Monoova Reporting API

openapi: 3.2.0
info:
  description: "# Introduction\n\nThe Monoova PayTo API is designed to efficiently handle real time financial transactions, providing a reliable platform for creating payment agreements and initiating payments. It offers a streamlined transaction process, ensuring speed and security for businesses and users with benefits above and beyond a direct debit alternative.\n\nMonoova's PayTo API supports synchronous and asynchronous operations, allowing flexible integration based on varying business needs. The asynchronous API option is particularly beneficial for handling batch operations requiring extended processing time, enhancing overall system performance and reliability. Additionally, Monoova provides webhook subscriptions, enabling users to receive timely updates and notifications about transaction events, which helps maintain transparency and control over financial activities.\n\n## Process\n\nPayTo allows you to debit an enabled domestic bank account in real time. \n\n* First, you create a **payment agreement** between a payer and a payee. The terms of the agreement determine the amount and schedule of allowed debits. When you create a Payment Agreement, the account is validated in real time, so you can ensure the account details are correct.\n\n* Next, the payer authorises the agreement through their banking app.\n\n* Finally, real time **payment initiations** can be triggered. If successful, funds will be credited to the payee account in real time and made available for disbursement. Because recipients can access funds faster than traditional direct debit systems, this is particularly beneficial for businesses or individuals relying on prompt cash flow payments.\n\n* If you would like to modify the terms of the agreement, you can use the amendment API's.\n\n# Getting Started\n\n1. Access the Domestic Payments Portal:\n\n    * Sandbox Environment:\n        - Register: If you are new, [register](https://sandbox.monoova.com) to gain Sandbox access.\n        - Login: If you already have Sandbox credentials, [log in](https://sandbox.monoova.com) to continue your work.\n\n    * Production Environment:\n        - Login: Login to the [Production portal](https://payments.monoova.com) using the credentials you obtained during onboarding.\n\n2. Activate Your API Key\n\n    * Generate API Key:\n      - If you do not know your API Key or need to reset it, navigate to Manage > Accounts to generate or regenerate your API Key after logging into the portal.\n\n    * Activate API Gateway Access:\n      - Go to Manage > API Gateway and enter your API Key to activate API Gateway access for your mAccount.\n\n3. Configure API Access\n\n    Please [contact our integration team](https://www.monoova.com/contact) to configure your account settings. This step ensures that your account is allowed to access the service.\n\n4. Explore API Endpoints\n\n    Use the API documentation to plan your integration. It provides details and examples of usage.\n\n5. Onboarding and Support\n\n    Our integration team will guide you from the initial setup to the final running implementation, providing support throughout the process.\n\n# Sandbox Testing for PayTo Agreements\n\nIn the Sandbox environment, it is possible to test different outcomes for PayTo agreements by altering the values of the agreement. This allows for a comprehensive evaluation of potential scenarios in a controlled setting.\n\n## Use the following payment details when testing in Sandbox:\n\n<style type=\"text/css\">\n.tb { table-layout:auto; width:300px;!important }\n.td { overflow:hidden; white-space:nowrap; text-overflow:ellipsis!important}\n</style>\n<table class=\"tb\">\n  <tr>\n    <th>Account Name</th>\n    <th>BSB</th>\n    <th>Account Number</th>\n    <th>PayID</th>\n  </tr>\n  <tr>\n    <td class=\"td\">Monoova Sample 1</td>\n    <td class=\"td\">802950</td>\n    <td class=\"td\">22090100</td>\n    <td class=\"td\">+61-422020901</td>\n  </tr>\n  <tr>\n    <td class=\"td\">Monoova Sample 2</td>\n    <td class=\"td\">802950</td>\n    <td class=\"td\">22090101</td>\n    <td class=\"td\">sample@monoova.com</td>\n  </tr>\n  <tr>\n    <td class=\"td\">Monoova Sample 3</td>\n    <td class=\"td\">802950</td>\n    <td class=\"td\">22090102</td>\n    <td class=\"td\">38126015228</td>\n  </tr>\n  <tr>\n    <td class=\"td\">Monoova Sample 4</td>\n    <td class=\"td\">802950</td>\n    <td class=\"td\">22090103</td>\n    <td class=\"td\">987654321</td>\n  </tr>\n</table>\n\n## Testing Payment Agreements\n\nPayment agreements are automatically approved or declined in the Sandbox environment, depending on the amount or `maxAmount` included in the agreement request. If both `amount` or `maxAmount` are passed, the `amount` will determine the behavior.\n\nFor basic testing of Payment Agreements, the following test cases are recommended. A more comprehensive list of test cases is available should you wish to examine edge cases.\n</br></br>\n### Response for Payment Agreements\n\n<style type=\"text/css\">\n.tb { table-layout:auto; width:300px;!important }\n.td { overflow:hidden; white-space:nowrap; text-overflow:ellipsis!important}\n</style>\n<table class=\"tb\">\n  <tr>\n    <th>Response</th>\n    <th>Reason Code</th>\n    <th>Contains Value</th>\n    <th>Example</th>\n    <th>Action</th>\n  </tr>\n  <tr>\n    <td class=\"td\">Agreement Approved</td>\n    <td class=\"td\">-</td>\n    <td class=\"td\">.00</td>\n    <td class=\"td\">$5.00, $10.00, $50.00</td>\n    <td class=\"td\">Approve</td>\n  </tr>\n  <tr>\n    <td class=\"td\">Requested By Customer</td>\n    <td class=\"td\">M019</td>\n    <td class=\"td\">.19</td>\n    <td class=\"td\">$5.19, $10.19, $50.19</td>\n    <td class=\"td\">Decline</td>\n  </tr>\n</table>\n\n### Other Test Cases\n\n<style type=\"text/css\">\n.tb { table-layout:auto; width:300px;!important }\n.td { overflow:hidden; white-space:nowrap; text-overflow:ellipsis!important}\n</style>\n<table class=\"tb\">\n  <tr>\n    <th>Response</th>\n    <th>Reason Code</th>\n    <th>Contains Value</th>\n    <th>Example</th>\n    <th>Action</th>\n  </tr>\n  <tr>\n    <td class=\"td\">Invalid Debtor Account Number</td>\n    <td class=\"td\">M001</td>\n    <td class=\"td\">.01</td>\n    <td class=\"td\">$5.01, $10.01, $50.01</td>\n    <td class=\"td\">Decline</td>\n  </tr>\n  <tr>\n    <td class=\"td\">Closed Debtor Account Number</td>\n    <td class=\"td\">M003</td>\n    <td class=\"td\">.03</td>\n    <td class=\"td\">$5.03, $10.03, $50.03</td>\n    <td class=\"td\">Decline</td>\n  </tr>\n  <tr>\n    <td class=\"td\">Blocked Account</td>\n    <td class=\"td\">M004</td>\n    <td class=\"td\">.04</td>\n    <td class=\"td\">$5.04, $10.04, $50.04</td>\n    <td class=\"td\">Decline</td>\n  </tr>\n  <tr>\n    <td class=\"td\">Invalid Debtor Account Type</td>\n    <td class=\"td\">M005</td>\n    <td class=\"td\">.05</td>\n    <td class=\"td\">$5.05, $10.05, $50.05</td>\n    <td class=\"td\">Decline</td>\n  </tr>\n  <tr>\n    <td class=\"td\">Transaction Forbidden</td>\n    <td class=\"td\">M006</td>\n    <td class=\"td\">.06</td>\n    <td class=\"td\">$5.06, $10.06, $50.06</td>\n    <td class=\"td\">Decline</td>\n  </tr>\n  <tr>\n    <td class=\"td\">Transaction Not Supported</td>\n    <td class=\"td\">M007</td>\n    <td class=\"td\">.07</td>\n    <td class=\"td\">$5.07, $10.07, $50.07</td>\n    <td class=\"td\">Decline</td>\n  </tr>\n  <tr>\n    <td class=\"td\">Not Allowed Currency</td>\n    <td class=\"td\">M008</td>\n    <td class=\"td\">.08</td>\n    <td class=\"td\">$5.08, $10.08, $50.08</td>\n    <td class=\"td\">Decline</td>\n  </tr>\n  <tr>\n    <td class=\"td\">Invalid Amount</td>\n    <td class=\"td\">M009</td>\n    <td class=\"td\">.09</td>\n    <td class=\"td\">$5.09, $10.09, $50.09</td>\n    <td class=\"td\">Decline</td>\n  </tr>\n  <tr>\n    <td class=\"td\">Amount Exceeds Agreed Limit</td>\n    <td class=\"td\">M010</td>\n    <td class=\"td\">.10</td>\n    <td class=\"td\">$5.10, $10.10, $50.10</td>\n    <td class=\"td\">Decline</td>\n  </tr>\n  <tr>\n    <td class=\"td\">No Mandate Service On Customer</td>\n    <td class=\"td\">M018</td>\n    <td class=\"td\">.18</td>\n    <td class=\"td\">$5.18, $10.18, $50.18</td>\n    <td class=\"td\">Decline</td>\n  </tr>\n  <tr>\n    <td class=\"td\">Mandate Cancelled Due To Fraud</td>\n    <td class=\"td\">M022</td>\n    <td class=\"td\">.22</td>\n    <td class=\"td\">$5.22, $10.22, $50.22</td>\n    <td class=\"td\">Decline</td>\n  </tr>\n  <tr>\n    <td class=\"td\">No Answer From Customer</td>\n    <td class=\"td\">M027</td>\n    <td class=\"td\">.27</td>\n    <td class=\"td\">$5.27, $10.27, $50.27</td>\n    <td class=\"td\">Decline</td>\n  </tr>\n  <tr>\n    <td class=\"td\">Regulatory Reason</td>\n    <td class=\"td\">M028</td>\n    <td class=\"td\">.28</td>\n    <td class=\"td\">$5.28, $10.28, $50.28</td>\n    <td class=\"td\">Decline</td>\n  </tr>\n  <tr>\n    <td class=\"td\">Creditor not on Whitelist of Debtor</td>\n    <td class=\"td\">M030</td>\n    <td class=\"td\">.30</td>\n    <td class=\"td\">$5.30, $10.30, $50.30</td>\n    <td class=\"td\">Decline</td>\n  </tr>\n  <tr>\n    <td class=\"td\">Creditor on Blacklist of Debtor</td>\n    <td class=\"td\">M031</td>\n    <td class=\"td\">.31</td>\n    <td class=\"td\">$5.31, $10.31, $50.31</td>\n    <td class=\"td\">Decline</td>\n  </tr>\n  <tr>\n    <td class=\"td\">Unknown end Customer</td>\n    <td class=\"td\">M032</td>\n    <td class=\"td\">.32</td>\n    <td class=\"td\">$5.32, $10.32, $50.32</td>\n    <td class=\"td\">Decline</td>\n  </tr>\n</table>\n\n\n<br/>\n\nIn addition to a sample request, the scheme for each endpoint and associated data tables are in the appendix at the end of this document.\n\nTo try out our API, you can use a client such as [Postman](https://www.getpostman.com).\n\nYou can download a postman collection of our API by clicking the link below:\n\n[![Run in Postman](https://run.pstmn.io/button.svg)](https://god.gw.postman.com/run-collection/19891519-fccdc471-7f26-4f4c-bba7-4e0dda5ab9e3?action=collection%2Ffork&source=rip_markdown&collection-url=entityId%3D19891519-fccdc471-7f26-4f4c-bba7-4e0dda5ab9e3%26entityType%3Dcollection%26workspaceId%3D0a304f49-2e6e-4498-8d43-3b68ee26aee6)\n\n**Note:** Please note we do not accept TLS 1.0 or 1.1 connections\n"
  version: v1
  title: Monoova PayTo Reporting API
  contact:
    name: Monoova Support
    email: support@monoova.com
    url: https://www.monoova.com
  x-logo:
    url: https://movdpwebsiteprodae.blob.core.windows.net/images/Monoova-Primary-Logo-Black-RGB.png
    altText: Monoova logo
servers:
- url: https://api.monoova.com
  description: Production URL#
- url: https://sand-api.monoova.com
  description: Sandbox URL
security:
- BearerAuth: []
tags:
- name: Reporting
  description: '</br><h2>PayTo Reporting</h2> <p> A new report has been added specifically for NPP payments related to PayTo. Monoova’s PayTo NPP receivables – available <a href=''https://api-docs.monoova.com/payments#operation/PayToReceivablesReportDate'' target=''_blank''> here </a>

    </p> </br> In addition, PayTo NPP receivables will have the following additional data fields </br> <style type="text/css"> .tb { table-layout:auto; width:300px;!important } .td { overflow:hidden; white-space:nowrap; text-overflow:ellipsis!important} </style> <table class="tb"> <tr> <th> Field </th> <th> Description </th> <th> Specification </th> </tr>

    <tr> <td class="td">

    mmsId <br/> </td> <td class="td"> Id assigned by NPPA for payment agreement <br/> </td> <td class="td"> string{33} <br/> </td> </tr> <tr> <td class="td">

    InitiatingPartyName <br/> </td> <td class="td"> Initiating Party name.. <br/> </td> <td class="td"> string{1, 35} <br/> </td> </tr> </table>'
paths:
  /au/payto/pam-v1/PaymentAgreement:
    get:
      tags:
      - Reporting
      summary: Get Payment Agreements by Date Range
      description: Previously created Payment Agreements can be retrieved individually date range.
      operationId: get-paymentagreement
      parameters:
      - name: createdStartDate
        in: query
        required: true
        description: Start Date. </br>Required. ISO8601 date-time
        schema:
          type: string
          format: date-time
      - name: pageNumber
        in: query
        description: Page to be returned after records are split as per pageSize. <br/> Optional, If not provided, it is defaulted to 1.
        schema:
          type: integer
          format: int32
      - name: pageSize
        in: query
        description: Number of records per page. </br> Optional, If not provided page size will be defaulted to 50. Maximum allowed value is 200.
        schema:
          type: integer
          format: int32
      - name: createdEndDate
        in: query
        description: End Date. Optional, if not provided it will be defaulted to createdStartDate +24 hours. ISO8601 date-time
        schema:
          type: string
          format: date-time
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PaymentAgreementsListResponse'
        '400':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: string
        '403':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: string
        '404':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: string
        '500':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: string
        '502':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: string
        '504':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: string
  /au/payto/pam-v1/paymentAgreement/{paymentAgreementUID}:
    get:
      tags:
      - Reporting
      summary: Get Payment Agreement by UniqueId
      operationId: get-paymentagreement-id
      description: Previously created Payment Agreements can be retrieved individually via uniqueId
      parameters:
      - name: paymentAgreementUID
        in: path
        required: true
        schema:
          type: string
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PaymentAgreementResponse'
        '400':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: string
        '403':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: string
        '404':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: PAM_PAG_NOT_FOUND_ERROR
                  errorMessage: PaymentAgreement not found for PaymentAgreementUID 12345
        '500':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: string
        '502':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: string
        '504':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: string
  /au/payto/pas-v1/paymentInstruction:
    get:
      tags:
      - Reporting
      summary: Get Payment Instructions By Date Range
      description: Previously created Payment initiations can be retrieved individually via date range.
      operationId: get-paymentinstruction
      parameters:
      - name: createdStartDate
        in: query
        description: Required. Format - ISO8601 date-time.
        schema:
          type: string
          format: date-time
      - name: pageNumber
        description: Number of records per page </br> Optional, If not provided, value will be defaulted to 1.
        in: query
        schema:
          type: integer
          format: int32
      - name: pageSize
        in: query
        description: Number of records per page. </br> Optional, If not provided page size will be defaulted to 50. Maximum allowed value is 200.
        schema:
          type: integer
          format: int32
      - name: createdEndDate
        in: query
        description: Start Date. </br>Optional, if not provided it will be defaulted to createdStartDate.  ISO8601 date-time
        schema:
          type: string
          format: date-time
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                type: object
                properties:
                  paymentInitiationDetails:
                    type:
                    - array
                    - 'null'
                    items:
                      $ref: '#/components/schemas/PaymentStatusResponseDto'
                  traceId:
                    type:
                    - string
                    - 'null'
                    example: 7fcb7dc4-ab8d-4bc8-8fa8-1335172377e2
                additionalProperties: false
        '400':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: string
        '403':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: string
        '404':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: PaymentInstruction 12345 is not found
        '500':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: string
        '502':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: string
        '504':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: string
  /au/payto/pas-v1/paymentinstruction/{paymentInitiationUID}:
    get:
      tags:
      - Reporting
      summary: Get Payment Instruction By UniqueId
      description: Previously created Payment initiations can be retrieved individually via uniqueId.
      operationId: get-paymentinstruction-paymentinitiationid
      parameters:
      - name: paymentInitiationUID
        in: path
        required: true
        schema:
          type: string
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                type: object
                properties:
                  paymentInitiationDetail:
                    $ref: '#/components/schemas/PaymentStatusResponseDto'
                  traceId:
                    type:
                    - string
                    - 'null'
                    example: 7fcb7dc4-ab8d-4bc8-8fa8-1335172377e2
                additionalProperties: false
        '400':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: string
        '403':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: string
        '404':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: PAS_INSTRUCTION_NOT_FOUND
                  errorMessage: PaymentInstruction 12345 is not found
        '500':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: string
        '502':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: string
        '504':
          description: Error
          content:
            application/json:
              example:
                traceId: f1a7fbd7-ca39-4b98-b247-f4e0e004f152
                errors:
                - errorCode: string
                  errorMessage: string
components:
  schemas:
    PaymentStatusResponseDto:
      type: object
      properties:
        paymentAgreementUID:
          type: string
          description: Id to uniquely Identify a payment agreement.
          maxLength: 35
          pattern: ^[A-Z0-9_-]
          example: MONPAG12345
        paymentInitiationUID:
          type: string
          description: Id to uniquely Identify a payment initiation.
          maxLength: 35
          pattern: ^[A-Z0-9_-]
          example: TRANSACTIONREFERRENCE2345
        paymentInitiationStatus:
          type: string
          description: A valid <a href='/payTo#tag/Payment-Initiation-Status'>Payment Initiation Status</a>.
          example: ACSC
        paymentInitiationStatusDescription:
          type: string
          description: This describes the  paymentinitiationstatus.
          example: Accepted & Settled
        mmsId:
          type: string
          description: This is the unique ID that identifies this payment agreement.
          example: ed8569b4fd8616259d15bcb9a2da2bc0
        statusReasonCode:
          type:
          - string
          - 'null'
          example: R002
        statusReasonDescription:
          type:
          - string
          - 'null'
          example: Account to be debited does not exist
      additionalProperties: false
    PaymentAgreementResponse:
      type: object
      properties:
        traceId:
          type: string
          example: 43075658-ed9a-4ce0-84ba-2f6524a16676
        paymentAgreementDetails:
          $ref: '#/components/schemas/PaymentAgreement'
      additionalProperties: false
    PayeeDetailsResponseDto:
      type: object
      properties:
        payeeType:
          type: string
          description: Specifies whether the payee is an organization or an individual.
          example: null
        payeeLinkedBsb:
          type:
          - string
          - 'null'
          description: Bank State Branch (BSB) number identifying the bank branch of the payee.
          example: 802950
        payeeLinkedAccount:
          type:
          - string
          - 'null'
          description: Account number of the payee.
          example: 10109010
        payeeLinkedPayId:
          type:
          - string
          - 'null'
          description: PayID associated with the payee's account.
          example: null
        payeeLinkedPayIdType:
          type:
          - string
          - 'null'
          description: Type of PayID linked to the payee's account.
          example: null
        payeeAccountName:
          type:
          - string
          - 'null'
          description: Name associated with the payee's bank account.
          example: BCORP
        ultimatePayee:
          type: string
          description: The final recipient of the funds.
          example: BCORP
      additionalProperties: false
    PayerDetailsResponseDto:
      type: object
      properties:
        payerType:
          type: string
          description: Type of the payer entity, such as 'ORGN' for organization.
          example: ORGN
        linkedBsb:
          type:
          - string
          - 'null'
          description: BSB number associated with the payer’s bank account.
          example: 802950
        linkedAccount:
          type:
          - string
          - 'null'
          description: Bank account number of the payer.
          example: 10109010
        linkedPayId:
          type:
          - string
          - 'null'
          description: PayID linked to the payer’s account, may be null if not used.
          example: null
        linkedPayIdType:
          type:
          - string
          - 'null'
          description: Type of the linked PayID, such as 'Email' or 'Phone', may be null if PayID is not used.
          example: null
        payer:
          type: string
          description: Name of the payer.
          example: WidgetCo
        ultimatePayer:
          type: string
          description: The final entity responsible for making the payment.
          example: WidgetCo
        payerPartyReference:
          type: string
          description: A reference identifier provided by the payer.
          example: Payer1662333659
      additionalProperties: false
    PaymentDetailsResponseDto:
      type: object
      properties:
        automaticRenewal:
          type: boolean
          description: Indicates if the agreement renews automatically
          example: false
        description:
          type: string
          description: Detailed reason for the mandate
          example: payroll pag
        shortDescription:
          type: string
          description: Brief reason for the mandate
          example: PayToTest_1662333659
        purpose:
          type: string
          description: Code indicating the payment's purpose.
          example: MORT
        respondByTime:
          type: string
          description: Time by which a response is needed.
          example: 2022-10-07 14:35:27-10:00
        startDate:
          type: string
          description: Start date of the mandate's validity.
          example: 2022-09-05
        endDate:
          type: string
          description: End date of the mandate's validity.
          example: 2023-08-24
      additionalProperties: false
    PaymentAgreement:
      type: object
      properties:
        paymentAgreementUID:
          type:
          - string
          - 'null'
          description: A user-provided unique identifier for the payment agreement.
          example: BCORP1662344139
        paymentAgreementStatus:
          type:
          - string
          - 'null'
          description: Current status of the payment agreement. Status (e.g. Active, Cancelled, ...). See <a href="/payTo#tag/Payment-Agreement-Status">Payment Agreement Status</a> for all options.
          example: Paused
        statusReasonCode:
          type:
          - string
          - 'null'
          example: R006
        statusReasonDescription:
          type:
          - string
          - 'null'
          example: Account is now closed
        mmsId:
          type:
          - string
          - 'null'
          description: A unique identifier for the payment agreement.
          example: d6765e4ff2eb1e7f83d72c1f8d3e2a07
        payeeDetails:
          $ref: '#/components/schemas/PayeeDetailsResponseDto'
        payerDetails:
          $ref: '#/components/schemas/PayerDetailsResponseDto'
        paymentTerms:
          $ref: '#/components/schemas/PaymentTermsResponseDto'
        paymentDetails:
          $ref: '#/components/schemas/PaymentDetailsResponseDto'
        pendingActions:
          type: array
          items:
            $ref: '#/components/schemas/ActionDetails'
      additionalProperties: false
    ActionDetails:
      type: object
      properties:
        actionId:
          type: string
          description: A unique identifier for the action.
          example: 45df1d4abc914455a0e377051cb39fd7
        actionType:
          type: string
          enum:
          - Create
          - Amend
          description: The type of action, which can be either 'Create' or 'Amend'.
        bilateral:
          type: boolean
          description: Indicates whether the action is bilateral.
          example: true
        status:
          type: string
          enum:
          - Completed
          - Cancelled
          - PendingApproval
          - Declined
          - Expired
          - Queued
          description: The current status of the action.
          example: PendingApproval
    PaymentAgreementsListResponse:
      type: object
      properties:
        paymentAgreementDetails:
          type: array
          items:
            $ref: '#/components/schemas/PaymentAgreement'
        traceId:
          type:
          - string
          - 'null'
          example: 7fcb7dc4-ab8d-4bc8-8fa8-1335172377e2
      additionalProperties: false
    PaymentTermsResponseDto:
      type: object
      properties:
        numberOfTransactionsPermitted:
          type: integer
          format: int32
          description: Specifies the maximum number of transactions allowed within the specified frequency period.
          example: 100
        frequency:
          type: string
          description: Defines how often transactions can occur
          example: WEEK
        amount:
          type:
          - number
          - 'null'
          format: double
          description: Fixed amount for transactions if applicable; null if variable amounts are allowed.
          example: null
        maximumAmount:
          type:
          - number
          - 'null'
          format: double
          description: The maximum allowable amount for a transaction under this agreement.
          example: 100.0
        agreementType:
          type: string
          description: Type of agreement, such as variable (VARI) or fixed, dictating how amounts and terms are treated.
          example: VARI
      additionalProperties: false
  securitySchemes:
    BearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
    BasicAuth:
      type: http
      scheme: basic
x-tagGroups:
- name: ''
  tags:
  - Generate a Bearer Token
  - Manage Payment Agree

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# Full source: https://raw.githubusercontent.com/api-evangelist/monoova/refs/heads/main/openapi/monoova-reporting-api-openapi.yml