PAY.JP · Pricing Plans

Payjp Plans Pricing

PAY.JP has no API access fee; merchants pay a per-transaction processing fee (決済手数料) on successful card charges plus a fixed transfer fee (振込手数料) per payout. Card processing rates step down by monthly volume across Standard, Business, and Enterprise plans (which carry a monthly platform fee). Special Seed/Partner, Travel, and NPO programs offer reduced rates. All settlement is in JPY.

Payjp Plans Pricing is the machine-readable pricing-plan profile for PAY.JP on the APIs.io network, conforming to the API Commons Plans specification.

It defines 6 plans, covering usage tiers, with named plans including Standard (スタンダード), Business (ビジネス), Enterprise (エンタープライズ), PayPay acceptance, Seed / Partner / Travel / NPO programs, and 1 more.

Tagged areas include Payments, FinTech, Japan, Credit Cards, and Plans.

6 Plans API Commons Plans
View Source
PaymentsFinTechJapanCredit CardsPlans

Plans

Standard (スタンダード) usage

Entry plan with no monthly fee; recommended for under ~4M JPY monthly sales.

Card processing fee (all brands) (transaction_percent · transaction) 3.3% per successful charge USD
Monthly fee (subscription · month) ¥0 USD
Business (ビジネス) usage

Mid-volume plan; recommended for ~4M-20M JPY monthly sales.

Card processing fee (all brands) (transaction_percent · transaction) 2.78% per successful charge USD
Monthly fee (subscription · month) ¥20,000 USD
Enterprise (エンタープライズ) usage

High-volume plan; recommended for 20M+ JPY monthly sales.

Card processing fee (Visa / Mastercard) (transaction_percent · transaction) 2.59% per successful charge USD
Card processing fee (JCB / Amex / Diners / Discover) (transaction_percent · transaction) 2.7% per successful charge USD
Monthly fee (subscription · month) ¥50,000 USD
PayPay acceptance usage

PayPay wallet acceptance priced by merchant category, independent of card plan.

Physical goods / services (transaction_percent · transaction) 3.5% per successful payment USD
Digital content (transaction_percent · transaction) 9.0% per successful payment USD
Seed / Partner / Travel / NPO programs usage

Eligibility-based reduced-rate programs (contact PAY.JP).

Seed & Partner (1-year term) (transaction_percent · transaction) 2.78% card fee, "\xA50" monthly USD
Travel / NPO (Visa / Mastercard) (transaction_percent · transaction) 1.5% Visa/MC, 3.3% other brands, "\xA50" monthly USD
Payout / transfer fee (振込手数料) usage

Fixed fee deducted per payout to the merchant bank account. Payout cycle is monthly (month-end) by default, or twice monthly (15th and month-end).

Transfer fee per payout (payout · payout) ¥250 per payout USD

Sources

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