Highnote Plans Pricing
Highnote does not publish public, self-serve API pricing. Pricing is sales-led and structured around each program: platforms earn revenue from interchange on branded cards, fees on transaction processing and instant payouts, and interest income on embedded credit programs, while Highnote charges program / platform and per-transaction fees negotiated per agreement. There are no published Free / Developer / Enterprise tiers; access begins in a test environment and live programs require a signed agreement. Specific rates are not reconciled in this artifact.
Highnote Plans Pricing is the machine-readable pricing-plan profile for Highnote on the APIs.io network, conforming to the API Commons Plans specification.
It defines 2 plans, covering free and enterprise tiers, with named plans including Test Environment, Program (Sales-Led).
Tagged areas include Card Issuing, Embedded Finance, Fintech, Payments, and Credit.
Plans
Free access to the Highnote test environment (api.us.test.highnote.com) for building and validating an integration before going live. No card money moves.
- GraphQL API (test)
- Card Issuing (test)
- Webhooks (test)
Live, production card program under a negotiated agreement. Commercials are structured around interchange share, transaction processing fees, instant-payout fees, embedded-credit interest income, and program / platform fees specific to the program. Contact Highnote sales.
- Card Issuing (live)
- Acquiring
- Embedded Credit
- Real-time Ledger
- Transfers / Instant Payments
- Collaborative Authorization
Sources
- https://highnote.com
- https://highnote.com/blog/embedded-finance-platform-for-vertical-saas-own-the-flow
- https://docs.highnote.com
Work with this as data
Every plan here is available over the APIs.io API and to AI agents over MCP.
MCP server
One button, every client — Claude, Cursor, VS Code and the rest.
https://apis.io/mcp
Tools for plans
4 MCP tools reach this
find_plansBrowse and filter every plan in the catalog.apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.resolveTurn a domain, URL or GitHub org into the provider it belongs to.find_cohortsEvery scored population of providers in the catalog.
Call it yourself
curl for this page
curl "https://apis.io/api/v1/plans/highnote-plans-pricing"curl "https://apis.io/api/v1/plans?limit=25"Discovery needs no key. Ratings and market analysis are Pro.