Temenos Transact Cards API

openapi: 3.2.0
info:
  title: Temenos Transact Core Banking Cards API
  description: RESTful APIs for Temenos Transact (formerly T24) core banking operations.
  version: 1.0.0
  contact:
    name: Temenos Developer Support
    url: https://developer.temenos.com/
    email: api.support@temenos.com
  license:
    name: Temenos Terms of Service
    url: https://www.temenos.com/terms-of-service/
  termsOfService: https://www.temenos.com/terms-of-service/
servers:
- url: https://api.temenos.com/api/v1.0.0
  description: Temenos Transact API - Production
- url: https://sandbox.temenos.com/api/v1.0.0
  description: Temenos Transact API - Sandbox
security:
- bearerAuth: []
tags:
- name: Cards
  description: Manage debit and credit card operations including card issuance, activation, blocking, and limit management.
paths:
  /holdings/cards:
    get:
      operationId: getCards
      summary: Temenos Transact List Cards
      description: Retrieve debit and credit cards associated with customer accounts. Includes card status, type, expiry date, and linked account details.
      tags:
      - Cards
      parameters:
      - $ref: '#/components/parameters/pageSize'
      - $ref: '#/components/parameters/pageStart'
      - $ref: '#/components/parameters/customerId'
      responses:
        '200':
          description: Successful retrieval of cards
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CardsResponse'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '500':
          $ref: '#/components/responses/InternalServerError'
      x-microcks-operation:
        delay: 0
        dispatcher: FALLBACK
  /holdings/cards/{cardId}:
    get:
      operationId: getCard
      summary: Temenos Transact Get Card Details
      description: Retrieve detailed information for a specific card including card number (masked), status, limits, linked account, and transaction history summary.
      tags:
      - Cards
      parameters:
      - name: cardId
        in: path
        required: true
        description: Unique identifier of the card
        schema:
          type: string
      responses:
        '200':
          description: Successful retrieval of card details
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CardDetailsResponse'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
        '500':
          $ref: '#/components/responses/InternalServerError'
      x-microcks-operation:
        delay: 0
        dispatcher: FALLBACK
components:
  responses:
    InternalServerError:
      description: Internal server error
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
    Unauthorized:
      description: Authentication required or token expired
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
    NotFound:
      description: Requested resource not found
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
  parameters:
    pageStart:
      name: page_start
      in: query
      description: Page token or offset for pagination
      schema:
        type: integer
        default: 0
        minimum: 0
    pageSize:
      name: page_size
      in: query
      description: Number of records to return per page (default 25, max 100)
      schema:
        type: integer
        default: 25
        minimum: 1
        maximum: 100
    customerId:
      name: customerId
      in: query
      description: Filter by customer identifier
      schema:
        type: string
  schemas:
    CardsResponse:
      type: object
      properties:
        header:
          $ref: '#/components/schemas/ResponseHeader'
        body:
          type: array
          items:
            $ref: '#/components/schemas/Card'
          example: []
        page:
          $ref: '#/components/schemas/PaginationInfo'
    ErrorResponse:
      type: object
      description: Standard error response structure
      required:
      - header
      properties:
        header:
          type: object
          properties:
            id:
              type: string
              description: Request identifier
            status:
              type: string
              description: Error status
              enum:
              - error
            transactionStatus:
              type: string
              description: Transaction status
          example: example_value
        error:
          type: object
          properties:
            type:
              type: string
              description: Error type classification
            message:
              type: string
              description: Human-readable error message
            code:
              type: string
              description: Machine-readable error code
            details:
              type: array
              description: Detailed error information
              items:
                type: object
                properties:
                  field:
                    type: string
                    description: Field that caused the error
                  message:
                    type: string
                    description: Field-level error message
                  code:
                    type: string
                    description: Field-level error code
          example: example_value
    Card:
      type: object
      description: A debit or credit card linked to a customer account
      properties:
        cardId:
          type: string
          description: Unique card identifier
          example: '500123'
        cardNumber:
          type: string
          description: Masked card number
          examples:
          - '****-****-****-1234'
        cardType:
          type: string
          description: Type of card
          enum:
          - DEBIT
          - CREDIT
          - PREPAID
          example: DEBIT
        accountId:
          type: string
          description: Linked account identifier
          example: '500123'
        customerId:
          type: string
          description: Card holder customer identifier
          example: '500123'
        cardholderName:
          type: string
          description: Name on the card
          example: example_value
        expiryDate:
          type: string
          description: Card expiry date (MM/YY)
          pattern: ^(0[1-9]|1[0-2])/[0-9]{2}$
          example: example_value
        status:
          type: string
          description: Card status
          enum:
          - ACTIVE
          - BLOCKED
          - EXPIRED
          - CANCELLED
          - PENDING_ACTIVATION
          example: ACTIVE
        dailyLimit:
          type: number
          description: Daily transaction limit
          example: 42.5
        availableLimit:
          type: number
          description: Available spending limit
          example: 42.5
    CardDetailsResponse:
      type: object
      properties:
        header:
          $ref: '#/components/schemas/ResponseHeader'
        body:
          $ref: '#/components/schemas/Card'
    ResponseHeader:
      type: object
      description: Standard response header returned by all Transact API operations
      properties:
        id:
          type: string
          description: Unique identifier for the resource
          example: abc123
        status:
          type: string
          description: Status of the operation (success, error)
          enum:
          - success
          - error
          example: success
        transactionStatus:
          type: string
          description: Transaction lifecycle status
          enum:
          - Live
          - Unauth
          - Hold
          - Reversed
          example: Live
        audit:
          type: object
          properties:
            parseTime:
              type: integer
              description: Time taken to parse the request in milliseconds
            responseParse:
              type: integer
              description: Time taken to generate the response in milliseconds
          example: example_value
    PaginationInfo:
      type: object
      description: Pagination metadata for list responses
      properties:
        pageSize:
          type: integer
          description: Number of records per page
          example: 10
        pageStart:
          type: integer
          description: Current page offset
          example: 10
        totalRecords:
          type: integer
          description: Total number of records available
          example: 10
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: OAuth 2.0 Bearer token authentication. Obtain a token from the Temenos authentication endpoint using client credentials or authorization code flow.