PayMongo · Pricing Plans

Paymongo Plans Pricing

PayMongo has no monthly subscription, setup, or maintenance fee for standard accounts - it charges per successful transaction, with fees varying by payment method. Rates below are the published Philippine-peso rates as of 2026-06-17 and are VAT-related per PayMongo's pricing page (verify current values before relying on them). Payouts/disbursements via InstaPay or PESONet carry a small fixed peso fee. Premium support and Instant Settlement are optional add-ons priced as a percentage of volume.

Paymongo Plans Pricing is the machine-readable pricing-plan profile for PayMongo on the APIs.io network, conforming to the API Commons Plans specification.

It defines 4 plans, covering usage and enterprise tiers, with named plans including Pay-as-you-go (per-transaction), Payouts & Disbursements, Optional Add-ons, Enterprise / Custom.

Tagged areas include Payments, FinTech, Philippines, E-Wallet, and Card Payments.

4 Plans API Commons Plans
View Source
PaymentsFinTechPhilippinesE-WalletCard PaymentsPlans

Plans

Pay-as-you-go (per-transaction) usage

No monthly or setup fee; a per-successful-transaction fee is deducted per payment method. This is the standard PayMongo pricing for all merchants.

Credit/Debit Cards (Domestic Visa/Mastercard) (transaction · transaction) 3.125% + PHP 13.39 per transaction USD
Credit/Debit Cards (International) (transaction · transaction) 4.02% + PHP 13.39 per transaction USD
GCash (e-wallet) (transaction · transaction) 2.23% per transaction USD
Maya / PayMaya (e-wallet) (transaction · transaction) 1.79% per transaction USD
GrabPay (e-wallet) (transaction · transaction) 1.96% per transaction USD
ShopeePay (e-wallet) (transaction · transaction) 1.70% per transaction USD
QR Ph (in-store and online) (transaction · transaction) 1.34% per transaction USD
BillEase (buy now, pay later) (transaction · transaction) 1.34% per transaction USD
Direct Online Banking (BPI, UnionBank via Brankas) (transaction · transaction) 0.71% or PHP 13.39 per transaction USD
Payouts & Disbursements usage

Moving funds out of a PayMongo Wallet to a bank or e-wallet via InstaPay or PESONet.

Payout / Transfer (InstaPay or PESONet) (transaction · transaction) PHP 10 per transaction USD
Optional Add-ons usage

Optional services layered on standard pricing - premium support tiers and Instant Settlement for faster access to funds.

Premium Support (volume · month) 0.3%-0.5% of monthly transaction volume USD
Instant Settlement (transaction · transaction) up to 2%-3% depending on method USD
Enterprise / Custom enterprise

Negotiated rates and platform capabilities (child merchants, Ledgers-aaS, Workflows-aaS, Capital) for platforms and higher-volume businesses. Contact PayMongo sales.

Custom Agreement (contract · year) contact sales USD

Sources