Temenos Transact Cards API

openapi: 3.1.0
info:
  title: Temenos Transact Core Banking Accounts Cards API
  description: RESTful APIs for Temenos Transact (formerly T24) core banking operations. Provides comprehensive banking functionality organized into domain-driven API categories including Holdings (accounts, deposits, loans, cards), Order (payments, transfers, standing orders), Party (customers, beneficiaries, KYC), Reference (currencies, countries, rates), Product (catalog, conditions), and Enterprise (pricing, bundles). Built on the Arrangement Architecture, a modular business component-based framework enabling reusable product components across retail, corporate, treasury, wealth, and Islamic banking domains. APIs exchange data over HTTP using JSON format with a versioned URL structure following the pattern api/v1.0.0/{domain}/{resource}.
  version: 1.0.0
  contact:
    name: Temenos Developer Support
    url: https://developer.temenos.com/
    email: api.support@temenos.com
  license:
    name: Temenos Terms of Service
    url: https://www.temenos.com/terms-of-service/
  termsOfService: https://www.temenos.com/terms-of-service/
servers:
- url: https://api.temenos.com/api/v1.0.0
  description: Temenos Transact API - Production
- url: https://sandbox.temenos.com/api/v1.0.0
  description: Temenos Transact API - Sandbox
security:
- bearerAuth: []
tags:
- name: Cards
  description: Manage debit and credit card operations including card issuance, activation, blocking, and limit management.
paths:
  /holdings/cards:
    get:
      operationId: getCards
      summary: Temenos Transact List Cards
      description: Retrieve debit and credit cards associated with customer accounts. Includes card status, type, expiry date, and linked account details.
      tags:
      - Cards
      parameters:
      - $ref: '#/components/parameters/pageSize'
      - $ref: '#/components/parameters/pageStart'
      - $ref: '#/components/parameters/customerId'
      responses:
        '200':
          description: Successful retrieval of cards
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CardsResponse'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '500':
          $ref: '#/components/responses/InternalServerError'
      x-microcks-operation:
        delay: 0
        dispatcher: FALLBACK
  /holdings/cards/{cardId}:
    get:
      operationId: getCard
      summary: Temenos Transact Get Card Details
      description: Retrieve detailed information for a specific card including card number (masked), status, limits, linked account, and transaction history summary.
      tags:
      - Cards
      parameters:
      - name: cardId
        in: path
        required: true
        description: Unique identifier of the card
        schema:
          type: string
      responses:
        '200':
          description: Successful retrieval of card details
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CardDetailsResponse'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
        '500':
          $ref: '#/components/responses/InternalServerError'
      x-microcks-operation:
        delay: 0
        dispatcher: FALLBACK
components:
  schemas:
    PaginationInfo:
      type: object
      description: Pagination metadata for list responses
      properties:
        pageSize:
          type: integer
          description: Number of records per page
          example: 10
        pageStart:
          type: integer
          description: Current page offset
          example: 10
        totalRecords:
          type: integer
          description: Total number of records available
          example: 10
    CardDetailsResponse:
      type: object
      properties:
        header:
          $ref: '#/components/schemas/ResponseHeader'
        body:
          $ref: '#/components/schemas/Card'
    CardsResponse:
      type: object
      properties:
        header:
          $ref: '#/components/schemas/ResponseHeader'
        body:
          type: array
          items:
            $ref: '#/components/schemas/Card'
          example: []
        page:
          $ref: '#/components/schemas/PaginationInfo'
    ErrorResponse:
      type: object
      description: Standard error response structure
      required:
      - header
      properties:
        header:
          type: object
          properties:
            id:
              type: string
              description: Request identifier
            status:
              type: string
              description: Error status
              enum:
              - error
            transactionStatus:
              type: string
              description: Transaction status
          example: example_value
        error:
          type: object
          properties:
            type:
              type: string
              description: Error type classification
            message:
              type: string
              description: Human-readable error message
            code:
              type: string
              description: Machine-readable error code
            details:
              type: array
              description: Detailed error information
              items:
                type: object
                properties:
                  field:
                    type: string
                    description: Field that caused the error
                  message:
                    type: string
                    description: Field-level error message
                  code:
                    type: string
                    description: Field-level error code
          example: example_value
    ResponseHeader:
      type: object
      description: Standard response header returned by all Transact API operations
      properties:
        id:
          type: string
          description: Unique identifier for the resource
          example: abc123
        status:
          type: string
          description: Status of the operation (success, error)
          enum:
          - success
          - error
          example: success
        transactionStatus:
          type: string
          description: Transaction lifecycle status
          enum:
          - Live
          - Unauth
          - Hold
          - Reversed
          example: Live
        audit:
          type: object
          properties:
            parseTime:
              type: integer
              description: Time taken to parse the request in milliseconds
            responseParse:
              type: integer
              description: Time taken to generate the response in milliseconds
          example: example_value
    Card:
      type: object
      description: A debit or credit card linked to a customer account
      properties:
        cardId:
          type: string
          description: Unique card identifier
          example: '500123'
        cardNumber:
          type: string
          description: Masked card number
          examples:
          - '****-****-****-1234'
        cardType:
          type: string
          description: Type of card
          enum:
          - DEBIT
          - CREDIT
          - PREPAID
          example: DEBIT
        accountId:
          type: string
          description: Linked account identifier
          example: '500123'
        customerId:
          type: string
          description: Card holder customer identifier
          example: '500123'
        cardholderName:
          type: string
          description: Name on the card
          example: example_value
        expiryDate:
          type: string
          description: Card expiry date (MM/YY)
          pattern: ^(0[1-9]|1[0-2])/[0-9]{2}$
          example: example_value
        status:
          type: string
          description: Card status
          enum:
          - ACTIVE
          - BLOCKED
          - EXPIRED
          - CANCELLED
          - PENDING_ACTIVATION
          example: ACTIVE
        dailyLimit:
          type: number
          description: Daily transaction limit
          example: 42.5
        availableLimit:
          type: number
          description: Available spending limit
          example: 42.5
  responses:
    NotFound:
      description: Requested resource not found
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
    Unauthorized:
      description: Authentication required or token expired
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
    InternalServerError:
      description: Internal server error
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
  parameters:
    pageStart:
      name: page_start
      in: query
      description: Page token or offset for pagination
      schema:
        type: integer
        default: 0
        minimum: 0
    pageSize:
      name: page_size
      in: query
      description: Number of records to return per page (default 25, max 100)
      schema:
        type: integer
        default: 25
        minimum: 1
        maximum: 100
    customerId:
      name: customerId
      in: query
      description: Filter by customer identifier
      schema:
        type: string
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: OAuth 2.0 Bearer token authentication. Obtain a token from the Temenos authentication endpoint using client credentials or authorization code flow.