Paystack · Pricing Plans

Paystack Plans Pricing

Reconciled commercial plans and per-transaction pricing for Paystack across its supported African markets. Paystack has no monthly subscription tier — pricing is purely per-transaction, with market- and channel-specific rates and caps. International cards and dollar transactions carry a different rate from local channels.

Paystack Plans Pricing is the machine-readable pricing-plan profile for Paystack on the APIs.io network, in the API Commons Plans shape.

It defines 8 plans, covering usage-based tiers, with named plans including Paystack Nigeria — Local Transactions, Paystack Nigeria — International Cards, Paystack Nigeria — Transfers (Payouts), Paystack Ghana — Local Transactions, Paystack South Africa — Local Cards and EFT, and 3 more.

This profile was written by API Evangelist and has not been verified against a page the provider published; treat every figure as unconfirmed until a dated transcription replaces it.

Tagged areas include Payments, Africa, Recurring Billing, and Payouts.

8 Plans API Commons Plans
Method: generated, dated 2026-05-24.
Written by API Evangelist on 2026-05-24 and not verified against a page the provider published. Treat every figure as unconfirmed until a dated transcription replaces it.
View Source
PaymentsAfricaRecurring BillingPayouts

Plans

Paystack Nigeria — Local Transactions usage-based

Local Nigerian card, bank, USSD, QR, and mobile money transactions denominated in NGN.

Local transactions (transaction · usage) 0.015 USD
Local transaction cap (NGN · usage) 2000 USD
Local fee waiver threshold (NGN · usage) 2500 USD
Paystack Nigeria — International Cards usage-based

International card transactions and USD payments processed in Nigeria.

International cards (transaction · usage) 0.039 USD
International card flat fee (NGN · usage) 100 USD
Paystack Nigeria — Transfers (Payouts) usage-based

Payouts from Paystack balance to Nigerian bank accounts.

Transfer under NGN 5,000 (transfer · usage) 10 USD
Transfer NGN 5,000 to 50,000 (transfer · usage) 25 USD
Transfer above NGN 50,000 (transfer · usage) 50 USD
Paystack Ghana — Local Transactions usage-based

Local Ghanaian card and mobile money transactions in GHS.

Local transactions (transaction · usage) 0.0195 USD
International cards (transaction · usage) 0.035 USD
Paystack South Africa — Local Cards and EFT usage-based

South African card, instant EFT, and Capitec Pay transactions in ZAR.

Local cards (transaction · usage) 0.029 USD
Local card flat fee (ZAR · usage) 1.00 USD
International cards (transaction · usage) 0.039 USD
Paystack Kenya — Local M-Pesa and Cards usage-based

M-Pesa STK Push and local card transactions in KES.

M-Pesa STK Push (transaction · usage) 0.015 USD
Local cards (transaction · usage) 0.029 USD
Paystack Côte d'Ivoire — Mobile Money and Cards usage-based

Orange Money, MTN MoMo, Wave, and local card transactions in XOF.

Mobile money (transaction · usage) 0.0195 USD
Local cards (transaction · usage) 0.029 USD
Paystack Egypt — Local Cards and Wallets usage-based

Local card, Meeza, Fawry, and mobile wallet transactions in EGP.

Local cards (transaction · usage) 0.0275 USD
International cards (transaction · usage) 0.039 USD

Sources

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