Efí Authorization API

openapi: 3.0.3
info:
  title: Efí (formerly Gerencianet) Payments Authorization API
  description: "Representative subset of Efí's public REST APIs for the Brazilian financial system. Efí (ex-Gerencianet) is a Brazilian payment institution and digital bank. This document groups operations across several distinct API hosts, each with its own base URL and authentication requirements:\n\n- Pix API - base https://pix.api.efipay.com.br (sandbox\n  https://pix-h.api.efipay.com.br). OAuth2 client-credentials (token at\n  POST /oauth/token) PLUS a mandatory mutual TLS (mTLS) client certificate\n  (.p12/.pem) on every request, as required by the Brazilian Central Bank.\n  Paths under /v2/*.\n\n\n- Cobranças (Charges) API - base https://cobrancas.api.efipay.com.br (sandbox\n  https://cobrancas-h.api.efipay.com.br). OAuth2 client-credentials over HTTP\n  Basic (token at POST /v1/authorize). No mTLS certificate required. Paths\n  under /v1/charge, /v1/charges, /v1/carnet.\n\n\n- Pix via Open Finance API - base https://openfinance.api.efipay.com.br\n  (sandbox https://openfinance-h.api.efipay.com.br). OAuth2 client-credentials\n  (token at POST /v1/oauth/token) PLUS a mandatory mTLS certificate.\n\n\nBecause OpenAPI 3.0 has a single security-scheme model, the mTLS requirement for the Pix and Open Finance hosts is described here in prose and cannot be fully expressed as a securityScheme; treat the mTLS client certificate as mandatory on those hosts in addition to the OAuth2 bearer token. Endpoints marked \"modeled\" in the repository review follow the Brazilian Central Bank Pix API v2 standard that Efí implements; the create/query charge, webhook, charge, and carnê operations were confirmed directly against Efí's public documentation."
  version: '1.0'
  contact:
    name: Efí Developers
    url: https://dev.efipay.com.br
servers:
- url: https://pix.api.efipay.com.br
  description: Pix API - production (mTLS certificate required)
- url: https://pix-h.api.efipay.com.br
  description: Pix API - sandbox / homologação (mTLS certificate required)
- url: https://cobrancas.api.efipay.com.br
  description: Cobranças (Charges) API - production
- url: https://openfinance.api.efipay.com.br
  description: Pix via Open Finance API - production (mTLS certificate required)
security:
- oAuth2ClientCredentials: []
tags:
- name: Authorization
  description: OAuth2 client-credentials token endpoints (per host).
paths:
  /oauth/token:
    post:
      operationId: pixAuthorize
      tags:
      - Authorization
      summary: Obtain a Pix API access token
      description: OAuth2 client-credentials token endpoint for the Pix API host. Send HTTP Basic auth with Client_Id and Client_Secret. This request also requires the mTLS client certificate.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/TokenRequest'
      responses:
        '200':
          description: Access token issued.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/TokenResponse'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /v1/authorize:
    post:
      operationId: cobrancasAuthorize
      tags:
      - Authorization
      summary: Obtain a Cobranças API access token
      description: OAuth2 client-credentials token endpoint for the Cobranças host. Send HTTP Basic auth with Client_Id and Client_Secret. No mTLS certificate is required for this host.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/TokenRequest'
      responses:
        '200':
          description: Access token issued.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/TokenResponse'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /v1/oauth/token:
    post:
      operationId: openFinanceAuthorize
      tags:
      - Authorization
      summary: Obtain an Open Finance API access token
      description: OAuth2 client-credentials token endpoint for the Open Finance host. Send HTTP Basic auth with Client_Id and Client_Secret. This request also requires the mTLS client certificate.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/TokenRequest'
      responses:
        '200':
          description: Access token issued.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/TokenResponse'
        '401':
          $ref: '#/components/responses/Unauthorized'
components:
  schemas:
    TokenRequest:
      type: object
      properties:
        grant_type:
          type: string
          default: client_credentials
    TokenResponse:
      type: object
      properties:
        access_token:
          type: string
        token_type:
          type: string
          example: Bearer
        expires_in:
          type: integer
        scope:
          type: string
    Error:
      type: object
      properties:
        nome:
          type: string
        mensagem:
          type: string
        error:
          type: string
        error_description:
          type: string
  responses:
    Unauthorized:
      description: Missing or invalid OAuth2 token, or (on Pix / Open Finance) a missing or invalid mTLS certificate.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  securitySchemes:
    oAuth2ClientCredentials:
      type: oauth2
      description: 'OAuth2 client-credentials. Obtain a bearer token from the host''s token endpoint using HTTP Basic auth (Client_Id / Client_Secret), then send it as Authorization: Bearer. On the Pix and Open Finance hosts a mutual TLS (mTLS) client certificate (.p12/.pem) is additionally mandatory on every request, including the token request, per Brazilian Central Bank rules.'
      flows:
        clientCredentials:
          tokenUrl: https://pix.api.efipay.com.br/oauth/token
          scopes:
            cob.write: Create and revise immediate Pix charges.
            cob.read: Read immediate Pix charges.
            cobv.write: Create and revise dated Pix charges.
            cobv.read: Read dated Pix charges.
            pix.write: Request Pix refunds.
            pix.read: Read received Pix and refunds.
            pix.send: Send Pix (Cash-Out).
            loc.write: Create payload locations.
            webhook.write: Configure and delete webhooks.
            webhook.read: Read webhooks.
            gn.opb.participants.read: Read Open Finance participants.
            gn.opb.payment.pix.send: Initiate Pix via Open Finance.
            gn.opb.payment.pix.read: Read Open Finance payments.