Paga · Pricing Plans

Paga Plans Pricing

Paga's developer APIs are available to registered Paga Business accounts at no subscription cost; the commercial model is transaction-fee based. Fees vary by channel (bank transfer, USSD, card, wallet), by product (collections, disbursements, airtime, bill payment), and are set per merchant agreement. Paga does not publish a single fixed public API price card; peer-to-peer transfers, wallet funding, and airtime purchases are widely free or a small flat Naira fee, while collection and disbursement transactions attract negotiated per-transaction or percentage fees. Confirm current rates with Paga business onboarding.

Paga Plans Pricing is the machine-readable pricing-plan profile for Paga on the APIs.io network, conforming to the API Commons Plans specification.

It defines 2 plans, covering usage and enterprise tiers, with named plans including Paga Business Account (API access), Enterprise / Custom.

Tagged areas include Payments, Mobile Money, Fintech, Collections, and Nigeria.

2 Plans API Commons Plans
View Source
PaymentsMobile MoneyFintechCollectionsNigeriaPlans

Plans

Paga Business Account (API access) usage

Free-to-open Paga Business account granting live and test API keys for the Business, Collect, and Direct Debit APIs. No subscription fee; revenue is per-transaction.

API access (subscription · month) free (no subscription) USD
Collections (payment request / persistent account) (transactions · month) negotiated per-transaction / percentage fee (NGN) USD
Disbursement (money transfer / deposit to bank) (transactions · month) negotiated per-transaction fee (NGN) USD
Airtime & data (transactions · month) commission / free-to-nominal (NGN) USD
Direct debit charge (transactions · month) negotiated per-charge fee (NGN) USD
Enterprise / Custom enterprise

Volume merchants negotiate custom pricing, settlement terms, and support through Paga business onboarding.

Custom Agreement (contract · year) contact Paga business USD

Sources

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