Highnote · Pricing Plans

Highnote Plans Pricing

Highnote does not publish public, self-serve API pricing. Pricing is sales-led and structured around each program: platforms earn revenue from interchange on branded cards, fees on transaction processing and instant payouts, and interest income on embedded credit programs, while Highnote charges program / platform and per-transaction fees negotiated per agreement. There are no published Free / Developer / Enterprise tiers; access begins in a test environment and live programs require a signed agreement. Specific rates are not reconciled in this artifact.

Highnote Plans Pricing is the machine-readable pricing-plan profile for Highnote on the APIs.io network, in the API Commons Plans shape.

It defines 2 plans, covering free and enterprise tiers, with named plans including Test Environment, Program (Sales-Led).

This profile was written by API Evangelist and has not been verified against a page the provider published; treat every figure as unconfirmed until a dated transcription replaces it.

Tagged areas include Card Issuing, Embedded Finance, Fintech, Payments, and Credit.

2 Plans API Commons Plans
Method: generated, dated 2026-06-20.
Written by API Evangelist on 2026-06-20 and not verified against a page the provider published. Treat every figure as unconfirmed until a dated transcription replaces it.
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Card IssuingEmbedded FinanceFintechPaymentsCreditPlans

Plans

Test Environment free

Free access to the Highnote test environment (api.us.test.highnote.com) for building and validating an integration before going live. No card money moves.

Test API Access (access · month) $0 USD
Program (Sales-Led) enterprise

Live, production card program under a negotiated agreement. Commercials are structured around interchange share, transaction processing fees, instant-payout fees, embedded-credit interest income, and program / platform fees specific to the program. Contact Highnote sales.

Program Agreement (contract · year) contact sales USD
Interchange Share (interchange · month) program-specific revenue share USD
Transaction Processing (transactions · month) negotiated per-transaction fee USD
Instant Payouts (payouts · month) negotiated per-payout fee USD

Sources

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Every plan here is available over the APIs.io API and to AI agents over MCP.

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Tools for plans

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  • find_plansBrowse and filter every plan in the catalog.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
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