Efi Bank Plans Pricing
Efí (formerly Gerencianet) does not sell API access as tiered subscription plans. The APIs (Pix, Cobranças, Carnê, Open Finance) are included with an Efí digital account and are billed per successful transaction rather than by an API plan. Opening the account and generating credentials/certificates is free; generating charges and boletos is free; you pay a fee only when a transaction is settled. The "plans" below therefore describe the account/transaction model, not API rate tiers. All monetary values are in Brazilian Reais (BRL) and are NOT reconciled here - verify current tariffs on the Efí tarifas page, as rates and free allowances change and can be negotiated by volume.
Efi Bank Plans Pricing is the machine-readable pricing-plan profile for Efí on the APIs.io network, conforming to the API Commons Plans specification.
It defines 4 plans, covering free, usage, and enterprise tiers, with named plans including Efí Digital Account (API access included), Pix - Per Transaction, Boleto / Carnê - Per Settlement, Negotiated / High Volume.
Tagged areas include Payments, Pix, Boleto, Banking, and Brazil.
Plans
Free Efí account that includes API credentials for Pix, Cobranças, Carnê, and (for partners) Open Finance. No subscription or API plan fee; generating the OAuth2 credentials and the Pix mTLS certificate is free. Revenue is earned per settled transaction (see usage plans below).
- Pix API
- Cobranças (Charges) API
- Carnê API
- Pix via Open Finance API (partner)
- Sandbox / Homologação Environment
Pix charges (Pix Cob and Pix CobV) received via API are billed as a percentage of the transaction. Efí advertises 30 free Pix per month via the app for PJ accounts; API-received Pix follow the percentage tariff. Percentage is unreconciled - verify on the tarifas page.
- Dynamic QR Code
- Pix Copia e Cola
- Cash-In and Cash-Out
Boletos and carnê parcels are free to generate; a fixed confirmation fee is charged only when a boleto or parcel is actually paid, regardless of the amount. Fee is unreconciled - verify on the tarifas page.
- Free Boleto Generation
- Bolix (Boleto with Pix)
- Installment Carnês
Custom per-transaction rates and free-Pix allowances negotiated for high-volume merchants, marketplaces (payment split), and partners using account-opening and Open Finance APIs. Contact Efí.
- Volume Pricing
- Payment Split (Marketplace)
- Open Finance Payment Initiation
- Account Opening API
Sources
- https://sejaefi.com.br/tarifas
- https://sejaefi.com.br/central-de-ajuda/tarifas-e-prazos
- https://dev.efipay.com.br/docs/api-pix/credenciais
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