Spinwheel Plans Pricing
Spinwheel sells its embedded credit and debt platform through a sales-led, contract-based model. There is no public self-serve price list. Partners provision sandbox keys from the developer portal for evaluation, then engage Spinwheel sales to scope production access, which is typically priced per enabled module (user connect, credit data / debt profile, liability refresh, payments) with usage components such as per credit-report pull, per refresh, and per payment / transaction. Specific rates are not published and are not reconciled in this artifact.
Spinwheel Plans Pricing is the machine-readable pricing-plan profile for Spinwheel on the APIs.io network, in the API Commons Plans shape.
It defines 2 plans, covering free and enterprise tiers, with named plans including Sandbox, Partner (Production).
This profile was written by API Evangelist and has not been verified against a page the provider published; treat every figure as unconfirmed until a dated transcription replaces it.
Tagged areas include Fintech, Credit Data, Debt, Liabilities, and Payments.
generated, dated 2026-06-20.
Plans
Free sandbox access provisioned from the developer portal for evaluating the user-connect, debt-profile, liability, and payment flows against Spinwheel test data.
- User Connect
- Debt Profile (sandbox)
- Liability Refresh (sandbox)
- Payments (sandbox)
Sales-led production agreement. Access is scoped per enabled module with usage-based components (credit report pulls, liability refreshes, payments and transactions). Pricing is negotiated per partner; contact Spinwheel.
- User Connect (SMS / KBA / Phone / Network Token)
- Credit Data / Debt Profile
- Liabilities & Refresh Subscriptions
- Embedded Payments
- Webhooks
Sources
Work with this as data
Every plan here is available over the APIs.io API and to AI agents over MCP.