RACQ Bank Banking Accounts API

openapi: 3.2.0
info:
  contact:
    email: contact@dsb.gov.au
    name: Data Standards Body
    url: https://dsb.gov.au/
  description: Specifications for resource endpoints applicable to data holders in the Banking sector.
  license:
    name: MIT License
    url: https://opensource.org/licenses/MIT
  title: CDR Banking Banking Account Balances Banking Accounts API
  version: 1.36.0
servers:
- description: MTLS
  url: https://mtls.dh.example.com/cds-au/v1
tags:
- description: Banking Account endpoints
  name: Banking Accounts
  x-shortName: Accounts
paths:
  /banking/accounts:
    get:
      description: 'Obtain a list of accounts.


        Obsolete versions: [v1](includes/obsolete/get-accounts-v1.html), [v2](includes/obsolete/get-accounts-v2.html).'
      operationId: listBankingAccounts
      parameters:
      - description: Used to filter results on the _productCategory_ field applicable to accounts. Any one of the valid values for this field can be supplied. If absent then all accounts returned.
        explode: true
        in: query
        name: product-category
        required: false
        schema:
          $ref: '#/components/schemas/BankingProductCategoryV2'
        style: form
      - description: Used to filter results according to open/closed status. Values can be `OPEN`, `CLOSED` or `ALL`. If absent then `ALL` is assumed.
        explode: true
        in: query
        name: open-status
        required: false
        schema:
          default: ALL
          enum:
          - ALL
          - CLOSED
          - OPEN
          type: string
        style: form
      - description: Filters accounts based on whether they are owned by the authorised customer. `true` for owned accounts, `false` for unowned accounts and absent for all accounts.
        explode: true
        in: query
        name: is-owned
        required: false
        schema:
          type: boolean
        style: form
      - description: Page of results to request (standard pagination).
        explode: true
        in: query
        name: page
        required: false
        schema:
          default: 1
          type: integer
        style: form
        x-cds-type: PositiveInteger
      - description: Page size to request. Default is 25 (standard pagination).
        explode: true
        in: query
        name: page-size
        required: false
        schema:
          default: 25
          type: integer
        style: form
        x-cds-type: PositiveInteger
      - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers).
        explode: false
        in: header
        name: x-v
        required: true
        schema:
          type: string
        style: simple
      - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`.
        explode: false
        in: header
        name: x-min-v
        required: false
        schema:
          type: string
        style: simple
      - description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction.
        explode: false
        in: header
        name: x-fapi-interaction-id
        required: false
        schema:
          type: string
        style: simple
      - description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls.
        explode: false
        in: header
        name: x-fapi-auth-date
        required: false
        schema:
          type: string
        style: simple
        x-conditional: true
      - description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls.
        explode: false
        in: header
        name: x-fapi-customer-ip-address
        required: false
        schema:
          type: string
        style: simple
      - description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls.
        explode: false
        in: header
        name: x-cds-client-headers
        required: false
        schema:
          type: string
        style: simple
        x-conditional: true
        x-cds-type: Base64
      responses:
        '200':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ResponseBankingAccountListV3'
          description: Successful response
          headers:
            x-v:
              $ref: '#/components/headers/XV'
            x-fapi-interaction-id:
              $ref: '#/components/headers/XFAPIInteractionId'
        '400':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ResponseErrorListV2'
          description: The following error codes **MUST** be supported:<br/><ul class="error-code-list"><li>[400 - Invalid Field](#error-400-field-invalid)</li><li>[400 - Missing Required Field](#error-400-field-missing)</li><li>[400 - Missing Required Header](#error-400-header-missing)</li><li>[400 - Invalid Version](#error-400-header-invalid-version)</li><li>[400 - Invalid Page Size](#error-400-field-invalid-page-size)</li></ul>
          headers:
            x-fapi-interaction-id:
              $ref: '#/components/headers/XFAPIInteractionId'
        '406':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ResponseErrorListV2'
          description: The following error codes **MUST** be supported:<br/><ul class="error-code-list"><li>[406 - Unsupported Version](#error-406-header-unsupported-version)</li></ul>
          headers:
            x-fapi-interaction-id:
              $ref: '#/components/headers/XFAPIInteractionId'
        '422':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ResponseErrorListV2'
          description: The following error codes **MUST** be supported:<br/><ul class="error-code-list"><li>[422 - Invalid Page](#error-422-field-invalid-page)</li></ul>
          headers:
            x-fapi-interaction-id:
              $ref: '#/components/headers/XFAPIInteractionId'
      summary: Get Accounts
      tags:
      - Banking Accounts
      x-scopes:
      - bank:accounts.basic:read
      x-version: '3'
  /banking/accounts/{accountId}:
    get:
      description: 'Obtain detailed information on a single account.


        Obsolete versions: [v1](includes/obsolete/get-account-detail-v1.html), [v2](includes/obsolete/get-account-detail-v2.html), [v3](includes/obsolete/get-account-detail-v3.html), [v4](includes/obsolete/get-account-detail-v4.html).'
      operationId: getBankingAccountDetail
      parameters:
      - description: The _accountId_ to obtain data for. _accountId_ values are returned by account list endpoints.
        explode: false
        in: path
        name: accountId
        required: true
        schema:
          $ref: '#/components/schemas/BankingAccountId'
        style: simple
      - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers).
        explode: false
        in: header
        name: x-v
        required: true
        schema:
          type: string
        style: simple
      - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`.
        explode: false
        in: header
        name: x-min-v
        required: false
        schema:
          type: string
        style: simple
      - description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction.
        explode: false
        in: header
        name: x-fapi-interaction-id
        required: false
        schema:
          type: string
        style: simple
      - description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls.
        explode: false
        in: header
        name: x-fapi-auth-date
        required: false
        schema:
          type: string
        style: simple
        x-conditional: true
      - description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls.
        explode: false
        in: header
        name: x-fapi-customer-ip-address
        required: false
        schema:
          type: string
        style: simple
      - description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls.
        explode: false
        in: header
        name: x-cds-client-headers
        required: false
        schema:
          type: string
        style: simple
        x-conditional: true
        x-cds-type: Base64
      responses:
        '200':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ResponseBankingAccountByIdV5'
          description: Successful response
          headers:
            x-v:
              $ref: '#/components/headers/XV'
            x-fapi-interaction-id:
              $ref: '#/components/headers/XFAPIInteractionId'
        '400':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ResponseErrorListV2'
          description: The following error codes **MUST** be supported:<br/><ul class="error-code-list"><li>[400 - Invalid Field](#error-400-field-invalid)</li><li>[400 - Missing Required Field](#error-400-field-missing)</li><li>[400 - Missing Required Header](#error-400-header-missing)</li><li>[400 - Invalid Version](#error-400-header-invalid-version)</li></ul>
          headers:
            x-fapi-interaction-id:
              $ref: '#/components/headers/XFAPIInteractionId'
        '404':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ResponseErrorListV2'
          description: The following error codes **MUST** be supported:<br/><ul class="error-code-list"><li>[404 - Unavailable Banking Account](#error-404-authorisation-unavailable-banking-account)</li><li>[404 - Invalid Banking Account](#error-404-authorisation-invalid-banking-account)</li></ul>
          headers:
            x-fapi-interaction-id:
              $ref: '#/components/headers/XFAPIInteractionId'
        '406':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ResponseErrorListV2'
          description: The following error codes **MUST** be supported:<br/><ul class="error-code-list"><li>[406 - Unsupported Version](#error-406-header-unsupported-version)</li></ul>
          headers:
            x-fapi-interaction-id:
              $ref: '#/components/headers/XFAPIInteractionId'
      summary: Get Account Detail
      tags:
      - Banking Accounts
      x-scopes:
      - bank:accounts.detail:read
      x-version: '5'
components:
  schemas:
    BankingProductDiscountEligibility:
      properties:
        discountEligibilityType:
          description: The type of the specific eligibility constraint for a discount. For further details, refer to [Product Discount Eligibility Types](#tocSproductdiscounteligibilitydoc).
          enum:
          - BUSINESS
          - EMPLOYMENT_STATUS
          - INTRODUCTORY
          - MAX_AGE
          - MIN_AGE
          - MIN_INCOME
          - MIN_TURNOVER
          - NATURAL_PERSON
          - OTHER
          - PENSION_RECIPIENT
          - RESIDENCY_STATUS
          - STAFF
          - STUDENT
          type: string
        additionalValue:
          description: Generic field containing additional information relevant to the [_discountEligibilityType_](#tocSproductdiscounteligibilitydoc) specified. Whether mandatory or not is dependent on the value of [_discountEligibilityType_](#tocSproductdiscounteligibilitydoc).
          type: string
        additionalInfo:
          description: Display text providing more information on this eligibility constraint. Mandatory if the [_discountEligibilityType_](#tocSproductdiscounteligibilitydoc) value is `OTHER`.
          type: string
        additionalInfoUri:
          description: Link to a web page with more information on this eligibility constraint.
          type: string
          x-cds-type: URIString
      required:
      - discountEligibilityType
      type: object
      x-conditional:
      - additionalInfo
      - additionalValue
    BankingProductFeatureV4:
      properties:
        featureType:
          description: The type of feature described. For further details, refer to [Product Feature Types](#tocSproductfeaturetypedoc).
          enum:
          - ADDITIONAL_CARDS
          - BALANCE_TRANSFERS
          - BILL_PAYMENT
          - BONUS_REWARDS
          - CARD_ACCESS
          - CASHBACK_OFFER
          - COMPLEMENTARY_PRODUCT_DISCOUNTS
          - EXTRA_DOWN_PAYMENT
          - DIGITAL_BANKING
          - DIGITAL_WALLET
          - DONATE_INTEREST
          - EXTRA_REPAYMENTS
          - FRAUD_PROTECTION
          - FREE_TXNS
          - FREE_TXNS_ALLOWANCE
          - FUNDS_AVAILABLE_AFTER
          - GUARANTOR
          - INSTALMENT_PLAN
          - INSURANCE
          - INTEREST_FREE
          - INTEREST_FREE_TRANSFERS
          - LOYALTY_PROGRAM
          - NOTIFICATIONS
          - NPP_ENABLED
          - NPP_PAYID
          - OFFSET
          - OTHER
          - OVERDRAFT
          - REDRAW
          - RELATIONSHIP_MANAGEMENT
          - UNLIMITED_TXNS
          type: string
        additionalValue:
          description: Generic field containing additional information relevant to the [_featureType_](#tocSproductfeaturetypedoc) specified. Whether mandatory or not is dependent on the value of the [_featureType_](#tocSproductfeaturetypedoc).
          type: string
        additionalInfo:
          description: Display text providing more information on the feature. Mandatory if the [_featureType_](#tocSproductfeaturetypedoc) value is `OTHER`.
          type: string
        additionalInfoUri:
          description: Link to a web page with more information on this feature.
          type: string
          x-cds-type: URIString
      required:
      - featureType
      type: object
      x-conditional:
      - additionalValue
      - additionalInfo
    BankingTermDepositAccount:
      properties:
        lodgementDate:
          description: The lodgement date of the original deposit.
          type: string
          x-cds-type: DateString
        maturityDate:
          description: Maturity date for the term deposit.
          type: string
          x-cds-type: DateString
        maturityAmount:
          description: Amount to be paid upon maturity. If absent it implies the amount to paid is variable and cannot currently be calculated.
          type: string
          x-cds-type: AmountString
        maturityCurrency:
          default: AUD
          description: If absent assumes `AUD`.
          type: string
          x-cds-type: CurrencyString
        maturityInstructions:
          description: Current instructions on action to be taken at maturity. This includes default actions that may be specified in the terms and conditions for the product e.g., roll-over to the same term and frequency of interest payments.
          enum:
          - HOLD_ON_MATURITY
          - PAID_OUT_AT_MATURITY
          - ROLLED_OVER
          type: string
      required:
      - lodgementDate
      - maturityDate
      - maturityInstructions
      type: object
    BankingAccountDetailV5_allOf:
      properties:
        bsb:
          description: The unmasked BSB for the account. Is expected to be formatted as digits only with leading zeros included and no punctuation or spaces.
          type: string
        accountNumber:
          description: The unmasked account number for the account. Should not be supplied if the account number is a PAN requiring PCI compliance. Is expected to be formatted as digits only with leading zeros included and no punctuation or spaces.
          type: string
        bundleName:
          description: Optional field to indicate if this account is part of a bundle that is providing additional benefit to the customer.
          type: string
        instalments:
          $ref: '#/components/schemas/BankingProductInstalments'
        specificAccountUType:
          description: The type of structure to present account specific fields.
          enum:
          - creditCard
          - loan
          - termDeposit
          type: string
        termDeposit:
          description: Mandatory if the _specificAccountUType_ value is `termDeposit`.
          items:
            $ref: '#/components/schemas/BankingTermDepositAccount'
          type: array
        creditCard:
          allOf:
          - $ref: '#/components/schemas/BankingCreditCardAccount'
          description: Mandatory if the _specificAccountUType_ value is `creditCard`.
        loan:
          allOf:
          - $ref: '#/components/schemas/BankingLoanAccountV3'
          description: Mandatory if the _specificAccountUType_ value is `loan`.
        depositRate:
          description: Current rate to calculate interest earned being applied to deposit balances as it stands at the time of the API call.
          type: string
          x-cds-type: RateString
        lendingRate:
          description: The current rate to calculate interest payable being applied to lending balances as it stands at the time of the API call.
          type: string
          x-cds-type: RateString
        depositRates:
          description: Fully described deposit rates for this account based on the equivalent structure in Product Reference.
          items:
            $ref: '#/components/schemas/BankingProductDepositRateV2'
          type: array
        lendingRates:
          description: Fully described lending rates for this account based on the equivalent structure in Product Reference.
          items:
            $ref: '#/components/schemas/BankingProductLendingRateV3'
          type: array
        features:
          description: Array of features of the account based on the equivalent structure in Product Reference with the following additional field.
          items:
            allOf:
            - $ref: '#/components/schemas/BankingProductFeatureV4'
            - properties:
                isActivated:
                  default: UNKNOWN
                  description: <ul><li>`ACTIVATED` if the feature has been activated by the customer or is a standard feature of the product</li><li>`NOT_ACTIVATED` if the feature is not activated but is available for activation</li><li>`UNKNOWN` or absent if the activation state is unknown.</ul>**Note:** This is an additional field appended to the feature structure defined in the Product Reference payload.
                  enum:
                  - ACTIVATED
                  - NOT_ACTIVATED
                  - UNKNOWN
                  type: string
              type: object
            type: object
          type: array
        fees:
          description: Fees and charges applicable to the account based on the equivalent structure in Product Reference.
          items:
            $ref: '#/components/schemas/BankingProductFeeV2'
          type: array
        addresses:
          description: The addresses for the account to be used for correspondence.
          items:
            $ref: '#/components/schemas/CommonPhysicalAddress'
          type: array
      type: object
      x-conditional:
      - termDeposit
      - creditCard
      - loan
    BankingProductCategoryV2:
      description: The category to which a product or account belongs. See [here](#product-categories) for more details.
      enum:
      - BUSINESS_LOANS
      - BUY_NOW_PAY_LATER
      - CRED_AND_CHRG_CARDS
      - LEASES
      - MARGIN_LOANS
      - OVERDRAFTS
      - PERS_LOANS
      - REGULATED_TRUST_ACCOUNTS
      - RESIDENTIAL_MORTGAGES
      - TERM_DEPOSITS
      - TRADE_FINANCE
      - TRANS_AND_SAVINGS_ACCOUNTS
      - TRAVEL_CARDS
      type: string
    BankingFeeDiscountRate:
      properties:
        rateType:
          description: Type of fee rate discount calculation.<ul><li>`BALANCE` A fee rate discount based on a balance</li><li>`FEE` A fee rate discount based on the fee to which the discount is attached</li><li>`INTEREST_ACCRUED` A fee rate discount based on interest accrued</li><li>`TRANSACTION` A fee rate discount based on a transaction.</li></ul>
          enum:
          - BALANCE
          - FEE
          - INTEREST_ACCRUED
          - TRANSACTION
          type: string
        rate:
          description: The fee rate discount calculated according to the _rateType_.
          type: string
          x-cds-type: RateString
        amountRange:
          $ref: '#/components/schemas/BankingFeeDiscountRange'
      required:
      - rate
      - rateType
      type: object
    CommonPAFAddress:
      description: Australian address formatted according to the file format defined by the [PAF file format](https://auspost.com.au/content/dam/auspost_corp/media/documents/australia-post-data-guide.pdf). Mandatory if the _addressUType_ value is `paf`.
      properties:
        dpid:
          description: Unique identifier for an address as defined by Australia Post. Also known as Delivery Point Identifier.
          type: string
        thoroughfareNumber1:
          description: Thoroughfare number for a property (first number in a property ranged address).
          type: integer
          x-cds-type: PositiveInteger
        thoroughfareNumber1Suffix:
          description: Suffix for the thoroughfare number. Only relevant if _thoroughfareNumber1_ is populated.
          type: string
        thoroughfareNumber2:
          description: Second thoroughfare number (only used if the property has a ranged address, e.g., 23-25).
          type: integer
          x-cds-type: PositiveInteger
        thoroughfareNumber2Suffix:
          description: Suffix for the second thoroughfare number. Only relevant if _thoroughfareNumber2_ is populated.
          type: string
        flatUnitType:
          description: Type of flat or unit for the address.
          type: string
        flatUnitNumber:
          description: Unit number (including suffix, if applicable).
          type: string
        floorLevelType:
          description: Type of floor or level for the address.
          type: string
        floorLevelNumber:
          description: Floor or level number (including alpha characters).
          type: string
        lotNumber:
          description: Allotment number for the address.
          type: string
        buildingName1:
          description: Building/Property name 1.
          type: string
        buildingName2:
          description: Building/Property name 2.
          type: string
        streetName:
          description: The name of the street.
          type: string
        streetType:
          description: The street type. Valid enumeration defined by Australia Post PAF code file.
          type: string
        streetSuffix:
          description: The street type suffix. Valid enumeration defined by Australia Post PAF code file.
          type: string
        postalDeliveryType:
          description: Postal delivery type. (e.g., PO BOX). Valid enumeration defined by Australia Post PAF code file.
          type: string
        postalDeliveryNumber:
          description: Postal delivery number if the address is a postal delivery type.
          type: integer
          x-cds-type: PositiveInteger
        postalDeliveryNumberPrefix:
          description: Postal delivery number prefix related to the postal delivery number.
          type: string
        postalDeliveryNumberSuffix:
          description: Postal delivery number suffix related to the postal delivery number.
          type: string
        localityName:
          description: Full name of locality.
          type: string
        postcode:
          description: Postcode for the locality.
          type: string
        state:
          description: State in which the address belongs. Valid enumeration defined by Australia Post PAF code file [State Type Abbreviation](https://auspost.com.au/content/dam/auspost_corp/media/documents/australia-post-data-guide.pdf). `NSW`, `QLD`, `VIC`, `NT`, `WA`, `SA`, `TAS`, `ACT`, `AAT`.
          type: string
      required:
      - localityName
      - postcode
      - state
      type: object
    LinksPaginated:
      properties:
        self:
          description: Fully qualified link that generated the current response document.
          type: string
          x-cds-type: URIString
        first:
          description: URI to the first page of this set. Mandatory if this response is not the first page.
          type: string
          x-cds-type: URIString
        prev:
          description: URI to the previous page of this set. Mandatory if this response is not the first page.
          type: string
          x-cds-type: URIString
        next:
          description: URI to the next page of this set. Mandatory if this response is not the last page.
          type: string
          x-cds-type: URIString
        last:
          description: URI to the last page of this set. Mandatory if this response is not the last page.
          type: string
          x-cds-type: URIString
      required:
      - self
      type: object
      x-conditional:
      - prev
      - next
      - first
      - last
    BankingProductInstalments:
      description: Details of instalment features on the account.
      properties:
        maximumConcurrentPlans:
          description: Maximum number of concurrent active instalment plans that may be created on the account. If `null`, there is no predetermined maximum number.
          type: integer
          x-cds-type: NaturalNumber
        instalmentsLimit:
          description: Maximum combined limit of all instalment plans that may be created on the account. If `null` or not present, an opened account balance _creditLimit_ may be assumed to provide a maximum limit for instalments.
          type: string
          x-cds-type: AmountString
        minimumPlanValue:
          description: Minimum value that can be opened as an instalment plan.
          type: string
          x-cds-type: AmountString
        maximumPlanValue:
          description: Maximum value that can be opened as an instalment plan. If `null` or not present, _instalmentsLimit_ is assumed to be the maximum individual plan value.
          type: string
          x-cds-type: AmountString
        minimumSplit:
          description: Minimum number of instalment payments a plan can be created with.
          example: 4
          type: integer
          x-cds-type: PositiveInteger
        maximumSplit:
          description: Maximum number of instalment payments a plan can be created with.
          example: 4
          type: integer
          x-cds-type: PositiveInteger
      required:
      - maximumSplit
      - minimumSplit
      type: object
    BankingCreditCardAccount:
      properties:
        minPaymentAmount:
          description: The minimum payment amount due for the next card payment.
          type: string
          x-cds-type: AmountString
        paymentDueAmount:
          description: The amount due for the next card payment.
          type: string
          x-cds-type: AmountString
        paymentCurrency:
          default: AUD
          description: If absent assumes `AUD`.
          type: string
          x-cds-type: CurrencyString
        paymentDueDate:
          description: Date that the next payment for the card is due.
          type: string
          x-cds-type: DateString
      required:
      - minPaymentAmount
      - paymentDueAmount
      - paymentDueDate
      type: object
    BankingAccountDetailV5:
      allOf:
      - $ref: '#/components/schemas/BankingAccountV3'
      - $ref: '#/components/schemas/BankingAccountDetailV5_allOf'
    BankingProductRateConditionV2:
      description: Defines a condition for the applicability of a rate.
      properties:
        rateApplicabilityType:
          description: Category of applicability condition associated with the rate. For more information refer to [Rate and Tier Applicability Types](#tocSbankingproductrateconditiondoc).
          enum:
          - MIN_DEPOSITS
          - MIN_DEPOSIT_AMOUNT
          - DEPOSIT_BALANCE_INCREASED
          - EXISTING_CUST
          - NEW_ACCOUNTS
          - NEW_CUSTOMER
          - NEW_CUSTOMER_TO_GROUP
          - ONLINE_ONLY
          - OTHER
          - MIN_PURCHASES
          - MAX_WITHDRAWALS
          - MAX_WITHDRAWAL_AMOUNT
          example: NEW_CUSTOMER
          type: string
        additionalValue:
          description: Generic field containing additional information relevant to the _rateApplicabilityType_ specified. Whether mandatory or not is dependent on the value of [_rateApplicabilityType_](#tocSbankingproductrateconditiondoc).
          type: string
        additionalInfo:
          description: Display text providing more information on the condition. Mandatory if the [_rateApplicabilityType_](#tocSbankingproductrateconditiondoc) value is `OTHER`.
          type: string
        additionalInfoUri:
          description: Link to a web page with more information on this condition.
          type: string
          x-cds-type: URIString
      required:
      - rateApplicabilityType
      type: object
      x-conditional:
      - additionalValue
      - additionalInfo
    BankingAccountId:
      description: A unique identifier for a Banking account, generated according to [CDR ID Permanence](#id-permanence) requirements.
      type: stri

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# Full source: https://raw.githubusercontent.com/api-evangelist/racq-bank/refs/heads/main/openapi/racq-bank-banking-accounts-api-openapi.yml