VoPay Bill Pay API
VoPay's Bill Pay API — 8 documented operation(s) across 8 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.
VoPay's Bill Pay API — 8 documented operation(s) across 8 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.
{"openapi":"3.0.0","info":{"version":"2.0","title":"Bill Pay","description":"The Bill Pay API allows you to create and manage bill payments.","contact":{"name":"API Support","email":"help@vopay.com"}},"paths":{"/bill-pay/create":{"post":{"description":"This endpoint is used to create a bill pay transaction.","summary":"bill-pay/create","tags":["Bill Pay Endpoints"],"operationId":"BillPayCreatePost","deprecated":false,"requestBody":{"content":{"application/x-www-form-urlencoded":{"schema":{"type":"object","properties":{"AccountID":{"description":"Your account ID","type":"string"},"Key":{"description":"API key for the account","type":"string"},"Signature":{"description":"Hashed signature for the request","type":"string"},"ClientAccountID":{"description":"The Client Account ID to associate the transaction with.","type":"string"},"AccountBillPayMerchantID":{"description":"The ID of the account bill pay merchant.","type":"string"},"Amount":{"description":"The amount of the transaction.","type":"number"},"Currency":{"description":"The currency of the transaction. Defaults to CAD.","type":"string"},"ClientReferenceNumber":{"description":"An optional reference number for the client.","type":"string"},"Notes":{"description":"Optional notes for the transaction.","type":"string"},"IdempotencyKey":{"description":"A unique key to prevent duplicate transactions.","type":"string"}},"required":["AccountID","Key","Signature","AccountBillPayMerchantID","Amount"]}}},"required":true},"responses":{"200":{"description":"","content":{"application/json":{"schema":{"type":"object","properties":{"Success":{"type":"boolean","example":true},"ErrorMessage":{"type":"string","example":""},"TransactionID":{"type":"string","example":"3141128"}}}}}}}}},"/bill-pay/cancel":{"post":{"description":"This endpoint is used to cancel a bill pay transaction.","summary":"bill-pay/cancel","tags":["Bill Pay Endpoints"],"operationId":"BillPayCancelPost","deprecated":false,"requestBody":{"content":{"application/x-www-form-urlencoded":{"schema":{"type":"object","properties":{"AccountID":{"description":"Your account ID","type":"string"},"Key":{"description":"API key for the account","type":"string"},"Signature":{"description":"Hashed signature for the request","type":"string"},"TransactionID":{"description":"The ID of the transaction to cancel.","type":"string"}},"required":["AccountID","Key","Signature","TransactionID"]}}},"required":true},"responses":{"200":{"description":"","content":{"application/json":{"schema":{"type":"object","properties":{"Success":{"type":"boolean","example":true},"ErrorMessage":{"type":"string","example":""}}}}}}}}},"/bill-pay/transaction":{"get":{"description":"This endpoint is used to fetch a bill pay transaction.","summary":"bill-pay/transaction","tags":["Bill Pay Endpoints"],"operationId":"BillPayTransactionGet","deprecated":false,"parameters":[{"name":"AccountID","in":"query","required":true,"description":"Your account ID","schema":{"type":"string"}},{"name":"Key","in":"query","required":true,"description":"API key for the account","schema":{"type":"string"}},{"name":"Signature","in":"query","required":true,"description":"Hashed signature for the request","schema":{"type":"string"}},{"name":"TransactionID","in":"query","required":true,"description":"The ID of the transaction to fetch.","schema":{"type":"string"}}],"responses":{"200":{"description":"","content":{"application/json":{"schema":{"type":"object","properties":{"Success":{"type":"boolean","example":true},"ErrorMessage":{"type":"string","example":""},"TransactionID":{"type":"string","example":"12345"},"TransactionStatus":{"type":"string","example":"Completed"},"TransactionDateTime":{"type":"string","example":"2025-07-25 12:00:00"},"Amount":{"type":"number","example":100},"Currency":{"type":"string","example":"CAD"},"LastModified":{"type":"string","example":"2025-07-25 12:00:00"},"MerchantID":{"type":"string","example":"M123"},"MerchantName":{"type":"string","example":"Merchant Name"},"MerchantCategory":{"type":"string","example":"Utilities"},"PaymentAccountFormat":{"type":"string","example":"123456789"},"CreditInstitution":{"type":"string","example":"Bank of Montreal"},"CreditCategory":{"type":"string","example":"Credit Card"},"CanadianCreditorIdentificationNumber":{"type":"string","example":"123456789"},"Nickname":{"type":"string","example":"My Hydro Bill"},"PaymentAccount":{"type":"string","example":"123456789"},"AdditionalInformation":{"type":"string","example":"Additional Info"},"ClientReferenceNumber":{"type":"string","example":"CRN123"},"Note":{"type":"string","example":"Payment for July"}}}}}}}}},"/bill-pay/merchants":{"get":{"description":"This endpoint is used to fetch bill pay merchants.","summary":"bill-pay/merchants","tags":["Bill Pay Endpoints"],"operationId":"BillPayMerchantsGet","deprecated":false,"parameters":[{"name":"AccountID","in":"query","required":true,"description":"Your account ID","schema":{"type":"string"}},{"name":"Key","in":"query","required":true,"description":"API key for the account","schema":{"type":"string"}},{"name":"Signature","in":"query","required":true,"description":"Hashed signature for the request","schema":{"type":"string"}},{"name":"SearchText","in":"query","required":false,"description":"Text to search for in merchant names.","schema":{"type":"string"}},{"name":"Limit","in":"query","required":false,"description":"The maximum number of merchants to return. Default is 50.","schema":{"type":"integer"}},{"name":"Offset","in":"query","required":false,"description":"The number of merchants to skip. Default is 0.","schema":{"type":"integer"}}],"responses":{"200":{"description":"","content":{"application/json":{"schema":{"type":"object","properties":{"Success":{"type":"boolean","example":true},"ErrorMessage":{"type":"string","example":""},"Merchants":{"type":"object","example":{"0":{"BillPayMerchantID":"169","MerchantID":"340","MerchantName":"ACCESS MOORE DECOR","MerchantCategory":"","PaymentAccountFormat":"","CreditInstitution":"2","CreditCategory":"5","CanadianCreditorIdentificationNumber":"90109403"}}},"PaginationMetaData":{"type":"object"}}}}}}}}},"/bill-pay/account/merchants/add":{"post":{"description":"This endpoint is used to add a merchant to an account.","summary":"bill-pay/account/merchants/add","tags":["Bill Pay Endpoints"],"operationId":"BillPayAccountMerchantsAddPost","deprecated":false,"requestBody":{"content":{"application/x-www-form-urlencoded":{"schema":{"type":"object","properties":{"AccountID":{"description":"Your account ID","type":"string"},"Key":{"description":"API key for the account","type":"string"},"Signature":{"description":"Hashed signature for the request","type":"string"},"BillPayMerchantID":{"description":"The ID of the bill pay merchant to add.","type":"string"},"Nickname":{"description":"A nickname for the merchant.","type":"string"},"PaymentAccount":{"description":"The payment account number.","type":"string"},"AdditionalInformation":{"description":"Additional information for the merchant.","type":"string"},"ClientAccountID":{"description":"The Client Account ID to associate the merchant with.","type":"string"}},"required":["AccountID","Key","Signature","BillPayMerchantID"]}}},"required":true},"responses":{"200":{"description":"","content":{"application/json":{"schema":{"type":"object","properties":{"Success":{"type":"boolean","example":true},"ErrorMessage":{"type":"string","example":""},"AccountBillPayMerchantID":{"type":"string","example":"3"}}}}}}}}},"/bill-pay/account/merchants/edit":{"post":{"description":"This endpoint is used to edit an account-level merchant.","summary":"bill-pay/account/merchants/edit","tags":["Bill Pay Endpoints"],"operationId":"BillPayAccountMerchantsEditPost","deprecated":false,"requestBody":{"content":{"application/x-www-form-urlencoded":{"schema":{"type":"object","properties":{"AccountID":{"description":"Your account ID","type":"string"},"Key":{"description":"API key for the account","type":"string"},"Signature":{"description":"Hashed signature for the request","type":"string"},"AccountBillPayMerchantID":{"description":"The ID of the account bill pay merchant to edit.","type":"string"},"Nickname":{"description":"A new nickname for the merchant.","type":"string"},"PaymentAccount":{"description":"A new payment account number.","type":"string"},"AdditionalInformation":{"description":"New additional information for the merchant.","type":"string"},"ClientAccountID":{"description":"The Client Account ID associated with the merchant.","type":"string"}},"required":["AccountID","Key","Signature","AccountBillPayMerchantID"]}}},"required":true},"responses":{"200":{"description":"","content":{"application/json":{"schema":{"type":"object","properties":{"Success":{"type":"boolean","example":true},"ErrorMessage":{"type":"string","example":""},"AccountMerchantID":{"type":"string","example":"3"}}}}}}}}},"/bill-pay/account/merchants":{"get":{"description":"This endpoint is used to fetch bill pay merchants for an account.","summary":"bill-pay/account/merchants","tags":["Bill Pay Endpoints"],"operationId":"BillPayAccountMerchantsGet","deprecated":false,"parameters":[{"name":"AccountID","in":"query","required":true,"description":"Your account ID","schema":{"type":"string"}},{"name":"Key","in":"query","required":true,"description":"API key for the account","schema":{"type":"string"}},{"name":"Signature","in":"query","required":true,"description":"Hashed signature for the request","schema":{"type":"string"}},{"name":"ClientAccountID","in":"query","required":false,"description":"The Client Account ID to fetch merchants for.","schema":{"type":"string"}},{"name":"SearchText","in":"query","required":false,"description":"Text to search for in merchant names.","schema":{"type":"string"}},{"name":"Limit","in":"query","required":false,"description":"The maximum number of merchants to return. Default is 50.","schema":{"type":"integer"}},{"name":"Offset","in":"query","required":false,"description":"The number of merchants to skip. Default is 0.","schema":{"type":"integer"}}],"responses":{"200":{"description":"","content":{"application/json":{"schema":{"type":"object","properties":{"Success":{"type":"boolean","example":true},"ErrorMessage":{"type":"string","example":""},"AccountBillPayMerchantID":{"type":"object","example":{"0":{"BillPayMerchantID":"169","AccountBillPayMerchantID":"3","MerchantName":"ACCESS MOORE DECOR","Nickname":"AMD","PaymentAccount":"","AdditionalInformation":"","LastModified":"2025-07-26"}}},"PaginationMetaData":{"type":"object"}}}}}}}}},"/bill-pay/generate-embed-url":{"post":{"description":"This endpoint is used to generate a URL to create a bill pay iframe.","summary":"bill-pay/generate-embed-url","tags":["Bill Pay Endpoints"],"operationId":"BillPayGenerateEmbedUrlPost","deprecated":false,"requestBody":{"content":{"application/x-www-form-urlencoded":{"schema":{"type":"object","properties":{"AccountID":{"description":"Your account ID","type":"string"},"Key":{"description":"API key for the account","type":"string"},"Signature":{"description":"Hashed signature for the request","type":"string"},"ClientAccountID":{"description":"The Client Account ID to associate the iframe with.","type":"string"},"StylesheetUrl":{"description":"A URL to a stylesheet to customize the iframe.","type":"string"},"Language":{"description":"The language for the iframe. 'en' for English, 'fr' for French. Defaults to 'en'.","type":"string"},"DarkMode":{"description":"Whether to use dark mode for the iframe. Defaults to false.","type":"boolean"}},"required":["AccountID","Key","Signature"]}}},"required":true},"responses":{"200":{"description":"","content":{"application/json":{"schema":{"type":"object","properties":{"Success":{"type":"boolean","example":true},"ErrorMessage":{"type":"string","example":""},"Link":{"type":"string","example":"https://earthnode-dev.vopay.com/bill-pay/embed/2htisa9c21s083inhqsdh0ukg43qsmphyelg00w3"},"IframeKey":{"type":"string","example":"2htisa9c21s083inhqsdh0ukg43qsmphyelg00w3"}}}}}}}}}},"servers":[{"url":"https://earthnode-dev.vopay.com/api/v2"}]}