CyberSource Payer Authentication (3D Secure) API

Implements 3D Secure 2.x authentication to reduce fraud liability and enable frictionless payment experiences. Checks enrollment, validates payer authentication responses, and integrates with issuer bank authentication flows. Helps merchants shift chargeback liability and satisfy Strong Customer Authentication (SCA) requirements in regulated markets.

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API entry from apis.yml

apis.yml Raw ↑
name: CyberSource Payer Authentication (3D Secure) API
description: Implements 3D Secure 2.x authentication to reduce fraud liability and enable frictionless
  payment experiences. Checks enrollment, validates payer authentication responses, and integrates with
  issuer bank authentication flows. Helps merchants shift chargeback liability and satisfy Strong Customer
  Authentication (SCA) requirements in regulated markets.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
humanURL: https://developer.cybersource.com/docs/cybs/en-us/payer-authentication/developer/all/rest/payer-auth.html
baseURL: https://api.cybersource.com
tags:
- Payer Authentication
- 3D Secure
- Fraud Prevention
- SCA
- Chargeback Liability
properties:
- type: Documentation
  url: https://developer.cybersource.com/docs/cybs/en-us/payer-authentication/developer/all/rest/payer-auth.html
contact:
- FN: CyberSource Developer Support
  url: https://developer.cybersource.com/
  email: ''