Ripple Labs Beneficiary confirmation API

openapi: 3.0.0
info:
  title: Palisade Addresses Beneficiary confirmation API
  description: The Palisade API enables programmatic interaction with the various features of the Palisade platform
  version: '2.0'
servers:
- url: https://api.sandbox.palisade.co
  description: Sandbox server (uses TESTNET data, private keys and accounts)
- url: https://api.palisade.co
  description: Palisade server (uses MAINNET data, private keys and accounts)
security:
- TokenAuth: []
tags:
- name: Beneficiary confirmation
  description: '

    Use these operations to perform beneficiary confirmations.


    | Operation | Method | Description |

    | -- | -- | -- |

    | [Get account lookup by status](/products/payments-odl/api-docs/ripplenet/reference/openapi/beneficiary-confirmation/getaccountlookupbystatus)  | GET    | Get Account Lookup entities by status and other filters. |

    | [Initiate account lookup](/products/payments-odl/api-docs/ripplenet/reference/openapi/beneficiary-confirmation/initiateaccountlookup) | POST   | Creates an Account Lookup request to validate a beneficiary''s account details before sending a payment. |

    | [Complete account lookup](/products/payments-odl/api-docs/ripplenet/reference/openapi/beneficiary-confirmation/completeaccountlookup) | POST   | Posts an Account Lookup response to validate a beneficiary''s account details before payment. |

    | [Get account lookup by ID](/products/payments-odl/api-docs/ripplenet/reference/openapi/beneficiary-confirmation/getaccountlookupbyid) | GET    | Gets an Account Lookup entity for its `account_lookup_id` value. |

    '
paths:
  /account_lookups:
    get:
      tags:
      - Beneficiary confirmation
      summary: Get account lookup by status
      description: Get Account Lookup entities by status and other filters. Status defaults to `REQUESTED`.
      operationId: getAccountLookupByStatus
      parameters:
      - name: page
        in: query
        description: 'The page number for [paginated results](/products/payments-odl/api-docs/ripplenet/best-practices/pagination/). The value is zero-based, where `0` represents the first page.<br/>

          Set it to `0` to get the first page of results.

          '
        required: false
        schema:
          type: integer
          default: 0
      - name: size
        in: query
        description: Number of objects to return per page
        required: false
        schema:
          type: integer
          minimum: 1
          maximum: 100
          default: 10
      - name: account_lookup_status
        in: query
        description: Account Lookup status
        required: false
        style: form
        explode: false
        schema:
          type: array
          items:
            $ref: '#/components/schemas/AccountLookupStatus'
          default:
          - REQUESTED
      - name: start-date
        in: query
        description: The lower bound of the date-time range you want to return account lookup for, as an ISO-8601 timestamp in UTC. For example, `2018-08-06T23:13:55.997Z`.
        required: false
        schema:
          type: string
      - name: end-date
        in: query
        description: The upper bound of the date-time range you want to return statement information for, as an ISO-8601 timestamp in UTC For example, `2018-08-06T23:15:13.218Z`.
        required: false
        schema:
          type: string
      - name: sort_field
        in: query
        description: Attribute for how to sort the results
        required: false
        schema:
          type: string
          enum:
          - CREATED_DATE
          - LAST_MODIFIED_DATE
          default: LAST_MODIFIED_DATE
      - name: sort_direction
        in: query
        description: Direction of sorted results.
        required: false
        schema:
          type: string
          enum:
          - ASC
          - DESC
          default: ASC
      responses:
        '200':
          description: Successfully returned response for Account Lookup
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AccountLookups'
        '400':
          description: Bad request problem
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/RippleNetProblem'
        '404':
          description: Account Lookup Not Found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/RippleNetProblem'
        '500':
          description: Server Error - No valid network path to receiver. Account Lookup is not supported by a participant in the network path.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/RippleNetProblem'
      security:
      - Bearer: []
  /account_lookups/request:
    post:
      tags:
      - Beneficiary confirmation
      summary: Initiate account lookup
      description: Creates an Account Lookup request to validate a beneficiary's account details before sending a payment. Account lookups are not part of the payment flow and can be made at any time in the payment process.
      operationId: initiateAccountLookup
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/InitiateAccountLookupRequest'
        required: true
      responses:
        '200':
          description: Successfully returned Account Lookup response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AccountLookup'
        '400':
          description: Bad Request Problem.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/RippleNetProblem'
        '500':
          description: Server Error - No valid network path to receiver. Account Lookup is not supported by a participant in the network path.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/RippleNetProblem'
      security:
      - Bearer: []
  /account_lookups/response:
    post:
      tags:
      - Beneficiary confirmation
      summary: Complete account lookup
      description: Posts an Account Lookup response to validate a beneficiary's account details before payment.
      operationId: completeAccountLookup
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CompleteAccountLookupRequest'
        required: true
      responses:
        '200':
          description: Successfully returns acknowledgement for Account Lookup response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AccountLookup'
        '400':
          description: Bad request problem
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/RippleNetProblem'
        '404':
          description: Account Lookup Not Found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/RippleNetProblem'
        '500':
          description: Server Error - No valid network path to receiver. Account Lookup is not supported by a participant in the network path.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/RippleNetProblem'
      security:
      - Bearer: []
  /account_lookups/{account_lookup_id}:
    get:
      tags:
      - Beneficiary confirmation
      summary: Get account lookup by ID
      description: Gets an Account Lookup entity for its `account_lookup_id` value.
      operationId: getAccountLookupById
      parameters:
      - name: account_lookup_id
        in: path
        description: AccountLookupId
        required: true
        schema:
          type: string
          format: uuid
      responses:
        '200':
          description: Successfully returned Account Lookup response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AccountLookup'
        '400':
          description: Bad request problem
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/RippleNetProblem'
        '404':
          description: Account Lookup Not Found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/RippleNetProblem'
        '500':
          description: Server Error - No valid network path to receiver. Account Lookup is not supported by a participant in the network path.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/RippleNetProblem'
      security:
      - Bearer: []
components:
  schemas:
    Sort:
      type: object
      properties:
        direction:
          type: string
          description: Direction of the sort
          example: ASC
        property:
          type: string
        ignoreCase:
          type: boolean
        nullHandling:
          type: string
          example: NULLS_FIRST
        ascending:
          type: boolean
          example: true
        descending:
          type: boolean
          example: false
    CompleteAccountLookupRequest:
      type: object
      description: Complete account lookup request to validate the Beneficiary before initiating the payment.
      required:
      - account_lookup_id
      - result_code
      - result_status
      - result_description
      properties:
        account_lookup_id:
          type: string
          description: UUID that links Account Lookup request and response.
          format: uuid
        result_code:
          type: string
          pattern: ^RNCB\d{4}
          description: "Result code of the Account Lookup response. Possible values are\n  - `RNCB0000` - Pass- Name and Identifier are correct and linked\n  - `RNCB0001` - Fail- Name and Identifier not found\n  - `RNCB0002` - Fail- Name and Identifier do not match"
        result_status:
          type: string
          description: Result status of Account Lookup response
          enum:
          - PASS
          - FAIL
        result_description:
          type: string
          description: Result description of Account Lookup response
        redacted_first_name:
          type: string
          maxLength: 40
          description: First name of the beneficiary.
        redacted_middle_name:
          type: string
          maxLength: 40
          description: Middle name of the beneficiary.
        redacted_last_name:
          type: string
          maxLength: 40
          description: Last name of the beneficiary.
        redacted_org_name:
          type: string
          maxLength: 140
          description: Name of the organization.
        redacted_country_code:
          type: string
          description: Country of the beneficiary. Alpha-2 Code format per ISO 3166-1.
        redacted_account_id:
          type: string
          maxLength: 40
          description: Identifier for the Account, e.g account number.
        redacted_account_id_type:
          type: string
          description: "Account ID type, redacted by the receiver. Possible values are\n  - `AIIN` - (default) Account Issue Identification Number\n  - `BBAN` - Basic Bank Account Number\n  - `CARD` - PAN of the card identifying the account\n  - `CUID` - CHIPS Universal Identifier\n  - `UPIC` - Universal Payment Identification Code\n  - `EMail` - Email Address\n  - `MSISDN` - Mobile Subscriber Integrated Service Digital Network (i.e., phone number)\n  - `DMST` - Domestic\n  - `Other` - Other identifier (e.g., PayID)"
          enum:
          - AIIN
          - BBAN
          - CARD
          - CUID
          - UPIC
          - EMAIL
          - MSISDN
          - DMST
          - OTHER
        redacted_clearing_system_code:
          type: string
          description: Clearing system code
        redacted_branch_code:
          type: string
          description: The Branch code (e.g., routing code) that the receiver has on their system.
        redacted_account_currency:
          type: string
          description: The 3 character currency code for the account as per ISO-4217 standards
    AccountLookups:
      allOf:
      - $ref: '#/components/schemas/Page'
      - properties:
          content:
            type: array
            items:
              $ref: '#/components/schemas/AccountLookup'
      description: Paged response for account lookups
    Page:
      type: object
      properties:
        first:
          type: boolean
          description: true if  this is the first page.
        last:
          type: boolean
          description: true if  this is the last page.
        number:
          type: integer
          description: page number
        numberOfElements:
          type: integer
          description: Number Of elements in this request
        size:
          type: integer
          description: page size
        totalElements:
          type: integer
          description: Total number of elements for the given request
          format: int64
        totalPages:
          type: integer
          description: Total number of pages for the given request
        sort:
          type: array
          description: Sort details of this page
          items:
            $ref: '#/components/schemas/Sort'
      description: Paginated response base object.
    InitiateAccountLookupRequest:
      type: object
      description: Initiate account lookup request to validate a beneficiary's account details before sending a payment.
      required:
      - destination_address
      - country_code
      - account_id
      - account_id_type
      properties:
        account_currency:
          type: string
          description: The 3 character currency code for the account as per ISO-4217 standards
        clearing_system_code:
          type: string
          maxLength: 50
          description: Clearing system code
        destination_address:
          type: string
          description: RippleNet address of the receiver.
        first_name:
          type: string
          maxLength: 40
          description: First name of the beneficiary.
        middle_name:
          type: string
          maxLength: 40
          description: Middle name of the beneficiary.
        last_name:
          type: string
          maxLength: 40
          description: Last name of the beneficiary.
        org_name:
          type: string
          maxLength: 140
          description: Name of the organization.
        country_code:
          type: string
          maxLength: 2
          description: Country of the beneficiary. Alpha-2 Code format per ISO 3166-1.
        account_id:
          type: string
          maxLength: 40
          description: Identifier for the Account, e.g account number.
        account_id_type:
          type: string
          description: "Account ID type. Possible values are\n  - `AIIN` - (default) Account Issue Identification Number\n  - `BBAN` - Basic Bank Account Number\n  - `CARD` - PAN of the card identifying the account\n  - `CUID` - CHIPS Universal Identifier\n  - `UPIC` - Universal Payment Identification Code\n  - `EMail` - Email Address\n  - `MSISDN` - Mobile Subscriber Integrated Service Digital Network (i.e., phone number)\n  - `DMST` - Domestic\n  - `Other` - Other identifier (e.g., PayID)"
          enum:
          - AIIN
          - BBAN
          - CARD
          - CUID
          - UPIC
          - EMAIL
          - MSISDN
          - DMST
          - OTHER
    AccountLookup:
      type: object
      description: Response to the sender/receiver for Account Lookup.
      required:
      - account_lookup_id
      - account_lookup_status
      properties:
        account_lookup_id:
          type: string
          description: UUID that links Account lookup request and response.
          format: uuid
        account_lookup_status:
          type: string
          description: State of the Account Lookup object. Should be `REQUESTED`/`PROCESSED`/`FAILED`.
          enum:
          - REQUESTED
          - PROCESSED
          - FAILED
          - EXPIRED
        first_name:
          type: string
          maxLength: 40
          description: First name of the beneficiary.
        middle_name:
          type: string
          maxLength: 40
          description: Middle name of the beneficiary.
        last_name:
          type: string
          maxLength: 40
          description: Last name of the beneficiary.
        org_name:
          type: string
          maxLength: 140
          description: Name of the organization.
        country_code:
          type: string
          description: Country of the beneficiary. Alpha-2 Code format per ISO 3166-1.
        account_currency:
          type: string
          description: The 3 character currency code for the account as per ISO-4217 standards
        account_id:
          type: string
          maxLength: 40
          description: Identifier for the Account, e.g account number.
        account_id_type:
          type: string
          description: "Account ID type. Possible values are\n  - `AIIN` - (default) Account Issue Identification Number\n  - `BBAN` - Basic Bank Account Number\n  - `CARD` - PAN of the card identifying the account\n  - `CUID` - CHIPS Universal Identifier\n  - `UPIC` - Universal Payment Identification Code\n  - `EMail` - Email Address\n  - `MSISDN` - Mobile Subscriber Integrated Service Digital Network (i.e., phone number)\n  - `DMST` - Domestic\n  - `Other` - Other identifier (e.g., PayID)"
          enum:
          - AIIN
          - BBAN
          - CARD
          - CUID
          - UPIC
          - EMAIL
          - MSISDN
          - DMST
          - OTHER
        result_code:
          type: string
          description: "Result code of the Account Lookup response. Possible values are\n  - `RNCB0000` - Pass- Name and Identifier are correct and linked\n  - `RNCB0001` - Fail- Name and Identifier not found\n  - `RNCB0002` - Fail- Name and Identifier do not match"
        result_status:
          type: string
          description: Result status of Account Lookup response.
          enum:
          - PASS
          - FAIL
        result_description:
          type: string
          description: Result description of Account Lookup response.
        redacted_first_name:
          type: string
          maxLength: 40
          description: First name of the beneficiary redacted by the receiver.
        redacted_middle_name:
          type: string
          maxLength: 40
          description: Middle name of the beneficiary redacted by the receiver.
        redacted_last_name:
          type: string
          maxLength: 40
          description: Last name of the beneficiary redacted by the receiver.
        redacted_org_name:
          type: string
          maxLength: 140
          description: Name of the organization redacted by the receiver.
        redacted_country_code:
          type: string
          description: Country of the beneficiary redacted by the receiver.
        redacted_account_id:
          type: string
          maxLength: 40
          description: Identifier for the Account, e.g account number, redacted by the receiver.
        redacted_account_id_type:
          type: string
          description: "Account ID type, redacted by the receiver. Possible values are\n  - `AIIN` - (default) Account Issue Identification Number\n  - `BBAN` - Basic Bank Account Number\n  - `CARD` - PAN of the card identifying the account\n  - `CUID` - CHIPS Universal Identifier\n  - `UPIC` - Universal Payment Identification Code\n  - `EMail` - Email Address\n  - `MSISDN` - Mobile Subscriber Integrated Service Digital Network (i.e., phone number)\n  - `DMST` - Domestic\n  - `Other` - Other identifier (e.g., PayID)"
          enum:
          - AIIN
          - BBAN
          - CARD
          - CUID
          - UPIC
          - EMAIL
          - MSISDN
          - DMST
          - OTHER
        redacted_account_currency:
          type: string
          description: The 3 character currency code for the account as per ISO-4217 standards
        clearing_system_code:
          type: string
          description: Clearing system code
        branch_code:
          type: string
          description: The Branch code (e.g., routing code) that the receiver has on their system.
    AccountLookupStatus:
      type: string
      enum:
      - REQUESTED
      - PROCESSED
      - FAILED
      - EXPIRED
    RippleNetProblem:
      type: object
      description: Represents a request to create and update a payout method record.
      properties:
        type:
          type: string
          example: https://errors.ripplenet.ripple.com/error/json-processing-error
          description: URL to the error documentation.
        title:
          type: string
          example: Invalid Request Object
          description: Summary of the returned problem.
        detail:
          type: string
          example: The request parameter [account_id] is not in the correct format.
          description: Description of the returned problem.
        status:
          type: number
          example: 400
          description: HTTP error code.
        ripplenet_error_code:
          type: string
          example: E0104
          description: RippleNet specific error code.
        finality:
          type: string
          example: PERMANENT
          description: Specifies if the request can be retried for a successful response.
  securitySchemes:
    TokenAuth:
      type: apiKey
      name: Authorization
      in: header
externalDocs:
  description: Click here for the API docs
  url: https://palisade.readme.io