Payabli checkCapture API
The checkCapture API from Payabli — 1 operation(s) for checkcapture.
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OpenAPI Specification
openapi: 3.2.0
info:
title: reference Check Capture API
version: 1.0.0
servers:
- url: https://api-sandbox.payabli.com/api
description: Sandbox
- url: https://api.payabli.com/api
description: Production
tags:
- name: checkCapture
paths:
/CheckCapture/CheckProcessing:
post:
operationId: CheckProcessing
summary: Process Check Capture
description: Captures a check for Remote Deposit Capture (RDC) using the provided check images and details. This endpoint handles the OCR extraction of check data including MICR, routing number, account number, and amount. See the [RDC guide](/developers/developer-guides/pay-in-rdc) for more details.
tags:
- checkCapture
parameters:
- name: Authorization
in: header
description: 'OAuth2 Bearer access token from the client-credentials flow. See [OAuth authentication](/developers/oauth-authentication).
'
required: true
schema:
type: string
responses:
'200':
description: Success response with check processing results.
content:
application/json:
schema:
$ref: '#/components/schemas/CheckCaptureResponse'
'400':
description: Bad request / invalid data.
content:
application/json:
schema:
$ref: '#/components/schemas/PayabliErrorBody'
'401':
description: Unauthorized request.
content:
application/json:
schema:
$ref: '#/components/schemas/PayabliErrorBody'
'500':
description: Internal server error.
content:
application/json:
schema:
$ref: '#/components/schemas/PayabliErrorBody'
'503':
description: Database connection error.
content:
application/json:
schema:
$ref: '#/components/schemas/PayabliErrorBody'
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/CheckCaptureRequestBody'
components:
schemas:
PageIdentifier:
type: string
description: Auxiliary validation used internally by payment pages and components.
title: PageIdentifier
CheckCaptureResponse:
type: object
properties:
id:
type: string
description: Unique ID for the check capture, to be used with the /api/MoneyIn/getpaid endpoint.
success:
type: boolean
description: Indicates whether the check processing was successful.
processDate:
type: string
description: The date and time when the check was processed (ISO 8601 format).
ocrMicr:
type: string
description: The OCR-extracted MICR (Magnetic Ink Character Recognition) line from the check.
ocrMicrStatus:
type: string
description: Status of the MICR extraction process.
ocrMicrConfidence:
type: string
description: Confidence score for the MICR extraction (0 to 100).
ocrAccountNumber:
type: string
description: The bank account number extracted from the check.
ocrRoutingNumber:
type: string
description: The bank routing number extracted from the check.
ocrCheckNumber:
type: string
description: The check number extracted from the check.
ocrCheckTranCode:
type: string
description: The transaction code extracted from the check.
ocrAmount:
type: string
description: The amount extracted via OCR from the check.
ocrAmountStatus:
type: string
description: Status of the amount extraction process.
ocrAmountConfidence:
type: string
description: Confidence score for the amount extraction (0 to 100).
amountDiscrepancyDetected:
type: boolean
description: Flag indicating whether there's a discrepancy between the provided amount and the OCR-detected amount.
endorsementDetected:
type: boolean
description: Flag indicating whether an endorsement was detected on the check.
errors:
type: array
items:
type: string
description: List of error messages that occurred during processing.
messages:
type: array
items:
type: string
description: List of informational messages about the processing.
carLarMatchConfidence:
type: string
description: Confidence score for the match between Courtesy Amount Recognition (CAR) and Legal Amount Recognition (LAR).
carLarMatchStatus:
type: string
description: Status of the CAR/LAR match.
frontImage:
type: string
description: Processed front image of the check (Base64-encoded).
rearImage:
type: string
description: Processed rear image of the check (Base64-encoded).
checkType:
type: number
format: double
description: 'Identifier for the type of check.
Personal = 1
Business = 2
Only personal checks are supported for check capture.'
referenceNumber:
type: string
description: Reference number for the transaction.
pageIdentifier:
$ref: '#/components/schemas/PageIdentifier'
required:
- success
- processDate
- amountDiscrepancyDetected
- endorsementDetected
- checkType
description: Response model for check capture processing.
title: CheckCaptureResponse
CheckCaptureRequestBody:
type: object
properties:
entryPoint:
$ref: '#/components/schemas/Entry'
frontImage:
type: string
description: Base64-encoded front check image. Must be JPEG or PNG format and less than 1MB. Image must show the entire check clearly with no partial, blurry, or illegible portions.
rearImage:
type: string
description: Base64-encoded rear check image. Must be JPEG or PNG format and less than 1MB. Image must show the entire check clearly with no partial, blurry, or illegible portions.
checkAmount:
type: integer
description: Check amount in cents (maximum 32-bit integer value).
required:
- entryPoint
- frontImage
- rearImage
- checkAmount
title: CheckCaptureRequestBody
PayabliErrorBody:
type: object
properties:
isSuccess:
type: boolean
description: Always `false` for error responses.
responseCode:
type: integer
description: 'Code for the response. Learn more in
[API Response Codes](/developers/api-reference/api-responses).
'
responseText:
type: string
description: Error text describing what went wrong.
responseData:
$ref: '#/components/schemas/PayabliErrorBodyResponseData'
description: Object with detailed error context.
required:
- isSuccess
- responseText
description: 'Shape returned by every Payabli API error response. The `responseData`
object carries human-readable error context.
'
title: PayabliErrorBody
Entry:
type: string
description: 'The entity''s entrypoint identifier.
[Learn more](/developers/api-reference/api-overview#entrypoint-vs-entry).
'
title: Entry
PayabliErrorBodyResponseData:
type: object
properties:
explanation:
type: string
description: Human-readable explanation of what happened.
todoAction:
type: string
description: Suggested resolution.
description: Object with detailed error context.
title: PayabliErrorBodyResponseData
securitySchemes:
BearerAuth:
type: http
scheme: bearer
description: 'OAuth2 Bearer access token from the client-credentials flow. See [OAuth authentication](/developers/oauth-authentication).
'
APIKeyAuth:
type: apiKey
in: header
name: requestToken
description: 'Long-lived API token sent in the `requestToken` header. See [API token authentication](/developers/api-tokens).
'