Fincra · Pricing Plans

Fincra Plans Pricing

Fincra uses a usage-based, per-transaction pricing model rather than fixed monthly subscription tiers. Collections (virtual account inflows and direct charges), payouts/disbursements, and conversions are each priced per transaction, typically as a percentage and/or a flat fee that varies by currency, payment method, corridor, and merchant agreement. FX conversions are priced via a time-bound quoted rate (with an embedded spread). Specific per-transaction rates are negotiated/commercial and are not publicly reconciled in this artifact.

Fincra Plans Pricing is the machine-readable pricing-plan profile for Fincra on the APIs.io network, conforming to the API Commons Plans specification.

It defines 2 plans, covering usage and enterprise tiers, with named plans including Pay-as-you-go (Per Transaction), Enterprise / Custom.

Tagged areas include Payments, Cross-Border, Collections, Payouts, and FX.

2 Plans API Commons Plans
View Source
PaymentsCross-BorderCollectionsPayoutsFXFintechAfricaPlans

Plans

Pay-as-you-go (Per Transaction) usage

Per-transaction pricing across collections, payouts, and conversions with no fixed monthly subscription. Fees vary by currency, method, and corridor.

Collections (Virtual Account Inflows) (transactions · month) per-transaction fee (percentage and/or flat; varies by currency) - contact Fincra USD
Collections (Direct Charge) (transactions · month) per-transaction fee by payment method (card / bank transfer / mobile money / EFT) - contact Fincra USD
Payouts / Disbursements (transactions · month) per-payout fee (varies by destination currency and corridor) - contact Fincra USD
FX Conversions (transactions · month) quoted FX rate with embedded spread (quote valid ~30s for cross-currency) USD
Enterprise / Custom enterprise

Negotiated commercial agreement for higher volumes, custom corridors, dedicated support, and tailored per-transaction pricing. Contact Fincra.

Enterprise Agreement (contract · year) contact sales USD

Sources

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