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OpenAPI Specification

openapi: 3.2.0
info:
  title: Confirmation of Funds API Specification Funds Confirmations API
  description: OpenAPI for Confirmation of Funds API Specification
  termsOfService: https://www.openbanking.org.uk/terms
  contact:
    name: Service Desk
    email: ServiceDesk@openbanking.org.uk
  license:
    name: open-licence
    url: https://www.openbanking.org.uk/open-licence
  version: v3.1.2
servers:
- url: https://ob-ybs.api.ybs.co.uk/open-banking/v3.1/cbpii
  description: Base URL declared by the provider in apis.yml (roadmap#122).
tags:
- name: Funds Confirmations
paths:
  /funds-confirmation-consents:
    post:
      tags:
      - Funds Confirmations
      summary: Create Funds Confirmation Consent
      operationId: CreateFundsConfirmationConsents
      parameters:
      - $ref: '#/components/parameters/x-fapi-auth-date'
      - $ref: '#/components/parameters/x-fapi-customer-ip-address'
      - $ref: '#/components/parameters/x-fapi-interaction-id'
      - $ref: '#/components/parameters/Authorization'
      responses:
        '201':
          $ref: '#/components/responses/201FundsConfirmationConsentsCreated'
        '400':
          $ref: '#/components/responses/400Error'
        '401':
          $ref: '#/components/responses/401Error'
        '403':
          $ref: '#/components/responses/403Error'
        '404':
          $ref: '#/components/responses/404Error'
        '405':
          $ref: '#/components/responses/405Error'
        '406':
          $ref: '#/components/responses/406Error'
        '429':
          $ref: '#/components/responses/429Error'
        '500':
          $ref: '#/components/responses/500Error'
      security:
      - TPPOAuth2Security:
        - fundsconfirmations
      requestBody:
        $ref: '#/components/requestBodies/OBFundsConfirmationConsent1Param'
  /funds-confirmation-consents/{ConsentId}:
    get:
      tags:
      - Funds Confirmations
      summary: Get Funds Confirmation Consent
      operationId: GetFundsConfirmationConsentsConsentId
      parameters:
      - $ref: '#/components/parameters/ConsentId'
      - $ref: '#/components/parameters/x-fapi-auth-date'
      - $ref: '#/components/parameters/x-fapi-customer-ip-address'
      - $ref: '#/components/parameters/x-fapi-interaction-id'
      - $ref: '#/components/parameters/Authorization'
      responses:
        '200':
          $ref: '#/components/responses/200FundsConfirmationConsentsConsentIdRead'
        '400':
          $ref: '#/components/responses/400Error'
        '401':
          $ref: '#/components/responses/401Error'
        '403':
          $ref: '#/components/responses/403Error'
        '404':
          $ref: '#/components/responses/404Error'
        '405':
          $ref: '#/components/responses/405Error'
        '406':
          $ref: '#/components/responses/406Error'
        '429':
          $ref: '#/components/responses/429Error'
        '500':
          $ref: '#/components/responses/500Error'
      security:
      - TPPOAuth2Security:
        - fundsconfirmations
    delete:
      tags:
      - Funds Confirmations
      summary: Delete Funds Confirmation Consent
      operationId: DeleteFundsConfirmationConsentsConsentId
      parameters:
      - $ref: '#/components/parameters/ConsentId'
      - $ref: '#/components/parameters/x-fapi-auth-date'
      - $ref: '#/components/parameters/x-fapi-customer-ip-address'
      - $ref: '#/components/parameters/x-fapi-interaction-id'
      - $ref: '#/components/parameters/Authorization'
      responses:
        '204':
          $ref: '#/components/responses/204FundsConfirmationConsentsConsentIdDeleted'
        '400':
          $ref: '#/components/responses/400Error'
        '401':
          $ref: '#/components/responses/401Error'
        '403':
          $ref: '#/components/responses/403Error'
        '404':
          $ref: '#/components/responses/404Error'
        '405':
          $ref: '#/components/responses/405Error'
        '406':
          $ref: '#/components/responses/406Error'
        '429':
          $ref: '#/components/responses/429Error'
        '500':
          $ref: '#/components/responses/500Error'
      security:
      - TPPOAuth2Security:
        - fundsconfirmations
  /funds-confirmations:
    post:
      tags:
      - Funds Confirmations
      summary: Create Funds Confirmation
      operationId: CreateFundsConfirmations
      parameters:
      - $ref: '#/components/parameters/x-fapi-auth-date'
      - $ref: '#/components/parameters/x-fapi-customer-ip-address'
      - $ref: '#/components/parameters/x-fapi-interaction-id'
      - $ref: '#/components/parameters/Authorization'
      responses:
        '201':
          $ref: '#/components/responses/201FundsConfirmationsCreated'
        '400':
          $ref: '#/components/responses/400Error'
        '401':
          $ref: '#/components/responses/401Error'
        '403':
          $ref: '#/components/responses/403Error'
        '404':
          $ref: '#/components/responses/404Error'
        '405':
          $ref: '#/components/responses/405Error'
        '406':
          $ref: '#/components/responses/406Error'
        '429':
          $ref: '#/components/responses/429Error'
        '500':
          $ref: '#/components/responses/500Error'
      security:
      - PSUOAuth2Security:
        - fundsconfirmations
      requestBody:
        $ref: '#/components/requestBodies/OBFundsConfirmation1Param'
components:
  schemas:
    Meta:
      title: MetaData
      type: object
      description: Meta Data relevant to the payload
      properties:
        TotalPages:
          type: integer
          format: int32
        FirstAvailableDateTime:
          $ref: '#/components/schemas/ISODateTime'
        LastAvailableDateTime:
          $ref: '#/components/schemas/ISODateTime'
      additionalProperties: false
    OBFundsConfirmationConsent1:
      type: object
      required:
      - Data
      properties:
        Data:
          type: object
          required:
          - DebtorAccount
          properties:
            ExpirationDateTime:
              description: "Specified date and time the funds confirmation authorisation will expire.\n If this is not populated, the authorisation will be open ended.All dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00"
              type: string
              format: date-time
            DebtorAccount:
              type: object
              required:
              - SchemeName
              - Identification
              description: Unambiguous identification of the account of the debtor to which a confirmation of funds consent will be applied.
              properties:
                SchemeName:
                  description: Name of the identification scheme, in a coded form as published in an external list.
                  type: string
                  x-namespaced-enum:
                  - UK.OBIE.BBAN
                  - UK.OBIE.IBAN
                  - UK.OBIE.PAN
                  - UK.OBIE.Paym
                  - UK.OBIE.SortCodeAccountNumber
                Identification:
                  description: Identification assigned by an institution to identify an account. This identification is known by the account owner.
                  type: string
                  minLength: 1
                  maxLength: 256
                Name:
                  description: 'Name of the account, as assigned by the account servicing institution.

                    Usage: The account name is the name or names of the account owner(s) represented at an account level. The account name is not the product name or the nickname of the account.'
                  type: string
                  minLength: 1
                  maxLength: 70
                SecondaryIdentification:
                  description: "This is secondary identification of the account, as assigned by the account servicing institution. \nThis can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination)."
                  type: string
                  minLength: 1
                  maxLength: 34
    ISODateTime:
      description: "All dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00"
      type: string
      format: date-time
    Links:
      type: object
      description: Links relevant to the payload
      properties:
        Self:
          type: string
          format: uri
        First:
          type: string
          format: uri
        Prev:
          type: string
          format: uri
        Next:
          type: string
          format: uri
        Last:
          type: string
          format: uri
      additionalProperties: false
      required:
      - Self
    OBErrorResponse1:
      description: An array of detail error codes, and messages, and URLs to documentation to help remediation.
      type: object
      properties:
        Code:
          description: High level textual error code, to help categorize the errors.
          type: string
          minLength: 1
          maxLength: 40
        Id:
          description: A unique reference for the error instance, for audit purposes, in case of unknown/unclassified errors.
          type: string
          minLength: 1
          maxLength: 40
        Message:
          description: Brief Error message, e.g., 'There is something wrong with the request parameters provided'
          type: string
          minLength: 1
          maxLength: 500
        Errors:
          items:
            $ref: '#/components/schemas/OBError1'
          type: array
          minItems: 1
      required:
      - Code
      - Message
      - Errors
      additionalProperties: false
    OBFundsConfirmation1:
      type: object
      required:
      - Data
      properties:
        Data:
          type: object
          required:
          - ConsentId
          - Reference
          - InstructedAmount
          properties:
            ConsentId:
              description: Unique identification as assigned by the ASPSP to uniquely identify the funds confirmation consent resource.
              type: string
              minLength: 1
              maxLength: 128
            Reference:
              description: Unique reference, as assigned by the CBPII, to unambiguously refer to the request related to the payment transaction.
              type: string
              minLength: 1
              maxLength: 35
            InstructedAmount:
              type: object
              required:
              - Amount
              - Currency
              description: Amount of money to be confirmed as available funds in the debtor account. Contains an Amount and a Currency.
              properties:
                Amount:
                  description: A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217.
                  type: string
                  pattern: ^\d{1,13}\.\d{1,5}$
                Currency:
                  description: A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
                  type: string
                  pattern: ^[A-Z]{3,3}$
    OBFundsConfirmationResponse1:
      type: object
      required:
      - Data
      properties:
        Data:
          type: object
          required:
          - FundsConfirmationId
          - ConsentId
          - CreationDateTime
          - FundsAvailable
          - Reference
          - InstructedAmount
          properties:
            FundsConfirmationId:
              description: Unique identification as assigned by the ASPSP to uniquely identify the funds confirmation resource.
              type: string
              minLength: 1
              maxLength: 40
            ConsentId:
              description: Unique identification as assigned by the ASPSP to uniquely identify the funds confirmation consent resource.
              type: string
              minLength: 1
              maxLength: 128
            CreationDateTime:
              description: "Date and time at which the resource was created.All dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00"
              type: string
              format: date-time
            FundsAvailable:
              description: Flag to indicate the result of a confirmation of funds check.
              type: boolean
            Reference:
              description: Unique reference, as assigned by the CBPII, to unambiguously refer to the request related to the payment transaction.
              type: string
              minLength: 1
              maxLength: 35
            InstructedAmount:
              type: object
              required:
              - Amount
              - Currency
              description: Amount of money to be confirmed as available funds in the debtor account. Contains an Amount and a Currency.
              properties:
                Amount:
                  description: A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217.
                  type: string
                  pattern: ^\d{1,13}\.\d{1,5}$
                Currency:
                  description: A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
                  type: string
                  pattern: ^[A-Z]{3,3}$
        Links:
          $ref: '#/components/schemas/Links'
        Meta:
          $ref: '#/components/schemas/Meta'
    OBFundsConfirmationConsentResponse1:
      type: object
      required:
      - Data
      properties:
        Data:
          type: object
          required:
          - ConsentId
          - CreationDateTime
          - Status
          - StatusUpdateDateTime
          - DebtorAccount
          properties:
            ConsentId:
              description: Unique identification as assigned to identify the funds confirmation consent resource.
              type: string
              minLength: 1
              maxLength: 128
            CreationDateTime:
              description: "Date and time at which the resource was created.All dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00"
              type: string
              format: date-time
            Status:
              description: Specifies the status of consent resource in code form.
              type: string
              enum:
              - Authorised
              - AwaitingAuthorisation
              - Rejected
              - Revoked
            StatusUpdateDateTime:
              description: "Date and time at which the resource status was updated.All dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00"
              type: string
              format: date-time
            ExpirationDateTime:
              description: "Specified date and time the funds confirmation authorisation will expire.\nIf this is not populated, the authorisation will be open ended.All dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00"
              type: string
              format: date-time
            DebtorAccount:
              type: object
              required:
              - SchemeName
              - Identification
              description: Unambiguous identification of the account of the debtor to which a confirmation of funds consent will be applied.
              properties:
                SchemeName:
                  description: Name of the identification scheme, in a coded form as published in an external list.
                  type: string
                  x-namespaced-enum:
                  - UK.OBIE.BBAN
                  - UK.OBIE.IBAN
                  - UK.OBIE.PAN
                  - UK.OBIE.Paym
                  - UK.OBIE.SortCodeAccountNumber
                Identification:
                  description: Identification assigned by an institution to identify an account. This identification is known by the account owner.
                  type: string
                  minLength: 1
                  maxLength: 256
                Name:
                  description: 'Name of the account, as assigned by the account servicing institution.

                    Usage: The account name is the name or names of the account owner(s) represented at an account level. The account name is not the product name or the nickname of the account.'
                  type: string
                  minLength: 1
                  maxLength: 70
                SecondaryIdentification:
                  description: "This is secondary identification of the account, as assigned by the account servicing institution. \nThis can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination)."
                  type: string
                  minLength: 1
                  maxLength: 34
        Links:
          $ref: '#/components/schemas/Links'
        Meta:
          $ref: '#/components/schemas/Meta'
    OBError1:
      type: object
      properties:
        ErrorCode:
          description: Low level textual error code, e.g., UK.OBIE.Field.Missing
          type: string
          x-namespaced-enum:
          - UK.OBIE.Field.Expected
          - UK.OBIE.Field.Invalid
          - UK.OBIE.Field.InvalidDate
          - UK.OBIE.Field.Missing
          - UK.OBIE.Field.Unexpected
          - UK.OBIE.Header.Invalid
          - UK.OBIE.Header.Missing
          - UK.OBIE.Reauthenticate
          - UK.OBIE.Resource.ConsentMismatch
          - UK.OBIE.Resource.InvalidConsentStatus
          - UK.OBIE.Resource.InvalidFormat
          - UK.OBIE.Resource.NotFound
          - UK.OBIE.Rules.AfterCutOffDateTime
          - UK.OBIE.Rules.DuplicateReference
          - UK.OBIE.Signature.Invalid
          - UK.OBIE.Signature.InvalidClaim
          - UK.OBIE.Signature.Malformed
          - UK.OBIE.Signature.Missing
          - UK.OBIE.Signature.MissingClaim
          - UK.OBIE.Signature.Unexpected
          - UK.OBIE.UnexpectedError
          - UK.OBIE.Unsupported.AccountIdentifier
          - UK.OBIE.Unsupported.AccountSecondaryIdentifier
          - UK.OBIE.Unsupported.Currency
          - UK.OBIE.Unsupported.Frequency
          - UK.OBIE.Unsupported.LocalInstrument
          - UK.OBIE.Unsupported.Scheme
        Message:
          description: 'A description of the error that occurred. e.g., ''A mandatory field isn''t supplied'' or ''RequestedExecutionDateTime must be in future''

            OBIE doesn''t standardise this field'
          type: string
          minLength: 1
          maxLength: 500
        Path:
          description: Recommended but optional reference to the JSON Path of the field with error, e.g., Data.Initiation.InstructedAmount.Currency
          type: string
          minLength: 1
          maxLength: 500
        Url:
          description: URL to help remediate the problem, or provide more information, or to API Reference, or help etc
          type: string
      required:
      - ErrorCode
      - Message
      additionalProperties: false
      minProperties: 1
  responses:
    204FundsConfirmationConsentsConsentIdDeleted:
      description: Funds Confirmation Consent Deleted
      headers:
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
    500Error:
      description: Internal Server Error
      headers:
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/OBErrorResponse1'
    429Error:
      description: Too Many Requests
      headers:
        Retry-After:
          description: Number in seconds to wait
          schema:
            type: integer
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
    201FundsConfirmationConsentsCreated:
      description: Funds Confirmation Consent Created
      headers:
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/OBFundsConfirmationConsentResponse1'
    406Error:
      description: Not Acceptable
      headers:
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
    401Error:
      description: Unauthorized
      headers:
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
    201FundsConfirmationsCreated:
      description: Funds Confirmation Created
      headers:
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/OBFundsConfirmationResponse1'
    404Error:
      description: Not found
      headers:
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
    400Error:
      description: Bad request
      headers:
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/OBErrorResponse1'
    200FundsConfirmationConsentsConsentIdRead:
      description: Funds Confirmation Consent Read
      headers:
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/OBFundsConfirmationConsentResponse1'
    403Error:
      description: Forbidden
      headers:
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/OBErrorResponse1'
    405Error:
      description: Method Not Allowed
      headers:
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
  parameters:
    x-fapi-interaction-id:
      in: header
      name: x-fapi-interaction-id
      required: false
      description: An RFC4122 UID used as a correlation id.
      schema:
        type: string
    x-fapi-auth-date:
      in: header
      name: x-fapi-auth-date
      required: false
      description: "The time when the PSU last logged in with the TPP. \nAll dates in the HTTP headers are represented as RFC 7231 Full Dates. An example is below: \nSun, 10 Sep 2017 19:43:31 UTC"
      schema:
        type: string
        pattern: ^(Mon|Tue|Wed|Thu|Fri|Sat|Sun), \d{2} (Jan|Feb|Mar|Apr|May|Jun|Jul|Aug|Sep|Oct|Nov|Dec) \d{4} \d{2}:\d{2}:\d{2} (GMT|UTC)$
    Authorization:
      in: header
      name: Authorization
      required: true
      description: An Authorisation Token as per https://tools.ietf.org/html/rfc6750
      schema:
        type: string
    ConsentId:
      name: ConsentId
      in: path
      description: ConsentId
      required: true
      schema:
        type: string
    x-fapi-customer-ip-address:
      in: header
      name: x-fapi-customer-ip-address
      required: false
      description: The PSU's IP address if the PSU is currently logged in with the TPP.
      schema:
        type: string
  requestBodies:
    OBFundsConfirmationConsent1Param:
      description: Default
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/OBFundsConfirmationConsent1'
      required: true
    OBFundsConfirmation1Param:
      description: Default
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/OBFundsConfirmation1'
      required: true
  securitySchemes:
    TPPOAuth2Security:
      type: oauth2
      description: TPP client credential authorisation flow with the ASPSP
      flows:
        clientCredentials:
          tokenUrl: https://authserver.example/token
          scopes:
            fundsconfirmations: Funds confirmation entitlement
    PSUOAuth2Security:
      type: oauth2
      description: OAuth flow, it is required when the PSU needs to perform SCA with the ASPSP when a TPP wants to access an ASPSP resource owned by the PSU
      flows:
        authorizationCode:
          authorizationUrl: https://authserver.example/authorization
          tokenUrl: https://authserver.example/token
          scopes:
            fundsconfirmations: Funds confirmation entitlement