Temenos Transact Transactions API

openapi: 3.2.0
info:
  title: Temenos Transact Core Banking Transactions API
  description: RESTful APIs for Temenos Transact (formerly T24) core banking operations.
  version: 1.0.0
  contact:
    name: Temenos Developer Support
    url: https://developer.temenos.com/
    email: api.support@temenos.com
  license:
    name: Temenos Terms of Service
    url: https://www.temenos.com/terms-of-service/
  termsOfService: https://www.temenos.com/terms-of-service/
servers:
- url: https://api.temenos.com/api/v1.0.0
  description: Temenos Transact API - Production
- url: https://sandbox.temenos.com/api/v1.0.0
  description: Temenos Transact API - Sandbox
security:
- bearerAuth: []
tags:
- name: Transactions
  description: Retrieve transaction history, statement details, and account activity records for all account types and arrangements.
paths:
  /holdings/accounts/{accountId}/transactions:
    get:
      operationId: getAccountTransactions
      summary: Temenos Transact List Account Transactions
      description: Retrieve transaction history for a specific account. Supports filtering by date range, transaction type, amount range, and booking date. Returns debit and credit entries with narrative, value date, and reference details.
      tags:
      - Transactions
      parameters:
      - $ref: '#/components/parameters/accountId'
      - $ref: '#/components/parameters/pageSize'
      - $ref: '#/components/parameters/pageStart'
      - name: fromDate
        in: query
        description: Start date for transaction history (YYYY-MM-DD)
        schema:
          type: string
          format: date
      - name: toDate
        in: query
        description: End date for transaction history (YYYY-MM-DD)
        schema:
          type: string
          format: date
      - name: transactionType
        in: query
        description: Filter by transaction type
        schema:
          type: string
      - name: minAmount
        in: query
        description: Minimum transaction amount filter
        schema:
          type: number
      - name: maxAmount
        in: query
        description: Maximum transaction amount filter
        schema:
          type: number
      responses:
        '200':
          description: Successful retrieval of transaction history
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/TransactionsResponse'
        '400':
          $ref: '#/components/responses/BadRequest'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
        '500':
          $ref: '#/components/responses/InternalServerError'
      x-microcks-operation:
        delay: 0
        dispatcher: FALLBACK
components:
  responses:
    BadRequest:
      description: Bad request - invalid parameters or malformed request
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
    InternalServerError:
      description: Internal server error
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
    Unauthorized:
      description: Authentication required or token expired
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
    NotFound:
      description: Requested resource not found
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
  schemas:
    ResponseHeader:
      type: object
      description: Standard response header returned by all Transact API operations
      properties:
        id:
          type: string
          description: Unique identifier for the resource
          example: abc123
        status:
          type: string
          description: Status of the operation (success, error)
          enum:
          - success
          - error
          example: success
        transactionStatus:
          type: string
          description: Transaction lifecycle status
          enum:
          - Live
          - Unauth
          - Hold
          - Reversed
          example: Live
        audit:
          type: object
          properties:
            parseTime:
              type: integer
              description: Time taken to parse the request in milliseconds
            responseParse:
              type: integer
              description: Time taken to generate the response in milliseconds
          example: example_value
    TransactionsResponse:
      type: object
      properties:
        header:
          $ref: '#/components/schemas/ResponseHeader'
        body:
          type: array
          items:
            $ref: '#/components/schemas/Transaction'
          example: []
        page:
          $ref: '#/components/schemas/PaginationInfo'
    Transaction:
      type: object
      description: A financial transaction record in Temenos Transact representing a debit or credit entry against an account.
      properties:
        transactionId:
          type: string
          description: Unique transaction identifier
          examples:
          - FT2014500001
        accountId:
          type: string
          description: Account against which the transaction was posted
          example: '500123'
        transactionType:
          type: string
          description: Type classification of the transaction
          examples:
          - TRANSFER
          - PAYMENT
          - DEPOSIT
          - WITHDRAWAL
          - FEE
          - INTEREST
        debitOrCredit:
          type: string
          description: Whether the transaction is a debit or credit
          enum:
          - DEBIT
          - CREDIT
          example: DEBIT
        amount:
          type: number
          description: Transaction amount in account currency
          example: 42.5
        currency:
          type: string
          description: Currency of the transaction
          pattern: ^[A-Z]{3}$
          example: example_value
        bookingDate:
          type: string
          format: date
          description: Date the transaction was booked
          example: '2026-01-15'
        valueDate:
          type: string
          format: date
          description: Value date for interest calculation purposes
          example: '2026-01-15'
        processingDate:
          type: string
          format: date
          description: Date the transaction was processed
          example: '2026-01-15'
        reference:
          type: string
          description: Transaction reference number
          example: example_value
        narrative:
          type: string
          description: Transaction description or narrative text
          example: example_value
        counterpartyAccountId:
          type: string
          description: Account identifier of the counterparty
          example: '500123'
        counterpartyName:
          type: string
          description: Name of the counterparty
          example: example_value
        balance:
          type: number
          description: Running balance after this transaction
          example: 42.5
        exchangeRate:
          type: number
          description: Exchange rate applied if currency conversion occurred
          example: 42.5
        chargesAmount:
          type: number
          description: Charges applied to this transaction
          example: 42.5
        reversalIndicator:
          type: boolean
          description: Whether this transaction is a reversal
          example: true
        statementNumber:
          type: string
          description: Statement number this transaction belongs to
          example: example_value
    PaginationInfo:
      type: object
      description: Pagination metadata for list responses
      properties:
        pageSize:
          type: integer
          description: Number of records per page
          example: 10
        pageStart:
          type: integer
          description: Current page offset
          example: 10
        totalRecords:
          type: integer
          description: Total number of records available
          example: 10
    ErrorResponse:
      type: object
      description: Standard error response structure
      required:
      - header
      properties:
        header:
          type: object
          properties:
            id:
              type: string
              description: Request identifier
            status:
              type: string
              description: Error status
              enum:
              - error
            transactionStatus:
              type: string
              description: Transaction status
          example: example_value
        error:
          type: object
          properties:
            type:
              type: string
              description: Error type classification
            message:
              type: string
              description: Human-readable error message
            code:
              type: string
              description: Machine-readable error code
            details:
              type: array
              description: Detailed error information
              items:
                type: object
                properties:
                  field:
                    type: string
                    description: Field that caused the error
                  message:
                    type: string
                    description: Field-level error message
                  code:
                    type: string
                    description: Field-level error code
          example: example_value
  parameters:
    pageStart:
      name: page_start
      in: query
      description: Page token or offset for pagination
      schema:
        type: integer
        default: 0
        minimum: 0
    pageSize:
      name: page_size
      in: query
      description: Number of records to return per page (default 25, max 100)
      schema:
        type: integer
        default: 25
        minimum: 1
        maximum: 100
    accountId:
      name: accountId
      in: path
      required: true
      description: Unique identifier of the account arrangement
      schema:
        type: string
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: OAuth 2.0 Bearer token authentication. Obtain a token from the Temenos authentication endpoint using client credentials or authorization code flow.