Vanquis Banking Group

Vanquis Bank Payment Initiation API (PIS)

Vanquis Bank's OBIE Read/Write Payment Initiation API (PISP), conformant to the Open Banking Implementation Entity Read/Write API Standard v3.1.10. Enables authorised Payment Initiation Service Providers to initiate payments from a customer account with consent, secured under the PSD2 / FAPI profile (OAuth2/OIDC, mutual-TLS, SCA). The production host is provisioned per TPP during Open Banking Directory onboarding and is not publicly published; the harvested OpenAPI is the shared OBIE standard contract, not a Vanquis proprietary document.

GitHub OpenAPI

Documentation

📖
Documentation
https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
📖
APIReference
https://www.vanquis.com/developer-portal/

Specifications

⚙
OpenAPI
https://raw.githubusercontent.com/api-evangelist/vanquis-banking-group/refs/heads/main/openapi/obie-payment-initiation-openapi.yaml

Other Resources

🔗
DeveloperPortal
https://www.vanquis.com/developer-portal/

OpenAPI Specification

obie-payment-initiation-openapi.yaml Raw ↑ 
openapi: "3.0.0"
info:
  title: "Payment Initiation API"
  description: "Swagger for Payment Initiation API Specification"
  termsOfService: "https://www.openbanking.org.uk/terms"
  contact:
    name: "Service Desk"
    email: "ServiceDesk@openbanking.org.uk"
  license:
    name: "open-licence"
    url: "https://www.openbanking.org.uk/open-licence"
  version: "3.1.10"
paths:
  /domestic-payment-consents:
    post:
      tags:
        - "Domestic Payments"
      summary: "Create Domestic Payment Consents"
      operationId: "CreateDomesticPaymentConsents"
      parameters:
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-idempotency-key"
        - $ref: "#/components/parameters/x-jws-signature"
        - $ref: "#/components/parameters/x-customer-user-agent"
      requestBody:
        content:
          application/json; charset=utf-8:
            schema:
              $ref: "#/components/schemas/OBWriteDomesticConsent4"
          application/json:
            schema:
              $ref: "#/components/schemas/OBWriteDomesticConsent4"
          application/jose+jwe:
            schema:
              $ref: "#/components/schemas/OBWriteDomesticConsent4"
        description: "Default"
        required: true
      responses:
        201:
          $ref: "#/components/responses/201DomesticPaymentConsentsCreated"
        400:
          $ref: "#/components/responses/400Error"
        401:
          $ref: "#/components/responses/401Error"
        403:
          $ref: "#/components/responses/403Error"
        405:
          $ref: "#/components/responses/405Error"
        406:
          $ref: "#/components/responses/406Error"
        415:
          $ref: "#/components/responses/415Error"
        429:
          $ref: "#/components/responses/429Error"
        500:
          $ref: "#/components/responses/500Error"
      security:
        - TPPOAuth2Security:
            - "payments"
  /domestic-payment-consents/{ConsentId}:
    get:
      tags:
        - "Domestic Payments"
      summary: "Get Domestic Payment Consents"
      operationId: "GetDomesticPaymentConsentsConsentId"
      parameters:
        - $ref: "#/components/parameters/ConsentId"
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-customer-user-agent"
      responses:
        200:
          $ref: "#/components/responses/200DomesticPaymentConsentsConsentIdRead"
        400:
          $ref: "#/components/responses/400Error"
        401:
          $ref: "#/components/responses/401Error"
        403:
          $ref: "#/components/responses/403Error"
        405:
          $ref: "#/components/responses/405Error"
        406:
          $ref: "#/components/responses/406Error"
        429:
          $ref: "#/components/responses/429Error"
        500:
          $ref: "#/components/responses/500Error"
      security:
        - TPPOAuth2Security:
            - "payments"
  /domestic-payment-consents/{ConsentId}/funds-confirmation:
    get:
      tags:
        - "Domestic Payments"
      summary: "Get Domestic Payment Consents Funds Confirmation"
      operationId: "GetDomesticPaymentConsentsConsentIdFundsConfirmation"
      parameters:
        - $ref: "#/components/parameters/ConsentId"
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-customer-user-agent"
      responses:
        200:
          $ref: "#/components/responses/200DomesticPaymentConsentsConsentIdFundsConfirmationRead"
        400:
          $ref: "#/components/responses/400Error"
        401:
          $ref: "#/components/responses/401Error"
        403:
          $ref: "#/components/responses/403Error"
        405:
          $ref: "#/components/responses/405Error"
        406:
          $ref: "#/components/responses/406Error"
        429:
          $ref: "#/components/responses/429Error"
        500:
          $ref: "#/components/responses/500Error"
      security:
        - PSUOAuth2Security:
            - "payments"
  /domestic-payments:
    post:
      tags:
        - "Domestic Payments"
      summary: "Create Domestic Payments"
      operationId: "CreateDomesticPayments"
      parameters:
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-idempotency-key"
        - $ref: "#/components/parameters/x-jws-signature"
        - $ref: "#/components/parameters/x-customer-user-agent"
      requestBody:
        content:
          application/json; charset=utf-8:
            schema:
              $ref: "#/components/schemas/OBWriteDomestic2"
          application/json:
            schema:
              $ref: "#/components/schemas/OBWriteDomestic2"
          application/jose+jwe:
            schema:
              $ref: "#/components/schemas/OBWriteDomestic2"
        description: "Default"
        required: true
      responses:
        201:
          $ref: "#/components/responses/201DomesticPaymentsCreated"
        400:
          $ref: "#/components/responses/400Error"
        401:
          $ref: "#/components/responses/401Error"
        403:
          $ref: "#/components/responses/403Error"
        405:
          $ref: "#/components/responses/405Error"
        406:
          $ref: "#/components/responses/406Error"
        415:
          $ref: "#/components/responses/415Error"
        429:
          $ref: "#/components/responses/429Error"
        500:
          $ref: "#/components/responses/500Error"
      security:
        - PSUOAuth2Security:
            - "payments"
  /domestic-payments/{DomesticPaymentId}:
    get:
      tags:
        - "Domestic Payments"
      summary: "Get Domestic Payments"
      operationId: "GetDomesticPaymentsDomesticPaymentId"
      parameters:
        - $ref: "#/components/parameters/DomesticPaymentId"
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-customer-user-agent"
      responses:
        200:
          $ref: "#/components/responses/200DomesticPaymentsDomesticPaymentIdRead"
        400:
          $ref: "#/components/responses/400Error"
        401:
          $ref: "#/components/responses/401Error"
        403:
          $ref: "#/components/responses/403Error"
        405:
          $ref: "#/components/responses/405Error"
        406:
          $ref: "#/components/responses/406Error"
        429:
          $ref: "#/components/responses/429Error"
        500:
          $ref: "#/components/responses/500Error"
      security:
        - TPPOAuth2Security:
            - "payments"
  /domestic-payments/{DomesticPaymentId}/payment-details:
    get:
      tags:
        - "Payment Details"
      summary: "Get Payment Details"
      operationId: "GetDomesticPaymentsDomesticPaymentIdPaymentDetails"
      parameters:
        - $ref: "#/components/parameters/DomesticPaymentId"
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-customer-user-agent"
      responses:
        200:
          $ref: "#/components/responses/200DomesticPaymentsDomesticPaymentIdPaymentDetailsRead"
        400:
          $ref: "#/components/responses/400Error"
        401:
          $ref: "#/components/responses/401Error"
        403:
          $ref: "#/components/responses/403Error"
        404:
          $ref: "#/components/responses/404Error"
        405:
          $ref: "#/components/responses/405Error"
        406:
          $ref: "#/components/responses/406Error"
        429:
          $ref: "#/components/responses/429Error"
        500:
          $ref: "#/components/responses/500Error"
      security:
        - TPPOAuth2Security:
            - "payments"
  /domestic-scheduled-payment-consents:
    post:
      tags:
        - "Domestic Scheduled Payments"
      summary: "Create Domestic Scheduled Payment Consents"
      operationId: "CreateDomesticScheduledPaymentConsents"
      parameters:
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-idempotency-key"
        - $ref: "#/components/parameters/x-jws-signature"
        - $ref: "#/components/parameters/x-customer-user-agent"
      requestBody:
        content:
          application/json; charset=utf-8:
            schema:
              $ref: "#/components/schemas/OBWriteDomesticScheduledConsent4"
          application/json:
            schema:
              $ref: "#/components/schemas/OBWriteDomesticScheduledConsent4"
          application/jose+jwe:
            schema:
              $ref: "#/components/schemas/OBWriteDomesticScheduledConsent4"
        description: "Default"
        required: true
      responses:
        201:
          $ref: "#/components/responses/201DomesticScheduledPaymentConsentsCreated"
        400:
          $ref: "#/components/responses/400Error"
        401:
          $ref: "#/components/responses/401Error"
        403:
          $ref: "#/components/responses/403Error"
        404:
          $ref: "#/components/responses/404Error"
        405:
          $ref: "#/components/responses/405Error"
        406:
          $ref: "#/components/responses/406Error"
        415:
          $ref: "#/components/responses/415Error"
        429:
          $ref: "#/components/responses/429Error"
        500:
          $ref: "#/components/responses/500Error"
      security:
        - TPPOAuth2Security:
            - "payments"
  /domestic-scheduled-payment-consents/{ConsentId}:
    get:
      tags:
        - "Domestic Scheduled Payments"
      summary: "Get Domestic Scheduled Payment Consents"
      operationId: "GetDomesticScheduledPaymentConsentsConsentId"
      parameters:
        - $ref: "#/components/parameters/ConsentId"
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-customer-user-agent"
      responses:
        200:
          $ref: "#/components/responses/200DomesticScheduledPaymentConsentsConsentIdRead"
        400:
          $ref: "#/components/responses/400Error"
        401:
          $ref: "#/components/responses/401Error"
        403:
          $ref: "#/components/responses/403Error"
        404:
          $ref: "#/components/responses/404Error"
        405:
          $ref: "#/components/responses/405Error"
        406:
          $ref: "#/components/responses/406Error"
        429:
          $ref: "#/components/responses/429Error"
        500:
          $ref: "#/components/responses/500Error"
      security:
        - TPPOAuth2Security:
            - "payments"
  /domestic-scheduled-payments:
    post:
      tags:
        - "Domestic Scheduled Payments"
      summary: "Create Domestic Scheduled Payments"
      operationId: "CreateDomesticScheduledPayments"
      parameters:
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-idempotency-key"
        - $ref: "#/components/parameters/x-jws-signature"
        - $ref: "#/components/parameters/x-customer-user-agent"
      requestBody:
        content:
          application/json; charset=utf-8:
            schema:
              $ref: "#/components/schemas/OBWriteDomesticScheduled2"
          application/json:
            schema:
              $ref: "#/components/schemas/OBWriteDomesticScheduled2"
          application/jose+jwe:
            schema:
              $ref: "#/components/schemas/OBWriteDomesticScheduled2"
        description: "Default"
        required: true
      responses:
        201:
          $ref: "#/components/responses/201DomesticScheduledPaymentsCreated"
        400:
          $ref: "#/components/responses/400Error"
        401:
          $ref: "#/components/responses/401Error"
        403:
          $ref: "#/components/responses/403Error"
        404:
          $ref: "#/components/responses/404Error"
        405:
          $ref: "#/components/responses/405Error"
        406:
          $ref: "#/components/responses/406Error"
        415:
          $ref: "#/components/responses/415Error"
        429:
          $ref: "#/components/responses/429Error"
        500:
          $ref: "#/components/responses/500Error"
      security:
        - PSUOAuth2Security:
            - "payments"
  /domestic-scheduled-payments/{DomesticScheduledPaymentId}:
    get:
      tags:
        - "Domestic Scheduled Payments"
      summary: "Get Domestic Scheduled Payments"
      operationId: "GetDomesticScheduledPaymentsDomesticScheduledPaymentId"
      parameters:
        - $ref: "#/components/parameters/DomesticScheduledPaymentId"
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-customer-user-agent"
      responses:
        200:
          $ref: "#/components/responses/200DomesticScheduledPaymentsDomesticScheduledPaymentIdRead"
        400:
          $ref: "#/components/responses/400Error"
        401:
          $ref: "#/components/responses/401Error"
        403:
          $ref: "#/components/responses/403Error"
        404:
          $ref: "#/components/responses/404Error"
        405:
          $ref: "#/components/responses/405Error"
        406:
          $ref: "#/components/responses/406Error"
        429:
          $ref: "#/components/responses/429Error"
        500:
          $ref: "#/components/responses/500Error"
      security:
        - TPPOAuth2Security:
            - "payments"
  /domestic-scheduled-payments/{DomesticScheduledPaymentId}/payment-details:
    get:
      tags:
        - "Payment Details"
      summary: "Get Payment Details"
      operationId: "GetDomesticScheduledPaymentsDomesticScheduledPaymentIdPaymentDetails"
      parameters:
        - $ref: "#/components/parameters/DomesticScheduledPaymentId"
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-customer-user-agent"
      responses:
        200:
          $ref: "#/components/responses/200DomesticScheduledPaymentsDomesticScheduledPaymentIdPaymentDetailsRead"
        400:
          $ref: "#/components/responses/400Error"
        401:
          $ref: "#/components/responses/401Error"
        403:
          $ref: "#/components/responses/403Error"
        404:
          $ref: "#/components/responses/404Error"
        405:
          $ref: "#/components/responses/405Error"
        406:
          $ref: "#/components/responses/406Error"
        429:
          $ref: "#/components/responses/429Error"
        500:
          $ref: "#/components/responses/500Error"
      security:
        - TPPOAuth2Security:
            - "payments"
  /domestic-standing-order-consents:
    post:
      tags:
        - "Domestic Standing Orders"
      summary: "Create Domestic Standing Order Consents"
      operationId: "CreateDomesticStandingOrderConsents"
      parameters:
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-idempotency-key"
        - $ref: "#/components/parameters/x-jws-signature"
        - $ref: "#/components/parameters/x-customer-user-agent"
      requestBody:
        content:
          application/json; charset=utf-8:
            schema:
              $ref: "#/components/schemas/OBWriteDomesticStandingOrderConsent5"
          application/json:
            schema:
              $ref: "#/components/schemas/OBWriteDomesticStandingOrderConsent5"
          application/jose+jwe:
            schema:
              $ref: "#/components/schemas/OBWriteDomesticStandingOrderConsent5"
        description: "Default"
        required: true
      responses:
        201:
          $ref: "#/components/responses/201DomesticStandingOrderConsentsCreated"
        400:
          $ref: "#/components/responses/400Error"
        401:
          $ref: "#/components/responses/401Error"
        403:
          $ref: "#/components/responses/403Error"
        404:
          $ref: "#/components/responses/404Error"
        405:
          $ref: "#/components/responses/405Error"
        406:
          $ref: "#/components/responses/406Error"
        415:
          $ref: "#/components/responses/415Error"
        429:
          $ref: "#/components/responses/429Error"
        500:
          $ref: "#/components/responses/500Error"
      security:
        - TPPOAuth2Security:
            - "payments"
  /domestic-standing-order-consents/{ConsentId}:
    get:
      tags:
        - "Domestic Standing Orders"
      summary: "Get Domestic Standing Order Consents"
      operationId: "GetDomesticStandingOrderConsentsConsentId"
      parameters:
        - $ref: "#/components/parameters/ConsentId"
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-customer-user-agent"
      responses:
        200:
          $ref: "#/components/responses/200DomesticStandingOrderConsentsConsentIdRead"
        400:
          $ref: "#/components/responses/400Error"
        401:
          $ref: "#/components/responses/401Error"
        403:
          $ref: "#/components/responses/403Error"
        404:
          $ref: "#/components/responses/404Error"
        405:
          $ref: "#/components/responses/405Error"
        406:
          $ref: "#/components/responses/406Error"
        429:
          $ref: "#/components/responses/429Error"
        500:
          $ref: "#/components/responses/500Error"
      security:
        - TPPOAuth2Security:
            - "payments"
  /domestic-standing-orders:
    post:
      tags:
        - "Domestic Standing Orders"
      summary: "Create Domestic Standing Orders"
      operationId: "CreateDomesticStandingOrders"
      parameters:
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-idempotency-key"
        - $ref: "#/components/parameters/x-jws-signature"
        - $ref: "#/components/parameters/x-customer-user-agent"
      requestBody:
        content:
          application/json; charset=utf-8:
            schema:
              $ref: "#/components/schemas/OBWriteDomesticStandingOrder3"
          application/json:
            schema:
              $ref: "#/components/schemas/OBWriteDomesticStandingOrder3"
          application/jose+jwe:
            schema:
              $ref: "#/components/schemas/OBWriteDomesticStandingOrder3"
        description: "Default"
        required: true
      responses:
        201:
          $ref: "#/components/responses/201DomesticStandingOrdersCreated"
        400:
          $ref: "#/components/responses/400Error"
        401:
          $ref: "#/components/responses/401Error"
        403:
          $ref: "#/components/responses/403Error"
        404:
          $ref: "#/components/responses/404Error"
        405:
          $ref: "#/components/responses/405Error"
        406:
          $ref: "#/components/responses/406Error"
        415:
          $ref: "#/components/responses/415Error"
        429:
          $ref: "#/components/responses/429Error"
        500:
          $ref: "#/components/responses/500Error"
      security:
        - PSUOAuth2Security:
            - "payments"
  /domestic-standing-orders/{DomesticStandingOrderId}:
    get:
      tags:
        - "Domestic Standing Orders"
      summary: "Get Domestic Standing Orders"
      operationId: "GetDomesticStandingOrdersDomesticStandingOrderId"
      parameters:
        - $ref: "#/components/parameters/DomesticStandingOrderId"
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-customer-user-agent"
      responses:
        200:
          $ref: "#/components/responses/200DomesticStandingOrdersDomesticStandingOrderIdRead"
        400:
          $ref: "#/components/responses/400Error"
        401:
          $ref: "#/components/responses/401Error"
        403:
          $ref: "#/components/responses/403Error"
        404:
          $ref: "#/components/responses/404Error"
        405:
          $ref: "#/components/responses/405Error"
        406:
          $ref: "#/components/responses/406Error"
        429:
          $ref: "#/components/responses/429Error"
        500:
          $ref: "#/components/responses/500Error"
      security:
        - TPPOAuth2Security:
            - "payments"
  /domestic-standing-orders/{DomesticStandingOrderId}/payment-details:
    get:
      tags:
        - "Payment Details"
      summary: "Get Payment Details"
      operationId: "GetDomesticStandingOrdersDomesticStandingOrderIdPaymentDetails"
      parameters:
        - $ref: "#/components/parameters/DomesticStandingOrderId"
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-customer-user-agent"
      responses:
        200:
          $ref: "#/components/responses/200DomesticStandingOrdersDomesticStandingOrderIdPaymentDetailsRead"
        400:
          $ref: "#/components/responses/400Error"
        401:
          $ref: "#/components/responses/401Error"
        403:
          $ref: "#/components/responses/403Error"
        404:
          $ref: "#/components/responses/404Error"
        405:
          $ref: "#/components/responses/405Error"
        406:
          $ref: "#/components/responses/406Error"
        429:
          $ref: "#/components/responses/429Error"
        500:
          $ref: "#/components/responses/500Error"
      security:
        - TPPOAuth2Security:
            - "payments"
  /file-payment-consents:
    post:
      tags:
        - "File Payments"
      summary: "Create File Payment Consents"
      operationId: "CreateFilePaymentConsents"
      parameters:
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-idempotency-key"
        - $ref: "#/components/parameters/x-jws-signature"
        - $ref: "#/components/parameters/x-customer-user-agent"
      requestBody:
        content:
          application/json; charset=utf-8:
            schema:
              $ref: "#/components/schemas/OBWriteFileConsent3"
          application/json:
            schema:
              $ref: "#/components/schemas/OBWriteFileConsent3"
          application/jose+jwe:
            schema:
              $ref: "#/components/schemas/OBWriteFileConsent3"
        description: "Default"
        required: true
      responses:
        201:
          $ref: "#/components/responses/201FilePaymentConsentsCreated"
        400:
          $ref: "#/components/responses/400Error"
        401:
          $ref: "#/components/responses/401Error"
        403:
          $ref: "#/components/responses/403Error"
        404:
          $ref: "#/components/responses/404Error"
        405:
          $ref: "#/components/responses/405Error"
        406:
          $ref: "#/components/responses/406Error"
        415:
          $ref: "#/components/responses/415Error"
        429:
          $ref: "#/components/responses/429Error"
        500:
          $ref: "#/components/responses/500Error"
      security:
        - TPPOAuth2Security:
            - "payments"
  /file-payment-consents/{ConsentId}:
    get:
      tags:
        - "File Payments"
      summary: "Get File Payment Consents"
      operationId: "GetFilePaymentConsentsConsentId"
      parameters:
        - $ref: "#/components/parameters/ConsentId"
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-customer-user-agent"
      responses:
        200:
          $ref: "#/components/responses/200FilePaymentConsentsConsentIdRead"
        400:
          $ref: "#/components/responses/400Error"
        401:
          $ref: "#/components/responses/401Error"
        403:
          $ref: "#/components/responses/403Error"
        404:
          $ref: "#/components/responses/404Error"
        405:
          $ref: "#/components/responses/405Error"
        406:
          $ref: "#/components/responses/406Error"
        429:
          $ref: "#/components/responses/429Error"
        500:
          $ref: "#/components/responses/500Error"
      security:
        - TPPOAuth2Security:
            - "payments"
  /file-payment-consents/{ConsentId}/file:
    post:
      tags:
        - "File Payments"
      summary: "Create File Payment Consents"
      operationId: "CreateFilePaymentConsentsConsentIdFile"
      parameters:
        - $ref: "#/components/parameters/ConsentId"
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-idempotency-key"
        - $ref: "#/components/parameters/x-jws-signature"
        - $ref: "#/components/parameters/x-customer-user-agent"
      requestBody:
        content:
          application/json; charset=utf-8:
            schema:
              $ref: "#/components/schemas/File"
          application/json:
            schema:
              $ref: "#/components/schemas/File"
          application/jose+jwe:
            schema:
              $ref: "#/components/schemas/File"
        description: "Default"
        required: true
      responses:
        200:
          $ref: "#/components/responses/200FilePaymentConsentsConsentIdFileCreated"
        400:
          $ref: "#/components/responses/400Error"
        401:
          $ref: "#/components/responses/401Error"
        403:
          $ref: "#/components/responses/403Error"
        404:
          $ref: "#/components/responses/404Error"
        405:
          $ref: "#/components/responses/405Error"
        406:
          $ref: "#/components/responses/406Error"
        415:
          $ref: "#/components/responses/415Error"
        429:
          $ref: "#/components/responses/429Error"
        500:
          $ref: "#/components/responses/500Error"
      security:
        - TPPOAuth2Security:
            - "payments"
    get:
      tags:
        - "File Payments"
      summary: "Get File Payment Consents"
      operationId: "GetFilePaymentConsentsConsentIdFile"
      parameters:
        - $ref: "#/components/parameters/ConsentId"
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-customer-user-agent"
      responses:
        200:
          $ref: "#/components/responses/200FilePaymentConsentsConsentIdFileRead"
        400:
          $ref: "#/components/responses/400Error"
        401:
          $ref: "#/components/responses/401Error"
        403:
          $ref: "#/components/responses/403Error"
        404:
          $ref: "#/components/responses/404Error"
        405:
          $ref: "#/components/responses/405Error"
        406:
          $ref: "#/components/responses/406Error"
        429:
          $ref: "#/components/responses/429Error"
        500:
          $ref: "#/components/responses/500Error"
      security:
        - TPPOAuth2Security:
            - "payments"
  /file-payments:
    post:
      tags:
        - "File Payments"
      summary: "Create File Payments"
      operationId: "CreateFilePayments"
      parameters:
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-idempotency-key"
        - $ref: "#/components/parameters/x-jws-signature"
        - $ref: "#/components/parameters/x-customer-user-agent"
      requestBody:
        content:
          application/json; charset=utf-8:
            schema:
              $ref: "#/components/schemas/OBWriteFile2"
          application/json:
            schema:
              $ref: "#/components/schemas/OBWriteFile2"
          application/jose+jwe:
            schema:
              $ref: "#/components/schemas/OBWriteFile2"
        description: "Default"
        required: true
      responses:
        201:
          $ref: "#/components/responses/201FilePaymentsCreated"
        400:
          $ref: "#/components/responses/400Error"
        401:
          $ref: "#/components/responses/401Error"
        403:
          $ref: "#/components/responses/403Error"
        404:
          $ref: "#/components/responses/404Error"
        405:
          $ref: "#/components/responses/405Error"
        406:
          $ref: "#/components/responses/406Error"
        415:
          $ref: "#/components/responses/415Error"
        429:
          $ref: "#/components/responses/429Error"
        500:
          $ref: "#/components/responses/500Error"
      security:
        - PSUOAuth2Security:
            - "payments"
  /file-payments/{FilePaymentId}:
    get:
      tags:
        - "File Payments"
      summary: "Get File Payments"
      operationId: "GetFilePaymentsFilePaymentId"
      parameters:
        - $ref: "#/components/parameters/FilePaymentId"
        - $ref: "#/components/parameters/x-fapi-auth-date"
        - $ref: "#/components/parameters/x-fapi-customer-ip-address"
        - $ref: "#/components/parameters/x-fapi-interaction-id"
        - $ref: "#/components/parameters/Authorization"
        - $ref: "#/components/parameters/x-customer-user-agent"
      responses:
        200:
     

# --- truncated at 32 KB (467 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/vanquis-banking-group/refs/heads/main/openapi/obie-payment-initiation-openapi.yaml