEN COLLECTION

Reloadly Airtime Authentication Discounts API

OPEN COLLECTION

Reloadly Gift Cards API

OPEN COLLECTION

Reloadly Airtime Authentication Operators API

OPEN COLLECTION

Reloadly Airtime Authentication Orders API

OPEN COLLECTION

Reloadly Airtime Authentication Products API

OPEN COLLECTION

Reloadly Airtime Authentication Top-Ups API

OPEN COLLECTION

Reloadly Airtime Authentication Transactions API

OPEN COLLECTION

Scroll for all 10

Reloadly API pricing

Not yet checked against Reloadly's own pricing page. Compiled by API Evangelist on 2026-05-04; confirm before you rely on a figure. A free plan or tier is listed.

Plan	Price
Free freemium	Free
Professional paid	Free
Enterprise enterprise	—

Plan details, limits and sources →

Rate limits

Free Tier Default: 10 requests per minute
Free Tier Monthly Quota: 1000 requests per month
Professional Tier Default: 100 requests per minute

Compiled by API Evangelist, not yet checked against Reloadly's documentation. All 5 limits →

Pricing Plans 1

Published pricing tiers and plan structures.

Reloadly Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Reloadly Rate Limits

5 limits

RATE LIMITS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

Reloadly

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Reloadly Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Reloadly Context

9 classes · 17 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

Reloadly — jsonschema rules

6 rules · 4 warnings 2 info

SPECTRAL

Reloadly API Rules

10 rules · 6 errors 4 warnings

SPECTRAL

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

Reloadly Gift Card Order

11 properties

JSON SCHEMA

Reloadly Gift Card Product

18 properties

JSON SCHEMA

JSON Structure 1

JSON Structure definitions describing this provider's data shapes.

Reloadly Product Structure

0 properties

JSON STRUCTURE

Examples 3

Example request and response payloads for these APIs.

Reloadly List Products Example

2 fields

EXAMPLE

Reloadly Place Order Example

2 fields

EXAMPLE

Reloadly Send Topup Example

2 fields

EXAMPLE

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Reloadly Authentication

http · 1 scheme

SECURITY

Reloadly Domain Security

TLSv1.3 · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Reloadly Agentic Access

17 operations · 4 acting

AGENTIC

Resources

Get Started 1

Portal, sign-up, and the first successful call

Signup

Signup

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

LlmsText

LlmsText

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Authentication

Authentication

Operate 2

Status, limits, changes, and where to get help

RateLimits

RateLimits

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Pricing

Pricing

Company 4

The organization behind the API

Website

Website

LinkedIn

Twitter

Twitter

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Dashboard

Dashboard

Source (apis.yml)

aid: reloadly
name: Reloadly
description: Reloadly is a global digital rewards and payments platform providing APIs for sending digital gift cards, airtime
  top-ups, and data bundles worldwide. The platform connects businesses to 3,000+ gift card brands across 14,000+ products
  in 140+ countries and 800+ mobile operators in 170+ countries. Reloadly's REST APIs use OAuth 2.0 client credentials authentication
  with separate sandbox and production environments.
type: Index
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Freemium · Self-serve signup
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/reloadly.png
tags:
- Gift Cards
- Payments
- Airtime
- Mobile Top-Up
- Rewards
- Incentives
- Loyalty & Incentives
url: https://raw.githubusercontent.com/api-evangelist/reloadly/refs/heads/main/apis.yml
created: '2025-02-08'
modified: '2026-05-19'
specificationVersion: '0.23'
apis:
- aid: reloadly:reloadly-authentication-api
  name: Reloadly Authentication API
  description: Obtain OAuth 2.0 access tokens for API authorization.
  humanURL: https://www.reloadly.com/products/gift-card-api
  baseURL: https://giftcards.reloadly.com
  tags:
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/reloadly-authentication-api-openapi.yml
  - type: Documentation
    url: https://docs.reloadly.com/gift-cards
  - type: Authentication
    url: https://docs.reloadly.com/gift-cards/tag/Authentication
  - type: Documentation
    url: https://docs.reloadly.com/airtime
- aid: reloadly:reloadly-balance-api
  name: Reloadly Balance API
  description: Check your Reloadly account balance.
  humanURL: https://www.reloadly.com/products/gift-card-api
  baseURL: https://giftcards.reloadly.com
  tags:
  - Balances
  tags_raw:
  - Balance
  properties:
  - type: OpenAPI
    url: openapi/reloadly-balance-api-openapi.yml
  - type: Documentation
    url: https://docs.reloadly.com/gift-cards
  - type: Authentication
    url: https://docs.reloadly.com/gift-cards/tag/Authentication
  - type: Documentation
    url: https://docs.reloadly.com/airtime
- aid: reloadly:reloadly-discounts-api
  name: Reloadly Discounts API
  description: Retrieve discount rates available on gift card products.
  humanURL: https://www.reloadly.com/products/gift-card-api
  baseURL: https://giftcards.reloadly.com
  tags:
  - Discounts
  properties:
  - type: OpenAPI
    url: openapi/reloadly-discounts-api-openapi.yml
  - type: Documentation
    url: https://docs.reloadly.com/gift-cards
  - type: Authentication
    url: https://docs.reloadly.com/gift-cards/tag/Authentication
  - type: Documentation
    url: https://docs.reloadly.com/airtime
- aid: reloadly:reloadly-operators-api
  name: Reloadly Operators API
  description: Browse mobile network operators and their coverage.
  humanURL: https://www.reloadly.com/products/gift-card-api
  baseURL: https://giftcards.reloadly.com
  tags:
  - Operator
  tags_raw:
  - Operators
  properties:
  - type: OpenAPI
    url: openapi/reloadly-operators-api-openapi.yml
  - type: Documentation
    url: https://docs.reloadly.com/gift-cards
  - type: Authentication
    url: https://docs.reloadly.com/gift-cards/tag/Authentication
  - type: Documentation
    url: https://docs.reloadly.com/airtime
- aid: reloadly:reloadly-orders-api
  name: Reloadly Orders API
  description: Place and manage gift card orders.
  humanURL: https://www.reloadly.com/products/gift-card-api
  baseURL: https://giftcards.reloadly.com
  tags:
  - Order
  tags_raw:
  - Orders
  properties:
  - type: OpenAPI
    url: openapi/reloadly-orders-api-openapi.yml
  - type: Documentation
    url: https://docs.reloadly.com/gift-cards
  - type: Authentication
    url: https://docs.reloadly.com/gift-cards/tag/Authentication
  - type: Documentation
    url: https://docs.reloadly.com/airtime
- aid: reloadly:reloadly-products-api
  name: Reloadly Products API
  description: Browse and search the gift card product catalog.
  humanURL: https://www.reloadly.com/products/gift-card-api
  baseURL: https://giftcards.reloadly.com
  tags:
  - Product
  tags_raw:
  - Products
  properties:
  - type: OpenAPI
    url: openapi/reloadly-products-api-openapi.yml
  - type: Documentation
    url: https://docs.reloadly.com/gift-cards
  - type: Authentication
    url: https://docs.reloadly.com/gift-cards/tag/Authentication
  - type: Documentation
    url: https://docs.reloadly.com/airtime
- aid: reloadly:reloadly-top-ups-api
  name: Reloadly Top-Ups API
  description: Send airtime top-ups to mobile phones worldwide.
  humanURL: https://www.reloadly.com/products/gift-card-api
  baseURL: https://giftcards.reloadly.com
  tags:
  - Top-Ups
  properties:
  - type: OpenAPI
    url: openapi/reloadly-top-ups-api-openapi.yml
  - type: Documentation
    url: https://docs.reloadly.com/gift-cards
  - type: Authentication
    url: https://docs.reloadly.com/gift-cards/tag/Authentication
  - type: Documentation
    url: https://docs.reloadly.com/airtime
- aid: reloadly:reloadly-transactions-api
  name: Reloadly Transactions API
  description: List and retrieve top-up transaction history.
  humanURL: https://www.reloadly.com/products/gift-card-api
  baseURL: https://giftcards.reloadly.com
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/reloadly-transactions-api-openapi.yml
  - type: Documentation
    url: https://docs.reloadly.com/gift-cards
  - type: Authentication
    url: https://docs.reloadly.com/gift-cards/tag/Authentication
  - type: Documentation
    url: https://docs.reloadly.com/airtime
common:
- type: Plans
  url: plans/reloadly-plans-pricing.yml
- type: RateLimits
  url: rate-limits/reloadly-rate-limits.yml
- type: FinOps
  url: finops/reloadly-finops.yml
- type: AgenticAccess
  url: agentic-access/reloadly-agentic-access.yml
- type: DomainSecurity
  url: security/reloadly-domain-security.yml
- type: Authentication
  url: authentication/reloadly-authentication.yml
- type: Website
  url: https://www.reloadly.com
- type: Documentation
  url: https://docs.reloadly.com
- type: Authentication
  url: https://auth.reloadly.com/oauth/token
- type: Dashboard
  url: https://dashboard.reloadly.com
- type: GitHubOrganization
  url: https://github.com/reloadly
- type: Support
  url: https://support.reloadly.com
- type: Pricing
  url: https://www.reloadly.com/pricing
- type: Signup
  url: https://www.reloadly.com/register
- type: LinkedIn
  url: https://www.linkedin.com/company/reloadly
- type: Twitter
  url: https://twitter.com/reloadly
- type: LlmsText
  url: https://docs.reloadly.com/llms.txt
- url: https://www.reloadly.com/blog/feed/
  type: Blog
features:
- name: OAuth 2.0 Authentication
  description: Client credentials grant with separate sandbox and production tokens
- name: Sandbox Environment
  description: Full sandbox for development with test credentials
- name: Multi-Currency Support
  description: Payouts in USD, EUR, CAD, and GBP
- name: Real-Time Fulfillment
  description: Instant gift card delivery and airtime top-up processing
- name: Global Coverage
  description: Gift cards in 140+ countries, airtime in 170+ countries
- name: SDK Support
  description: Official SDKs for Node.js, PHP, Python, Go, Java, C#
solutions:
- name: Employee Rewards
  description: Send digital gift cards as employee recognition rewards and incentives across a global distributed workforce.
- name: Customer Loyalty Programs
  description: Power loyalty point redemption with instant digital gift card delivery to customers in 140+ countries.
- name: Crypto Exchange Utilities
  description: Enable cryptocurrency holders to convert digital assets to airtime or gift cards for real-world utility.
- name: Remittance Alternatives
  description: Provide mobile airtime top-ups as a remittance alternative for supporting family members in emerging markets.
- name: Bulk Gifting Campaigns
  description: Run large-scale gifting campaigns with bulk gift card orders for marketing, promotions, and B2B incentive programs.
useCases:
- name: Gift Card Order Automation
  description: Automate gift card delivery for loyalty programs, employee rewards, and customer promotions via REST API.
- name: Airtime Top-Up Service
  description: Build mobile wallet applications or remittance services that send airtime top-ups to phones worldwide.
- name: Digital Rewards Platform
  description: Integrate Reloadly into an existing rewards platform to offer global gift card and airtime redemption options.
integrations:
- name: WordPress Plugin
  description: Gift card integration for WordPress e-commerce sites
- name: Shopify Plugin
  description: Gift card integration for Shopify stores
- name: WooCommerce Plugin
  description: Gift card integration for WooCommerce-powered stores
- name: Node.js SDK
  description: Official Node.js client library
- name: PHP SDK
  description: Official PHP client library
- name: Python SDK
  description: Official Python client library
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Reloadly API — frequently asked questions

Does Reloadly have an API?

Yes. APIs.io lists 8 APIs from Reloadly, including Reloadly Authentication API, Reloadly Balance API and Reloadly Discounts API, and 5 more.

Is there an OpenAPI specification for the Reloadly API?

Yes. APIs.io indexes 8 OpenAPI specifications for Reloadly, each linked for download from this page.

How do I authenticate with the Reloadly API?

Reloadly uses bearer-token authentication (http · 1 scheme). The details are profiled on APIs.io as Reloadly Authentication.

How much does the Reloadly API cost?

APIs.io lists 3 pricing plans for Reloadly, with each plan's price, limits and inclusions under Pricing on this page.

Is the Reloadly API ready for AI agents?

Reloadly has a Kin Score of 32.5 out of 100 (thin) and an Agent Readiness score of 22.4 (agent-aware), scored by API Evangelist on 2026-11-06.

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