Temenos Transact Reference Data API

openapi: 3.1.0
info:
  title: Temenos Transact Core Banking Accounts Reference Data API
  description: RESTful APIs for Temenos Transact (formerly T24) core banking operations. Provides comprehensive banking functionality organized into domain-driven API categories including Holdings (accounts, deposits, loans, cards), Order (payments, transfers, standing orders), Party (customers, beneficiaries, KYC), Reference (currencies, countries, rates), Product (catalog, conditions), and Enterprise (pricing, bundles). Built on the Arrangement Architecture, a modular business component-based framework enabling reusable product components across retail, corporate, treasury, wealth, and Islamic banking domains. APIs exchange data over HTTP using JSON format with a versioned URL structure following the pattern api/v1.0.0/{domain}/{resource}.
  version: 1.0.0
  contact:
    name: Temenos Developer Support
    url: https://developer.temenos.com/
    email: api.support@temenos.com
  license:
    name: Temenos Terms of Service
    url: https://www.temenos.com/terms-of-service/
  termsOfService: https://www.temenos.com/terms-of-service/
servers:
- url: https://api.temenos.com/api/v1.0.0
  description: Temenos Transact API - Production
- url: https://sandbox.temenos.com/api/v1.0.0
  description: Temenos Transact API - Sandbox
security:
- bearerAuth: []
tags:
- name: Reference Data
  description: Access system-wide lookup and configuration data including currencies, countries, IBAN/BIC validation, interest rate tables, and balance type definitions.
paths:
  /reference/currencies:
    get:
      operationId: getCurrencies
      summary: Temenos Transact List Currencies
      description: Retrieve available currencies with their ISO 4217 codes, decimal precision, exchange rates, and market details.
      tags:
      - Reference Data
      parameters:
      - $ref: '#/components/parameters/pageSize'
      - $ref: '#/components/parameters/pageStart'
      responses:
        '200':
          description: Successful retrieval of currencies
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CurrenciesResponse'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '500':
          $ref: '#/components/responses/InternalServerError'
      x-microcks-operation:
        delay: 0
        dispatcher: FALLBACK
  /reference/countries:
    get:
      operationId: getCountries
      summary: Temenos Transact List Countries
      description: Retrieve available countries with their ISO 3166 codes, currency details, and regulatory classification.
      tags:
      - Reference Data
      parameters:
      - $ref: '#/components/parameters/pageSize'
      - $ref: '#/components/parameters/pageStart'
      responses:
        '200':
          description: Successful retrieval of countries
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CountriesResponse'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '500':
          $ref: '#/components/responses/InternalServerError'
      x-microcks-operation:
        delay: 0
        dispatcher: FALLBACK
  /reference/ibanValidation/{iban}:
    get:
      operationId: validateIban
      summary: Temenos Transact Validate Iban
      description: Validate an International Bank Account Number (IBAN) and return the resolved bank details including BIC, bank name, and branch information.
      tags:
      - Reference Data
      parameters:
      - name: iban
        in: path
        required: true
        description: The IBAN to validate
        schema:
          type: string
      responses:
        '200':
          description: IBAN validation result
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/IbanValidationResponse'
        '400':
          description: Invalid IBAN format
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '500':
          $ref: '#/components/responses/InternalServerError'
      x-microcks-operation:
        delay: 0
        dispatcher: FALLBACK
components:
  schemas:
    PaginationInfo:
      type: object
      description: Pagination metadata for list responses
      properties:
        pageSize:
          type: integer
          description: Number of records per page
          example: 10
        pageStart:
          type: integer
          description: Current page offset
          example: 10
        totalRecords:
          type: integer
          description: Total number of records available
          example: 10
    Currency:
      type: object
      description: Currency definition with exchange rate information
      properties:
        currencyCode:
          type: string
          description: ISO 4217 currency code
          pattern: ^[A-Z]{3}$
          example: example_value
        currencyName:
          type: string
          description: Full currency name
          example: example_value
        numericCode:
          type: string
          description: ISO 4217 numeric code
          example: example_value
        decimalPlaces:
          type: integer
          description: Number of decimal places
          example: 10
        buyRate:
          type: number
          description: Current buy exchange rate
          example: 42.5
        sellRate:
          type: number
          description: Current sell exchange rate
          example: 42.5
        midRate:
          type: number
          description: Mid-market exchange rate
          example: 42.5
    CurrenciesResponse:
      type: object
      properties:
        header:
          $ref: '#/components/schemas/ResponseHeader'
        body:
          type: array
          items:
            $ref: '#/components/schemas/Currency'
          example: []
        page:
          $ref: '#/components/schemas/PaginationInfo'
    Country:
      type: object
      description: Country definition with regulatory details
      properties:
        countryCode:
          type: string
          description: ISO 3166-1 alpha-2 country code
          pattern: ^[A-Z]{2}$
          example: example_value
        countryName:
          type: string
          description: Full country name
          example: example_value
        currencyCode:
          type: string
          description: Default currency code
          example: example_value
        ibanRequired:
          type: boolean
          description: Whether IBAN is required for payments to this country
          example: true
        sanctioned:
          type: boolean
          description: Whether the country is under sanctions
          example: true
    CountriesResponse:
      type: object
      properties:
        header:
          $ref: '#/components/schemas/ResponseHeader'
        body:
          type: array
          items:
            $ref: '#/components/schemas/Country'
          example: []
        page:
          $ref: '#/components/schemas/PaginationInfo'
    ErrorResponse:
      type: object
      description: Standard error response structure
      required:
      - header
      properties:
        header:
          type: object
          properties:
            id:
              type: string
              description: Request identifier
            status:
              type: string
              description: Error status
              enum:
              - error
            transactionStatus:
              type: string
              description: Transaction status
          example: example_value
        error:
          type: object
          properties:
            type:
              type: string
              description: Error type classification
            message:
              type: string
              description: Human-readable error message
            code:
              type: string
              description: Machine-readable error code
            details:
              type: array
              description: Detailed error information
              items:
                type: object
                properties:
                  field:
                    type: string
                    description: Field that caused the error
                  message:
                    type: string
                    description: Field-level error message
                  code:
                    type: string
                    description: Field-level error code
          example: example_value
    ResponseHeader:
      type: object
      description: Standard response header returned by all Transact API operations
      properties:
        id:
          type: string
          description: Unique identifier for the resource
          example: abc123
        status:
          type: string
          description: Status of the operation (success, error)
          enum:
          - success
          - error
          example: success
        transactionStatus:
          type: string
          description: Transaction lifecycle status
          enum:
          - Live
          - Unauth
          - Hold
          - Reversed
          example: Live
        audit:
          type: object
          properties:
            parseTime:
              type: integer
              description: Time taken to parse the request in milliseconds
            responseParse:
              type: integer
              description: Time taken to generate the response in milliseconds
          example: example_value
    IbanValidationResponse:
      type: object
      properties:
        header:
          $ref: '#/components/schemas/ResponseHeader'
        body:
          type: object
          properties:
            iban:
              type: string
              description: The validated IBAN
            valid:
              type: boolean
              description: Whether the IBAN is valid
            bic:
              type: string
              description: Resolved BIC/SWIFT code
            bankName:
              type: string
              description: Name of the bank
            branchName:
              type: string
              description: Name of the branch
            country:
              type: string
              description: Country code
          example: example_value
  responses:
    Unauthorized:
      description: Authentication required or token expired
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
    InternalServerError:
      description: Internal server error
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
  parameters:
    pageStart:
      name: page_start
      in: query
      description: Page token or offset for pagination
      schema:
        type: integer
        default: 0
        minimum: 0
    pageSize:
      name: page_size
      in: query
      description: Number of records to return per page (default 25, max 100)
      schema:
        type: integer
        default: 25
        minimum: 1
        maximum: 100
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: OAuth 2.0 Bearer token authentication. Obtain a token from the Temenos authentication endpoint using client credentials or authorization code flow.