Temenos Transact · Schema
Loan
A loan arrangement in Temenos Transact
BankingCore BankingDigital BankingEnterpriseFinancial ServicesFintech
Properties
| Name | Type | Description |
|---|---|---|
| loanId | string | Unique loan identifier |
| customerId | string | Customer identifier |
| productId | string | Loan product identifier |
| productName | string | Name of the loan product |
| principalAmount | number | Original loan principal amount |
| outstandingBalance | number | Current outstanding balance |
| currency | string | Loan currency |
| interestRate | number | Applied interest rate percentage |
| effectiveRate | number | Annual percentage rate (APR) |
| disbursementDate | string | Date the loan was disbursed |
| maturityDate | string | Loan maturity date |
| nextPaymentDate | string | Next repayment due date |
| nextPaymentAmount | number | Next repayment amount due |
| repaymentFrequency | string | Frequency of loan repayments |
| status | string | Loan status |
| overdueAmount | number | Amount currently overdue |
| daysPastDue | integer | Number of days past due |