Make a single payout to an account using our Account Payouts endpoint.
openapi: 3.0.1
info:
title: 3DS 3DS actions Single payout API
description: "Protect your business and meet regulatory requirements by verifying your customer's identity.\n\n__Authentication header__\n ```\n Authorization: {your_credentials}\n ```\nReplace `{your_credentials}` with your base64-encoded Basic Auth username and password given to your by your Worldpay Implementation Manager.\n<br /> <br />\n\nYou **must** use the `Authorization` header for any request you send to our 3DS API.\n\n__Accept/Content-Type header__\n ```\n Content-Type: application/vnd.worldpay.verifications.customers-v3.hal+json\n Accept: application/vnd.worldpay.verifications.customers-v3.hal+json\n ```\nWe use the Accept header to identify which version of our API you are using. You must use the Accept header for any request you send to our 3DS API.\n\nWe require the Content-Type header if the request you're sending includes a request body, and if the HTTP method is a `POST` or a `PUT`.\n<br /><br />\n\n\n__DNS whitelisting__ \nWhitelist the following URLs:\n* `https://try.access.worldpay.com/`\n* `https://access.worldpay.com/`\n\nPlease ensure you use DNS whitelisting, not explicit IP whitelisting."
version: '3'
x-metadata:
category:
- 3DS
- SCA Exemptions
business:
- Enterprise
catalog-list: true
generated: false
servers:
- url: https://try.access.worldpay.com
description: Test (Try)
- url: https://access.worldpay.com
description: Live
security:
- BasicAuth: []
tags:
- name: Single payout
description: Make a single payout to an account using our Account Payouts endpoint.
paths:
/accountPayouts:
post:
tags:
- Single payout
summary: Make a single payout
operationId: PostPayout
parameters:
- name: WP-CorrelationId
in: header
description: A unique identifier used to trace and correlate a request across systems. Must be a GUID.
schema:
type: string
example: 15cd16b2-7b82-41cb-9b11-21be9dacad88
- name: WP-Timestamp
in: header
schema:
type: string
default: '1755681620'
- name: WP-Api-Version
in: header
description: The version of the API you are using.
schema:
type: string
default: '2025-01-01'
example: '2025-01-01'
- name: Idempotency-Key
in: header
description: A unique key to identify the request. This is used to prevent duplicate processing of the same request.
schema:
maximum: 35
minimum: 1
type: string
default: mustBeUnique12345
example: mustBeUnique12345
- name: Content-Type
in: header
description: Specifies the media type of the resource or the data being sent. This field informs the server or client how to interpret the body of the request or response.
schema:
type: string
default: application/json
example: application/json
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.IndividualPayout'
examples:
SEPA:
value:
merchant:
entity: default
instruction:
value:
sourceCurrency: EUR
sourceAmount: 0
targetCurrency: EUR
targetAmount: 199.99
narrative:
line1: PushtoAccount with Worldpay
countryCode: GB
beneficiaryBankDetails:
iban: GB41CITI18500818404062
bankName: Citibank London
parties:
- partyType: beneficiary
personalDetails:
type: Company
companyName: Worldpay AP Ltd
address:
address1: 25 Walbrook
city: London
postalCode: EC4N 8AF
countryCode: GB
transactionReference: ABC123456
UK Faster Payout:
value:
merchant:
entity: default
instruction:
value:
sourceCurrency: GBP
sourceAmount: 0
targetCurrency: GBP
targetAmount: 199.99
narrative:
line1: PushtoAccount with Worldpay
countryCode: GB
beneficiaryBankDetails:
accountNumber: '18404100'
bankCode: '185008'
bankName: Citibank London
parties:
- partyType: beneficiary
personalDetails:
type: Company
companyName: Worldpay AP Ltd
address:
address1: 25 Walbrook
city: London
postalCode: EC4N 8AF
countryCode: GB
transactionReference: ABC123456
Full account payout request with payer:
value:
merchant:
entity: default
instruction:
value:
sourceCurrency: GBP
sourceAmount: 0
targetCurrency: EUR
targetAmount: 199.99
narrative:
line1: PushtoAccount with Worldpay
purposeOfPayment:
code: WPREMT
description: Money Remittance
countryCode: GB
transactionType: customerToCustomer
quoteId: ''
expandableKeyValuePairs:
remitterSourceOfIncome: salary
intermediaryBankSwiftBic: BARCGB22
beneficiaryBankDetails:
accountType: checking
accountNumber: '12345677'
iban: GB41CITI18500818404062
branchCode: ''
bankCode: '185008'
swiftBic: CITIGB2L
bankName: Citibank London
address:
address1: 25 Canada Square
address2: ''
city: London
state: ''
postalCode: E14 5LB
countryCode: GB
parties:
- partyType: beneficiary
personalDetails:
type: Person
title: Mr
firstName: John
middleName: ''
lastName: Doe
dateOfBirth: '1993-12-31'
email: john@domain.com
phones:
- number: '7777777777'
prefix: '44'
identityDocuments:
- type: passport
number: E1122234
issuingInstitution: Mayor of London
issuingCountry: GB
validFrom: '2013-05-22'
validTo: '2014-05-21'
address:
address1: 25 Walbrook
address2: ''
city: London
state: ''
postalCode: EC4N 8AF
countryCode: GB
type: home
residentialStatus: resident
- partyType: payer
customerReference: Account123456
personalDetails:
type: Person
title: Ms
firstName: Maria
middleName: ''
lastName: Doe
dateOfBirth: '1994-05-12'
email: maria@domain.com
phones:
- number: '7888888888'
prefix: '44'
identityDocuments:
- type: passport
number: E1122277
issuingInstitution: Mayor of London
issuingCountry: GB
validFrom: '2017-06-15'
validTo: '2027-06-14'
address:
address1: De Entree 248
address2: ''
city: Amsterdam
state: ''
postalCode: 1101 EE
countryCode: NL
type: home
residentialStatus: resident
transactionReference: ABC123456
US ACH:
value:
merchant:
entity: default
instruction:
value:
sourceCurrency: USD
sourceAmount: 0
targetCurrency: USD
targetAmount: 199.99
narrative:
line1: PushtoAccount with Worldpay
countryCode: US
channel: PayPal
beneficiaryBankDetails:
accountType: checking
accountNumber: 00000000031378655
bankCode: 021000089
bankName: Citibank New York
parties:
- partyType: beneficiary
personalDetails:
type: Company
companyName: RealNet Payments LLC
address:
address1: 4900 W Brown Deer Road
city: Milwaukee
state: WI
postalCode: '53223'
countryCode: US
transactionReference: ABC123456
Marketplace account payout request including payout instrument:
value:
merchant:
entity: default
instruction:
value:
sourceCurrency: GBP
sourceAmount: 199.99
targetAmount: 0
countryCode: US
beneficiaryBankDetails:
payoutInstrumentReference: BeneficiaryBankGBP
transactionReference: ABC123456
Crypto payout:
value:
merchant:
entity: default
instruction:
value:
sourceCurrency: USD
sourceAmount: 0
targetAmount: 199.99
narrative:
line1: CryptoPayout with Worldpay
countryCode: US
channel: polygon
beneficiaryWalletDetails:
type: walletId
walletId: '0x7bD3a4F8c91eE2F4b0c14F72bC8A3b9D8dE12A55'
parties:
- partyType: beneficiary
personalDetails:
type: person
title: mx
firstName: John
middleName: ''
lastName: Doe
dateOfBirth: '1993-12-31'
address:
address1: 4900 W Brown Deer Road
city: Milwaukee
state: WI
postalCode: '53223'
countryCode: US
transactionReference: ABC123456
responses:
'200':
description: OK response if a request with the same credentials has already been submitted successfully
content:
application/json:
schema:
$ref: '#/components/schemas/WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.SuccessResponseV3'
example:
payoutRequestId: PZ000EC4
idempotencyKey: mustBeUnique12345
entity: default
'202':
description: ACCEPTED response if request body has no validation errors.
content:
application/json:
schema:
$ref: '#/components/schemas/WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.SuccessResponseV3'
example:
payoutRequestId: PZ000EC4
idempotencyKey: mustBeUnique12345
entity: default
'400':
description: BAD REQUEST response describing request body validation errors
content:
application/json:
schema:
$ref: '#/components/schemas/WP.FXT.SinglePayoutApi.Domain.Shared.ErrorModels.AwBodyErrorModel'
example:
validationErrors:
- jsonPath: $.instruction.parties[0].personalDetails.phones[0].number
errorName: stringIsTooLong
message: number must be between 1-20 digits length
errorName: bodyDoesNotMatchSchema
message: There was an error in the request
'401':
description: UNAUTHORIZED Your call is unauthorized, please contact our support team
content:
application/json:
schema:
$ref: '#/components/schemas/WP.FXT.SinglePayoutApi.Domain.Shared.ErrorModels.AwBodyErrorModel'
example:
errorName: unauthorized
message: Invalid token
'403':
description: FORBIDDEN Your call is unauthorized, please contact our support team
content:
application/json:
schema:
$ref: '#/components/schemas/WP.FXT.SinglePayoutApi.Domain.Shared.ErrorModels.AwBodyErrorModel'
example:
errorName: forbidden
message: Forbidden. Unauthorised request
'500':
description: Internal server error
content:
application/json:
schema:
$ref: '#/components/schemas/WP.FXT.SinglePayoutApi.Domain.Shared.ErrorModels.AwBodyErrorModel'
example:
errorName: null
message: Unexpected Issue. Please try again
components:
schemas:
WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.WalletDetails:
type: object
properties:
walletIdentifierType:
enum:
- walletId
- email
- phoneNumber
type: string
description: ''
walletIdentifier:
maximum: 64
minimum: 0
type: string
description: Beneficiary wallet identifier.
nullable: true
additionalProperties: false
WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.Narrative:
type: object
properties:
line1:
maximum: 50
minimum: 6
type: string
description: Reference that may appear on beneficiary statements.
nullable: true
additionalProperties: false
WP.FXT.SinglePayoutApi.Domain.Shared.ErrorModels.AwBodyErrorModel:
type: object
properties:
errorName:
type: string
nullable: true
message:
type: string
nullable: true
validationErrors:
type: array
items:
$ref: '#/components/schemas/WP.FXT.SinglePayoutApi.Domain.Shared.ErrorModels.AwJsonPathErrorModel'
nullable: true
additionalProperties: false
WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.Party:
required:
- partyType
type: object
properties:
partyId:
maximum: 36
minimum: 36
type: string
description: Id of the party for the payment request. This field is currently not used.
nullable: true
example: 1E016F5E-9D4A-49E7-B44C-A4C8AAE8290D
partyType:
enum:
- beneficiary
- payer
type: string
description: Party type.
partyReference:
maximum: 64
minimum: 3
type: string
description: "Your reference for this party. Must be unique within an entity. Allowed values are a-z, A-Z, 0-9, spaces and hyphens. \n\n Only supply either `partyReference` or `personalDetails`.\n\n <b>Note:</b> Do not provide for beneficiaries, or for crypto or wallet payouts. Supply `personalDetails` instead."
nullable: true
customerReference:
maximum: 35
minimum: 1
type: string
description: 'The reference of the payer: Domain ID, Account Number, Tax ID, BIC, Internal Customer ID or any other numerical or alphanumerical unique identifier of the customer where the payment request has originated. Special characters are restricted.'
nullable: true
personalDetails:
$ref: '#/components/schemas/WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.PersonalDetails'
address:
$ref: '#/components/schemas/WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.PartyAddress'
additionalProperties: false
WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.IndividualPayout:
required:
- transactionReference
type: object
properties:
merchant:
$ref: '#/components/schemas/WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.Merchant'
instruction:
$ref: '#/components/schemas/WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.PayoutInstruction'
transactionReference:
maximum: 50
minimum: 6
type: string
description: Reference for the payout request provided by you. We recommend you specify a value which is unique across all of your payouts to ensure you receive the right data throughout the payout lifecycle. <a href="/products/marketplaces/coverage/bank/additionalinfo#special-characters">Special characters</a> are allowed.
notificationUrl:
maximum: 250
type: string
description: Currently not in use.
nullable: true
additionalProperties: false
WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.BankDetails:
type: object
description: "The bank details of the beneficiary.\n\n **Note:** View our [bank coverage guide](/products/marketplaces/coverage/bank) for country specific requirements."
properties:
iban:
maximum: 34
minimum: 1
type: string
description: Beneficiary IBAN. You must either provide `iban` or `accountNumber`.
nullable: true
branchCode:
maximum: 35
minimum: 1
type: string
description: Beneficiary account branch code.
nullable: true
bankCode:
maximum: 35
minimum: 1
type: string
description: Beneficiary account bank code.
nullable: true
swiftBic:
maximum: 11
minimum: 8
type: string
description: Beneficiary bank account SWIFT/BIC.
nullable: true
bankName:
maximum: 35
minimum: 1
type: string
description: Beneficiary bank name.
nullable: true
accountType:
enum:
- checking
- savings
- moneyMarket
- certificateOfDeposit
- vista
- other
type: string
description: Type of the account.
nullable: true
accountNumber:
maximum: 64
minimum: 0
type: string
description: Beneficiary bank account number.
nullable: true
payoutInstrumentId:
type: string
description: A unique ID generated by us, holding the beneficiary bank details. You receive this in the response after successfully creating a payout instrument in our <a href="/products/parties/openapi/payout-instruments">Parties API</a>.
nullable: true
payoutInstrumentReference:
type: string
description: Your reference for this `payoutInstrument`, must be unique within an entity.
nullable: true
address:
$ref: '#/components/schemas/WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.BankAddress'
additionalProperties: false
WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.Merchant:
required:
- entity
type: object
properties:
entity:
maximum: 32
minimum: 1
type: string
description: Your entity reference created as part of on-boarding. Used to route the request in Access Worldpay.
example: default
additionalProperties: false
WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.PersonalDetails:
type: object
properties:
companyName:
maximum: 140
minimum: 1
type: string
description: Name of the party if not an individual. Mandatory where `type` is "company", "institution" or "government" (Government). Must not be provided when `type` is "person" or "soletrader".
nullable: true
firstName:
maximum: 50
minimum: 1
type: string
description: First name of the party. Mandatory where `type` is "person" or "soletrader". See <a href="/products/reference/formatting#name-field-formatting-account-payouts-api">formatting rules</a>.
nullable: true
middleName:
maximum: 50
minimum: 1
type: string
description: Middle name of the party (applicable when `type` is "person" or "soletrader"). See <a href="/products/reference/formatting#name-field-formatting-account-payouts-api">formatting rules</a>.
nullable: true
lastName:
maximum: 50
minimum: 1
type: string
description: Last name of the party. Mandatory where `type` is "person" or "soletrader". See <a href="/products/reference/formatting#name-field-formatting-account-payouts-api">formatting rules</a>.
nullable: true
fullName:
type: string
nullable: true
readOnly: true
dateOfBirth:
maximum: 10
minimum: 10
pattern: yyyy-MM-dd
type: string
description: Date of birth.
nullable: true
example: '2024-01-01'
email:
type: string
description: Email address of the party. This field will be available for use as part of the future enhancements to the Account Payouts API in 2025. Must be a valid email address format.
nullable: true
title:
maximum: 3
enum:
- mr
- miss
- mrs
- ms
- mx
- dr
- misc
type: string
description: Title for the person. Only supply when `type` is "person" or "sole trader".
nullable: true
type:
enum:
- company
- person
- institution
- government
- soletrader
- other
type: string
description: Entity description of the party, type is required when partyType is beneficiary
nullable: true
phones:
type: array
items:
$ref: '#/components/schemas/WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.Phone'
nullable: true
identityDocuments:
type: array
items:
$ref: '#/components/schemas/WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.Identity'
nullable: true
dateOfIncorporation:
maximum: 10
minimum: 10
pattern: yyyy-MM-dd
type: string
description: Date of the Incorporation of the Company. Not allowed if for a person or sole trader.
nullable: true
example: '2024-01-01'
additionalProperties: false
description: Only supply either `partyReference` or `personalDetails`.
WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.Source:
type: object
properties:
accountNumber:
maximum: 16
minimum: 16
type: string
description: Specifies which account should fund the payout, overriding the default account for your `entity`. Common uses include paying sellers from your own account (e.g. credit notes) or choosing among multiple accounts in the same currency. The account must belong to your `entity`.
nullable: true
additionalProperties: false
WP.FXT.SinglePayoutApi.Domain.Shared.ErrorModels.AwJsonPathErrorModel:
type: object
properties:
errorName:
type: string
nullable: true
message:
type: string
nullable: true
jsonPath:
type: string
nullable: true
additionalProperties: false
WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.Identity:
type: object
properties:
issuingInstitution:
type: string
description: Issuing institution that provided identification type. Cannot be provided if the conditional fields in the identity section are missing.
nullable: true
issuingCountry:
type: string
description: <a href="/products/reference/supported-countries-currencies#iso-country-codes">ISO 3166-1 Alpha-2 country code</a> of identification type origin. Mandatory if `identityDocuments.type`/`identityDocuments.number` is populated.
type:
enum:
- passport
- taxId
- nationalInsurance
- driverLicence
- companyVatNumber
- citizenshipCard
- nationalId
- workPermit
- employmentPass
- studentPass
- permanentResidentCard
- companyRegistrationNumber
- other
type: string
description: Type of identification. Mandatory if `identityDocuments.number` is populated.
nullable: true
validFrom:
maximum: 10
minimum: 10
type: string
description: Identification type start date. Must be a Gregorian calendar date with ISO 8601 format YYYY-MM-DD. Cannot be provided if conditional fields in the identity section are missing.
nullable: true
validTo:
maximum: 10
minimum: 10
type: string
description: Identification type end date. Must be a Gregorian calendar date with ISO 8601 format YYYY-MM-DD. Cannot be provided if conditional fields in the identity section are missing.
nullable: true
number:
maximum: 35
minimum: 1
type: string
description: Identification number that is presented in the identification type. Mandatory if `identityDocuments.type` is populated.
additionalProperties: false
WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.PurposeOfPayment:
type: object
description: "Details about the purpose of the payment.\n\n **Note:** View our [bank coverage guide](/products/marketplaces/coverage/bank) for country specific requirements."
properties:
code:
enum:
- WPPAYR
- WPPENS
- WPFAMT
- WPUBIL
- WPSTDY
- WPTAXS
- WPGDDS
- WPCHAR
- WPMDCS
- WPSAVS
- WPPROP
- WPSCVE
- WPSHAR
- WPIVST
- WPTKAG
- WPTOUR
- WPREMT
- WPMOVR
- WPSUPP
- WPCAPI
- WPCHRG
- WPTRAN
- WPSALR
- WPDIVD
- WPLOAN
- WPISER
- WPFSER
- WPCARD
- WPRENT
- WPEXPE
- WPTRNF
- WPBONS
- WPOTHR
type: string
description: The code that represents the purpose of the payout. This is mandatory for some payout routes.
x-enumDescriptions:
WPPAYR: Payment of payroll.
WPPENS: Pension payment.
WPFAMT: Family maintenance.
WPUBIL: Payment to common utility provider.
WPSTDY: Payment of study/tuition costs.
WPTAXS: Payment of taxes.
WPGDDS: Purchase sale of goods.
WPCHAR: Payment for charity reasons.
WPMDCS: Payment for medical care services.
WPSAVS: Payment to savings/retirement account.
WPPROP: Payment of property purchase.
WPSCVE: Purchase sale of services.
WPSHAR: Payment of shares.
WPIVST: Payment of an investment (interest).
WPTKAG: Tourism (invoiced tickets/travel agency costs).
WPTOUR: Tourism (other).
WPREMT: Remittances.
WPMOVR: Payment of movable property rental.
WPSUPP: Supplier payment.
WPCAPI: Payment of capital contribution.
WPCHRG: Charges/ fees.
WPTRAN: Payment for transportation.
WPSALR: Payment of salaries.
WPDIVD: Dividends.
WPLOAN: Loans.
WPISER: Payment of insurance services.
WPFSER: Payment for financial services.
WPCARD: Card payments.
WPRENT: Rental Payments.
WPEXPE: Payment of expenses
WPTRNF: Transfer of funds.
WPBONS: Bonus/compensation.
WPOTHR: Other.
description:
maximum: 35
minimum: 1
type: string
description: Description for purpose of payout. This is mandatory for some payout routes.
additionalProperties: false
WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.PartyAddress:
type: object
properties:
city:
maximum: 35
minimum: 1
type: string
description: City of the address.
nullable: true
state:
maximum: 35
minimum: 2
type: string
description: State of the address.
nullable: true
countryCode:
maximum: 2
minimum: 2
type: string
description: <a href="/products/reference/supported-countries-currencies#iso-country-codes">ISO 3166-1 Alpha-2 country code</a> of the address.
nullable: true
address1:
maximum: 35
minimum: 1
type: string
description: Address line 1.
nullable: true
address2:
maximum: 35
minimum: 1
type: string
description: Address line 2.
nullable: true
postalCode:
maximum: 20
minimum: 1
type: string
description: PostalCode of the address.
nullable: true
type:
enum:
- home
- business
- poBox
- other
type: string
description: Type of party address.
nullable: true
residentialStatus:
enum:
- resident
- nonResident
- other
type: string
description: Type of residency.
nullable: true
additionalProperties: false
WP.FXT.SinglePayoutApi.Domain.Payout.V3.Models.BankAddress:
type: object
properties:
city:
maximum: 35
minimum: 1
type: string
description: City of the address.
nullable: true
state:
maximum: 35
minimum: 2
type: string
description: State of the address.
nullable: true
countryCode:
maximum: 2
minimum: 2
type: string
description: <a href="/products/reference/supported-countries-currencies#i
# --- truncated at 32 KB (38 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/worldpay/refs/heads/main/openapi/worldpay-single-payout-api-openapi.yml