Qard

Qard provides consolidated financial and legal data on French companies to support credit decision-making. It aggregates official registers, tax filings, Banque de France data, and banking flows into a single API, offering comprehensive coverage of corporate financial information for risk assessment and lending processes.

Qard is listed with 1 API on the APIs.io network. Tagged areas include Company.

The Qard catalog on APIs.io includes 1 Spectral governance ruleset.

Qard’s developer surface includes authentication, getting-started guide, documentation, and 7 more developer resources.

🌐 Visit website📡 Profile data on GitHub
17.3/100 emerging Agent 19/100 agent aware Full breakdown ↓
scored 2026-10-23 · rubric v0.25.0 · Show this score on your site →
1 API
Company

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-10-23 · rubric v0.25.0
Composite quality — 17.3/100 · emerging
Contract Quality 2.2 / 21
Developer Ergonomics 5.7 / 17
Access Clarity 0.0 / 17
Operational Transparency 0.6 / 11
Contract Governance 2.2 / 10
Discoverability 3.8 / 9
Regulatory Posture 2.5 / 15
Agent readiness — 19/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Well-Known Document 0 / 5
Pagination 5 / 5
Distinct Operations 3 / 3
Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Show this score on your site. Kin Score badge preview for Qard It updates itself when the score changes. Paste this where you link to your API docs: 
<a href="https://apis.io/providers/qardapi/"><img src="https://apis.io/badge/qardapi/card.svg" alt="Qard on APIs.io — Kin Score by API Evangelist"></a>
Other styles, a README pill and a shields.io endpoint are on the badge page.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/qardapi: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Qard API

Qard API as documented publicly: 1 operations. Contract generated from the documentation by API Evangelist (2026-10-21); not the provider's own document.

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Qard API Rules

10 rules · 8 errors 1 warnings 1 info

SPECTRAL

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Qardapi Authentication

2 schemes

SECURITY

Qardapi Domain Security

DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

GettingStarted
GettingStarted

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Design & Contract 3

Pagination, idempotency, versioning, errors, and events

Spectral
Spectral
 Vocabulary
Vocabulary
 Conformance
Conformance

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

Authentication
Authentication
 DomainSecurity
DomainSecurity

Company 1

The organization behind the API

Website
Website

Other 1

Properties that don't map to a standard resource type

Hosts
Hosts

Source (apis.yml)

apis.yml Raw ↑ 
aid: qardapi
name: Qard
description: Qard provides consolidated financial and legal data on French companies to support credit decision-making. It
  aggregates official registers, tax filings, Banque de France data, and banking flows into a single API, offering comprehensive
  coverage of corporate financial information for risk assessment and lending processes.
url: https://raw.githubusercontent.com/api-evangelist/qardapi/refs/heads/main/apis.yml
x-type: company
x-source: harvest:g2-catalog
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-21 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-21'
modified: '2026-10-21'
tags:
- Company
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Spectral
  url: rules/qardapi-rules.yml
- type: Vocabulary
  url: vocabulary/qardapi-vocabulary.yml
- type: Authentication
  url: authentication/qardapi-authentication.yml
- type: Conformance
  url: conformance/qardapi-conformance.yml
- type: Hosts
  url: hosts/qardapi-hosts.yml
- type: GettingStarted
  url: https://developers.qardfinance.com/getting-started
- type: Documentation
  url: https://developers.qardapi.com/
- type: GitHubOrganization
  url: https://github.com/qardapi
- type: DomainSecurity
  url: security/qardapi-domain-security.yml
- type: Website
  url: https://qardapi.com/
apis:
- aid: qardapi:qardapi-api
  name: Qard API
  description: 'Qard API as documented publicly: 1 operations. Contract generated from the documentation by API Evangelist
    (2026-10-21); not the provider''s own document.'
  humanURL: https://developers.qardapi.com/api-basics/authentication
  properties:
  - type: OpenAPI
    url: openapi/_ae-authored/qardapi-openapi-generated.yml
    x-provenance: generated
x-enrichment:
  date: '2026-10-21'
  status: enriched
  artifacts_added: 12
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

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