Lithic · Example Payload

Lithic Postaccountholders Example

FinTechBaaSCard IssuingPaymentsEmbedded Finance

Lithic Postaccountholders Example is an example object payload from Lithic, with 6 top-level fields. It illustrates the shape of data this provider's APIs accept or return.

Top-level fields

operationIdmethodpathsummaryrequestExamplesresponseExamples

Example Payload

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{
  "operationId": "postAccountHolders",
  "method": "POST",
  "path": "/v1/account_holders",
  "summary": "Create an individual or business account holder",
  "requestExamples": [
    {
      "contentType": "application/json",
      "name": "kybRequest",
      "example": {
        "beneficial_owner_individuals": [
          {
            "address": {
              "address1": "300 Normal Forest Way",
              "city": "Portland",
              "country": "USA",
              "postal_code": "90210",
              "state": "OR"
            },
            "dob": "1991-03-08T08:00:00Z",
            "email": "tim@left-earth.com",
            "first_name": "Timmy",
            "government_id": "211-23-1412",
            "last_name": "Turner",
            "phone_number": "+15555555555"
          }
        ],
        "business_entity": {
          "address": {
            "address1": "123 Old Forest Way",
            "city": "Omaha",
            "country": "USA",
            "postal_code": "61022",
            "state": "NE"
          },
          "dba_business_name": "Example Business Solutions",
          "government_id": "12-3456789",
          "legal_business_name": "Busy Business, Inc.",
          "phone_numbers": [
            "+15555555555"
          ]
        },
        "control_person": {
          "address": {
            "address1": "451 New Forest Way",
            "city": "Springfield",
            "country": "USA",
            "postal_code": "68022",
            "state": "IL"
          },
          "birthdate": "1980-04-12",
          "dob": "1991-03-08T08:00:00Z",
          "email": "tom@middle-pluto.com",
          "first_name": "Tom",
          "government_id": "111-23-1412",
          "last_name": "Timothy",
          "phone_number": "+15555555555"
        },
        "kyb_passed_timestamp": "2022-03-08T08:00:00Z",
        "naics_code": "541512",
        "nature_of_business": "Software company selling solutions to the restaurant industry",
        "tos_timestamp": "2022-03-08T08:00:00Z",
        "website_url": "https://www.mybusiness.com",
        "workflow": "KYB_BYO"
      }
    },
    {
      "contentType": "application/json",
      "name": "kybDelegatedRequest",
      "example": {
        "business_entity": {
          "address": {
            "address1": "123 Old Forest Way",
            "city": "Omaha",
            "country": "USA",
            "postal_code": "61022",
            "state": "NE"
          },
          "legal_business_name": "Busy Business, Inc."
        }
      }
    },
    {
      "contentType": "application/json",
      "name": "kycExemptRequest",
      "example": {
        "address": {
          "address1": "123 Old Forest Way",
          "city": "Omaha",
          "country": "USA",
          "postal_code": "68022",
          "state": "NE"
        },
        "business_account_token": "e87db14a-4abf-4901-adad-5d5c9f46aff2",
        "email": "tom@middle-earth.com",
        "first_name": "Tom",
        "kyc_exemption_type": "AUTHORIZED_USER",
        "last_name": "Bombadil",
        "phone_number": "+15555555555",
        "workflow": "KYC_EXEMPT"
      }
    },
    {
      "contentType": "application/json",
      "name": "kycRequest",
      "example": {
        "individual": {
          "address": {
            "address1": "123 Old Forest Way",
            "city": "Omaha",
            "country": "USA",
            "postal_code": "68022",
            "state": "NE"
          },
          "dob": "1991-03-08 08:00:00",
          "email": "tom@middle-earth.com",
          "first_name": "Tom",
          "government_id": "111-23-1412",
          "last_name": "Bombadil",
          "phone_number": "+15555555555"
        },
        "tos_timestamp": "2022-03-08T08:00:00Z",
        "workflow": "KYC_BASIC"
      }
    }
  ],
  "responseExamples": [
    {
      "status": "200",
      "contentType": "application/json",
      "name": "acceptedEvaluationResponse",
      "example": {
        "account_token": "b68b7424-aa69-4cbc-a946-30d90181b621",
        "status": "ACCEPTED",
        "status_reasons": [],
        "token": "12345678-aa69-4cbc-a946-30d90181b621",
        "created": "2024-09-16T20:13:41.865274"
      }
    },
    {
      "status": "200",
      "contentType": "application/json",
      "name": "pendingResubmitResponse",
      "example": {
        "account_token": "b68b7424-aa69-4cbc-a946-30d90181b621",
        "status": "PENDING_RESUBMIT",
        "status_reasons": [
          "NAME_VERIFICATION_FAILURE"
        ],
        "token": "12345678-aa69-4cbc-a946-30d90181b621",
        "created": "2024-09-16T20:13:41.865274"
      }
    },
    {
      "status": "200",
      "contentType": "application/json",
      "name": "pendingKYBReviewResponse",
      "example": {
        "account_token": "6016af53-87d4-42aa-b021-0170644d6458",
        "status": "PENDING_REVIEW",
        "status_reasons": [
          "PRIMARY_BUSINESS_ENTITY_ADDRESS_VERIFICATION_FAILURE"
        ],
        "token": "12345678-aa69-4cbc-a946-30d90181b621",
        "created": "2024-09-16T20:13:41.865274",
        "required_documents": [
          {
            "entity_token": "48afea0a-38b0-44e4-aaa7-c2b5413da9d3",
            "valid_documents": [
              "EIN_LETTER",
              "TAX_RETURN",
              "CERTIFICATE_OF_GOOD_STANDING",
              "ARTICLES_OF_INCORPORATION",
              "ARTICLES_OF_ORGANIZATION",
              "CERTIFICATE_OF_FORMATION",
              "BYLAWS",
              "GOVERNMENT_BUSINESS_LICENSE",
              "PARTNERSHIP_AGREEMENT",
              "BANK_STATEMENT",
              "UTILITY_BILL_STATEMENT"
            ],
            "status_reasons": [
              "PRIMARY_BUSINESS_ENTITY_ADDRESS_VERIFICATION_FAILURE"
            ]
          }
        ]
      }
    }
  ]
}