filings.tools

filings.tools is a free SEC filings reader by Dark Vector Cognition that renders the latest 10-K, 10-Q and 8-K for any company on the SEC's ticker list (around 8,000 issuers) as a clean, section-navigable document, and compares each new 10-K with the prior year sentence by sentence — counting rewritten, added, removed and unchanged sentences across items such as Risk Factors. The site is free to read with no signup, and a documented HTTP API exposes the same filings catalog, section text and year-over-year diffs for programmatic use alongside an MCP endpoint for assistants.

filings.tools publishes 2 API contracts indexed on the APIs.io network: Account API and Filings API. Tagged areas include SEC Filings, 10-K, 10-Q, 8-K, and Risk Factors.

The filings.tools catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

filings.tools’ developer surface includes authentication, documentation, API reference, pricing, and 22 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

49.6/100 developing Agent 37/100 agent ready Heartbeat 100/100 alive Full breakdown ↓
scored 2026-11-13 · rubric v0.28.0 · Show this score on your site →

AccessFreemiumOpen⚡ Free to try

1 published contract 1 MCP Servers 5 Agent Skills

SEC Filings10-K10-Q8-KRisk FactorsFinancial Documents Diff MCP Developer API

Kin Score

Kin Score How this is scored →
scored 2026-11-13 · rubric v0.28.0

Composite quality — 49.6/100 · developing

Contract Quality 15.5 / 21

Developer Ergonomics 5.2 / 17

Access Clarity 8.7 / 17

Operational Transparency 3.2 / 11

Contract Governance 3.6 / 10

Discoverability 5.7 / 9

Regulatory Posture 3.5 / 15

Agent readiness — 37/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 0 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Securities & Market Data regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented) Ask about this →
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0 Ask about this →
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document Ask about this →
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented) Ask about this →
Typed Event Surface +6 pts — AsyncAPI document, OR webhooks/callbacks objects in the as-published OpenAPI, OR common[].type includes Webhooks Ask about this →
Documented Reversibility +6 pts — a reversal operation in the contract, graded up when a window is documented too Ask about this →

6 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Developer Ergonomics scores 30.4 — up to +13.9 composite points Ask about this →
Access Clarity scores 51.1 — up to +9.8 composite points Ask about this →
Operational Transparency scores 28.6 — up to +9.3 composite points Ask about this →

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Not sure how this applies to your stack? Ask about any one item. Kin Lane reads every question, looks at your profile and your situation, and replies with what a fix would take — scoped to that one area, priced up front, yours whether you ship it or not. Ask a question →

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/filings-tools/apis.yml: open an issue on github.com/api-evangelist/filings-tools to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 2

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Model Context Protocol (MCP)

measured — observed by APIs.io (documented)

OpenAPI

measured — observed by APIs.io (published)

APIs 2

Individual APIs this provider publishes, each with its own machine-readable definition.

filings.tools Account API

Read your own allowance. Uses none of it.

filings.tools Filings API

Lookup, sections, facts, comparison and the batch call. Counted in calls.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

filings.tools MCP Server

MCP SERVER

Agent Skills 5

Packaged agent skills for driving this provider's APIs from an AI assistant.

compare-filing-year-over-year

AGENT SKILL

compare-section-across-companies

AGENT SKILL

list-company-filings

AGENT SKILL

read-filing-facts

AGENT SKILL

read-filing-section

AGENT SKILL

filings.tools API pricing

Prices published by filings.tools, read 2026-11-07 from filings.tools/pricing. A free plan or tier is listed.

Plan	Price
Free	Free
Starter	$19 a month
Pro	$49 a month
Business	$199 a month

Plan details, limits and sources →

Rate limits

Anonymous (no key): 25 calls a day per IP
Free key: 200 calls a day
Starter: 10,000 calls a day

All 5 limits →

Pricing Plans 1

Published pricing tiers and plan structures.

filings.tools Plans Pricing

4 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

filings.tools Rate Limits

5 limits

RATE LIMITS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Filings Tools Context

20 classes · 80 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs. Counts are the severity each rule declares, not results of running them.

filings.tools API Rules

68 rules · 62 error-severity 2 warn-severity 4 info-severity

SPECTRAL

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

filings.tools Openapi Overlay

0 actions · update · filings-tools-openapi.json

UNRECORDED

JSON Schema 6

Standalone JSON Schema definitions for this provider's data models.

BatchResult

6 properties

JSON SCHEMA

Comparison

12 properties

JSON SCHEMA

FactsResult

3 properties

JSON SCHEMA

NotComparable

8 properties

JSON SCHEMA

ParsedFiling

8 properties

JSON SCHEMA

Standing

18 properties

JSON SCHEMA

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

filings.tools Authentication

1 scheme

SECURITY

filings.tools Domain Security

TLSv1.3 · HSTS

SECURITY

Agentic Access (API Evangelist recommendations) 1

Recommended x-agentic-access execution contracts for AI agents.

filings.tools Agentic Access

7 operations

7 operations · 0 acting

AGENTIC

Resources

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

MCPServer

AgenticAccess

AgentSkill

LLMsTxt

Design & Contract 8

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

DataModel

Conventions

Lifecycle

ErrorCatalog

Conformance

Scroll for all 8

Build 1

SDKs, sample code, and the tooling you integrate with

ToolCrosswalk

ToolCrosswalk

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 4

Pricing, plans, and the legal terms of use

Plans

Pricing

PrivacyPolicy

TermsOfService

Company 2

The organization behind the API

Website

Website

Newsroom

Newsroom

Other 2

Properties that don't map to a standard resource type

Hosts

Hosts

Vendors

Vendors

Source (apis.yml)

aid: filings-tools
name: filings.tools
description: filings.tools is a free SEC filings reader by Dark Vector Cognition that renders the latest 10-K, 10-Q and 8-K
  for any company on the SEC's ticker list (around 8,000 issuers) as a clean, section-navigable document, and compares each
  new 10-K with the prior year sentence by sentence — counting rewritten, added, removed and unchanged sentences across items
  such as Risk Factors. The site is free to read with no signup, and a documented HTTP API exposes the same filings catalog,
  section text and year-over-year diffs for programmatic use alongside an MCP endpoint for assistants.
url: https://artifacts.apis.io/filings-tools/apis.yml
x-type: company
x-source: harvest:mcp-registry
x-tier: profiled
x-tier-reason: enrichment pass 2026-11-07 (modular-v1; was harvest)
accessModel:
  pricing: freemium
  onboarding: open
  trial: false
  try_now: true
  public: true
  gated: none
  gated_source:
  - onboarding
  label: Freemium · Open access
  confidence: high
  source:
  - plans
  - authentication
  - rate-limits
  - security
  generated: '2026-11-13'
  method: derived
specificationVersion: '0.20'
created: '2026-11-07'
modified: '2026-11-07'
image: https://filings.tools/opengraph-image?5d544cec17c187c0
tags:
- SEC Filings
- 10-K
- 10-Q
- 8-K
- Risk Factors
- Financial Documents
- Diff
- MCP
- Developer API
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: MCPServer
  url: https://filings.tools/mcp
- type: AgenticAccess
  url: agentic-access/filings-tools-agentic-access.yml
- type: RateLimits
  url: rate-limits/filings-tools-rate-limits.yml
- type: Plans
  url: plans/filings-tools-plans-pricing.yml
- type: Spectral
  url: rules/filings-tools-rules.yml
- type: JSONLD
  url: json-ld/filings-tools-context.jsonld
- type: Vocabulary
  url: vocabulary/filings-tools-vocabulary.yml
- type: AgentSkill
  url: skills/_index.yml
- type: DataModel
  url: data-model/filings-tools-data-model.yml
- type: Conventions
  url: conventions/filings-tools-conventions.yml
- type: Authentication
  url: authentication/filings-tools-authentication.yml
- type: Lifecycle
  url: lifecycle/filings-tools-lifecycle.yml
- type: ErrorCatalog
  url: errors/filings-tools-problem-types.yml
- type: Conformance
  url: conformance/filings-tools-conformance.yml
- type: LLMsTxt
  url: llms/filings-tools-llms.txt
- type: ToolCrosswalk
  url: mcp/filings-tools-tool-crosswalk.yml
- type: Hosts
  url: hosts/filings-tools-hosts.yml
- type: Vendors
  url: vendors/filings-tools-vendors.yml
- type: DomainSecurity
  url: security/filings-tools-domain-security.yml
- type: Website
  url: https://filings.tools/
- type: Documentation
  url: https://filings.tools/guides
- type: APIReference
  url: https://filings.tools/docs
- type: Pricing
  url: https://filings.tools/pricing
- type: PrivacyPolicy
  url: https://filings.tools/privacy
- type: TermsOfService
  url: https://filings.tools/terms
- type: Newsroom
  url: https://filings.tools/media
apis:
- aid: filings-tools:filings-tools-account-api
  name: filings.tools Account API
  description: Read your own allowance. Uses none of it.
  humanURL: https://filings.tools/docs
  baseURL: https://filings.tools
  tags:
  - Account
  properties:
  - type: OpenAPI
    url: openapi/filings-tools-account-api-openapi.yml
  - type: JSONSchema
    url: json-schema/filings-tools-standing-schema.json
- aid: filings-tools:filings-tools-filings-api
  name: filings.tools Filings API
  description: Lookup, sections, facts, comparison and the batch call. Counted in calls.
  humanURL: https://filings.tools/docs
  baseURL: https://filings.tools
  tags:
  - Filings
  properties:
  - type: OpenAPI
    url: openapi/filings-tools-filings-api-openapi.yml
  - type: JSONSchema
    url: json-schema/filings-tools-batch-result-schema.json
  - type: JSONSchema
    url: json-schema/filings-tools-comparison-schema.json
  - type: JSONSchema
    url: json-schema/filings-tools-parsed-filing-schema.json
  - type: JSONSchema
    url: json-schema/filings-tools-not-comparable-schema.json
  - type: JSONSchema
    url: json-schema/filings-tools-facts-result-schema.json
x-enrichment:
  date: '2026-11-07'
  status: enriched
  artifacts_added: 39
  pass: modular-v1
  engine: identity=anthropic,contract=anthropic,surfaces=anthropic,docs=anthropic,regulatory=anthropic

filings.tools API — frequently asked questions

Does filings.tools have an API?

Yes. APIs.io lists 2 APIs from filings.tools, including filings.tools Account API and filings.tools Filings API.

Is there an OpenAPI specification for the filings.tools API?

Yes. APIs.io indexes 2 OpenAPI specifications for filings.tools, each linked for download from this page.

How do I authenticate with the filings.tools API?

filings.tools uses bearer-token authentication (1 scheme). The details are profiled on APIs.io as filings.tools Authentication.

How much does the filings.tools API cost?

filings.tools publishes its prices; its Starter plan is $19 a month as of 2026-11-07. APIs.io lists 4 pricing plans for filings.tools, with each plan's price, limits and inclusions under Pricing on this page.

Does filings.tools have an MCP server?

Yes. APIs.io lists 1 MCP server for filings.tools.

Is the filings.tools API ready for AI agents?

filings.tools has a Kin Score of 49.6 out of 100 (developing) and an Agent Readiness score of 37.4 (agent-ready), scored by API Evangelist on 2026-11-13.

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