Toss Payments · Pricing Plans

Toss Payments Plans Pricing

Toss Payments does not sell tiered API subscription plans; it is a payment gateway that earns per-transaction processing fees. There is no charge for API access itself - you pay a percentage (and/or fixed) fee on the value of each approved transaction, varying by payment method (card, easy-pay wallet, virtual account, bank transfer, mobile phone) and negotiated per merchant contract. Onboarding is via a merchant application; test credentials (test_sk_ / test_ck_ keys) are available immediately in the Developer Center for integration before a live contract. Card processing fees are publicly cited around 4.3% (including 10% VAT) for direct sign-up, but the effective rate depends on the card merchant agreement, industry/sales category, and merchant grade. Exact per-method rates are contract-specific and not fully public, so they are not reconciled here.

Toss Payments Plans Pricing is the machine-readable pricing-plan profile for Toss Payments on the APIs.io network, conforming to the API Commons Plans specification.

It defines 3 plans, covering free, usage, and enterprise tiers, with named plans including Test / Sandbox, Live (Per-Transaction PG Fees), Enterprise / Marketplace.

Tagged areas include Payments, Payment Gateway, South Korea, Fintech, and Plans.

3 Plans API Commons Plans
View Source
PaymentsPayment GatewaySouth KoreaFintechPlans

Plans

Test / Sandbox free

Free integration environment. Test secret and client keys are available in the Developer Center with no contract, letting developers build against the full Core API before going live. No real funds move.

API Access (requests · month) free (test keys) USD
Live (Per-Transaction PG Fees) usage

Production payment processing under a merchant contract. There is no fee for API access; Toss Payments charges a per-transaction processing fee on the value of each approved payment, varying by payment method and merchant agreement. Card is publicly cited around 4.3% incl. VAT for direct sign-up.

Card Payment Fee (transaction_value · month) percentage per transaction (card ~4.3% incl. VAT, direct sign-up; contract-dependent) USD
Easy Pay / Wallet Fee (transaction_value · month) percentage per transaction (Toss Pay / KakaoPay / Naver Pay; contract-dependent) USD
Virtual Account Fee (transaction · month) per-transaction fee (typically fixed per deposit; contract-dependent) USD
Bank Transfer Fee (transaction_value · month) percentage or fixed per transaction (contract-dependent) USD
Mobile Phone Fee (transaction_value · month) percentage per transaction (contract-dependent) USD
Enterprise / Marketplace enterprise

Negotiated terms for high-volume merchants and marketplaces, including the v2 payouts product for paying sellers, manual settlement, key-in payments, and Brandpay. Contract-based pricing and additional agreements required.

Negotiated Agreement (contract · year) contact sales USD

Sources

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