Danske Bank (UK) Open Data API

{"openapi":"3.0.1","info":{"title":"Opendata","description":"Open Data API V2.2 for Danske Bank","version":"4.3.3","x-db-template-version":"1.0.0"},"tags":[{"name":"OPENDATA"},{"name":"SPI-KNKK"},{"name":"OBSCOMP"}],"paths":{"/unsecured-sme-loans":{"get":{"tags":["SME"],"summary":"Gets a list of all Unsecured SME Lending objects","description":"Gets a list of all Unsecured SME Lending objects","parameters":[{"name":"If-Modified-Since","in":"query","schema":{"type":"string"}},{"name":"If-None-Match","in":"query","schema":{"type":"string"}}],"responses":{"200":{"description":"200 OK","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/UnsecuredSmeLoansResponse"},"example":{"meta":{"LastUpdated":"2025-08-11T16:00:20.201+0100","TotalResults":1,"Agreement":"Use of the APIs and any related data will be subject to the terms of the Open Licence and subject to terms and conditions","License":"https://www.openbanking.org.uk/open-licence","TermsOfUse":"https://www.openbanking.org.uk/terms-conditions"},"data":[{"BrandName":"DanskeBank","SMELoan":[{"Name":"Variable Rate Business Loan","Identification":"43F","Segment":["FlexibleBusinessLoan"],"SMELoanMarketingState":[{"Identification":"43F","MarketingState":"Regular","FirstMarketedDate":"01/01/1900","LastMarketedDate":"31/12/9999","LoanInterest":{"LoanInterestTierBandSet":[{"TierBandMethod":"Whole","Identification":"43F-25K","CalculationMethod":"Compound","LoanInterestTierBand":[{"TierValueMinimum":"0","TierValueMaximum":"5000","TierValueMinTerm":1,"MinTermPeriod":"Year","TierValueMaxTerm":1,"MaxTermPeriod":"Year","FixedVariableInterestRateType":"Variable","RepAPR":"17.00","LoanProviderInterestRateType":"BOEBaseRate","LoanProviderInterestRate":"11.00","Notes":["Total Cost of Credit 5428.91 GBP"]}]}]},"Repayment":[{"RepaymentType":"CapitalAndInterest","RepaymentFrequency":"Monthly","AmountType":"CapitalAndInterest","RepaymentFeeCharges":{"RepaymentFeeChargeDetail":[{"FeeType":"Arrangement","FeeAmount":"125","ApplicationFrequency":"OnOpening","CalculationFrequency":"OnOpening"}]}}],"Eligibility":{"IDEligibility":{"Notes":["Sole traders/Partnerships - both individuals and business name are id checked"]},"CreditCheckEligibility":{"ScoringType":"Hard","Notes":["Experian Credit Check"]}},"CoreProduct":{"ProductDescription":"The Variable Rate Business Loan gives you the flexibility to choose the repayment frequency and adjust the payments to suit your cash flow.££","ProductURL":"https://danskebank.co.uk/business/products-and-services/loans-and-credit/variable-rate-business-loan","TcsAndCsURL":"https://danskebank.co.uk/business","SalesAccessChannels":["Branch","RelationshipManager"],"ServicingAccessChannels":["Branch","CallCentre","Post"],"EarlyPaymentFeeApplicable":false,"OverPaymentFeeApplicable":false,"LoanApplicationFeeChargeType":"NoLoanApplicationFee","OverpaymentAllowedIndicator":true,"FullEarlyRepaymentAllowedIndicator":true}}]}]}]}}}},"400":{"description":"Bad request","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":400,"message":"Bad request","detail":"You have sent a request which could not be understood"}}}},"408":{"description":"Client timeout","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":408,"message":"Client timeout","detail":"Your client has failed to submit a request, and a timeout has occurred"}}}},"429":{"description":"Too many requests","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":429,"message":"Too many requests","detail":"You have requested this resource too often, slow down"}}}},"500":{"description":"Internal Server Error","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":500,"message":"Internal Server Error","detail":"Failed to retrieve unsecured SME loans"}}}},"503":{"description":"Service temporarily unavailable","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":503,"message":"Service temporarily unavailable","detail":"The service is temporarily unavailable"}}}}}},"head":{"tags":["SME"],"summary":"Gets header information on the current set of Unsecured SME Lending data","description":"Gets header information on the current set of Unsecured SME Lending data","parameters":[{"name":"If-Modified-Since","in":"query","schema":{"type":"string"}},{"name":"If-None-Match","in":"query","schema":{"type":"string"}}],"responses":{"200":{"description":"200 OK","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/UnsecuredSmeLoansResponse"},"example":{"meta":{"LastUpdated":"2025-08-11T16:00:20.201+0100","TotalResults":1,"Agreement":"Use of the APIs and any related data will be subject to the terms of the Open Licence and subject to terms and conditions","License":"https://www.openbanking.org.uk/open-licence","TermsOfUse":"https://www.openbanking.org.uk/terms-conditions"},"data":[{"BrandName":"DanskeBank","SMELoan":[{"Name":"Variable Rate Business Loan","Identification":"43F","Segment":["FlexibleBusinessLoan"],"SMELoanMarketingState":[{"Identification":"43F","MarketingState":"Regular","FirstMarketedDate":"01/01/1900","LastMarketedDate":"31/12/9999","LoanInterest":{"LoanInterestTierBandSet":[{"TierBandMethod":"Whole","Identification":"43F-25K","CalculationMethod":"Compound","LoanInterestTierBand":[{"TierValueMinimum":"0","TierValueMaximum":"5000","TierValueMinTerm":1,"MinTermPeriod":"Year","TierValueMaxTerm":1,"MaxTermPeriod":"Year","FixedVariableInterestRateType":"Variable","RepAPR":"17.00","LoanProviderInterestRateType":"BOEBaseRate","LoanProviderInterestRate":"11.00","Notes":["Total Cost of Credit 5428.91 GBP"]}]}]},"Repayment":[{"RepaymentType":"CapitalAndInterest","RepaymentFrequency":"Monthly","AmountType":"CapitalAndInterest","RepaymentFeeCharges":{"RepaymentFeeChargeDetail":[{"FeeType":"Arrangement","FeeAmount":"125","ApplicationFrequency":"OnOpening","CalculationFrequency":"OnOpening"}]}}],"Eligibility":{"IDEligibility":{"Notes":["Sole traders/Partnerships - both individuals and business name are id checked"]},"CreditCheckEligibility":{"ScoringType":"Hard","Notes":["Experian Credit Check"]}},"CoreProduct":{"ProductDescription":"The Variable Rate Business Loan gives you the flexibility to choose the repayment frequency and adjust the payments to suit your cash flow.££","ProductURL":"https://danskebank.co.uk/business/products-and-services/loans-and-credit/variable-rate-business-loan","TcsAndCsURL":"https://danskebank.co.uk/business","SalesAccessChannels":["Branch","RelationshipManager"],"ServicingAccessChannels":["Branch","CallCentre","Post"],"EarlyPaymentFeeApplicable":false,"OverPaymentFeeApplicable":false,"LoanApplicationFeeChargeType":"NoLoanApplicationFee","OverpaymentAllowedIndicator":true,"FullEarlyRepaymentAllowedIndicator":true}}]}]}]}}}},"400":{"description":"Bad request","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":400,"message":"Bad request","detail":"You have sent a request which could not be understood"}}}},"408":{"description":"Client timeout","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":408,"message":"Client timeout","detail":"Your client has failed to submit a request, and a timeout has occurred"}}}},"429":{"description":"Too many requests","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":429,"message":"Too many requests","detail":"You have requested this resource too often, slow down"}}}},"500":{"description":"Internal Server Error","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":500,"message":"Internal Server Error","detail":"Failed to retrieve unsecured SME loans (HEAD)"}}}},"503":{"description":"Service temporarily unavailable","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":503,"message":"Service temporarily unavailable","detail":"The service is temporarily unavailable"}}}}}}},"/personal-current-accounts":{"get":{"tags":["PCA"],"summary":"Gets a list of all Personal Current Account objects","description":"Gets a list of all Personal Current Account objects","parameters":[{"name":"If-Modified-Since","in":"query","schema":{"type":"string"}},{"name":"If-None-Match","in":"query","schema":{"type":"string"}}],"responses":{"200":{"description":"200 OK","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/PersonalCurrentAccountsResponse"},"example":{"meta":{"LastUpdated":"2025-10-09T16:00:51.831Z","TotalResults":5,"Agreement":"Use of the APIs and any related data will be subject to the terms of the Open Licence and subject to terms and conditions","License":"https://www.openbanking.org.uk/open-licence","TermsOfUse":"https://www.openbanking.org.uk/terms-conditions"},"data":[{"BrandName":"DanskeBank","PCA":[{"Name":"Danske Reward","Identification":"58S","Segment":["Reward"],"OnSaleIndicator":true,"PCAMarketingState":[{"Identification":"58S","MarketingState":"Regular","FirstMarketedDate":"1900-01-01","LastMarketedDate":"9999-12-31","Overdraft":{"TcsAndCsURL":"http://www.danskebank.co.uk/SiteCollectionDocuments/tcs-personal-banking.pdf","OverdraftTierBandSet":[{"TierBandMethod":"Whole","OverdraftType":"OnDemand","Identification":"58S","AuthorisedIndicator":true,"OverdraftTierBand":[{"Identification":"58S","TierValueMin":"0","OverdraftInterestChargingCoverage":"Whole","EAR":"29.90","Notes":["There is an arranged overdraft set-up fee at 1% of any amount over £10k"]}],"OverdraftFeesCharges":[{"OverdraftFeeChargeDetail":[{"FeeType":"UnauthorisedUnpaidTrans","FeeAmount":"1.50","ApplicationFrequency":"Monthly","CalculationFrequency":"PerTransaction","OverdraftFeeChargeCap":{"FeeType":["UnauthorisedUnpaidTrans"],"MinMaxType":"Maximum","FeeCapAmount":"4.50","CappingPeriod":"Month"}}]}]}]},"Eligibility":{"OtherEligibility":[{"Name":"Ownership","Description":"Customers are limited to one sole and/or one joint account","Type":"Other"}],"AgeEligibility":{"MinimumAge":18},"ResidencyEligibility":{"ResidencyIncluded":["NI"]},"CreditCheck":{"ScoringType":"Hard"},"IDVerificationCheck":{"URL":"https://danskebank.co.uk/personal/become-a-customer","Notes":["Experian KYC and Identity Authenticate by Experian used for identity verification"]}},"FeaturesAndBenefits":{"FeatureBenefitGroup":[{"Name":"Reward","Type":"Cashback","BenefitGroupNominalValue":"5","ApplicationFrequency":"Monthly","CalculationFrequency":"Monthly","FeatureBenefitEligibility":[{"Name":"Reward","Type":"MinimumDeposit","Amount":"1000","Period":"Month"},{"Name":"Reward","Type":"Other","Textual":"Customers must receive digital statements for the account","Period":"Month"}]}],"FeatureBenefitItem":[{"Type":"AccountManagement","Textual":"Lodge and withdraw money at any of our branches across Northern Ireland"}],"Card":[{"Type":"DebitCard","Scheme":"MasterCard","ContactlessIndicator":true}],"MobileWallet":[{"Type":"ApplePay"},{"Type":"GooglePay"}]},"OtherFeesCharges":{"FeeChargeDetail":[{"FeeCategory":"PaymentScheme","FeeType":"FPSInBranch","FeeAmount":"10","ApplicationFrequency":"PerTransaction","CalculationFrequency":"PerTransaction"}]},"CoreProduct":{"ProductURL":"https://danskebank.co.uk/personal/products/current-accounts/danske-reward","ProductDescription":"Danske Reward is an everyday current account that gives you a reward every month for banking with Danske Bank","TcsAndCsURL":"http://www.danskebank.co.uk/SiteCollectionDocuments/tcs-personal-banking.pdf","SalesAccessChannels":["Branch","Online","CallCentre"],"ServicingAccessChannels":["Branch","Online","MobileBankingApp"],"MonthlyMaximumCharge":"4.50"}}]}]}]}}}},"400":{"description":"Bad request","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":400,"message":"Bad request","detail":"You have sent a request which could not be understood"}}}},"408":{"description":"Client timeout","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":408,"message":"Client timeout","detail":"Your client has failed to submit a request, and a timeout has occurred"}}}},"429":{"description":"Too many requests","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":429,"message":"Too many requests","detail":"You have requested this resource too often, slow down"}}}},"500":{"description":"Internal Server Error","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":500,"message":"Internal Server Error","detail":"Failed to retrieve personal current accounts"}}}},"503":{"description":"Service temporarily unavailable","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":503,"message":"Service temporarily unavailable","detail":"The service is temporarily unavailable"}}}}}},"head":{"tags":["PCA"],"summary":"Gets header information on the current set of Personal Current Account data","description":"Gets header information on the current set of Personal Current Account data","parameters":[{"name":"If-Modified-Since","in":"query","schema":{"type":"string"}},{"name":"If-None-Match","in":"query","schema":{"type":"string"}}],"responses":{"200":{"description":"200 OK","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/PersonalCurrentAccountsResponse"},"example":{"meta":{"LastUpdated":"2025-10-09T16:00:51.831Z","TotalResults":5,"Agreement":"Use of the APIs and any related data will be subject to the terms of the Open Licence and subject to terms and conditions","License":"https://www.openbanking.org.uk/open-licence","TermsOfUse":"https://www.openbanking.org.uk/terms-conditions"},"data":[{"BrandName":"DanskeBank","PCA":[{"Name":"Danske Reward","Identification":"58S","Segment":["Reward"],"OnSaleIndicator":true,"PCAMarketingState":[{"Identification":"58S","MarketingState":"Regular","FirstMarketedDate":"1900-01-01","LastMarketedDate":"9999-12-31","Overdraft":{"TcsAndCsURL":"http://www.danskebank.co.uk/SiteCollectionDocuments/tcs-personal-banking.pdf","OverdraftTierBandSet":[{"TierBandMethod":"Whole","OverdraftType":"OnDemand","Identification":"58S","AuthorisedIndicator":true,"OverdraftTierBand":[{"Identification":"58S","TierValueMin":"0","OverdraftInterestChargingCoverage":"Whole","EAR":"29.90","Notes":["There is an arranged overdraft set-up fee at 1% of any amount over £10k"]}],"OverdraftFeesCharges":[{"OverdraftFeeChargeDetail":[{"FeeType":"UnauthorisedUnpaidTrans","FeeAmount":"1.50","ApplicationFrequency":"Monthly","CalculationFrequency":"PerTransaction","OverdraftFeeChargeCap":{"FeeType":["UnauthorisedUnpaidTrans"],"MinMaxType":"Maximum","FeeCapAmount":"4.50","CappingPeriod":"Month"}}]}]}]},"Eligibility":{"OtherEligibility":[{"Name":"Ownership","Description":"Customers are limited to one sole and/or one joint account","Type":"Other"}],"AgeEligibility":{"MinimumAge":18},"ResidencyEligibility":{"ResidencyIncluded":["NI"]},"CreditCheck":{"ScoringType":"Hard"},"IDVerificationCheck":{"URL":"https://danskebank.co.uk/personal/become-a-customer","Notes":["Experian KYC and Identity Authenticate by Experian used for identity verification"]}},"FeaturesAndBenefits":{"FeatureBenefitGroup":[{"Name":"Reward","Type":"Cashback","BenefitGroupNominalValue":"5","ApplicationFrequency":"Monthly","CalculationFrequency":"Monthly","FeatureBenefitEligibility":[{"Name":"Reward","Type":"MinimumDeposit","Amount":"1000","Period":"Month"},{"Name":"Reward","Type":"Other","Textual":"Customers must receive digital statements for the account","Period":"Month"}]}],"FeatureBenefitItem":[{"Type":"AccountManagement","Textual":"Lodge and withdraw money at any of our branches across Northern Ireland"}],"Card":[{"Type":"DebitCard","Scheme":"MasterCard","ContactlessIndicator":true}],"MobileWallet":[{"Type":"ApplePay"},{"Type":"GooglePay"}]},"OtherFeesCharges":{"FeeChargeDetail":[{"FeeCategory":"PaymentScheme","FeeType":"FPSInBranch","FeeAmount":"10","ApplicationFrequency":"PerTransaction","CalculationFrequency":"PerTransaction"}]},"CoreProduct":{"ProductURL":"https://danskebank.co.uk/personal/products/current-accounts/danske-reward","ProductDescription":"Danske Reward is an everyday current account that gives you a reward every month for banking with Danske Bank","TcsAndCsURL":"http://www.danskebank.co.uk/SiteCollectionDocuments/tcs-personal-banking.pdf","SalesAccessChannels":["Branch","Online","CallCentre"],"ServicingAccessChannels":["Branch","Online","MobileBankingApp"],"MonthlyMaximumCharge":"4.50"}}]}]}]}}}},"400":{"description":"Bad request","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":400,"message":"Bad request","detail":"You have sent a request which could not be understood"}}}},"408":{"description":"Client timeout","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":408,"message":"Client timeout","detail":"Your client has failed to submit a request, and a timeout has occurred"}}}},"429":{"description":"Too many requests","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":429,"message":"Too many requests","detail":"You have requested this resource too often, slow down"}}}},"500":{"description":"Internal Server Error","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":500,"message":"Internal Server Error","detail":"Failed to retrieve personal current accounts"}}}},"503":{"description":"Service temporarily unavailable","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":503,"message":"Service temporarily unavailable","detail":"The service is temporarily unavailable"}}}}}}},"/commercial-credit-cards":{"get":{"tags":["CCC"],"summary":"Gets a list of all Commercial Credit Cards objects","description":"Gets a list of all Commercial Credit Cards objects","parameters":[{"name":"If-Modified-Since","in":"query","schema":{"type":"string"}},{"name":"If-None-Match","in":"query","schema":{"type":"string"}}],"responses":{"200":{"description":"200 OK","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/CommercialCreditCardsResponse"},"example":{"metadata":{"timestamp":"2025-10-17T12:00:00Z","source":"commercial-credit-cards"},"items":[{"cardName":"Business Platinum Card","annualFee":99,"currency":"USD"},{"cardName":"Business Gold Card","annualFee":49,"currency":"USD"}]}}}},"400":{"description":"Bad request","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":400,"message":"Bad request","detail":"You have sent a request which could not be understood"}}}},"408":{"description":"Client timeout","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":408,"message":"Client timeout","detail":"Your client has failed to submit a request, and a timeout has occurred"}}}},"429":{"description":"Too many requests","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":429,"message":"Too many requests","detail":"You have requested this resource too often, slow down"}}}},"500":{"description":"Internal Server Error","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":500,"message":"Internal Server Error","detail":"Failed to retrieve commercial credit cards"}}}},"503":{"description":"Service temporarily unavailable","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":503,"message":"Service temporarily unavailable","detail":"The service is temporarily unavailable"}}}}}},"head":{"tags":["CCC"],"summary":"Gets header information on the current set of Commercial Credit Cards data","description":"Gets header information on the current set of Commercial Credit Cards data","parameters":[{"name":"If-Modified-Since","in":"query","schema":{"type":"string"}},{"name":"If-None-Match","in":"query","schema":{"type":"string"}}],"responses":{"200":{"description":"200 OK","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/CommercialCreditCardsResponse"},"example":{"metadata":{"timestamp":"2025-10-17T12:00:00Z","source":"commercial-credit-cards"},"items":[{"cardName":"Business Platinum Card","annualFee":99,"currency":"USD"},{"cardName":"Business Gold Card","annualFee":49,"currency":"USD"}]}}}},"400":{"description":"Bad request","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":400,"message":"Bad request","detail":"You have sent a request which could not be understood"}}}},"408":{"description":"Client timeout","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":408,"message":"Client timeout","detail":"Your client has failed to submit a request, and a timeout has occurred"}}}},"429":{"description":"Too many requests","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":429,"message":"Too many requests","detail":"You have requested this resource too often, slow down"}}}},"500":{"description":"Internal Server Error","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":500,"message":"Internal Server Error","detail":"Failed to retrieve commercial credit cards"}}}},"503":{"description":"Service temporarily unavailable","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":503,"message":"Service temporarily unavailable","detail":"The service is temporarily unavailable"}}}}}}},"/business-current-accounts":{"get":{"tags":["BCA"],"summary":"Gets a list of all Business Current Account objects","description":"Gets a list of all Business Current Account objects","parameters":[{"name":"If-Modified-Since","in":"query","schema":{"type":"string"}},{"name":"If-None-Match","in":"query","schema":{"type":"string"}}],"responses":{"200":{"description":"200 OK","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/BusinessCurrentAccountsResponse"},"example":{"meta":{"LastUpdated":"2025-08-11T16:00:51.831Z","TotalResults":5,"Agreement":"Use of the APIs and any related data will be subject to the terms of the Open Licence and subject to terms and conditions","License":"https://www.openbanking.org.uk/open-licence","TermsOfUse":"https://www.openbanking.org.uk/terms-conditions"},"data":[{"BrandName":"DanskeBank","BCA":[{"Name":"Danske Charity Account","Identification":"41C","Segment":["NonCommercial"],"OnSaleIndicator":true,"BCAMarketingState":[{"Identification":"41C","MarketingState":"Regular","FirstMarketedDate":"01/01/1900","LastMarketedDate":"31/12/9999","Overdraft":{"OverdraftTierBandSet":[{"TierBandMethod":"Whole","OverdraftType":"OnDemand","Identification":"41D-Arranged","AuthorisedIndicator":true,"OverdraftTierBand":[{"Identification":"41D-25k","TierValueMin":"1","TierValueMax":"25000","EAR":"11.46","OverdraftInterestChargingCoverage":"Whole","Notes":["Unsecured overdrafts between 1GBP and 25,000GBP will have a debit interest rate of 7% plus Bank of England Bank Rate."]}]}]}}],"FeaturesAndBenefits":{"FeatureBenefitItem":[{"Identification":"Free On-line Payments Module","Type":"Other","Textual":"Customer gets free access to online payments module to enable them to make payments from the accounts."}],"Card":[{"Type":"DebitCard","Scheme":["MasterCard"],"ContactlessIndicator":true,"MaxDailyCardWithdrawalLimit":"350"}],"MobileWallet":[{"Type":"IssuerMobileApp"}]},"OtherFeesCharges":[{"FeeChargeDetail":[{"FeeCategory":"Auto","FeeType":"FPSOut","FeeAmount":"0.05","ApplicationFrequency":"Monthly","CalculationFrequency":"PerItem"}]}],"CoreProduct":{"ProductURL":"https://danskebank.co.uk/business/products-and-services/business-current-accounts/danske-charity-account","ProductDescription":"A current account for registered charities.","TcsAndCsURL":"http://www.danskebank.co.uk/sitecollectiondocuments/business/accounts/tcs-business-accounts.pdf","SalesAccessChannels":["Branch","RelationshipManager"],"ServicingAccessChannels":["Branch","CallCentre","Post"]}}]}]}}}},"400":{"description":"Bad request","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":400,"message":"Bad request","detail":"You have sent a request which could not be understood"}}}},"408":{"description":"Client timeout","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":408,"message":"Client timeout","detail":"Your client has failed to submit a request, and a timeout has occurred"}}}},"429":{"description":"Too many requests","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":429,"message":"Too many requests","detail":"You have requested this resource too often, slow down"}}}},"500":{"description":"Internal Server Error","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":500,"message":"Internal Server Error","detail":"Failed to retrieve business current accounts"}}}},"503":{"description":"Service temporarily unavailable","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":503,"message":"Service temporarily unavailable","detail":"The service is temporarily unavailable"}}}}}},"head":{"tags":["BCA"],"summary":"Gets header information on the current set of Business Current Account data","description":"Gets header information on the current set of Business Current Account data","parameters":[{"name":"If-Modified-Since","in":"query","schema":{"type":"string"}},{"name":"If-None-Match","in":"query","schema":{"type":"string"}}],"responses":{"200":{"description":"200 OK","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/BusinessCurrentAccountsResponse"},"example":{"meta":{"LastUpdated":"2025-08-11T16:00:51.831Z","TotalResults":5,"Agreement":"Use of the APIs and any related data will be subject to the terms of the Open Licence and subject to terms and conditions","License":"https://www.openbanking.org.uk/open-licence","TermsOfUse":"https://www.openbanking.org.uk/terms-conditions"},"data":[{"BrandName":"DanskeBank","BCA":[{"Name":"Danske Charity Account","Identification":"41C","Segment":["NonCommercial"],"OnSaleIndicator":true,"BCAMarketingState":[{"Identification":"41C","MarketingState":"Regular","FirstMarketedDate":"01/01/1900","LastMarketedDate":"31/12/9999","Overdraft":{"OverdraftTierBandSet":[{"TierBandMethod":"Whole","OverdraftType":"OnDemand","Identification":"41D-Arranged","AuthorisedIndicator":true,"OverdraftTierBand":[{"Identification":"41D-25k","TierValueMin":"1","TierValueMax":"25000","EAR":"11.46","OverdraftInterestChargingCoverage":"Whole","Notes":["Unsecured overdrafts between 1GBP and 25,000GBP will have a debit interest rate of 7% plus Bank of England Bank Rate."]}]}]}}],"FeaturesAndBenefits":{"FeatureBenefitItem":[{"Identification":"Free On-line Payments Module","Type":"Other","Textual":"Customer gets free access to online payments module to enable them to make payments from the accounts."}],"Card":[{"Type":"DebitCard","Scheme":["MasterCard"],"ContactlessIndicator":true,"MaxDailyCardWithdrawalLimit":"350"}],"MobileWallet":[{"Type":"IssuerMobileApp"}]},"OtherFeesCharges":[{"FeeChargeDetail":[{"FeeCategory":"Auto","FeeType":"FPSOut","FeeAmount":"0.05","ApplicationFrequency":"Monthly","CalculationFrequency":"PerItem"}]}],"CoreProduct":{"ProductURL":"https://danskebank.co.uk/business/products-and-services/business-current-accounts/danske-charity-account","ProductDescription":"A current account for registered charities.","TcsAndCsURL":"http://www.danskebank.co.uk/sitecollectiondocuments/business/accounts/tcs-business-accounts.pdf","SalesAccessChannels":["Branch","RelationshipManager"],"ServicingAccessChannels":["Branch","CallCentre","Post"]}}]}]}}}},"400":{"description":"Bad request","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":400,"message":"Bad request","detail":"You have sent a request which could not be understood"}}}},"408":{"description":"Client timeout","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":408,"message":"Client timeout","detail":"Your client has failed to submit a request, and a timeout has occurred"}}}},"429":{"description":"Too many requests","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":429,"message":"Too many requests","detail":"You have requested this resource too often, slow down"}}}},"500":{"description":"Internal Server Error","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":500,"message":"Internal Server Error","detail":"Failed to retrieve business current accounts"}}}},"503":{"description":"Service temporarily unavailable","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"status":"error","code":503,"message":"Service temporarily unavailable","detail":"The service is temporarily unavailable"}}}}}}},"/atms":{"get":{"tags":["ATM"],"summary":"Gets a list of all ATM objects","description":"Gets a list of all ATM objects","parameters":[{"name":"If-Modified-Since","in":"query","schema":{"type":"string"}},{"name":"If-None-Match","in":"query","schema":{"type":"string"}}],"responses":{"200":{"description":"200 OK","content":{"application/prs.openbanking.opendata.v2.2+json":{"schema":{"$ref":"#/components/schemas/AtmsResponse"},"example":{"meta":{"LastUpdated":"2025-10-10T16:00:00.318+0530","TotalResults":70,"Agreement":"Use of the APIs and any related data will be subject to the terms of the Open Licence and subject to terms and conditions","License":"https://www.openbanking.org.uk/open-licence","TermsOfUse":"https://www.openbanking.org.uk/terms-conditions"},"data":[{"BrandName":"Danske Bank","ATM":[{"Identification":"12345678","SupportedLanguages":["eng"],"ATMServices":["Balance","CashWithdrawal"],"Accessibility":["WheelchairAccess"],"SupportedCurrencies":["GBP"],"MinimumPossibleAmount":"10","Note":["Danske note"],"OtherATMServices":[{"Name":"Cash Deposi

# --- truncated at 32 KB (61 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/danske-bank-uk/refs/heads/main/openapi/danske-bank-uk-opendata-openapi.json