Moov

Moov is a money-movement platform that lets software teams accept, store, send, and spend money through a single REST API. The Moov API covers accounts and onboarding, representatives, capabilities and underwriting, funding sources (bank accounts, cards, Apple Pay, Google Pay, wallets), and money movement across ACH, RTP, push-to-card, and card acquiring - plus transfers, refunds, disputes, sweeps, and card issuing. Moov also maintains a well-known open-source GitHub organization (github.com/moov-io) of Go libraries for banking file formats (ACH, wire, IAT, and more); this catalog documents the commercial hosted Moov money-movement API at api.moov.io.

14 APIs 0 Features
PaymentsMoney MovementFintechACHRTPCardsWalletsEmbedded Finance

APIs

Moov Accounts API

Create and manage Moov accounts for businesses and individuals - the core identity onto which funding sources, capabilities, and money movement are attached. Supports creating, ...

Moov Representatives API

Add, list, retrieve, update, and remove the beneficial owners and controllers (representatives) attached to a business account for KYC / KYB verification.

Moov Capabilities API

Request, list, retrieve, and disable the capabilities (transfers, send-funds, collect-funds, wallet, card-issuing, etc.) that determine what money movement an account is enabled...

Moov Underwriting API

Retrieve and update the underwriting details (expected activity, volume, and business model) Moov uses to enable card acquiring and higher-risk money-movement capabilities on an...

Moov Bank Accounts API

Link, list, retrieve, and delete bank accounts as funding sources, and verify them via instant verification or micro-deposits for ACH and RTP money movement.

Moov Cards API

Link, list, retrieve, update, and disable payment cards as funding sources, with verification (CVV / address) for card acquiring, pull-from-card, and push-to-card money movement.

Moov Wallets API

Create and manage Moov wallets (stored-balance accounts), inspect wallet balances and their ledgered transactions, and review balance adjustments.

Moov Payment Methods API

List and retrieve the payment methods available on an account - the concrete combinations of a funding source (bank account, card, or wallet) and a rail (ACH, RTP, card, wallet)...

Moov Transfers API

Move money between funding sources across ACH, RTP, push-to-card, and card acquiring. Create, list, retrieve, and patch transfers; look up transfer options and per-account trans...

Moov Refunds API

Refund and reverse card transfers - create a refund on a completed card transfer, cancel or reverse a still-authorized card transfer, and list or retrieve the refunds on a trans...

Moov Sweeps API

Configure automated sweeps that move accumulated wallet balances to a designated bank account on a schedule. Create, list, retrieve, and update sweep configurations, and inspect...

Moov Disputes API

Manage card disputes and chargebacks - list and retrieve disputes, accept a dispute, and upload, submit, list, retrieve, and delete the evidence (files and text) used to respond...

Moov Card Issuing API

Issue virtual spending cards backed by a Moov wallet, retrieve full PCI card details, and review the authorizations, authorization events, and settled card transactions those is...

Moov Institutions API

Validate a financial institution by routing number before initiating payment activity, and check which payment rails (ACH, RTP, wire) are available for a given routing number.

Collections

Moov API

OPEN

Pricing Plans

Moov Io Plans Pricing

2 plans

PLANS

Rate Limits

Moov Io Rate Limits

3 limits

RATE LIMITS

FinOps

Moov Io Finops

FINOPS

Resources

🔗
TrustCenter
TrustCenter
🔗
DomainSecurity
DomainSecurity
🔑
Authentication
Authentication
👥
GitHubOrganization
GitHubOrganization
🔗
LinkedIn
LinkedIn
📰
Blog
Blog
🔗
Website
Website
🔗
Documentation
Documentation
🔗
Plans
Plans
🔗
RateLimits
RateLimits
🔗
FinOps
FinOps

Sources

Raw ↑ 
opencollection: 1.0.0
info:
  name: Moov API
  version: v2026.04.00
request:
  auth:
    type: bearer
    token: '{{accessToken}}'
items:
- info:
    name: Accounts
    type: folder
  items:
  - info:
      name: Create an account.
      type: http
    http:
      method: POST
      url: https://api.moov.io/accounts
      body:
        type: json
        data: "{\n  \"accountType\": \"business\"\n}"
    docs: Create a Moov account for a business or individual.
  - info:
      name: List accounts.
      type: http
    http:
      method: GET
      url: https://api.moov.io/accounts
    docs: List accounts connected to your platform.
  - info:
      name: Retrieve an account.
      type: http
    http:
      method: GET
      url: https://api.moov.io/accounts/:accountID
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
    docs: Retrieve a single account by ID.
  - info:
      name: Update an account.
      type: http
    http:
      method: PATCH
      url: https://api.moov.io/accounts/:accountID
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
      body:
        type: json
        data: '{}'
    docs: Update an account's profile.
  - info:
      name: Disconnect an account.
      type: http
    http:
      method: DELETE
      url: https://api.moov.io/accounts/:accountID
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
    docs: Disconnect an account from your platform.
- info:
    name: Representatives
    type: folder
  items:
  - info:
      name: Add a representative.
      type: http
    http:
      method: POST
      url: https://api.moov.io/accounts/:accountID/representatives
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
      body:
        type: json
        data: '{}'
    docs: Add a beneficial owner or controller to a business account.
  - info:
      name: List representatives.
      type: http
    http:
      method: GET
      url: https://api.moov.io/accounts/:accountID/representatives
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
    docs: List the representatives on an account.
- info:
    name: Capabilities
    type: folder
  items:
  - info:
      name: Request capabilities.
      type: http
    http:
      method: POST
      url: https://api.moov.io/accounts/:accountID/capabilities
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
      body:
        type: json
        data: "{\n  \"capabilities\": [\"transfers\", \"wallet\"]\n}"
    docs: Request capabilities that enable money movement on an account.
  - info:
      name: List capabilities.
      type: http
    http:
      method: GET
      url: https://api.moov.io/accounts/:accountID/capabilities
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
    docs: List the capabilities enabled on an account.
- info:
    name: Bank Accounts
    type: folder
  items:
  - info:
      name: Link a bank account.
      type: http
    http:
      method: POST
      url: https://api.moov.io/accounts/:accountID/bank-accounts
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
      body:
        type: json
        data: "{\n  \"account\": {\n    \"accountNumber\": \"0004321567000\",\n    \"routingNumber\": \"123456789\",\n   \
          \ \"bankAccountType\": \"checking\"\n  }\n}"
    docs: Link a bank account as a funding source.
  - info:
      name: List bank accounts.
      type: http
    http:
      method: GET
      url: https://api.moov.io/accounts/:accountID/bank-accounts
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
    docs: List the bank accounts linked to an account.
  - info:
      name: Initiate micro-deposits.
      type: http
    http:
      method: POST
      url: https://api.moov.io/accounts/:accountID/bank-accounts/:bankAccountID/micro-deposits
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
      - name: bankAccountID
        value: ''
        type: path
        description: The bank account identifier.
    docs: Initiate micro-deposits to verify a bank account.
  - info:
      name: Complete micro-deposits.
      type: http
    http:
      method: PUT
      url: https://api.moov.io/accounts/:accountID/bank-accounts/:bankAccountID/micro-deposits
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
      - name: bankAccountID
        value: ''
        type: path
        description: The bank account identifier.
      body:
        type: json
        data: "{\n  \"amounts\": [12, 7]\n}"
    docs: Complete micro-deposit verification with the deposited amounts.
- info:
    name: Cards
    type: folder
  items:
  - info:
      name: Link a card.
      type: http
    http:
      method: POST
      url: https://api.moov.io/accounts/:accountID/cards
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
      body:
        type: json
        data: "{\n  \"cardNumber\": \"4111111111111111\",\n  \"cardCvv\": \"123\",\n  \"expiration\": { \"month\": \"12\"\
          , \"year\": \"28\" }\n}"
    docs: Link a payment card as a funding source.
  - info:
      name: List cards.
      type: http
    http:
      method: GET
      url: https://api.moov.io/accounts/:accountID/cards
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
    docs: List the cards linked to an account.
- info:
    name: Wallets
    type: folder
  items:
  - info:
      name: List wallets.
      type: http
    http:
      method: GET
      url: https://api.moov.io/accounts/:accountID/wallets
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
    docs: List an account's stored-balance wallets.
  - info:
      name: List wallet transactions.
      type: http
    http:
      method: GET
      url: https://api.moov.io/accounts/:accountID/wallets/:walletID/transactions
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
      - name: walletID
        value: ''
        type: path
        description: The wallet identifier.
    docs: List the ledgered transactions for a wallet.
- info:
    name: Payment Methods
    type: folder
  items:
  - info:
      name: List payment methods.
      type: http
    http:
      method: GET
      url: https://api.moov.io/accounts/:accountID/payment-methods
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
    docs: List the payment methods (funding source + rail combinations) on an account.
- info:
    name: Transfers
    type: folder
  items:
  - info:
      name: Create a transfer.
      type: http
    http:
      method: POST
      url: https://api.moov.io/accounts/:accountID/transfers
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
      body:
        type: json
        data: "{\n  \"source\": { \"paymentMethodID\": \"\" },\n  \"destination\": { \"paymentMethodID\": \"\" },\n  \"amount\"\
          : { \"currency\": \"USD\", \"value\": 1000 }\n}"
    docs: Create a transfer between a source and destination payment method.
  - info:
      name: List transfers.
      type: http
    http:
      method: GET
      url: https://api.moov.io/accounts/:accountID/transfers
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
    docs: List transfers for an account.
  - info:
      name: Retrieve a transfer.
      type: http
    http:
      method: GET
      url: https://api.moov.io/accounts/:accountID/transfers/:transferID
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
      - name: transferID
        value: ''
        type: path
        description: The transfer identifier.
    docs: Retrieve a single transfer by ID.
  - info:
      name: Retrieve transfer options.
      type: http
    http:
      method: POST
      url: https://api.moov.io/accounts/:accountID/transfer-options
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
      body:
        type: json
        data: "{\n  \"amount\": { \"currency\": \"USD\", \"value\": 1000 }\n}"
    docs: Retrieve the available payment method options for a transfer.
- info:
    name: Refunds
    type: folder
  items:
  - info:
      name: Create a refund.
      type: http
    http:
      method: POST
      url: https://api.moov.io/accounts/:accountID/transfers/:transferID/refunds
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
      - name: transferID
        value: ''
        type: path
        description: The transfer identifier.
      body:
        type: json
        data: "{\n  \"amount\": { \"currency\": \"USD\", \"value\": 1000 }\n}"
    docs: Create a refund on a completed card transfer.
  - info:
      name: List refunds.
      type: http
    http:
      method: GET
      url: https://api.moov.io/accounts/:accountID/transfers/:transferID/refunds
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
      - name: transferID
        value: ''
        type: path
        description: The transfer identifier.
    docs: List the refunds on a transfer.
- info:
    name: Sweeps
    type: folder
  items:
  - info:
      name: List sweep configs.
      type: http
    http:
      method: GET
      url: https://api.moov.io/accounts/:accountID/sweep-configs
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
    docs: List the sweep configurations on an account.
  - info:
      name: List sweeps for a wallet.
      type: http
    http:
      method: GET
      url: https://api.moov.io/accounts/:accountID/wallets/:walletID/sweeps
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
      - name: walletID
        value: ''
        type: path
        description: The wallet identifier.
    docs: List the sweeps produced for a wallet.
- info:
    name: Disputes
    type: folder
  items:
  - info:
      name: List disputes.
      type: http
    http:
      method: GET
      url: https://api.moov.io/accounts/:accountID/disputes
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
    docs: List the card disputes on an account.
  - info:
      name: Accept a dispute.
      type: http
    http:
      method: POST
      url: https://api.moov.io/accounts/:accountID/disputes/:disputeID/accept
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
      - name: disputeID
        value: ''
        type: path
        description: The dispute identifier.
    docs: Accept a dispute rather than contesting it.
- info:
    name: Card Issuing
    type: folder
  items:
  - info:
      name: Create a spending card.
      type: http
    http:
      method: POST
      url: https://api.moov.io/issuing/:accountID/cards
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
      body:
        type: json
        data: "{\n  \"fundingWalletID\": \"\",\n  \"formFactor\": \"virtual\"\n}"
    docs: Issue a virtual spending card backed by a wallet.
  - info:
      name: List authorizations.
      type: http
    http:
      method: GET
      url: https://api.moov.io/issuing/:accountID/authorizations
      params:
      - name: accountID
        value: ''
        type: path
        description: The Moov account identifier.
    docs: List authorizations generated by issued cards.
- info:
    name: Institutions
    type: folder
  items:
  - info:
      name: Look up institutions.
      type: http
    http:
      method: GET
      url: https://api.moov.io/institutions?routingNumber=123456789
      params:
      - name: routingNumber
        value: '123456789'
        type: query
        description: The ABA routing number to look up.
    docs: Validate a financial institution and check available rails for a routing number.
bundled: true