Korapay Plans Pricing
Kora does not sell tiered API plans; it is a payments processor whose revenue model is transaction-based (a percentage and/or flat fee per pay-in, payout, conversion, or card-issuing action). Access is via a single self-service merchant account that must be activated (KYC/KYB and go-live requirements) before Live mode. A free Test/sandbox mode is available immediately with test API keys. Some products - card payments and mobile money - must be explicitly enabled on an account by Kora support. Larger merchants negotiate custom pricing directly with Kora. Exact per-transaction rates are not reconciled here; see the FinOps file and Kora's pricing/support pages.
Korapay Plans Pricing is the machine-readable pricing-plan profile for Kora on the APIs.io network, conforming to the API Commons Plans specification.
It defines 3 plans, covering free, usage, and enterprise tiers, with named plans including Test / Sandbox Mode, Live (Pay-As-You-Go), Custom / Enterprise.
Tagged areas include Payments, Payment Gateway, Africa, Nigeria, and Fintech.
Plans
Free sandbox available on signup with dedicated test API keys. Simulate charges, payouts, virtual accounts, conversions, and webhooks with test data before going live. No transaction fees in test mode.
- Test API Keys
- All Products in Sandbox
- Webhook Testing
Live processing after account activation (KYC/KYB and go-live requirements). Billed per transaction - a percentage and/or flat fee that varies by product (card, bank transfer, mobile money, pay-with-bank), payout type, currency, and market. Some products require Kora to enable them on your account.
- Pay-Ins (Card, Bank Transfer, Mobile Money, Pay with Bank)
- Payouts (Single, Bulk, Remittance)
- Virtual Bank Accounts
- Currency Conversion
- Balances and Refunds
Negotiated pricing for high-volume merchants and platforms, with volume discounts, dedicated support, and additional products (for example card issuing and identity/verification). Contact Kora.
- Volume-Based Pricing
- Dedicated Support
- Card Issuing and Identity Products
Sources
- https://developers.korapay.com/docs/getting-started
- https://developers.korapay.com/docs/api-keys
- https://www.korahq.com/
- https://support.korapay.com/hc/en-us/articles/33567660971410-Card-Payments
Work with this as data
Every plan here is available over the APIs.io API and to AI agents over MCP.
MCP server
One button, every client — Claude, Cursor, VS Code and the rest.
https://apis.io/mcp
Tools for plans
4 MCP tools reach this
find_plansBrowse and filter every plan in the catalog.apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.resolveTurn a domain, URL or GitHub org into the provider it belongs to.find_cohortsEvery scored population of providers in the catalog.
Call it yourself
curl for this page
curl "https://apis.io/api/v1/plans/korapay-plans-pricing"curl "https://apis.io/api/v1/plans?limit=25"Discovery needs no key. Ratings and market analysis are Pro.