Moov · Pricing Plans

Moov Io Plans Pricing

Moov uses transparent, usage-based pricing with no long-term contracts. There is a single pay-as-you-go plan with per-transaction fees that vary by rail (ACH, cards, RTP / push-to-card) plus per-item fees for wallets, virtual card creation, invoices, and bank account validation. A $500 monthly minimum applies. Custom / negotiated pricing is available for high-volume platforms. Fees are billed to the platform account; some fees can be passed through to connected accounts via fee plans.

Moov Io Plans Pricing is the machine-readable pricing-plan profile for Moov on the APIs.io network, conforming to the API Commons Plans specification.

It defines 2 plans, covering usage and enterprise tiers, with named plans including Pay-as-you-go, Custom.

Tagged areas include Payments, Money Movement, Fintech, ACH, and RTP.

2 Plans API Commons Plans
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PaymentsMoney MovementFintechACHRTPCardsPlans

Plans

Pay-as-you-go usage

Usage-based per-transaction pricing across ACH, cards, and instant rails, with a $500 monthly minimum and no long-term contract.

ACH next-day credit (transactions · month) $0.25 per transaction USD
ACH same-day (transactions · month) $0.40 per transaction USD
ACH return (returns · month) $5.00 per return USD
ACH unauthorized return (returns · month) $15.00 per return USD
Card acceptance (online / mobile) (transactions · month) Interchange+ + 0.60% + $0.15 per successful US domestic charge ($0.15 per attempt regardless of outcome) USD
Card acceptance (Tap to Pay) (transactions · month) Interchange+ + 0.50% + $0.15 per successful US domestic charge USD
International card surcharge (transactions · month) +1.5% added to card acceptance rate USD
RTP credit & push-to-card (transactions · month) 0.95% per transaction ($0.50 min, $5.00 cap) USD
Pull from card (transactions · month) 0.50% + $0.75 per transaction USD
Active wallet (wallets · month) $0.50 monthly per active wallet USD
Virtual card creation (cards · month) $0.15 per virtual card USD
Paid invoice (invoices · month) $0.25 per paid invoice USD
Bank account validation (validations · month) $0.75 instant / $1.50 third-party (micro-deposits free) USD
Monthly minimum (account · month) $500 monthly minimum USD
Custom enterprise

Negotiated pricing for platforms with large payment volume or unique business models, including custom fee plans, interchange arrangements, and dedicated support. Contact Moov sales.

Custom Agreement (contract · year) contact sales USD

Sources