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openapi: 3.2.0
info:
title: Checkout Payment Links API
description: The Checkout API provides a unified interface for merchants to enable consumer checkout and accept payments within their overall commerce experience.
version: 1.9.2
contact:
name: Checkout API Support
url: https://developer.payments.jpmorgan.com/contact/support
email: ms.pit.team@jpmorgan.com
servers:
- url: https://merchant-api.checkout.merchant.jpmorgan.com/v1
description: PRODUCTION - OAUTH
- url: https://merchant-api.checkout-cat.merchant.jpmorgan.com/v1
description: CLIENT TESTING - OAUTH
- url: https://api-mock.payments.jpmorgan.com/v1
description: MOCK
security:
- BearerAuth: []
tags:
- name: Payment Links
description: Operations related to catalog services
paths:
/payment-links:
post:
summary: Create a sharable payment link
tags:
- Payment Links
description: This endpoint creates a payment link to be shared with consumers.
parameters:
- name: merchantId
in: header
required: true
schema:
type: string
description: Identifies a merchant acquiring account that processes transactions on one of the Firm's payment processing systems.
examples:
New Link:
value: '998482157632'
- name: platformId
in: header
schema:
type: string
example: '9999999100'
description: Identifies the platform used to facilitate the transaction request.
requestBody:
description: Defines a request for creating a payment link.
required: true
content:
application/json:
schema:
$ref: '#/components/schemas/paymentLink'
examples:
New Link:
value:
merchantOrderNumber: '123456'
items:
- product:
productId: GHIJ1234KLMN
name: Motorcycle Helmet
sku: ABC123DEF
description: DOT certified helmet that protects the head on impact
quantity: 2
unitPrice: 2000
expirationTimestamp: '2024-08-23T00:23:05.353Z'
name: New Link Name
description: This is description for the new link
totalTransactionAmount: 5000
currencyCode: USD
responses:
'200':
description: Success
content:
application/json:
schema:
$ref: '#/components/schemas/paymentLink'
examples:
New Link:
value:
linkId: OPQR9876STUV
merchantOrderNumber: '123456'
items:
- product:
productId: GHIJ1234KLMN
name: Motorcycle Helmet
sku: ABC123DEF
description: DOT certified helmet that protects the head on impact
quantity: 2
unitPrice: 2000
status: LINK_STATUS_ACTIVE
url: test.com/sadfsafsd
expirationTimestamp: '2024-08-23T00:23:05.353Z'
name: New Link Name
description: This is description for the new link
totalTransactionAmount: 5000
currencyCode: USD
createdTimestamp: '2024-08-20T00:23:05.353Z'
'400':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
'401':
description: Unauthorized
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
'404':
description: Forbidden
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
'408':
description: Service Unavailable
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
'500':
description: Internal Server Error
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
get:
summary: Returns the list of already created links
tags:
- Payment Links
description: This endpoint returns list of links, paged.
parameters:
- name: merchantId
in: header
required: true
schema:
type: string
description: Identifies a merchant acquiring account that processes transactions on any of the Firm's payment processing systems or a merchant acquiring account from an external system in the case where the Firm is not the acquirer. When the Firm is the acquirer, the hierarchy level should be defined by corresponding attribute merchant hierarchy level code. The processing system that generated the identifier is defined by the Merchant Identifier System Code
examples:
Get Link:
value: '998482157632'
- name: platformId
in: header
schema:
type: string
example: '9999999100'
description: Identifies the platform used to facilitate the transaction request.
- name: pageSize
in: query
schema:
type: string
description: Maximum number of links requested.
examples:
Get Link:
value: '10'
- name: pageToken
in: query
schema:
type: string
description: Token can be empty/left blank for initial request. Subsequent requests to get follow-up pages will need this value populated. This value can be obtained from results of the initial request.
- name: filter
in: query
schema:
type: string
description: "Use <i>filter</i> to return payment links matching one or more comparison expressions. Each expression must be in the query string form:\n<br>\n<field><operator><value>\n<br>\nWhen multiple expressions are provided, results include payment links that satisfy the combined <i>filter</i> criteria.\n<table>\n <tr>\n <th>Field</th>\n <th>Operators</th>\n <th>Field/Values</th>\n </tr>\n <tr>\n <td>status</td>\n <td>\t= and != </td>\n <td>link_status_active, link_status_paid, link_status_inactive, link_status_expired</td>\n </tr> \n<tr>\n <td>order_id</td>\n <td>\t= </td>\n <td>merchantOrderNumber</td>\n</tr>\n<tr>\n <td>amount</td>\n <td>\t=, !=, >, >=, <, <= </td>\n <td>totalTransactionAmount</td>\n</tr> \n<tr>\n <td>partial_paid</td>\n <td>\t= </td>\n <td> true, false </td>\n</tr>\n<tr>\n <td>merchant_portal_username</td>\n <td>\t= </td>\n <td> merchantPortalUsername </td>\n</tr>\n</table>\n"
examples:
Get Link:
value: status=link_status_active
- name: orderBy
in: query
schema:
type: string
description: An expression which specifies field and order in which Payment Links should be listed.
responses:
'200':
description: Success
content:
application/json:
schema:
$ref: '#/components/schemas/listLinkResponse'
examples:
Get Link:
value:
links:
- linkId: OPQR9876STUV
merchantOrderNumber: '123456'
items:
- product:
productId: GHIJ1234KLMN
name: Motorcycle Helmet
sku: ABC123DEF
description: DOT certified helmet that protects the head on impact
quantity: 2
unitPrice: 2000
status: LINK_STATUS_ACTIVE
url: test.com/sadfsafsd
expirationTimestamp: '2024-08-23T00:23:05.353Z'
name: New Link Name
description: This is description for the new link
totalTransactionAmount: 5000
currencyCode: USD
createdTimestamp: '2024-08-20T00:23:05.353Z'
nextPageToken: ABCD1234
'400':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
'401':
description: Unauthorized
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
'403':
description: Unauthorized
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
'408':
description: Service Unavailable
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
'500':
description: Internal Server Error
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
'503':
description: Resource is temporarily unavailable.
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
/payment-links/{linkId}:
patch:
summary: Updates a payment link
tags:
- Payment Links
description: This endpoint is used to deactivate a payment link.
parameters:
- name: merchantId
in: header
required: true
schema:
type: string
description: Identifies a merchant acquiring account that processes transactions on any of the Firm's payment processing systems or a merchant acquiring account from an external system in the case where the Firm is not the acquirer. When the Firm is the acquirer, the hierarchy level should be defined by corresponding attribute merchant hierarchy level code. The processing system that generated the identifier is defined by the Merchant Identifier System Code
examples:
Update Link:
value: '998482157632'
- name: platformId
in: header
schema:
type: string
example: '9999999100'
description: Identifies the platform used to facilitate the transaction request.
- name: linkId
in: path
required: true
schema:
type: string
description: Unique identifier of the link to be updated
examples:
Update Link:
value: OPQR9876STUV
- name: status
in: query
required: true
schema:
type: string
enum:
- LINK_STATUS_INACTIVE
description: New status for the link. Can be LINK_STATUS_INACTIVE.
examples:
Update Link:
value: LINK_STATUS_INACTIVE
requestBody:
description: Payment link fields to update.
required: true
content:
application/json:
schema:
$ref: '#/components/schemas/updatePaymentLinkRequest'
examples:
Update Link:
value:
status: LINK_STATUS_INACTIVE
responses:
'200':
description: Success
content:
application/json:
schema:
$ref: '#/components/schemas/paymentLink'
examples:
Update Link:
value:
linkId: OPQR9876STUV
merchantOrderNumber: '123456'
items:
- product:
productId: GHIJ1234KLMN
name: Motorcycle Helmet
sku: ABC123DEF
description: DOT certified helmet that protects the head on impact
quantity: 2
unitPrice: 2000
status: LINK_STATUS_INACTIVE
url: test.com/sadfsafsd
expirationTimestamp: '2024-08-23T00:23:05.353Z'
name: New Link Name
description: This is description for the new link
totalTransactionAmount: 5000
currencyCode: USD
createdTimestamp: '2024-08-20T00:23:05.353Z'
'400':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
'401':
description: Unauthorized
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
'403':
description: Unauthorized
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
'404':
description: Forbidden
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
'408':
description: Service Unavailable
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
'500':
description: Internal Server Error
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
get:
summary: Retrieves a payment link
tags:
- Payment Links
description: This endpoint is used to fetch the payment link with given id.
parameters:
- name: merchantId
in: header
required: true
schema:
type: string
description: Identifies a merchant acquiring account that processes transactions on any of the Firm's payment processing systems or a merchant acquiring account from an external system in the case where the Firm is not the acquirer. When the Firm is the acquirer, the hierarchy level should be defined by corresponding attribute merchant hierarchy level code. The processing system that generated the identifier is defined by the Merchant Identifier System Code
examples:
Get Link:
value: '998482157632'
- name: platformId
in: header
schema:
type: string
example: '9999999100'
description: Identifies the platform used to facilitate the transaction request.
- name: linkId
in: path
required: true
schema:
type: string
description: Unique identifier of the link to be retrieved
examples:
Get Link:
value: OPQR9876STUV
responses:
'200':
description: Success
content:
application/json:
schema:
$ref: '#/components/schemas/paymentLink'
examples:
Get Link:
value:
linkId: OPQR9876STUV
merchantOrderNumber: '123456'
items:
- product:
productId: GHIJ1234KLMN
name: Motorcycle Helmet
sku: ABC123DEF
description: DOT certified helmet that protects the head on impact
quantity: 2
unitPrice: 2000
status: LINK_STATUS_INACTIVE
url: test.com/sadfsafsd
expirationTimestamp: '2024-08-23T00:23:05.353Z'
name: New Link Name
description: This is description for the new link
totalTransactionAmount: 5000
currencyCode: USD
createdTimestamp: '2024-08-20T00:23:05.353Z'
'400':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
'401':
description: Unauthorized
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
'403':
description: Unauthorized
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
'408':
description: Service Unavailable
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
'500':
description: Internal Server Error
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
'503':
description: Resource is temporarily unavailable.
content:
application/json:
schema:
$ref: '#/components/schemas/messages'
components:
schemas:
recurringPaymentDetails:
description: Information required for recurring payments.
type: object
properties:
paymentAgreemendId:
description: A merchant generated identifier for a contract presented to the merchant's consumer whom has acknowledged the acceptance in order to use the product or service in exchange of a recurring payment. The program (subscription) allows a consumer to receive products/services on a regular basis and be automatically charged on their preferred method of payment according to the chosen frequency.
type: string
paymentMethodOptions:
description: Defines payment method options.
type: object
properties:
acceptedPaymentMethodTypes:
type: array
minItems: 0
description: A list of the payment method types (e.g., card) that this Checkout Session can accept. If not specified, then defaults to configured merchant settings.
items:
$ref: '#/components/schemas/paymentMethodType'
klarnaOptions:
$ref: '#/components/schemas/klarnaOptions'
installmentPaymentDetails:
description: Information required for installment payments.
type: object
properties:
paymentPlanId:
description: A unique identifier for a payment program or contract offered by the merchant for products or services that include product pricing and billing frequency.
type: string
validationMessage:
description: Information about errors occurred in transaction validation
type: object
properties:
code:
$ref: '#/components/schemas/code'
message:
$ref: '#/components/schemas/message'
entity:
description: The moniker given to the module or program where the error generated.
type: string
subMerchantSupplementalData:
description: Additionsl data provided by merchant for reference purposes.
type: object
properties:
merchantIdentification:
$ref: '#/components/schemas/merchantIdentification'
capture:
description: Capture Option
type: object
properties:
captureMethod:
description: Codifies how the Acceptor (merchant) or the Firm maintains the completed (captured) payment processing transactions during the processing day prior to being submitted for settlement. Typically, this is determined by the merchant's business or system processes.
type: string
enum:
- CAPTURE_METHOD_MANUAL
- CAPTURE_METHOD_NOW
klarnaOptions:
description: Codifies consumer choices and industry data provided by merchant to complete the payment with Klarna payment provider.
type: object
properties:
interoperabilityToken:
description: Provides textual information of details about the consumer's choices during payment at checkout such as installment plans, "buy now, pay later" services, etc. they have accepted on the merchant site. The local payment method provider generates this token and passes it to the Firm during Checkout. On completion of the payment capture, the Firm passes the interoperability token back to the local payment method provider for details on completing the payment processing.
type: string
minLength: 1
maxLength: 8192
paymentCardAuthenticationRequest:
description: paymentCardAuthenticationRequest models SCA request data which will be sent to 3DS provider if the Shopper is using a payment card as a payment method. This message is used by SetupCheckoutIntent API and must be populated if the Merchant wants (or must) use SCA for payment card transactions. Any change on paymentCardAuthenticationRequest must be backward compatible
type: object
properties:
threeDSChallengeType:
description: Indicates whether a challenge is requested for this transaction.
type: string
enum:
- CHALLENGE_TYPE_NO_PREFERENCE
- CHALLENGE_TYPE_NO_CHALLENGE_REQUESTED
- CHALLENGE_TYPE_CHALLENGE_REQUESTED
- CHALLENGE_TYPE_CHALLENGE_MANDATED
- CHALLENGE_TYPE_NO_CHALLENGE_TRANSACTION_RISK_ANALYZED
- CHALLENGE_TYPE_NO_CHALLENGE_DATA_SHARE_ONLY
- CHALLENGE_TYPE_NO_CHALLENGE_SCA_ALREADY_COMPLETED
- CHALLENGE_TYPE_NO_CHALLENGE_TRUSTED
cardholderAccountHistory:
$ref: '#/components/schemas/cardholderAccountHistory'
purchaseInfo:
$ref: '#/components/schemas/purchaseInfo'
requestorAuthenticationInfo:
$ref: '#/components/schemas/requestorAuthenticationInfo'
requestorPriorTransactionAuthenticationInfo:
$ref: '#/components/schemas/requestorPriorTransactionAuthenticationInfo'
SCAExemptionReason:
description: Indicates the justification why a transaction does not have to meet Strong Customer Authentication (SCA) requirements.
type: string
enum:
- SCA_EXEMPTION_TRUSTED_MERCHANT
- SCA_EXEMPTION_SECURE_CORPORATE_PAYMENT
- SCA_EXEMPTION_TRANSACTION_RISK_ANALYSIS
- SCA_EXEMPTION_LOW_VALUE_PAYMENT
- SCA_EXEMPTION_MERCHANT_INITIATED_TRANSACTION
- SCA_EXEMPTION_RECURRING_PAYMENT
- SCA_EXEMPTION_DELEGATION
authenticationType:
description: Codifies the 3DS authentication type requested by the service provider when processing a payment for the service provided or goods sold.
type: string
enum:
- AUTHENTICATION_TYPE_DEFAULT
- AUTHENTICATION_TYPE_EXEMPTION
- AUTHENTICATION_TYPE_AUTHENTICATION
purchaseInfo:
description: Purchase information.
type: object
properties:
lastPurchaseDate:
description: Designates the year, month and day of the most recent purchase which occurred on the Cardholder account.
type: string
paymentFrequency:
description: Minimum number of days between authorizations.
type: string
merchantFraudRiskAssessment:
$ref: '#/components/schemas/merchantFraudRiskAssessment'
purchasedItemCount:
description: The number of items in the sale for the payment processing request.
type: integer
minimum: 0
maximum: 99
format: int32
requestorPriorTransactionAuthenticationInfo:
description: Information about how the 3DS Requestor authenticated the cardholder as part of a previous 3DS transaction.
type: object
properties:
acsTransactionId:
description: A unique identifier for the Three Domain Secure (3-D Secure or 3DS) Requestor (merchant) authentication of the cardholder before or during the transaction.
type: string
requestorAuthenticationMethod:
description: Codifies how the Three Domain Secure (3-D Secure or 3DS) Requestor (merchant) authenticated the cardholder before or during the transaction.
type: string
enum:
- PRIOR_AUTHENTICATION_METHOD_FRICTIONLESS_AUTHENTICATION_BY_ACS
- PRIOR_AUTHENTICATION_METHOD_CHALLENGED_BY_ACS
- PRIOR_AUTHENTICATION_METHOD_AVS_VERIFIED
- PRIOR_AUTHENTICATION_METHOD_OTHER_ISSUER_METHOD
threeDSAuthenticationTimestamp:
description: Designates the hour, minute and second in a specific day when the Three Domain Secure (3-D Secure or 3DS) Requestor (merchant) authenticated the cardholder before or during the transaction.
type: string
threeDSAuthenticationData:
description: Data that documents and supports a specific authentication process.
type: string
requestorAuthenticationInfo:
description: Information about how the 3DS Requestor authenticated the Cardholder before or during the transaction.
type: object
properties:
requestorAuthenticationMethod:
description: Codifies how the Three Domain Secure (3-D Secure or 3DS) Requestor (merchant) authenticated the cardholder before or during the transaction.
type: string
enum:
- REQUESTOR_AUTHENTICATION_METHOD_NONE
- REQUESTOR_AUTHENTICATION_METHOD_REQUESTOR_CRED
- REQUESTOR_AUTHENTICATION_METHOD_FEDERATED_ID
- REQUESTOR_AUTHENTICATION_METHOD_ISSUER_CRED
- REQUESTOR_AUTHENTICATION_METHOD_FIDO_AUTHENTICATOR
threeDSAuthenticationTimestamp:
description: Designates the hour, minute and second in a specific day when the Three Domain Secure (3-D Secure or 3DS) Requestor (merchant) authenticated the cardholder before or during the transaction.
type: string
threeDSAuthenticationData:
description: Data that documents and supports a specific authentication process.
type: string
authenticationUseCase:
description: Codifies the type of payment transaction for which a cardholder authentication is requested. This is only for Cartes Bancaires Three Domain Secure (3-D Secure or 3DS).
type: string
enum:
- AUTHENTICATION_USE_CASE_SINGLE_PAYMENT
- AUTHENTICATION_USE_CASE_RECURRING_PAYMENT_FIXED
- AUTHENTICATION_USE_CASE_INSTALLMENT_PAYMENT
- AUTHENTICATION_USE_CASE_PAYMENT_ON_SHIPMENT
- AUTHENTICATION_USE_CASE_RECURRING_PAYMENT_OTHER
- AUTHENTICATION_USE_CASE_PREAUTHORIZATION_RENTAL
- AUTHENTICATION_USE_CASE_PREAUTHORIZATION_NO_RENTAL
messages:
description: A list of errors and warnings
type: object
properties:
responseStatus:
$ref: '#/components/schemas/responseStatus'
responseCode:
$ref: '#/components/schemas/responseCode'
responseMessage:
$ref: '#/components/schemas/responseMessage'
validationErrors:
type: array
minItems: 0
description: Information about errors occurred in transaction validation
items:
$ref: '#/components/schemas/validationMessage'
address:
description: Specifies an address.
type: object
properties:
recipientFullName:
description: The party's name as provided at the time the party is onboarded or updated based on firm policies and business rules that allow for such updates. For an individual this field includes the first, middle, and last name. The full name can also include prefixes such as Dr. or Hon. and suffixes such as Jr or III. For non carbon entities, the field reflects the complete legal name by which an entity is registered with a state, local or federal government.
type: string
line1:
description: 'A portion of a party''s address which is the line of the unstructured (unparsed) geographic street address containing any of the following: house number, street name, street direction, street type, dwelling type and number, PO Box number, rural delivery route number. Character limit of <= 40 characters.'
type: string
maxLength: 40
line2:
description: 'A portion of a party''s address which is the line of the unstructured (unparsed) geographic street address containing any of the following: house number, street name, street direction, street type, dwelling type and number, PO Box number, rural delivery route number. Character limit of <= 40 characters.'
type: string
maxLength: 40
city:
description: A portion of a party's address which is the geographic area that is a municipality with legal power granted by a state/province charter. Character limit of <= 40 characters.
type: string
maxLength: 40
state:
description: Classifies a geographic area that represents a first level, legal and political subdivision of a country; for example, Virginia, Bavaria. Character limit of >= 2 and <= 3 characters.
type: string
minLength: 2
maxLength: 3
country:
description: 'A code that identifies the Country, a Geographic Area, that is recognized as an independent political unit in world affairs. Note: This data element is a child of the Country Code CDE and valid values are based on ISO standards. Character limit of <= 3 characters.'
type: string
maxLength: 3
postalCode:
description: The portion of a party's address that is the encoded representation of a geographic area to facilitate mail delivery services. Character limit of >= 3 and <= 12 characters.
type: string
minLength: 3
maxLength: 12
cardOnFile:
description: Card On File Option
type: object
properties:
transactionType:
description: Codifies the transaction type used for card on file transaction.
type: string
enum:
- COF_TRANSACTION_TYPE_RECURRING
- COF_TRANSACTION_TYPE_INSTALLMENT
- COF_TRANSACTION_TYPE_UNSCHEDULED
recurringPaymentDetails:
$ref: '#/components/schemas/recurringPaymentDetails'
installmentPaymentDetails:
$ref: '#/components/schemas/installmentPaymentDetails'
linkItemProduct:
description: Product information used on linked item
type: object
required:
- name
properties:
productId:
description: A unique merchant assigned identifier for an item or service offered for sale by the Merchant.
type: string
name:
description: The label given to an item or service offered for sale by the Merchant.
type: string
sku:
description: Identifies a scannable alphanumeric code generated by the merchant, known as Stock Keeping Unit (SKU), most often seen printed on product labels in a retail store. The code identifies characteristics about each product such as manufacturer, brand, style, color, size, price, etc. and allows the merchant to automatically track the movement of inventory. SKUs may also be applied to intangible but billable products, such as units of repair time in an auto body shop or warranties.
type: string
description:
description: The label given to an item or service offered for sale by the Merchant.
type: string
paymentLink:
description: Payment Link
type: object
required:
- items
- totalTransactionAmount
- currencyCode
properties:
linkId:
description: The unique identifier of the Payment Link resource.
type: string
readOnly: true
merchantOrderNumber:
$ref: '#/components/schemas/merchantOrderNumber'
items:
type: array
minItems: 0
description: List Of Line Items
items:
$ref: '#/components/schemas/linkItem'
status:
description: Codifies the current standing of the Payment link
type: string
readOnly: true
enum:
- LINK_STATUS_ACTIVE
- LINK_STATUS_PAID
- LINK_STATUS_INACTIVE
- LINK_STATUS_EXPIRED
url:
description: A reference to a web res
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