OpenAPI Specification
openapi: 3.1.1
info:
title: Natural Agent Keys Wallets API
version: 0.2.0
description: 'Natural''s payments API for autonomous agents.
**Base URL:** `https://api.natural.com`
AI agents, including coding agents, should prefer the hosted MCP server at `https://mcp.natural.com` when an MCP-aware host runs the agent, the Natural CLI for terminal/CI workflows, and the official SDKs for application runtimes they own. Use direct HTTP only for explicit low-level integrations, unsupported SDK gaps, or infrastructure work where REST is required.
For support: support@natural.com'
servers:
- url: https://api.natural.com
description: Production
tags:
- name: Wallets
description: Wallet management
paths:
/wallets:
get:
operationId: wallets.list
summary: List wallets
description: List wallets
tags:
- Wallets
parameters:
- name: partyId
in: query
schema:
type: string
pattern: ^pty_[0-9a-f]{32}$
description: Party ID for delegated wallet lookup.
allowEmptyValue: true
allowReserved: true
- name: X-Agent-ID
in: header
required: false
schema:
anyOf:
- type: string
maxLength: 36
pattern: ^agt_[0-9a-f]{32}$
- type: 'null'
description: Agent (agt_*) to attribute this request to when authenticating with a party API key; omit for agent keys and agent-scoped OAuth grants, which already carry agent identity.
- name: X-Instance-ID
in: header
required: false
schema:
anyOf:
- type: string
maxLength: 1024
- type: 'null'
description: Caller-chosen identifier for the agent run, session, or conversation, required when an agent moves money.
responses:
'200':
description: Successful Response
content:
application/json:
schema:
type: object
properties:
data:
type: array
items:
type: object
properties:
type:
type: string
enum:
- wallet
id:
type: string
pattern: ^wal_[0-9a-f]{32}$
description: Wallet ID (wal_*).
attributes:
type: object
properties:
status:
enum:
- active
- frozen
- closed
type: string
description: Wallet readiness status.
walletType:
enum:
- standard
- vault
type: string
description: 'Wallet type: a spendable standard wallet or the vault.'
isDefault:
type: boolean
description: Whether this wallet is the party's default for unnamed operations.
createdAt:
anyOf:
- type: string
format: date-time
- type: 'null'
description: Wallet creation time, when available.
displayName:
anyOf:
- type: string
- type: 'null'
description: Wallet name, when set.
description:
anyOf:
- type: string
- type: 'null'
description: User-facing wallet description, when set.
balance:
anyOf:
- type: object
properties:
available:
type: integer
description: Amount currently available to spend or withdraw in cents.
total:
type: integer
description: Total wallet ledger balance in cents.
currency:
enum:
- USD
type: string
description: Currency code.
required:
- available
- total
- currency
additionalProperties: false
title: PublicWalletBalanceAttributes
- type: 'null'
description: Wallet ledger balance, when available.
claims:
type: object
properties:
amount:
type: integer
description: Total unclaimed product-payment amount in cents.
count:
type: integer
description: Number of unclaimed product payments.
required:
- amount
- count
additionalProperties: false
title: WalletClaims
description: Party-level claimable payment totals, surfaced on the default wallet (or the first wallet when none is default).
depositInstructions:
anyOf:
- type: object
properties:
bankName:
type: string
description: Name of the receiving bank.
required:
- bankName
additionalProperties: false
title: PublicDepositInstructionsAttributes
- type: 'null'
description: Receiving bank for ACH deposits to this wallet, when available.
required:
- status
- walletType
- isDefault
- createdAt
- displayName
- description
- balance
- claims
- depositInstructions
additionalProperties: false
title: WalletAttributes
relationships:
type: object
properties:
party:
type: object
properties:
data:
type: object
properties:
type:
type: string
enum:
- party
id:
type: string
required:
- type
- id
additionalProperties: false
title: ResourceIdentifier
description: Related resource identifier.
required:
- data
additionalProperties: false
title: ToOneRelationship
description: Party that owns the wallet.
required:
- party
additionalProperties: false
title: WalletRelationships
required:
- type
- id
- attributes
- relationships
additionalProperties: false
title: WalletResource
meta:
type: object
properties:
pagination:
type: object
properties:
hasMore:
type: boolean
description: Whether more results are available.
nextCursor:
anyOf:
- type: string
- type: 'null'
description: Cursor for the next page, or null when there are no more results.
required:
- hasMore
- nextCursor
additionalProperties: false
title: PaginationMeta
required:
- pagination
additionalProperties: false
title: WalletListMeta
required:
- data
- meta
additionalProperties: false
title: WalletListResponse
examples:
default:
summary: Default
value:
data:
- type: wallet
id: wal_550e8400e29b41d4a716446655440000
attributes:
status: active
walletType: standard
isDefault: true
createdAt: '2026-01-04T15:30:00Z'
displayName: Operating
description: null
balance:
available: 120000
total: 125000
currency: USD
claims:
amount: 125000
count: 2
depositInstructions:
bankName: Bridge Financial
relationships:
party:
data:
type: party
id: pty_7c9e6679e29b41d4a716446655440001
- type: wallet
id: wal_650e8400e29b41d4a716446655440000
attributes:
status: active
walletType: vault
isDefault: false
createdAt: '2026-01-04T15:30:00Z'
displayName: Vault
description: null
balance:
available: 500000
total: 500000
currency: USD
claims:
amount: 0
count: 0
depositInstructions:
bankName: Bridge Financial
relationships:
party:
data:
type: party
id: pty_7c9e6679e29b41d4a716446655440001
meta:
pagination:
hasMore: false
nextCursor: null
headers:
X-RateLimit-Limit:
description: Maximum requests allowed per window.
schema:
type: integer
X-RateLimit-Remaining:
description: Requests remaining in current window.
schema:
type: integer
X-RateLimit-Reset:
description: Unix timestamp when rate limit resets.
schema:
type: integer
'400':
description: Validation Error
content:
application/json:
schema:
type: object
properties:
errors:
type: array
minItems: 1
items:
type: object
properties:
code:
type: string
description: Stable lower-snake-case public error code.
detail:
type: string
description: Safe user-facing error detail.
status:
type: string
description: HTTP status code as a string.
source:
type: object
description: Location of the invalid request value.
properties:
pointer:
type: string
description: JSON Pointer to the invalid request value.
parameter:
type: string
description: Name of the invalid query parameter.
header:
type: string
description: Name of the invalid request header.
additionalProperties: false
meta:
type: object
description: Additional error context, including support and provider details when available.
properties:
supportId:
type: string
description: Request/support ID for troubleshooting.
connectionStatus:
type: string
enum:
- login_required
- disconnected
description: External account connection state when the error is repairable by relinking.
provider:
type: object
description: Provider error details, when available.
properties:
name:
type: string
enum:
- plaid
description: Provider that returned the underlying error.
errorCode:
type: string
description: Provider error code, when available.
errorType:
type: string
description: Provider error type, when available.
requestId:
type: string
description: Provider request ID for troubleshooting.
required:
- name
additionalProperties: false
required:
- supportId
additionalProperties: false
required:
- code
- detail
- status
- meta
additionalProperties: false
required:
- errors
additionalProperties: false
examples:
default:
summary: Default
value:
errors:
- code: invalid_value
detail: The information you entered isn't valid. Please check it and try again.
status: '400'
meta:
supportId: req_a1b2c3d4e5f6
'401':
description: Unauthorized
content:
application/json:
schema:
type: object
properties:
errors:
type: array
minItems: 1
items:
type: object
properties:
code:
type: string
description: Stable lower-snake-case public error code.
detail:
type: string
description: Safe user-facing error detail.
status:
type: string
description: HTTP status code as a string.
source:
type: object
description: Location of the invalid request value.
properties:
pointer:
type: string
description: JSON Pointer to the invalid request value.
parameter:
type: string
description: Name of the invalid query parameter.
header:
type: string
description: Name of the invalid request header.
additionalProperties: false
meta:
type: object
description: Additional error context, including support and provider details when available.
properties:
supportId:
type: string
description: Request/support ID for troubleshooting.
connectionStatus:
type: string
enum:
- login_required
- disconnected
description: External account connection state when the error is repairable by relinking.
provider:
type: object
description: Provider error details, when available.
properties:
name:
type: string
enum:
- plaid
description: Provider that returned the underlying error.
errorCode:
type: string
description: Provider error code, when available.
errorType:
type: string
description: Provider error type, when available.
requestId:
type: string
description: Provider request ID for troubleshooting.
required:
- name
additionalProperties: false
required:
- supportId
additionalProperties: false
required:
- code
- detail
- status
- meta
additionalProperties: false
required:
- errors
additionalProperties: false
examples:
default:
summary: Default
value:
errors:
- code: unauthenticated
detail: Authentication is required.
status: '401'
meta:
supportId: req_a1b2c3d4e5f6
'403':
description: Forbidden
content:
application/json:
schema:
type: object
properties:
errors:
type: array
minItems: 1
items:
type: object
properties:
code:
type: string
description: Stable lower-snake-case public error code.
detail:
type: string
description: Safe user-facing error detail.
status:
type: string
description: HTTP status code as a string.
source:
type: object
description: Location of the invalid request value.
properties:
pointer:
type: string
description: JSON Pointer to the invalid request value.
parameter:
type: string
description: Name of the invalid query parameter.
header:
type: string
description: Name of the invalid request header.
additionalProperties: false
meta:
type: object
description: Additional error context, including support and provider details when available.
properties:
supportId:
type: string
description: Request/support ID for troubleshooting.
connectionStatus:
type: string
enum:
- login_required
- disconnected
description: External account connection state when the error is repairable by relinking.
provider:
type: object
description: Provider error details, when available.
properties:
name:
type: string
enum:
- plaid
description: Provider that returned the underlying error.
errorCode:
type: string
description: Provider error code, when available.
errorType:
type: string
description: Provider error type, when available.
requestId:
type: string
description: Provider request ID for troubleshooting.
required:
- name
additionalProperties: false
required:
- supportId
additionalProperties: false
required:
- code
- detail
- status
- meta
additionalProperties: false
required:
- errors
additionalProperties: false
examples:
default:
summary: Default
value:
errors:
- code: forbidden
detail: You do not have permission to perform this action.
status: '403'
meta:
supportId: req_a1b2c3d4e5f6
'404':
description: Not Found. Returned when the resource does not exist, or when it exists but is not accessible to your account. The two cases are intentionally indistinguishable, so that resource IDs cannot be enumerated by probing.
content:
application/json:
schema:
type: object
properties:
errors:
type: array
minItems: 1
items:
type: object
properties:
code:
type: string
description: Stable lower-snake-case public error code.
detail:
type: string
description: Safe user-facing error detail.
status:
type: string
description: HTTP status code as a string.
source:
type: object
description: Location of the invalid request value.
properties:
pointer:
type: string
description: JSON Pointer to the invalid request value.
parameter:
type: string
description: Name of the invalid query parameter.
header:
type: string
description: Name of the invalid request header.
additionalProperties: false
meta:
type: object
description: Additional error context, including support and provider details when available.
properties:
supportId:
type: string
description: Request/support ID for troubleshooting.
connectionStatus:
type: string
enum:
- login_required
- disconnected
description: External account connection state when the error is repairable by relinking.
provider:
type: object
description: Provider error details, when available.
properties:
name:
type: string
enum:
- plaid
description: Provider that returned the underlying error.
errorCode:
type: string
description: Provider error code, when available.
errorType:
type: string
description: Provider error type, when available.
requestId:
type: string
description: Provider request ID for troubleshooting.
required:
- name
additionalProperties: false
required:
- supportId
additionalProperties: false
required:
- code
- detail
- status
- meta
additionalProperties: false
required:
- errors
additionalProperties: false
examples:
default:
summary: Default
value:
errors:
- code: not_found
detail: The requested resource was not found.
status: '404'
meta:
supportId: req_a1b2c3d4e5f6
'409':
description: Conflict
content:
application/json:
schema:
type: object
properties:
errors:
type: array
minItems: 1
items:
type: object
properties:
code:
type: string
description: Stable lower-snake-case public error code.
detail:
type: string
description: Safe user-facing error detail.
status:
type: string
description: HTTP status code as a string.
source:
type: object
description: Location of the invalid request value.
properties:
pointer:
type: string
description: JSON Pointer to the invalid request value.
parameter:
type: string
description: Name of the invalid query parameter.
header:
type: string
description: Name of the invalid request header.
additionalProperties: false
meta:
type: object
description: Additional error context, including support and provider details when available.
properties:
supportId:
type: string
description: Request/support ID for troubleshooting.
connectionStatus:
type: string
enum:
- login_required
- disconnected
description: External account connection state when the error is repairable by relinking.
provider:
type: object
description: Provider error details, when available.
properties:
name:
type: string
enum:
- plaid
description: Provider that returned the underlying error.
errorCode:
type: string
description: Provider error code, when available.
error
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# Full source: https://raw.githubusercontent.com/api-evangelist/natural-ai/refs/heads/main/openapi/natural-ai-wallets-api-openapi.yml