Rutter

Rutter is a unified API for commerce, accounting, and payments. Developers integrate once and read and write normalized business data across QuickBooks, Xero, NetSuite, Sage Intacct, Shopify, Amazon, Stripe, and dozens of other platforms. Rutter authenticates with Basic auth (client_id:secret) and an X-Rutter-Version header, and scopes each request to an end-user's connection via an access_token.

Rutter publishes 5 APIs on the APIs.io network, including Accounting API, Commerce API, Connections API, and 2 more. Tagged areas include Unified API, Accounting, Commerce, Payments, and Business Data.

Rutter’s developer surface includes authentication, documentation, engineering blog, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub
35.1/100 thin ▬ flat Agent 31/100 agent aware Full breakdown ↓
scored 2026-08-05 · rubric v0.9.1
AccessFreemiumSelf serve⚡ Free to try
5 APIs
Unified APIAccountingCommercePaymentsBusiness DataIntegrations

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-05 · rubric v0.9.1
Composite quality — 35.1/100 · thin
Contract Quality 14.2 / 25
Developer Ergonomics 4.3 / 20
Commercial Clarity 7.9 / 20
Operational Transparency 4.1 / 13
Governance 0.0 / 12
Discoverability 7.4 / 10
Agent readiness — 31/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/rutter-io: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

Rutter Accounting API

Normalized accounting data - accounts, ledger accounts, journal entries, invoices, bills, payments, expenses, transactions.

Rutter Commerce API

Normalized commerce data - orders, products, customers, transactions.

Rutter Connections API

Manage end-user connections created via Rutter Link.

Rutter Payments API

Normalized payment-processor data - payments, payouts, balances, transactions.

Rutter Webhooks API

Register and manage webhook endpoints for sync and data events.

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Rutter Unified API

OPEN COLLECTION

Pricing Plans 1

Published pricing tiers and plan structures.

Rutter Io Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Rutter Io Rate Limits

4 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Rutter Io Finops

FINOPS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Rutter Io Authentication

http · 1 scheme

SECURITY

Rutter Io Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Rutter Io Agentic Access

24 operations · 6 acting

24 operations · 6 acting

AGENTIC

Resources

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits
RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans
Plans
 FinOps
FinOps

Company 3

The organization behind the API

LinkedIn
LinkedIn
 Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: rutter-io
url: https://raw.githubusercontent.com/api-evangelist/rutter-io/refs/heads/main/apis.yml
name: Rutter
kind: company
description: Rutter is a unified API for commerce, accounting, and payments. Developers integrate once and read and write
  normalized business data across QuickBooks, Xero, NetSuite, Sage Intacct, Shopify, Amazon, Stripe, and dozens of other platforms.
  Rutter authenticates with Basic auth (client_id:secret) and an X-Rutter-Version header, and scopes each request to an end-user's
  connection via an access_token.
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Freemium · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/rutter-io.png
tags:
- Unified API
- Accounting
- Commerce
- Payments
- Business Data
- Integrations
created: '2026-07-01'
modified: '2026-07-01'
specificationVersion: '0.19'
apis:
- aid: rutter-io:rutter-io-accounting-api
  name: Rutter Accounting API
  description: Normalized accounting data - accounts, ledger accounts, journal entries, invoices, bills, payments, expenses,
    transactions.
  humanURL: https://docs.rutterapi.com/reference/get-connection
  baseURL: https://production.rutterapi.com/versioned
  tags:
  - Accounting
  properties:
  - type: OpenAPI
    url: openapi/rutter-io-accounting-api-openapi.yml
  - type: Documentation
    url: https://docs.rutterapi.com/docs/introduction
  - type: APIReference
    url: https://docs.rutterapi.com/reference/get-connection
  - type: Documentation
    url: https://docs.rutterapi.com/docs/accounting
  - type: APIReference
    url: https://docs.rutterapi.com/reference/list-accounts
  - type: Documentation
    url: https://docs.rutterapi.com/docs/commerce
  - type: APIReference
    url: https://docs.rutterapi.com/reference/list-orders
  - type: Documentation
    url: https://docs.rutterapi.com/docs/payments
  - type: APIReference
    url: https://docs.rutterapi.com/reference/list-payments
  - type: Documentation
    url: https://docs.rutterapi.com/docs/webhooks
  - type: APIReference
    url: https://docs.rutterapi.com/reference/list-webhooks
- aid: rutter-io:rutter-io-commerce-api
  name: Rutter Commerce API
  description: Normalized commerce data - orders, products, customers, transactions.
  humanURL: https://docs.rutterapi.com/reference/get-connection
  baseURL: https://production.rutterapi.com/versioned
  tags:
  - Commerce
  properties:
  - type: OpenAPI
    url: openapi/rutter-io-commerce-api-openapi.yml
  - type: Documentation
    url: https://docs.rutterapi.com/docs/introduction
  - type: APIReference
    url: https://docs.rutterapi.com/reference/get-connection
  - type: Documentation
    url: https://docs.rutterapi.com/docs/accounting
  - type: APIReference
    url: https://docs.rutterapi.com/reference/list-accounts
  - type: Documentation
    url: https://docs.rutterapi.com/docs/commerce
  - type: APIReference
    url: https://docs.rutterapi.com/reference/list-orders
  - type: Documentation
    url: https://docs.rutterapi.com/docs/payments
  - type: APIReference
    url: https://docs.rutterapi.com/reference/list-payments
  - type: Documentation
    url: https://docs.rutterapi.com/docs/webhooks
  - type: APIReference
    url: https://docs.rutterapi.com/reference/list-webhooks
- aid: rutter-io:rutter-io-connections-api
  name: Rutter Connections API
  description: Manage end-user connections created via Rutter Link.
  humanURL: https://docs.rutterapi.com/reference/get-connection
  baseURL: https://production.rutterapi.com/versioned
  tags:
  - Connections
  properties:
  - type: OpenAPI
    url: openapi/rutter-io-connections-api-openapi.yml
  - type: Documentation
    url: https://docs.rutterapi.com/docs/introduction
  - type: APIReference
    url: https://docs.rutterapi.com/reference/get-connection
  - type: Documentation
    url: https://docs.rutterapi.com/docs/accounting
  - type: APIReference
    url: https://docs.rutterapi.com/reference/list-accounts
  - type: Documentation
    url: https://docs.rutterapi.com/docs/commerce
  - type: APIReference
    url: https://docs.rutterapi.com/reference/list-orders
  - type: Documentation
    url: https://docs.rutterapi.com/docs/payments
  - type: APIReference
    url: https://docs.rutterapi.com/reference/list-payments
  - type: Documentation
    url: https://docs.rutterapi.com/docs/webhooks
  - type: APIReference
    url: https://docs.rutterapi.com/reference/list-webhooks
- aid: rutter-io:rutter-io-payments-api
  name: Rutter Payments API
  description: Normalized payment-processor data - payments, payouts, balances, transactions.
  humanURL: https://docs.rutterapi.com/reference/get-connection
  baseURL: https://production.rutterapi.com/versioned
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/rutter-io-payments-api-openapi.yml
  - type: Documentation
    url: https://docs.rutterapi.com/docs/introduction
  - type: APIReference
    url: https://docs.rutterapi.com/reference/get-connection
  - type: Documentation
    url: https://docs.rutterapi.com/docs/accounting
  - type: APIReference
    url: https://docs.rutterapi.com/reference/list-accounts
  - type: Documentation
    url: https://docs.rutterapi.com/docs/commerce
  - type: APIReference
    url: https://docs.rutterapi.com/reference/list-orders
  - type: Documentation
    url: https://docs.rutterapi.com/docs/payments
  - type: APIReference
    url: https://docs.rutterapi.com/reference/list-payments
  - type: Documentation
    url: https://docs.rutterapi.com/docs/webhooks
  - type: APIReference
    url: https://docs.rutterapi.com/reference/list-webhooks
- aid: rutter-io:rutter-io-webhooks-api
  name: Rutter Webhooks API
  description: Register and manage webhook endpoints for sync and data events.
  humanURL: https://docs.rutterapi.com/reference/get-connection
  baseURL: https://production.rutterapi.com/versioned
  tags:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/rutter-io-webhooks-api-openapi.yml
  - type: Documentation
    url: https://docs.rutterapi.com/docs/introduction
  - type: APIReference
    url: https://docs.rutterapi.com/reference/get-connection
  - type: Documentation
    url: https://docs.rutterapi.com/docs/accounting
  - type: APIReference
    url: https://docs.rutterapi.com/reference/list-accounts
  - type: Documentation
    url: https://docs.rutterapi.com/docs/commerce
  - type: APIReference
    url: https://docs.rutterapi.com/reference/list-orders
  - type: Documentation
    url: https://docs.rutterapi.com/docs/payments
  - type: APIReference
    url: https://docs.rutterapi.com/reference/list-payments
  - type: Documentation
    url: https://docs.rutterapi.com/docs/webhooks
  - type: APIReference
    url: https://docs.rutterapi.com/reference/list-webhooks
common:
- type: AgenticAccess
  url: agentic-access/rutter-io-agentic-access.yml
- type: DomainSecurity
  url: security/rutter-io-domain-security.yml
- type: Authentication
  url: authentication/rutter-io-authentication.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/rutter-api
- type: Website
  url: https://www.rutter.com
- type: Documentation
  url: https://docs.rutterapi.com/docs/introduction
- type: Plans
  url: plans/rutter-io-plans-pricing.yml
- type: RateLimits
  url: rate-limits/rutter-io-rate-limits.yml
- type: FinOps
  url: finops/rutter-io-finops.yml
- type: Blog
  url: https://www.rutter.com/blog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com