Monoova M Account API

Overview The mAccount is the name we have given our virtual account. It is at the centre of anything you do with our Payments Engine. In many ways, your mAccount(s) is you in the Engine, this is where you get authenticated, where your funds flow in and out, and where you get your reports. It is also the building block for a bespoke ecosystem of virtual accounts which you can build in the Engine. And though we call it an account, it can just as easily be used as a wallet. The APIs in this section do not perform financial transactions. Instead, they are used to manage mAccount information in the Engine. The /financial/v2/transaction API verifies mAccount information using this subsystem before performing a transaction.

Operations 8

POST /mAccount/v1/create Create an mAccount #
GET /mAccount/v1/close/{accountNumber} Close an mAccount #
GET /mAccount/v1/financials/{accountNumber} Get mAccount Balance #
GET /mAccount/v1/get/{accountNumber} Get mAccount details #
GET /mAccount/v1/listAsIssuer List as issuer #
POST /mAccount/v1/sendStatement Send a statement #
POST /mAccount/v1/transactions Get transactions by mAccount #
POST /mAccount/v1/update Update mAccount details #

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OpenAPI Specification

monoova-maccount-api-openapi.yml Raw ↑
openapi: 3.2.0
info:
  description: "# Introduction\n\n<p> \n  Monoova has developed a powerful payments engine which allows you to receive, manage and pay funds in AUD in Australia automatically.\n  This service is made available to Monoova’s clients through a set of easy-to-use RESTful APIs with JSON payloads described in this document.\n  The central idea is to reduce the cost, risk and effort normally associated with managing complex money movements so that you can focus on growing your business.\n</p> \n<p> \n Our clients can receive and reconcile funds via Realtime transfers (NPP), direct credits/debits, BPAY and cards. \n They can then manage those funds by building virtual account/wallet hierarchies to get bespoke reporting, reconciliation and much more. \n And finally, our clients can pay funds via Realtime transfers (NPP) direct credits and BPAY. \n As new technologies become available (e.g. NPP Mandated payments) we will make additional methods of receiving, managing and paying available.\n</p> \n<p> \n  All information flows are real-time.\n  Moving money between various Monoova accounts is also real time.\n  All money flows in and out of the Engine are as fast as the banking system allows.\n</p>\n<p> \n  The sandbox environment is open to everyone who signs up on our <a href=\"https://sandbox.monoova.com/user/login\" target=\"_blank\">Sandbox Portal</a> at no cost.\n  The sandbox environment allows you to test out the functionality of our API in a consequence free development environment.\n  Access to the live environment is granted once you have (1) gone through our compliance process and (2) had formal sign-off on your sandbox integration.\n</p>\n<p>\n  Monoova regularly releases additive changes to our API, as well as new versions of the API when a breaking change would occur. \n  To ensure your integration does not break due to these additive changes, we recommend not validating the entire schema, or the position of a parameter within the schema.\n</p>\n<br/><br/>\n<p> <strong> Note&#58;</strong> Please note we do not accept TLS 1.0 or 1.1 connections</p>\n\n# Getting started\n>\n  - Sign on to our <a href=\"https://sandbox.monoova.com/user/login\" target=\"_blank\">Sandbox Portal</a>\n  - Get your sandbox API key under **MANAGE > ACCOUNTS** in the Sandbox Portal\n  - [Authenticate](#section/Authentication)\n  - Browse this document to find the functions you need\n  - Begin experimenting with your first API calls by sending HTTP requests to the endpoints described in this document\n  - Use the provided examples in the document as guidance\n\n# Authentication\n  All RESTful APIs in this document use BASIC Authentication (except those in public/v1) in two scenarios either\n  - <strong> API KEY </strong>\n  - <strong> OneShotSecurityToken </strong><br><br>\n\n> **Sandbox Authentication Credentials**\n<table>\n  <tr>\n    <th>Field</th>\n    <th>Value</th>\n  </tr>\n  <tr>\n    <td>Username</td>\n    <td>API Key (obtained from the <a href=\"https://sandbox.monoova.com/user/login\" target=\"_blank\">Sandbox Portal</a>) </td>\n  </tr>\n  <tr>\n    <td>Password</td>\n    <td>leave blank when using API key; Monoova will provide password for OneShotSecurityToken</td>\n  </tr>\n  <tr>\n    <td>Base URL</td>\n    <td>https://api.m-pay.com.au/</td>\n  </tr>\n</table> <br>\n\n> **Live Authentication Credentials**\nThis will be provided by Monoova after a technical review. <br> \n<table>\n  <tr>\n    <th>Field</th>\n    <th>Value</th>\n  </tr>\n  <tr>\n    <td>Username</td>\n    <td>API Key (obtained from the Production Portal; Production credentials will be supplied by Monoova) </td>\n  </tr>\n  <tr>\n    <td>Password</td>\n    <td>leave blank when using API key; Monoova will provide password for OneShotSecurityToken</td>\n  </tr>\n  <tr>\n    <td>Base URL</td>\n    <td>https://api.mpay.com.au/</td>\n  </tr>\n</table> <br>\n\nWhen using the LIVE Engine, your Sign-In Account is given five (5) attempts to authenticate your credentials. \nOn the fifth failure your Sign-In Account is locked for one (1) hour. \nThe returned data will indicate that your account is locked and the time in UTC that the account will be unlocked. \nIf you require the account to be unlocked on the LIVE system you may contact your Monoova representative and at his or her discretion they will unlock the account.\nSee the API routes in Security to manage Passwords and Tokens. <br><br>\n\n<h3> UserName/Password </h3>\nUsing this scenario, you can configure BASIC Authentication with the following <br> <br>\n<li> <strong> UserName </strong> - API Key (obtained from the <a href=\"https://sandbox.monoova.com/user/login\" target=\"_blank\">Sandbox Portal</a>) Production credentials will be supplied by Monoova when you have demonstrated successful implementation of the API on our Sandbox environment.</li>\n<li> <strong> Password </strong> - When using your API Key, no password is required. \nIf the key is compromised, it can be re-rolled via the <a href=\"https://sandbox.monoova.com/user/login\" target=\"_blank\">Sandbox Portal</a>. </li> <br>\n\n# Feedback\n\nWe value your feedback on our API. Please fill out the form <a href=\"https://ncv.microsoft.com/8eaKX3fsiJ\" target=\"_blank\">here</a> to share your feedback.\n"
  version: v5.29
  title: Monoova Payments M Account API
  contact:
    name: Monoova Support
    email: support@monoova.com
    url: https://www.monoova.com
  x-logo:
    url: https://movdpwebsiteprodae.blob.core.windows.net/images/Monoova-Primary-Logo-Black-RGB.png
    altText: Monoova logo
servers:
- url: https://api.mpay.com.au
  description: Production URL
- url: https://api.m-pay.com.au
  description: Sandbox URL
security:
- BasicAuth: []
tags:
- name: mAccount
  description: <h3>  Overview </h3> The mAccount is the name we have given our virtual account. It is at the centre of anything you do with our Payments Engine. In many ways, your mAccount(s) is you in the Engine, this is where you get authenticated, where your funds flow in and out, and where you get your reports. It is also the building block for a bespoke ecosystem of virtual accounts which you can build in the Engine. And though we call it an account, it can just as easily be used as a wallet. The APIs in this section do not perform financial transactions. Instead, they are used to manage mAccount information in the Engine. The /financial/v2/transaction API verifies mAccount information using this subsystem before performing a transaction.
paths:
  /mAccount/v1/create:
    post:
      tags:
      - mAccount
      summary: Create an mAccount
      description: This API creates an mAccount.
      operationId: MAccountCreate
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/mAccount.create'
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/DTO.mAccountCreateResponse_V1'
        '400':
          description: Bad request
        '500':
          description: Internal Server Error
  /mAccount/v1/close/{accountNumber}:
    get:
      tags:
      - mAccount
      summary: Close an mAccount
      description: This API closes an mAccount.
      operationId: MAccountClose
      parameters:
      - name: accountNumber
        in: path
        required: true
        description: 16-Digit account number that uniquely identifies the mAccount
        schema:
          type: string
          example: '6279059700023123'
          maxLength: 16
          minLength: 16
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/DTO.mAccountCloseResponse_V1'
        '400':
          description: Bad request
        '500':
          description: Internal Server Error
  /mAccount/v1/financials/{accountNumber}:
    get:
      tags:
      - mAccount
      summary: Get mAccount Balance
      description: This API will return the current financials for an mAccount.
      operationId: MAccountGetFinancials
      parameters:
      - name: accountNumber
        in: path
        required: true
        description: 16-Digit account number that uniquely identifies the mAccount
        schema:
          type: string
          example: '6279059778044302'
          maxLength: 16
          minLength: 16
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/DTO.mAccountGetFinancialsResponse_V1'
        '400':
          description: Bad request
        '500':
          description: Internal Server Error
  /mAccount/v1/get/{accountNumber}:
    get:
      tags:
      - mAccount
      summary: Get mAccount details
      description: This API gets details of an mAccount. Property details.options will contain ALL options and their current values.
      operationId: MAccountGet
      parameters:
      - name: accountNumber
        in: path
        required: true
        description: 16-Digit account number that uniquely identifies the mAccount
        schema:
          type: string
          example: '6279059700023123'
          maxLength: 16
          minLength: 16
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/DTO.mAccountGetResponse_V1'
        '400':
          description: Bad request
        '500':
          description: Internal Server Error
  /mAccount/v1/listAsIssuer:
    get:
      tags:
      - mAccount
      summary: List as issuer
      description: Returns a list of 16-Digit mAccounts that you own.
      operationId: MAccountList
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/DTO.mAccountListResponse_V1'
        '400':
          description: Bad request
        '500':
          description: Internal Server Error
  /mAccount/v1/sendStatement:
    post:
      tags:
      - mAccount
      summary: Send a statement
      description: This API generates a detailed pdf statement for delivery via email.
      operationId: MAccountSendStatement
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/mAccount.sendStatement'
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/DTO.mAccountSendStatementResponse_V1'
        '400':
          description: Bad request
        '500':
          description: Internal Server Error
  /mAccount/v1/transactions:
    post:
      tags:
      - mAccount
      summary: Get transactions by mAccount
      description: This API generates a transaction details.
      operationId: MAccountTransactions
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/mAccount.transactions'
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/DTO.mAccountTransactionsResponse_V1'
        '400':
          description: Bad request
        '500':
          description: Internal Server Error
  /mAccount/v1/update:
    post:
      tags:
      - mAccount
      summary: Update mAccount details
      description: This API updates a mAccount.
      operationId: MAccountUpdate
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/mAccount.update'
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/DTO.mAccountUpdateResponse_V1'
        '400':
          description: Bad request
        '500':
          description: Internal Server Error
components:
  schemas:
    mAccount.update:
      type: object
      required:
      - accountNumber
      - abn
      - contactName
      - contactNumber
      - email
      - addressLine2
      - suburb
      - state
      properties:
        accountNumber:
          type: string
          uniqueItems: true
          example: '6279059700023123'
          description: 16-Digit account number that uniquely identifies the mAccount.
        name:
          type: string
          uniqueItems: false
          example: Monoova Ltd
          description: Company name of the mAccount.
          maximum: 50
        abn:
          type: string
          uniqueItems: false
          example: 77 106 249 852
          description: Company ABN of the mAccount. All non numbers are stripped. See allowDuplicates.
          maximum: 15
        contactName:
          type: string
          uniqueItems: false
          example: mPaysales
          description: Contact name. Spaces are stripped.
          maximum: 30
        contactNumber:
          type: number
          uniqueItems: false
          example: 02 9555 5555
          description: Contact number. All non numbers are striped.
          maximum: 15
        email:
          type: string
          uniqueItems: false
          example: mPayments@monoova.com
          description: Contact email. Converted to lowercase.
        addressLine1:
          type: string
          uniqueItems: false
          example: Level 6
          description: An optional postal address line such as a Building, section or unit.
          maximum: 40
        addressLine2:
          type: string
          uniqueItems: false
          example: 97 Pacific Highway
          description: An address line is the main postal address of the Company.
          maximum: 40
        suburb:
          type: string
          uniqueItems: false
          example: North Sydney
          description: Postal address suburb.
          maximum: 30
        state:
          type: string
          uniqueItems: false
          example: NSW
          description: Postal address state.
        postCode:
          type: string
          uniqueItems: false
          example: '2060'
          description: Postal address post code.
        bsb:
          type: string
          uniqueItems: false
          example: 012-366
          description: BSB number of associated bank account. BSB format is ‘000-000’.
        bankAccountNumber:
          type: string
          example: '123456789'
          description: Bank account number of associated bank account.
        bankAccountTitle:
          type: string
          uniqueItems: false
          example: Monoova Bank Account
          description: Bank account title or name of associated bank account.
        financials:
          type: boolean
          uniqueItems: false
          example: null
          description: See mAccountFinancials class This property is ignored when calling mAccount/v1/create and mAccount/v1/update. This property only contains valid values when calling mAccount/v1/get.
        options:
          type: array
          items:
            anyOf:
            - $ref: '#/components/schemas/mAccount.create.options'
            - $ref: '#/components/schemas/mAccount.create.options1'
            - $ref: '#/components/schemas/mAccount.create.options2'
            - $ref: '#/components/schemas/mAccount.create.options3'
            - $ref: '#/components/schemas/mAccount.create.options4'
            - $ref: '#/components/schemas/mAccount.create.options5'
            - $ref: '#/components/schemas/mAccount.create.options6'
    mAccount.create:
      type: object
      required:
      - name
      - abn
      - contactName
      - contactNumber
      - email
      - addressLine2
      - suburb
      - state
      - postCode
      - bsb
      - bankAccountNumber
      - bankAccountTitle
      properties:
        accountNumber:
          type: string
          uniqueItems: true
          example: ''
          description: This is filled when updating the account details.
        allowDuplicates:
          type: boolean
          uniqueItems: true
          example: false
          description: If true, allow the creation of a new mAccount even though an existing mAccount with the same ABN exists.
        name:
          type: string
          uniqueItems: false
          example: Monoova Ltd
          description: Company name of the mAccount.
          maximum: 50
          pattern: '“ !\"#$%&''()*,-./:;=?@[a-zA-B0-9]{|}”

            '
        abn:
          type: string
          uniqueItems: false
          example: 77 106 249 852
          description: Company ABN of the mAccount. All non numbers are stripped. See allowDuplicates.
          maximum: 15
        contactName:
          type: string
          uniqueItems: false
          example: mPaysales
          description: Contact name. Spaces are stripped.
          maximum: 30
        contactNumber:
          type: number
          uniqueItems: false
          example: 02 9555 5555
          description: Contact number. All non numbers are striped.
          maximum: 15
        email:
          type: string
          example: mPayments@Monoova.com.au
          description: Contact email. Converted to lowercase.
        addressLine1:
          type: string
          example: Level 6
          description: An optional postal address line such as a Building, section or unit.
          maximum: 40
        addressLine2:
          type: string
          example: 97 Pacific Highway
          description: An address line is the main postal address of the Company.
          maximum: 40
        suburb:
          type: string
          example: North Sydney
          description: Postal address suburb.
          maximum: 30
        state:
          type: string
          example: NSW
          description: Postal address state.
        postCode:
          type: string
          example: '2060'
          description: Postal address post code.
        bsb:
          type: string
          example: 012-366
          description: BSB number of associated bank account. BSB format is ‘000-000’.
        bankAccountNumber:
          type: string
          example: '123456789'
          description: Bank account number of associated bank account.
        bankAccountTitle:
          type: string
          example: Monoova Bank Account
          description: Bank account title or name of associated bank account.
        financials:
          type: boolean
          example: null
          description: See mAccountFinancials class This property is ignored when calling mAccount/v1/create and mAccount/v1/update. This property only contains valid values when calling mAccount/v1/get
        options:
          type: array
          items:
            anyOf:
            - $ref: '#/components/schemas/mAccount.create.options'
            - $ref: '#/components/schemas/mAccount.create.options1'
            - $ref: '#/components/schemas/mAccount.create.options2'
            - $ref: '#/components/schemas/mAccount.create.options3'
            - $ref: '#/components/schemas/mAccount.create.options4'
            - $ref: '#/components/schemas/mAccount.create.options5'
            - $ref: '#/components/schemas/mAccount.create.options6'
    DTO.OptionItem:
      properties:
        key:
          description: Unique identifier of the value.
          type: string
          example: DebitTplusXDays
          uniqueItems: false
        value:
          description: The actual value represented by the Key
          type: string
          example: '1'
          uniqueItems: false
      type: object
    DTO.mAccountFinancials:
      properties:
        accountNumber:
          description: 16 digit mAccount Number
          type: integer
          format: string
          example: 6279059778044302
        actualBalance:
          description: Balance of the mAccount
          type: number
          format: decimal
          example: 1270.3
          uniqueItems: false
        clearedFundsOnly:
          description: Whether mAccount is cleared funds
          type: boolean
          example: true
        creditLimit:
          description: mAccount credit limit
          type: number
          example: 10000.0
        feeAccountActualBalance:
          description: Balance of the feeAccount
          type: number
          format: decimal
          example: 17.985
          uniqueItems: false
        feeAccountNumber:
          description: 16 digit feeAccount number (returns value if hasSeparateFeeAccount is 'true')
          type: integer
          format: string
          example: '6279059718793620'
        hasSeparateFeeAccount:
          description: Whether mAccount has SeparateFeeAccount
          type: boolean
          example: true
        lowerCreditLimit:
          description: mAccount lower credit limit
          type: number
          example: 0.0
        minimumSettlementAmount:
          description: mAccount minimum SettlementAmount. minimum value is '0.02'
          type: number
          format: decimal
          example: 0.02
        settlementFrequency:
          description: mAccount settlement frequency
          type: string
          example: None
        upperCreditLimit:
          description: mAccount upper credit limit
          type: number
          example: 10000.0
        availableToDebit:
          description: mAccount debit available
          type: number
          example: 10000.0
        availableToCredit:
          description: mAccount credit available
          type: number
          example: 100000.0
        nppBalance:
          description: mAccount npp balance
          type: number
          example: 0.0
        nppPayoutLimit:
          description: mAccount payout limit
          type: number
          example: 100000.0
        isFeeAccount:
          description: whether mAccount is fee account
          type: boolean
          example: false
        isParentAccount:
          description: whether mAccount is parent account
          type: boolean
          example: true
        isParentClearedFunds:
          description: whether mAccount is parent account
          type: boolean
          example: null
        clearedFundsAccountFinancials:
          $ref: '#/components/schemas/DTO.mAccountClearedFundsAccount'
      type: object
    DTO.mAccountGetFinancialsResponse_V1:
      properties:
        durationMs:
          description: 'This value represents the total time in milliseconds that the Platform took to process the request. '
          type: integer
          format: int64
          example: 20
          uniqueItems: false
        status:
          description: This is the status of executing the request.&nbsp;A code of ‘Ok’ indicates no errors
          type: string
          example: Ok
          uniqueItems: false
        statusDescription:
          description: This is a plain English description of the status.
          type: string
          example: Operation completed successfully
          uniqueItems: false
        financials:
          $ref: '#/components/schemas/DTO.mAccountFinancials'
      type: object
      format: DTO.mAccountGetFinancialsResponse_V1
    DTO.mAccountGetResponse_V1:
      properties:
        durationMs:
          description: 'This value represents the total time in milliseconds that the Platform took to process the request. '
          type: integer
          format: int64
          example: 20
          uniqueItems: false
        status:
          description: This is the status of executing the request.&nbsp;A code of ‘Ok’ indicates no errors
          type: string
          example: Ok
          uniqueItems: false
        statusDescription:
          description: This is a plain English description of the status.
          type: string
          example: Operation completed successfully
          uniqueItems: false
        details:
          $ref: '#/components/schemas/DTO.mAccountDetails'
      type: object
      format: DTO.mAccountGetResponse_V1
    DTO.mAccountClearedFundsAccount:
      properties:
        availableBalance:
          description: available funds
          type: number
          format: decimal
          example: 1250.3
          uniqueItems: false
        unclearedFunds:
          description: on hold funds from Direct Debit transaction
          type: number
          format: decimal
          example: 20
          uniqueItems: false
        uniqueReferencesWaitingToClear:
          description: a list of uncleared funds transactions that are waiting to clear
          type: array
          items:
            type: string
            example: '12312312'
          uniqueItems: true
      type: object
    mAccount.sendStatement:
      type: object
      required:
      - accountNumber
      - frequency
      properties:
        accountNumber:
          type: string
          description: The 16-Digit account number that uniquely identifies the mAccount.
          example: '6279059700023123'
        frequency:
          type: string
          uniqueItems: true
          example: Custom
          description: An enumeration of fixed selection types. <strong> All, Today, ThisMonth, LastMonth, ThisFinancialYear, LastFinancialYear, Custom </strong>
        startDate:
          type: string
          format: date-time
          uniqueItems: false
          example: '2018-07-11T00:00:00'
          description: Start date of statement when the frequency is set to custom. In ISO 8601 date-time format. Note that Timezone is suppressed. The default Timezone is Sydney local time. Required field when frequency is set to custom.
        endDate:
          type: string
          format: date-time
          uniqueItems: false
          example: '2018-08-11T00:00:00'
          description: End date of statement when the frequency is set to custom. In ISO 8601 date-time format. Note that Timezone is suppressed. The default Timezone is Sydney local time. Required field when frequency is set to custom.
    DTO.mAccountCreateResponse_V1:
      properties:
        durationMs:
          description: 'This value represents the total time in milliseconds that the Platform took to process the request. '
          type: integer
          format: int64
          example: 20
          uniqueItems: false
        status:
          description: This is the status of executing the request.&nbsp;A code of ‘Ok’ indicates no errors
          type: string
          example: Ok
          uniqueItems: false
        statusDescription:
          description: This is a plain English description of the status.
          type: string
          example: Operation completed successfully
          uniqueItems: false
        accountNumber:
          description: New 16-Digit mAccount account number
          type: integer
          example: 6279059700011434
          uniqueItems: false
      type: object
      format: DTO.mAccountCreateResponse_V1
    mAccount.create.options4:
      type: object
      title: SendSettlementStatement
      properties:
        key:
          type: string
          example: SendSettlementStatement
          enum:
          - SendSettlementStatement
        value:
          type: boolean
          example: true
          default: true
    DTO.mAccountListResponse_V1:
      properties:
        durationMs:
          description: 'This value represents the total time in milliseconds that the Platform took to process the request. '
          type: integer
          format: int64
          example: 20
          uniqueItems: false
        status:
          description: This is the status of executing the request.&nbsp;A code of ‘Ok’ indicates no errors
          type: string
          example: Ok
          uniqueItems: false
        statusDescription:
          description: This is a plain English description of the status.
          type: string
          example: Operation completed successfully
          uniqueItems: false
        mAccounts:
          description: Array of 16-Digit account numbers
          type: array
          items:
            type: string
          example: '6279059600000779'
          uniqueItems: false
      type: object
      format: DTO.mAccountListResponse_V1
    mAccount.create.options5:
      type: object
      title: SendDailyStatement
      properties:
        key:
          type: string
          example: SendDailyStatement
          enum:
          - SendDailyStatement
        value:
          type: boolean
          example: true
          default: true
    DTO.mAccountDetails:
      properties:
        accountNumber:
          description: 16-Digit account number that uniquely identifies the mAccount
          type: integer
          example: 6279059700023123
          uniqueItems: false
        name:
          description: Company name of the mAccount
          type: string
          example: Monoova Ltd
          uniqueItems: false
        abn:
          description: Company ABN of the mAccount. All non numbers are stripped
          type: string
          example: '77106249852'
          uniqueItems: false
        contactName:
          description: Contact name. Spaces are stripped
          type: string
          example: mPayRetail
          uniqueItems: false
        contactNumber:
          description: Contact number. All non numbers are striped
          type: string
          example: 0295555555
          uniqueItems: false
        email:
          description: Contact email. Converted to lowercase
          type: string
          example: mPayments@monoova.com
          uniqueItems: false
        addressLine1:
          description: An optional postal addressline such as a Building, section or unit
          type: string
          example: Level 6
          uniqueItems: false
        addressLine2:
          description: An address line is the main postal address of the Company
          type: string
          example: 97 Pacific Highway
          uniqueItems: false
        suburb:
          description: Postal address suburb
          type: string
          example: North Sydney
          uniqueItems: false
        state:
          description: Postal addres sstate
          type: string
          example: NSW
          uniqueItems: false
        postCode:
          description: Postal address post code
          type: string
          example: '2060'
          uniqueItems: false
        bsb:
          description: BSB number of associated bank account. BSB format is ‘000-000’
          type: string
          example: 012-366
          uniqueItems: false
        bankAccountNumber:
          description: Bank account number of associated bank account
          type: string
          example: '123456789'
          uniqueItems: false
        bankAccountTitle:
          description: Bank account title or nameof associated bank account
          type: string
          example: Test Bank Account
          uniqueItems: false
        allowDuplicates:
          description: If true, allow the creation of a new mAccount even though an existing mAccount with the same ABN exists
          type: boolean
          example: true
          uniqueItems: false
        feeAccount:
          type: integer
          format: string
          example: '6279059718791234'
        financials:
          $ref: '#/components/schemas/DTO.mAccountFinancials'
        options:
          description: an Array of mAccountOptionItem
          type: array
          items:
            $ref: '#/components/schemas/DTO.OptionItem'
          uniqueItems: false
      type: object
    DTO.mAccountUpdateResponse_V1:
      properties:
        durationMs:
          description: 'This value represents the total time in milliseconds that the Platform took to process the request. '
          type: integer
          format: int64
          example: 20
          uniqueItems: false
        status:
          description: This is the status of executing the request.&nbsp;A code of ‘Ok’ indicates no errors
          type: string
          example: Ok
          uniqueItems: false
        statusDescription:
          description: This is a plain English description of the status.
          type: string
          example: Operation completed successfully
          uniqueItems: false
      type: object
      format: DTO.mAccountUpdateResponse_V1
    DTO.mAccountTransactionLineItem:

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# Full source: https://raw.githubusercontent.com/api-evangelist/monoova/refs/heads/main/openapi/monoova-maccount-api-openapi.yml