Kora · Pricing Plans

Korapay Plans Pricing

Kora does not sell tiered API plans; it is a payments processor whose revenue model is transaction-based (a percentage and/or flat fee per pay-in, payout, conversion, or card-issuing action). Access is via a single self-service merchant account that must be activated (KYC/KYB and go-live requirements) before Live mode. A free Test/sandbox mode is available immediately with test API keys. Some products - card payments and mobile money - must be explicitly enabled on an account by Kora support. Larger merchants negotiate custom pricing directly with Kora. Exact per-transaction rates are not reconciled here; see the FinOps file and Kora's pricing/support pages.

Korapay Plans Pricing is the machine-readable pricing-plan profile for Kora on the APIs.io network, conforming to the API Commons Plans specification.

It defines 3 plans, covering free, usage, and enterprise tiers, with named plans including Test / Sandbox Mode, Live (Pay-As-You-Go), Custom / Enterprise.

Tagged areas include Payments, Payment Gateway, Africa, Nigeria, and Fintech.

3 Plans API Commons Plans
View Source
PaymentsPayment GatewayAfricaNigeriaFintechPlans

Plans

Test / Sandbox Mode free

Free sandbox available on signup with dedicated test API keys. Simulate charges, payouts, virtual accounts, conversions, and webhooks with test data before going live. No transaction fees in test mode.

Sandbox Access (transactions · month) free (test mode) USD
Live (Pay-As-You-Go) usage

Live processing after account activation (KYC/KYB and go-live requirements). Billed per transaction - a percentage and/or flat fee that varies by product (card, bank transfer, mobile money, pay-with-bank), payout type, currency, and market. Some products require Kora to enable them on your account.

Pay-In Processing Fee (transactions · month) per-transaction percentage and/or flat fee (see FinOps; verify with Kora) USD
Payout / Disbursement Fee (transactions · month) per-transaction flat fee by tier and destination (verify with Kora) USD
Custom / Enterprise enterprise

Negotiated pricing for high-volume merchants and platforms, with volume discounts, dedicated support, and additional products (for example card issuing and identity/verification). Contact Kora.

Custom Agreement (contract · year) contact sales USD

Sources