Memo Bank NextGenPSD2 API

openapi: 3.0.1
info:
  title: Memo Bank NextGenPSD2 API
  description: |
    **Memo Bank NextGenPSD2 API** allows Third Party Providers to access account information and initiate payments on behalf of customers.

    The API follows [BerlinGroup NextGenPSD2 Implementation Guidelines](https://www.berlin-group.org/nextgenpsd2-downloads) as of version 1.3.11. This document describe our implementation choices and where we have drifted away from the guidelines.

    All non-absolute paths described in this document are relatives to the base URL of the server (e.g. https://api.memo.bank/nextgenpsd2 for the production environment).
  version: "1.0"
servers:
- url: https://api.memo.bank/nextgenpsd2
  description: Production environment
- url: https://api.beta.sandbox.memo.bank/nextgenpsd2
  description: Sandbox environment
tags:
- name: AIS
  description: "Account Information Service.\n\n\nConsent is given using the **OAuth2\
    \ as a pre-step** authentication flow described in NextGenPSD2 specifications.\n\
    This means you don't have to manage consents using the dedicated endpoints (which\
    \ are not implemented), \nbut only to redirect the PSU to our authorisation page\
    \ (using `AIS` as OAuth2 scope).\nAfter performing a strong customer authentication,\
    \ the PSU will be redirected to your redirect URI with an \n**authorisation code**\
    \ that you can then exchange for an **access token**.\n\n\nThis **access token**\
    \ will let you authenticate at the XS2A interface to request the PSU accounts\
    \ balances and \ntransactions history.\n"
- name: PIS
  description: "Payment Initiation Service.\n\n\nPayment initiation is done using\
    \ the **integrated OAuth2** authentication flow described in NextGenPSD2\nspecifications.\n\
    This means you first have to initiate a payment using the dedicated endpoint,\
    \ then redirect the PSU to our \nauthorisation page following the link present\
    \ in the response (using `PIS:{paymentId}` as OAuth2 scope).\nAfter performing\
    \ a strong customer authentication, the PSU will be redirected to your redirect\
    \ URI with an\n**authorisation code** that you can then exchange for an **access\
    \ token**.\n\n\nThis **access token** is only needed to cancel a payment on behalf\
    \ a PSU (this does not require a strong\ncustomer authentication). It is not needed\
    \ to retrieve the current status of a payment.\n"
paths:
  /v1/accounts/{accountId}/balances:
    get:
      tags:
      - AIS
      summary: Read account balance
      operationId: readAccountBalance
      parameters:
      - name: accountId
        in: path
        required: true
        schema:
          type: string
          format: uuid
      - name: Signature
        in: header
        schema:
          type: string
          example: $SIGNATURE
      responses:
        default:
          description: default response
          content:
            application/json:
              schema:
                $ref: "#/components/schemas/AccountBalancesResponse"
      security:
      - OAuth2:
        - AIS
  /v1/accounts/{accountId}:
    get:
      tags:
      - AIS
      summary: Read account details
      operationId: readAccountDetails
      parameters:
      - name: accountId
        in: path
        required: true
        schema:
          type: string
          format: uuid
      - name: withBalance
        in: query
        schema:
          type: boolean
      - name: Signature
        in: header
        schema:
          type: string
          example: $SIGNATURE
      responses:
        default:
          description: default response
          content:
            application/json:
              schema:
                $ref: "#/components/schemas/AccountDetailsResponse"
      security:
      - OAuth2:
        - AIS
  /v1/accounts/{accountId}/transactions/{transactionId}:
    get:
      tags:
      - AIS
      summary: Read transaction details of an account
      operationId: readAccountTransactionDetails
      parameters:
      - name: accountId
        in: path
        required: true
        schema:
          type: string
          format: uuid
      - name: transactionId
        in: path
        required: true
        schema:
          type: string
          format: uuid
      - name: Signature
        in: header
        schema:
          type: string
          example: $SIGNATURE
      responses:
        default:
          description: default response
          content:
            application/json:
              schema:
                $ref: "#/components/schemas/TransactionDetailsResponse"
      security:
      - OAuth2:
        - AIS
  /v1/accounts/{accountId}/transactions:
    get:
      tags:
      - AIS
      summary: Read transactions list of an account
      description: "You can retrieve the full transactions history of an account,\
        \ it is not limited to 180 days."
      operationId: readAccountTransactionsList
      parameters:
      - name: accountId
        in: path
        required: true
        schema:
          type: string
          format: uuid
      - name: bookingStatus
        in: query
        schema:
          type: string
          default: both
          enum:
          - booked
          - pending
          - both
      - name: dateFrom
        in: query
        description: Filter transactions by booking date (inclusive greater than).
        schema:
          type: string
          format: date
      - name: dateTo
        in: query
        description: Filter transactions by booking date (exclusive lower than).
        schema:
          type: string
          format: date
      - name: withBalance
        in: query
        schema:
          type: boolean
          default: false
      - name: orderBy
        in: query
        description: Values are `bookingDate` or `-bookingDate`.
        schema:
          type: string
          default: bookingDate
      - name: Signature
        in: header
        schema:
          type: string
          example: $SIGNATURE
      responses:
        default:
          description: default response
          content:
            application/json:
              schema:
                $ref: "#/components/schemas/TransactionListResponse"
      security:
      - OAuth2:
        - AIS
  /v1/accounts:
    get:
      tags:
      - AIS
      summary: Read accounts list
      operationId: readAccountsList
      parameters:
      - name: withBalance
        in: query
        schema:
          type: boolean
      - name: Signature
        in: header
        schema:
          type: string
          example: $SIGNATURE
      responses:
        default:
          description: default response
          content:
            application/json:
              schema:
                $ref: "#/components/schemas/AccountListResponse"
      security:
      - OAuth2:
        - AIS
  /v1/card-accounts/{accountId}/balances:
    get:
      tags:
      - AIS
      summary: Read card account balance
      operationId: readCardAccountBalance
      parameters:
      - name: accountId
        in: path
        required: true
        schema:
          type: string
          format: uuid
      - name: Signature
        in: header
        schema:
          type: string
          example: $SIGNATURE
      responses:
        default:
          description: default response
          content:
            application/json:
              schema:
                $ref: "#/components/schemas/CardAccountBalancesResponse"
      security:
      - OAuth2:
        - AIS
  /v1/card-accounts/{accountId}:
    get:
      tags:
      - AIS
      summary: Read card account details
      operationId: readCardAccountDetails
      parameters:
      - name: accountId
        in: path
        required: true
        schema:
          type: string
          format: uuid
      - name: Signature
        in: header
        schema:
          type: string
          example: $SIGNATURE
      responses:
        default:
          description: default response
          content:
            application/json:
              schema:
                $ref: "#/components/schemas/CardAccountDetailsResponse"
      security:
      - OAuth2:
        - AIS
  /v1/card-accounts/{accountId}/transactions:
    get:
      tags:
      - AIS
      summary: Read transactions list of a card account
      operationId: readCardAccountTransactionsList
      parameters:
      - name: accountId
        in: path
        required: true
        schema:
          type: string
          format: uuid
      - name: bookingStatus
        in: query
        schema:
          type: string
          default: both
          enum:
          - booked
          - pending
          - both
      - name: dateFrom
        in: query
        description: Filter transactions by transaction date (inclusive greater than).
        schema:
          type: string
          format: date
      - name: dateTo
        in: query
        description: Filter transactions by transaction date (exclusive lower than).
        schema:
          type: string
          format: date
      - name: orderBy
        in: query
        description: Values are `transactionDate` or `-transactionDate`.
        schema:
          type: string
          default: transactionDate
      - name: Signature
        in: header
        schema:
          type: string
          example: $SIGNATURE
      responses:
        default:
          description: default response
          content:
            application/json:
              schema:
                $ref: "#/components/schemas/CardAccountTransactionListResponse"
      security:
      - OAuth2:
        - AIS
  /v1/card-accounts:
    get:
      tags:
      - AIS
      summary: Read card accounts list
      operationId: readCardAccountsList
      parameters:
      - name: Signature
        in: header
        schema:
          type: string
          example: $SIGNATURE
      responses:
        default:
          description: default response
          content:
            application/json:
              schema:
                $ref: "#/components/schemas/CardAccountListResponse"
      security:
      - OAuth2:
        - AIS
  /v1/{payment-service}/{payment-product}/{paymentId}:
    get:
      tags:
      - PIS
      summary: Get payment information
      operationId: getPaymentInformation
      parameters:
      - name: payment-service
        in: path
        required: true
        schema:
          type: string
          enum:
          - payments
          - bulk-payments
      - name: payment-product
        in: path
        required: true
        schema:
          type: string
          enum:
          - sepa-credit-transfers
          - instant-sepa-credit-transfers
      - name: paymentId
        in: path
        required: true
        schema:
          type: string
      - name: Signature
        in: header
        schema:
          type: string
          example: $SIGNATURE
      responses:
        "200":
          description: OK
          content:
            application/json:
              schema:
                oneOf:
                - $ref: "#/components/schemas/PaymentInitiationWithStatusResponse"
                - $ref: "#/components/schemas/BulkPaymentInitiationWithStatusResponse"
    delete:
      tags:
      - PIS
      summary: Cancel a payment.
      operationId: cancelPayment
      parameters:
      - name: payment-service
        in: path
        required: true
        schema:
          type: string
          enum:
          - payments
          - bulk-payments
      - name: payment-product
        in: path
        required: true
        schema:
          type: string
          enum:
          - sepa-credit-transfers
          - instant-sepa-credit-transfers
      - name: paymentId
        in: path
        required: true
        schema:
          type: string
      - name: Signature
        in: header
        schema:
          type: string
          example: $SIGNATURE
      responses:
        default:
          description: default response
          content:
            application/json:
              schema:
                $ref: "#/components/schemas/PaymentInitiationCancelResponseMinus202"
      security:
      - OAuth2:
        - PIS
  /v1/{payment-service}/{payment-product}/{paymentId}/status:
    get:
      tags:
      - PIS
      summary: Get payment initiation status
      operationId: getPaymentInitiationStatus
      parameters:
      - name: payment-service
        in: path
        required: true
        schema:
          type: string
          enum:
          - payments
          - bulk-payments
      - name: payment-product
        in: path
        required: true
        schema:
          type: string
          enum:
          - sepa-credit-transfers
          - instant-sepa-credit-transfers
      - name: paymentId
        in: path
        required: true
        schema:
          type: string
      - name: Signature
        in: header
        schema:
          type: string
          example: $SIGNATURE
      responses:
        default:
          description: default response
          content:
            application/json:
              schema:
                $ref: "#/components/schemas/PaymentInitiationStatusResponseMinus200Json"
  /v1/{payment-service}/{payment-product}:
    post:
      tags:
      - PIS
      summary: Initiate a payment
      operationId: initiatePayment
      parameters:
      - name: payment-service
        in: path
        required: true
        schema:
          type: string
          enum:
          - payments
          - bulk-payments
      - name: payment-product
        in: path
        required: true
        schema:
          type: string
          enum:
          - sepa-credit-transfers
          - instant-sepa-credit-transfers
      - name: Signature
        in: header
        schema:
          type: string
          example: $SIGNATURE
      requestBody:
        content:
          application/json:
            schema:
              oneOf:
              - $ref: "#/components/schemas/PaymentInitiationJson"
              - $ref: "#/components/schemas/BulkPaymentInitiationJson"
      responses:
        default:
          description: default response
          content:
            application/json:
              schema:
                $ref: "#/components/schemas/PaymentInitationRequestResponseMinus201"
components:
  schemas:
    AccountBalancesResponse:
      required:
      - balances
      type: object
      properties:
        account:
          $ref: "#/components/schemas/AccountReference"
        balances:
          type: array
          items:
            $ref: "#/components/schemas/Balance"
    AccountReference:
      type: object
      properties:
        iban:
          pattern: "^[A-Z]{2}[0-9]{2}[a-zA-Z0-9]{1,30}$"
          type: string
        maskedPan:
          maxLength: 35
          minLength: 0
          type: string
        currency:
          pattern: "^[A-Z]{3}$"
          type: string
        cashAccountType:
          type: string
    Amount:
      required:
      - amount
      - currency
      type: object
      properties:
        currency:
          pattern: "^[A-Z]{3}$"
          type: string
        amount:
          pattern: "^-?[0-9]{1,14}(\\.[0-9]{1,3})?$"
          type: string
    Balance:
      required:
      - balanceAmount
      - balanceType
      - creditLimitIncluded
      - referenceDate
      type: object
      properties:
        balanceAmount:
          $ref: "#/components/schemas/Amount"
        balanceType:
          type: string
          enum:
          - closingBooked
          - expected
          - openingBooked
          - interimAvailable
          - interimBooked
          - forwardAvailable
          - nonInvoiced
        creditLimitIncluded:
          type: boolean
        referenceDate:
          type: string
          format: date
    AccountDetails:
      required:
      - _links
      - bic
      - cashAccountType
      - currency
      - displayName
      - iban
      - name
      - ownerName
      - product
      - resourceId
      - status
      - usage
      type: object
      properties:
        currency:
          pattern: "^[A-Z]{3}$"
          type: string
        resourceId:
          type: string
        iban:
          pattern: "^[A-Z]{2}[0-9]{2}[a-zA-Z0-9]{1,30}$"
          type: string
        name:
          maxLength: 70
          minLength: 0
          type: string
        displayName:
          maxLength: 70
          minLength: 0
          type: string
        product:
          maxLength: 35
          minLength: 0
          type: string
        cashAccountType:
          type: string
        status:
          type: string
          enum:
          - enabled
          - deleted
          - blocked
        bic:
          pattern: "^[A-Z0-9]{4}[A-Z]{2}[A-Z0-9]{2}([A-Z0-9]{3})?$"
          type: string
        usage:
          maxLength: 4
          minLength: 0
          type: string
          enum:
          - PRIV
          - ORGA
        balances:
          type: array
          items:
            $ref: "#/components/schemas/Balance"
        _links:
          $ref: "#/components/schemas/LinksAccountDetails"
        ownerName:
          maxLength: 140
          minLength: 0
          type: string
    AccountDetailsResponse:
      required:
      - account
      type: object
      properties:
        account:
          $ref: "#/components/schemas/AccountDetails"
    HrefType:
      type: object
      properties:
        href:
          type: string
    LinksAccountDetails:
      required:
      - balances
      - transactions
      type: object
      properties:
        balances:
          $ref: "#/components/schemas/HrefType"
        transactions:
          $ref: "#/components/schemas/HrefType"
    ReportExchangeRate:
      required:
      - exchangeRate
      - quotationDate
      - sourceCurrency
      - targetCurrency
      - unitCurrency
      type: object
      properties:
        sourceCurrency:
          pattern: "^[A-Z]{3}$"
          type: string
        exchangeRate:
          type: string
        unitCurrency:
          pattern: "^[A-Z]{3}$"
          type: string
        targetCurrency:
          pattern: "^[A-Z]{3}$"
          type: string
        quotationDate:
          type: string
          format: date
    TransactionDetailsResponse:
      required:
      - transactionsDetails
      type: object
      properties:
        transactionsDetails:
          $ref: "#/components/schemas/Transactions"
    TransactionExtras:
      required:
      - counterpartyAndRemittanceInformationUnstructured
      type: object
      properties:
        counterpartyAndRemittanceInformationUnstructured:
          type: string
          description: "Concatenates the counterparty name with the remittance information,\
            \ to be used by consumers which only wants one field for both information."
    Transactions:
      required:
      - _extras
      - batchIndicator
      - bookingDate
      - creditorName
      - transactionAmount
      - transactionId
      - valueDate
      type: object
      properties:
        transactionAmount:
          $ref: "#/components/schemas/Amount"
        transactionId:
          type: string
        endToEndId:
          maxLength: 35
          minLength: 0
          type: string
        batchIndicator:
          type: boolean
        batchNumberOfTransactions:
          type: integer
          format: int32
        mandateId:
          maxLength: 35
          minLength: 0
          type: string
        bookingDate:
          type: string
          format: date
        valueDate:
          type: string
          format: date
        currencyExchange:
          type: array
          items:
            $ref: "#/components/schemas/ReportExchangeRate"
        creditorName:
          maxLength: 70
          minLength: 0
          type: string
        creditorAccount:
          $ref: "#/components/schemas/AccountReference"
        creditorAgent:
          pattern: "^[A-Z]{6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3})?$"
          type: string
        debtorName:
          maxLength: 70
          minLength: 0
          type: string
        debtorAccount:
          $ref: "#/components/schemas/AccountReference"
        debtorAgent:
          pattern: "^[A-Z]{6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3})?$"
          type: string
        remittanceInformationUnstructured:
          maxLength: 140
          minLength: 0
          type: string
        _extras:
          $ref: "#/components/schemas/TransactionExtras"
    AccountReport:
      type: object
      properties:
        _links:
          $ref: "#/components/schemas/LinksAccountReport"
        booked:
          type: array
          items:
            $ref: "#/components/schemas/Transactions"
        pending:
          type: array
          items:
            $ref: "#/components/schemas/Transactions"
    LinksAccountReport:
      required:
      - account
      type: object
      properties:
        account:
          $ref: "#/components/schemas/HrefType"
        next:
          $ref: "#/components/schemas/HrefType"
        previous:
          $ref: "#/components/schemas/HrefType"
    TransactionListResponse:
      type: object
      properties:
        account:
          $ref: "#/components/schemas/AccountReference"
        balances:
          type: array
          items:
            $ref: "#/components/schemas/Balance"
        transactions:
          $ref: "#/components/schemas/AccountReport"
    AccountListResponse:
      required:
      - accounts
      type: object
      properties:
        accounts:
          type: array
          items:
            $ref: "#/components/schemas/AccountDetails"
    CardAccountBalancesResponse:
      required:
      - balances
      type: object
      properties:
        balances:
          type: array
          items:
            $ref: "#/components/schemas/Balance"
        cardAccount:
          $ref: "#/components/schemas/AccountReference"
        debitAccounting:
          type: boolean
    CardAccountDetails:
      required:
      - _links
      - creditLimit
      - currency
      - debitAccounting
      - displayName
      - maskedPan
      - name
      - ownerName
      - product
      - resourceId
      - status
      - usage
      type: object
      properties:
        maskedPan:
          maxLength: 35
          minLength: 0
          type: string
        currency:
          pattern: "^[A-Z]{3}$"
          type: string
        resourceId:
          type: string
        ownerName:
          maxLength: 140
          minLength: 0
          type: string
        name:
          maxLength: 70
          minLength: 0
          type: string
        displayName:
          maxLength: 70
          minLength: 0
          type: string
        product:
          maxLength: 35
          minLength: 0
          type: string
        debitAccounting:
          type: boolean
        status:
          type: string
          enum:
          - enabled
          - deleted
          - blocked
        usage:
          maxLength: 4
          minLength: 0
          type: string
          enum:
          - PRIV
          - ORGA
        creditLimit:
          $ref: "#/components/schemas/Amount"
        balances:
          type: array
          items:
            $ref: "#/components/schemas/Balance"
        _links:
          $ref: "#/components/schemas/LinksAccountDetails"
    CardAccountDetailsResponse:
      required:
      - cardAccount
      type: object
      properties:
        cardAccount:
          $ref: "#/components/schemas/CardAccountDetails"
    Address:
      required:
      - country
      type: object
      properties:
        country:
          pattern: "^[A-Z]{2}$"
          type: string
        streetName:
          maxLength: 70
          minLength: 0
          type: string
        townName:
          type: string
        postCode:
          type: string
    CardAccountReport:
      required:
      - _links
      type: object
      properties:
        _links:
          $ref: "#/components/schemas/LinksCardAccountReport"
        booked:
          type: array
          items:
            $ref: "#/components/schemas/CardTransaction"
        pending:
          type: array
          items:
            $ref: "#/components/schemas/CardTransaction"
    CardAccountTransactionListResponse:
      type: object
      properties:
        cardAccount:
          $ref: "#/components/schemas/AccountReference"
        debitAccounting:
          type: boolean
        cardTransactions:
          $ref: "#/components/schemas/CardAccountReport"
        balances:
          type: array
          items:
            $ref: "#/components/schemas/Balance"
    CardTransaction:
      required:
      - cardAcceptorAddress
      - cardTransactionId
      - markupFee
      - markupFeePercentage
      - maskedPAN
      - merchantCategoryCode
      - transactionAmount
      - transactionDate
      - transactionDetails
      type: object
      properties:
        transactionAmount:
          $ref: "#/components/schemas/Amount"
        cardTransactionId:
          type: string
        transactionDate:
          type: string
          format: date
        bookingDate:
          type: string
          format: date
        valueDate:
          type: string
          format: date
        currencyExchange:
          type: array
          items:
            $ref: "#/components/schemas/ReportExchangeRate"
        originalAmount:
          $ref: "#/components/schemas/Amount"
        markupFee:
          $ref: "#/components/schemas/Amount"
        markupFeePercentage:
          type: string
        cardAcceptorId:
          maxLength: 35
          minLength: 0
          type: string
        cardAcceptorAddress:
          $ref: "#/components/schemas/Address"
        merchantCategoryCode:
          maxLength: 4
          minLength: 4
          type: string
        maskedPAN:
          maxLength: 35
          minLength: 0
          type: string
        transactionDetails:
          maxLength: 1000
          minLength: 0
          type: string
    LinksCardAccountReport:
      type: object
      properties:
        cardAccount:
          $ref: "#/components/schemas/HrefType"
        next:
          $ref: "#/components/schemas/HrefType"
        previous:
          $ref: "#/components/schemas/HrefType"
    CardAccountListResponse:
      required:
      - cardAccounts
      type: object
      properties:
        cardAccounts:
          type: array
          items:
            $ref: "#/components/schemas/CardAccountDetails"
    PaymentInitiationCancelResponseMinus202:
      required:
      - transactionStatus
      type: object
      properties:
        transactionStatus:
          type: string
          enum:
          - ACSC
          - RCVD
          - PDNG
          - RJCT
          - CANC
          - ACFC
          - PART
    PaymentInitiationWithStatusResponse:
      required:
      - creditorAccount
      - creditorName
      - debtorAccount
      - instructedAmount
      type: object
      properties:
        debtorAccount:
          $ref: "#/components/schemas/AccountReference"
        instructedAmount:
          $ref: "#/components/schemas/Amount"
        creditorAccount:
          $ref: "#/components/schemas/AccountReference"
        creditorName:
          maxLength: 70
          minLength: 0
          type: string
        endToEndIdentification:
          maxLength: 35
          minLength: 0
          type: string
        remittanceInformationUnstructured:
          maxLength: 140
          minLength: 0
          type: string
        requestedExecutionDate:
          type: string
          format: date
        transactionStatus:
          type: string
          enum:
          - ACSC
          - RCVD
          - PDNG
          - RJCT
          - CANC
          - ACFC
          - PART
    BulkPaymentInitiationWithStatusResponse:
      required:
      - debtorAccount
      - payments
      - transactionStatus
      type: object
      properties:
        debtorAccount:
          $ref: "#/components/schemas/AccountReference"
        payments:
          type: array
          items:
            $ref: "#/components/schemas/PaymentInitiationBulkElementJson"
        requestedExecutionDate:
          type: string
          format: date
        transactionStatus:
          type: string
          enum:
          - ACSC
          - RCVD
          - PDNG
          - RJCT
          - CANC
          - ACFC
          - PART
    PaymentInitiationBulkElementJson:
      required:
      - creditorAccount
      - creditorName
      - instructedAmount
      type: object
      properties:
        instructedAmount:
          $ref: "#/components/schemas/Amount"
        creditorAccount:
          $ref: "#/components/schemas/AccountReference"
        creditorName:
          maxLength: 70
          minLength: 0
          type: string
        endToEndIdentification:
          maxLength: 35
          minLength: 0
          type: string
        creditorAddress:
          $ref: "#/components/schemas/Address"
        remittanceInformationUnstructured:
          maxLength: 140
          minLength: 0
          type: string
    PaymentInitiationStatusResponseMinus200Json:
      required:
      - transactionStatus
      type: object
      properties:
        transactionStatus:
          type: string
          enum:
          - ACSC
          - RCVD
          - PDNG
          - RJCT
          - CANC
          - ACFC
          - PART
        psuMessage:
          maxLength: 500
          minLength: 0
          type: string
        tppMessage:
          type: array
          items:
            $ref: "#/components/schemas/TppMessage"
    TppMessage:
      required:
      - category
      - code
      type: object
      properties:
        category:
          type: string
          enum:
          - ERROR
          - WARNING
        code:
          type: string
          enum:
          - ACCESS_EXCEEDED
          - BENEFICIARY_WHITELISTING_REQUIRED
          - CANCELLATION_INVALID
          - CERTIFICATE_BLOCKED
          - CERTIFICATE_EXPIRED
          - CERTIFICATE_INVALID
          - CERTIFICATE_MISSING
          - CERTIFICATE_REVOKE
          - CONSENT_EXPIRED
          - CONSENT_INVALID
          - CONSENT_UNKNOWN
          - CORPORATE_ID_INVALID
          - EXECUTION_DATE_INVALID
          - FORMAT_ERROR
          - FUNDS_NOT_AVAILABLE
          - KID_MISSING
          - PARAMETER_NOT_CONSISTENT
          - PARAMETER_NOT_SUPPORTED
          - PAYMENT_FAILED
          - PERIOD_INVALID
          - PRODUCT_INVALID
          - PRODUCT_UNKNOWN
          - PSU_CREDENTIALS_INVALID
          - REQUESTED_FORMATS_INVALID
          - RESOURCE_BLOCKED
          - RESOURCE_EXPIRED
          - RESOURCE_UNKNOWN
          - ROLE_INVALID
          - SCA_INVALID
          - SCA_METHOD_UNKNOWN
          - SERVICE_BLOCKED
          - SERVICE_INVALID
          - SESSIONS_NOT_SUPPORTED
          - SIGNATURE_INVALID
          - SIGNATURE_MISSING
          - STATUS_INVALID
          - TIMESTAMP_INVALID
          - TOKEN_EXPIRED
          - TOKEN_INVALID
          - TOKEN_UNKNOWN
          - WARNING
        path:
          type: string
        text:
          maxLength: 500
          minLength: 0
          type: string
    PaymentInitiationJson:
      required:
      - creditorAccount
      - creditorName
      - debtorAccount
      - instructedAmount
      type: object
      properties:
        debtorAccount:
          $ref: "#/components/schemas/AccountReference"
        instructedAmount:
          $ref: "#/components/schemas/Amount"
        creditorAccount:
          $ref: "#/components/schemas/AccountReference"
        creditorName:
          maxLength: 70
          minLength: 0
          type: string
        endToEndIdentification:
          maxLength: 35
          minLength: 0
          type: string
        creditorAddress:
          $ref: "#/components/schemas/Address"
        remittanceInformationUnstructured:
          maxLength: 140
          minLength: 0
          type: string
        requestedExecutionDate:
          type: string
          format: date
    BulkPaymentInitiationJson:
      required:
      - debtorAccount
      - payments
      type: object
      properties:
        debtorAccount:
          $ref: "#/components/schemas/AccountReference"
        payments:
          type: array
          items:
            $ref: "#/components/schemas/PaymentInitiationBulkElementJson"
        requestedExecutionDate:
          type: string
          format: date
    LinksPayme

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# Full source: https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/openapi/memo-bank-nextgenpsd2-api-openapi.yml