First Data Gateway (IPG)
The First Data Gateway, marketed by Fiserv as the Internet Payment Gateway (IPG) and documented on the Fiserv developer portal as the IPGNA product. A card, ACH and wallet transaction API covering payments, orders, payment schedules, tokenization, hosted payment URLs, card and account verification, dynamic currency conversion and fraud scoring. Production is https://prod.api.firstdata.com/gateway/v2 and certification is https://cert.api.firstdata.com/gateway/v2; both base URLs are read from First Data's own published client libraries at github.com/GBSEcom, since no OpenAPI document is served at any reachable URL. API version 21.5.0. Authentication is an Api-Key header plus an HMAC-SHA256 Message-Signature.