Disburse funds to suppliers, partners, payroll, marketplace sellers, and refunds via bank transfer, card push, or cash pickup. Supports same-day and standard rails, batch upload, and country-specific compliance metadata (RUT, RFC, CURP, RUC, CPF).
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openapi: 3.2.0
info:
title: Kushki Card Payments Branches Payouts API
description: 'Card-not-present REST API for the Kushki regional non-banking acquirer.
Card numbers are tokenized client-side by Kushki.js Hosted Fields or the
iOS / Android SDKs and the resulting `transactionToken` is exchanged
server-side for a charge, pre-authorization, capture, or void.
'
version: 1.0.0
contact:
name: Kushki
url: https://kushkipagos.com/
email: dev@kushkipagos.com
license:
name: Kushki API Terms
url: https://kushkipagos.com/legal
servers:
- url: https://api.kushkipagos.com
description: Production
- url: https://api-uat.kushkipagos.com
description: UAT / Sandbox
- url: https://api-stg.kushkipagos.com
description: Staging
security:
- PublicMerchantId: []
- PrivateMerchantId: []
tags:
- name: Payouts
description: Single and batch disbursements
paths:
/payouts/transfer/v1/init:
post:
summary: Kushki Initialize Payout
description: Initialize a single payout to a beneficiary bank account.
operationId: initPayout
tags:
- Payouts
requestBody:
required: true
content:
application/json:
schema:
$ref: '#/components/schemas/PayoutInitRequest'
example:
beneficiaryName: Maria Lopez
documentType: RUT
documentNumber: 12345678-9
bankCode: '0012'
accountType: SAVINGS
accountNumber: '0001234567'
email: maria@example.com
amount:
value: 150000
currency: CLP
description: Marketplace payout May
responses:
'200':
description: Payout initialized
content:
application/json:
schema:
$ref: '#/components/schemas/PayoutResponse'
4XX:
$ref: '#/components/responses/ErrorResponse'
/payouts/transfer/v1/payouts/{payoutId}:
get:
summary: Kushki Get Payout
description: Retrieve the current status of a payout.
operationId: getPayout
tags:
- Payouts
parameters:
- name: payoutId
in: path
required: true
schema:
type: string
responses:
'200':
description: Payout
content:
application/json:
schema:
$ref: '#/components/schemas/PayoutResponse'
/payouts/transfer/v1/batch:
post:
summary: Kushki Create Payout Batch
description: Create a batch of payouts. Accepts up to 1000 payouts per batch.
operationId: createPayoutBatch
tags:
- Payouts
requestBody:
required: true
content:
application/json:
schema:
type: object
required:
- batchName
- payouts
properties:
batchName:
type: string
payouts:
type: array
maxItems: 1000
items:
$ref: '#/components/schemas/PayoutInitRequest'
responses:
'200':
description: Batch accepted
content:
application/json:
schema:
type: object
properties:
batchId:
type: string
accepted:
type: integer
rejected:
type: integer
components:
schemas:
PayoutInitRequest:
type: object
required:
- beneficiaryName
- documentNumber
- accountNumber
- amount
properties:
beneficiaryName:
type: string
documentType:
type: string
enum:
- CC
- NIT
- CE
- DNI
- RUT
- CURP
- RFC
- RUC
- CPF
- CNPJ
documentNumber:
type: string
bankCode:
type: string
accountType:
type: string
enum:
- SAVINGS
- CHECKING
- VISTA
- ELECTRONIC
accountNumber:
type: string
email:
type: string
format: email
phoneNumber:
type: string
amount:
type: object
required:
- value
- currency
properties:
value:
type: number
currency:
type: string
enum:
- USD
- COP
- PEN
- CLP
- MXN
- BRL
description:
type: string
metadata:
type: object
additionalProperties: true
Error:
type: object
properties:
code:
type: string
message:
type: string
PayoutResponse:
type: object
properties:
payoutId:
type: string
status:
type: string
enum:
- INITIALIZED
- PROCESSING
- COMPLETED
- REJECTED
- RETURNED
rail:
type: string
enum:
- ACH
- PSE
- SPEI
- PIX
- WEBPAY_TRANSF
- INTRA_BANK
amount:
type: object
properties:
value:
type: number
currency:
type: string
responseText:
type: string
completedAt:
type: string
format: date-time
responses:
ErrorResponse:
description: Error
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
securitySchemes:
PublicMerchantId:
type: apiKey
in: header
name: Public-Merchant-Id
description: Client-side merchant key. Used by Kushki.js and mobile SDKs to tokenize cards. Never use server-side for charging.
PrivateMerchantId:
type: apiKey
in: header
name: Private-Merchant-Id
description: Server-side merchant key. Required for charge, capture, void, refund, subscription, and payout calls.