Consumer Lending API for creating and searching loan applications, retrieving program (policy) details, and originating, funding, completing and cancelling loans. OpenAPI 3.0.1, OAuth2 client-credentials.
{"openapi":"3.0.1","info":{"title":"ConsumerLending","version":"v1"},"servers":[{"url":"https://cubi-sandbox-api.customersbank.com/consumerlending/v1"}],"paths":{"/application":{"post":{"tags":["LoanApplication"],"summary":"/application - POST","description":"Creates a new loan application in the system. Creating an application will initiate the approval process. If that process is successful the application will be converted to a loan.","operationId":"post-application","parameters":[{"name":"x-idempotency-key","in":"header","description":"Unique request idenitfier for idempotency.","required":true,"schema":{"type":"string","format":"uuid"},"example":"3169e68b-93ce-49a7-aec5-907f52099868"}],"requestBody":{"description":"","content":{"application/json":{"schema":{"$ref":"#/components/schemas/Cubi.ConsumerLending.WebApi.Dto.CreateLoanApplicationDto"},"example":{"platformReferenceNumber":"string","applicationDate":"string","requestedLoanAmount":0,"maximumApprovedLoanAmount":0,"loanAmount":0,"netFundingAmount":0,"partnerLoanApprovalDate":"string","apr":0,"noteRate":0,"collateralCategory":"string","loanPurpose":"string","defaultProbability":0,"customRiskScore":"string","customGrade":"string","isMlaLoan":true,"mlaChecked":true,"ofacChecked":true,"promotionDetails":{"promotionMonths":0},"borrowers":[{"ssn":"string","fullName":"string","dateOfBirth":"string","annualIncome":0,"employerName":"string","emailAddress":"string","schoolName":"string","schoolOpeCode":"string","schoolGraduationYear":0,"degreeType":"string","areaOfStudy":"string","deceased":true,"housingStatus":"Own","streetAddress":"string","city":"string","state":"string","zipCode":"string","homePhoneNumber":"string","workPhoneNumber":"string","cellPhoneNumber":"string","ficoScore":0,"debtToIncomeRatio":0,"debt":0,"creditInquiryCount":0,"nonTraditionalInquiryCount":0,"mortgageDelinquencyCount":0,"thirtyDayLatePaymentCount":0,"sixtyDayLatePaymentCount":0,"tradeDelinquencyCount":0,"chargeOffCount":0,"numberOfMonthsSinceAnyThirtyDayLatePayments":0,"derogatoryRemarkCount":0,"hasFiledForBankruptcy":true,"monthsSinceBankruptcyFiled":0,"monthsSinceBankruptcyDismissed":0,"monthsSinceBankruptcyStatusDate":0}],"cosigners":[{"ssn":"string","fullName":"string","dateOfBirth":"string","annualIncome":0,"employerName":"string","emailAddress":"string","schoolName":"string","schoolOpeCode":"string","schoolGraduationYear":0,"degreeType":"string","areaOfStudy":"string","deceased":true,"housingStatus":"Own","streetAddress":"string","city":"string","state":"string","zipCode":"string","homePhoneNumber":"string","workPhoneNumber":"string","cellPhoneNumber":"string","ficoScore":0,"debtToIncomeRatio":0,"debt":0,"creditInquiryCount":0,"sixtyDayLatePaymentCount":0,"tradeDelinquencyCount":0,"chargeOffCount":0,"nonTraditionalInquiryCount":0,"mortgageDelinquencyCount":0,"thirtyDayLatePaymentCount":0,"numberOfMonthsSinceAnyThirtyDayLatePayments":0,"derogatoryRemarkCount":0,"hasFiledForBankruptcy":true,"monthsSinceBankruptcyFiled":0,"monthsSinceBankruptcyDismissed":0,"monthsSinceBankruptcyStatusDate":0}],"programId":"string","loanAccountNumber":"string","fundImmediatelyOnApproval":true,"immediateFundingInstructions":[{"amountToFund":0,"routingNumber":"string","accountNumber":"string","accountName":"string","accountType":"Checking","platformReferenceNumber":"string"}],"aanReasons":["string"],"propertyDetails":{"streetAddress":"string","city":"string","state":"string","zipCode":"string","cltv":0,"propertyType":"Other","unitCount":0,"automatedValuationModel":0,"manualValuationModel":0,"avmConfidenceScore":0,"outstandingMortgageBalance":0},"contractors":[{"name":"string","ein":"string"}],"resultOfCounterOfferProcess":true,"monthlyPayment":0,"termLength":0,"merchantDiscountRatePercentage":0,"merchantDiscountRateAmount":0,"originationFeePercentage":0,"originationFeeAmount":0,"paymentFactor":0,"partnerStatus":"Signed","partnerStatusReason":"string","acquisitionChannelName":"string","stagedFundingDetails":{"expectedNumberOfStages":0,"expectedFundingLevels":[{"fundingStageNumber":0,"expectedFundingPercentage":0}]}}},"text/json":{"schema":{"$ref":"#/components/schemas/Cubi.ConsumerLending.WebApi.Dto.CreateLoanApplicationDto"},"example":{"platformReferenceNumber":"string","applicationDate":"string","requestedLoanAmount":0,"maximumApprovedLoanAmount":0,"loanAmount":0,"netFundingAmount":0,"partnerLoanApprovalDate":"string","apr":0,"noteRate":0,"collateralCategory":"string","loanPurpose":"string","defaultProbability":0,"customRiskScore":"string","customGrade":"string","isMlaLoan":true,"mlaChecked":true,"ofacChecked":true,"promotionDetails":{"promotionMonths":0},"borrowers":[{"ssn":"string","fullName":"string","dateOfBirth":"string","annualIncome":0,"employerName":"string","emailAddress":"string","schoolName":"string","schoolOpeCode":"string","schoolGraduationYear":0,"degreeType":"string","areaOfStudy":"string","deceased":true,"housingStatus":"Own","streetAddress":"string","city":"string","state":"string","zipCode":"string","homePhoneNumber":"string","workPhoneNumber":"string","cellPhoneNumber":"string","ficoScore":0,"debtToIncomeRatio":0,"debt":0,"creditInquiryCount":0,"nonTraditionalInquiryCount":0,"mortgageDelinquencyCount":0,"thirtyDayLatePaymentCount":0,"sixtyDayLatePaymentCount":0,"tradeDelinquencyCount":0,"chargeOffCount":0,"numberOfMonthsSinceAnyThirtyDayLatePayments":0,"derogatoryRemarkCount":0,"hasFiledForBankruptcy":true,"monthsSinceBankruptcyFiled":0,"monthsSinceBankruptcyDismissed":0,"monthsSinceBankruptcyStatusDate":0}],"cosigners":[{"ssn":"string","fullName":"string","dateOfBirth":"string","annualIncome":0,"employerName":"string","emailAddress":"string","schoolName":"string","schoolOpeCode":"string","schoolGraduationYear":0,"degreeType":"string","areaOfStudy":"string","deceased":true,"housingStatus":"Own","streetAddress":"string","city":"string","state":"string","zipCode":"string","homePhoneNumber":"string","workPhoneNumber":"string","cellPhoneNumber":"string","ficoScore":0,"debtToIncomeRatio":0,"debt":0,"creditInquiryCount":0,"sixtyDayLatePaymentCount":0,"tradeDelinquencyCount":0,"chargeOffCount":0,"nonTraditionalInquiryCount":0,"mortgageDelinquencyCount":0,"thirtyDayLatePaymentCount":0,"numberOfMonthsSinceAnyThirtyDayLatePayments":0,"derogatoryRemarkCount":0,"hasFiledForBankruptcy":true,"monthsSinceBankruptcyFiled":0,"monthsSinceBankruptcyDismissed":0,"monthsSinceBankruptcyStatusDate":0}],"programId":"string","loanAccountNumber":"string","fundImmediatelyOnApproval":true,"immediateFundingInstructions":[{"amountToFund":0,"routingNumber":"string","accountNumber":"string","accountName":"string","accountType":"Checking","platformReferenceNumber":"string"}],"aanReasons":["string"],"propertyDetails":{"streetAddress":"string","city":"string","state":"string","zipCode":"string","cltv":0,"propertyType":"Other","unitCount":0,"automatedValuationModel":0,"manualValuationModel":0,"avmConfidenceScore":0,"outstandingMortgageBalance":0},"contractors":[{"name":"string","ein":"string"}],"resultOfCounterOfferProcess":true,"monthlyPayment":0,"termLength":0,"merchantDiscountRatePercentage":0,"merchantDiscountRateAmount":0,"originationFeePercentage":0,"originationFeeAmount":0,"paymentFactor":0,"partnerStatus":"Signed","partnerStatusReason":"string","acquisitionChannelName":"string","stagedFundingDetails":{"expectedNumberOfStages":0,"expectedFundingLevels":[{"fundingStageNumber":0,"expectedFundingPercentage":0}]}}},"application/*+json":{"schema":{"$ref":"#/components/schemas/Cubi.ConsumerLending.WebApi.Dto.CreateLoanApplicationDto"},"example":{"platformReferenceNumber":"string","applicationDate":"string","requestedLoanAmount":0,"maximumApprovedLoanAmount":0,"loanAmount":0,"netFundingAmount":0,"partnerLoanApprovalDate":"string","apr":0,"noteRate":0,"collateralCategory":"string","loanPurpose":"string","defaultProbability":0,"customRiskScore":"string","customGrade":"string","isMlaLoan":true,"mlaChecked":true,"ofacChecked":true,"promotionDetails":{"promotionMonths":0},"borrowers":[{"ssn":"string","fullName":"string","dateOfBirth":"string","annualIncome":0,"employerName":"string","emailAddress":"string","schoolName":"string","schoolOpeCode":"string","schoolGraduationYear":0,"degreeType":"string","areaOfStudy":"string","deceased":true,"housingStatus":"Own","streetAddress":"string","city":"string","state":"string","zipCode":"string","homePhoneNumber":"string","workPhoneNumber":"string","cellPhoneNumber":"string","ficoScore":0,"debtToIncomeRatio":0,"debt":0,"creditInquiryCount":0,"nonTraditionalInquiryCount":0,"mortgageDelinquencyCount":0,"thirtyDayLatePaymentCount":0,"sixtyDayLatePaymentCount":0,"tradeDelinquencyCount":0,"chargeOffCount":0,"numberOfMonthsSinceAnyThirtyDayLatePayments":0,"derogatoryRemarkCount":0,"hasFiledForBankruptcy":true,"monthsSinceBankruptcyFiled":0,"monthsSinceBankruptcyDismissed":0,"monthsSinceBankruptcyStatusDate":0}],"cosigners":[{"ssn":"string","fullName":"string","dateOfBirth":"string","annualIncome":0,"employerName":"string","emailAddress":"string","schoolName":"string","schoolOpeCode":"string","schoolGraduationYear":0,"degreeType":"string","areaOfStudy":"string","deceased":true,"housingStatus":"Own","streetAddress":"string","city":"string","state":"string","zipCode":"string","homePhoneNumber":"string","workPhoneNumber":"string","cellPhoneNumber":"string","ficoScore":0,"debtToIncomeRatio":0,"debt":0,"creditInquiryCount":0,"sixtyDayLatePaymentCount":0,"tradeDelinquencyCount":0,"chargeOffCount":0,"nonTraditionalInquiryCount":0,"mortgageDelinquencyCount":0,"thirtyDayLatePaymentCount":0,"numberOfMonthsSinceAnyThirtyDayLatePayments":0,"derogatoryRemarkCount":0,"hasFiledForBankruptcy":true,"monthsSinceBankruptcyFiled":0,"monthsSinceBankruptcyDismissed":0,"monthsSinceBankruptcyStatusDate":0}],"programId":"string","loanAccountNumber":"string","fundImmediatelyOnApproval":true,"immediateFundingInstructions":[{"amountToFund":0,"routingNumber":"string","accountNumber":"string","accountName":"string","accountType":"Checking","platformReferenceNumber":"string"}],"aanReasons":["string"],"propertyDetails":{"streetAddress":"string","city":"string","state":"string","zipCode":"string","cltv":0,"propertyType":"Other","unitCount":0,"automatedValuationModel":0,"manualValuationModel":0,"avmConfidenceScore":0,"outstandingMortgageBalance":0},"contractors":[{"name":"string","ein":"string"}],"resultOfCounterOfferProcess":true,"monthlyPayment":0,"termLength":0,"merchantDiscountRatePercentage":0,"merchantDiscountRateAmount":0,"originationFeePercentage":0,"originationFeeAmount":0,"paymentFactor":0,"partnerStatus":"Signed","partnerStatusReason":"string","acquisitionChannelName":"string","stagedFundingDetails":{"expectedNumberOfStages":0,"expectedFundingLevels":[{"fundingStageNumber":0,"expectedFundingPercentage":0}]}}}}},"responses":{"202":{"description":"Accepted","content":{"text/plain":{"schema":{"$ref":"#/components/schemas/Cubi.ConsumerLending.WebApi.Dto.LoanApplicationAcceptedDto"},"examples":{"default":{"value":null}}},"application/json":{"schema":{"$ref":"#/components/schemas/Cubi.ConsumerLending.WebApi.Dto.LoanApplicationAcceptedDto"},"example":{"id":"string","immediateFundingInstructions":[{"platformReferenceNumber":"string","fundingInstructionId":"string"}]}},"text/json":{"schema":{"$ref":"#/components/schemas/Cubi.ConsumerLending.WebApi.Dto.LoanApplicationAcceptedDto"},"example":{"id":"string","immediateFundingInstructions":[{"platformReferenceNumber":"string","fundingInstructionId":"string"}]}}}},"400":{"description":"BadRequest","content":{"application/problem+json":{"schema":{"$ref":"#/components/schemas/Microsoft.AspNetCore.Mvc.ValidationProblemDetails"},"example":{"type":"https://tools.ietf.org/html/rfc9110#section-15.5.1","title":"One or more validation errors occurred.","status":400,"traceId":"string"}}}},"401":{"description":"Unauthorized","content":{"application/problem+json":{"schema":{"$ref":"#/components/schemas/Microsoft.AspNetCore.Mvc.ProblemDetails"},"example":{"type":"https://tools.ietf.org/html/rfc9110#section-15.5.2","title":"Unauthorized","status":401,"traceId":"string"}}}},"403":{"description":"Forbidden","content":{"application/problem+json":{"schema":{"$ref":"#/components/schemas/Microsoft.AspNetCore.Mvc.ProblemDetails"},"example":{"type":"https://tools.ietf.org/html/rfc9110#section-15.5.4","title":"Forbidden","status":403,"traceId":"string"}}}},"422":{"description":"UnprocessableEntity","content":{"application/problem+json":{"schema":{"$ref":"#/components/schemas/Microsoft.AspNetCore.Mvc.ValidationProblemDetails"},"example":{"type":"https://tools.ietf.org/html/rfc4918#section-11.2","title":"Unprocessable Entity","status":422,"traceId":"string"}}}},"500":{"description":"InternalServerError","content":{"application/problem+json":{"schema":{"$ref":"#/components/schemas/Microsoft.AspNetCore.Mvc.ProblemDetails"},"example":{"type":"https://tools.ietf.org/html/rfc9110#section-15.6.1","title":"An error occurred while processing your request.","status":500,"traceId":"string"}}}}}},"get":{"tags":["LoanApplication"],"summary":"/application - GET","description":"Retrieve a paginated list of loan applications filtered by the search options provided.","operationId":"get-application","parameters":[{"name":"programId","in":"query","description":"The partner program id to search applications for","schema":{"type":"string","format":"uuid","example":"00000000-0000-0000-0000-000000000000"},"example":"00000000-0000-0000-0000-000000000000"},{"name":"paginateResults","in":"query","schema":{"type":"boolean"}},{"name":"page","in":"query","schema":{"type":"integer","format":"int32"}},{"name":"perPage","in":"query","schema":{"type":"integer","format":"int32"}},{"name":"sortOn","in":"query","schema":{"type":"string"}},{"name":"sortAscending","in":"query","schema":{"type":"boolean"}}],"responses":{"200":{"description":"OK","content":{"text/plain":{"schema":{"$ref":"#/components/schemas/Cubi.Common.Abstractions.Paginated_Cubi.ConsumerLending.WebApi.Dto.LoanApplicationResponseDto"},"examples":{"default":{"value":null}}},"application/json":{"schema":{"$ref":"#/components/schemas/Cubi.Common.Abstractions.Paginated_Cubi.ConsumerLending.WebApi.Dto.LoanApplicationResponseDto"},"example":{"pageSize":0,"pageOffset":0,"totalPages":0,"totalItemCount":0,"items":[{"id":"string","platformReferenceNumber":"string","applicationDate":"string","requestedLoanAmount":0,"maximumApprovedLoanAmount":0,"loanAmount":0,"netFundingAmount":0,"partnerLoanApprovalDate":"string","apr":0,"noteRate":0,"loanAccountNumber":"string","collateralCategory":"string","loanPurpose":"string","defaultProbability":0,"customRiskScore":"string","customGrade":"string","mlaLoan":true,"mlaChecked":true,"ofacChecked":true,"promotionDetails":{"promotionMonths":0},"propertyDetails":{"streetAddress":"string","city":"string","state":"string","zipCode":"string","cltv":0,"propertyType":"Other","unitCount":0,"automatedValuationModel":0,"manualValuationModel":0,"avmConfidenceScore":0,"outstandingMortgageBalance":0},"programId":"string","applicationStatus":"string","borrowers":[{"id":"string","ssn":"string","fullName":"string","dateOfBirth":"string","annualIncome":0,"employerName":"string","emailAddress":"string","schoolName":"string","schoolOpeCode":"string","schoolGraduationYear":0,"degreeType":"string","areaOfStudy":"string","deceased":true,"housingStatus":"Own","streetAddress":"string","city":"string","state":"string","zipCode":"string","homePhoneNumber":"string","workPhoneNumber":"string","cellPhoneNumber":"string","ficoScore":0,"debtToIncomeRatio":0,"creditInquiryCount":0,"chargeOffCount":0,"tradeDelinquencyCount":0,"sixtyDayLatePaymentCount":0,"nonTraditionalInquiryCount":0,"mortgageDelinquencyCount":0,"thirtyDayLatePaymentCount":0,"numberOfMonthsSinceAnyThirtyDayLatePayments":0,"derogatoryRemarkCount":0,"hasFiledForBankruptcy":true,"debt":0,"monthsSinceBankruptcyFiled":0,"monthsSinceBankruptcyDismissed":0,"monthsSinceBankruptcyStatusDate":0}],"cosigners":[{"id":"string","ssn":"string","fullName":"string","dateOfBirth":"string","annualIncome":0,"employerName":"string","emailAddress":"string","schoolName":"string","schoolOpeCode":"string","schoolGraduationYear":0,"degreeType":"string","areaOfStudy":"string","deceased":true,"housingStatus":"Own","streetAddress":"string","city":"string","state":"string","zipCode":"string","homePhoneNumber":"string","workPhoneNumber":"string","cellPhoneNumber":"string","ficoScore":0,"debtToIncomeRatio":0,"creditInquiryCount":0,"nonTraditionalInquiryCount":0,"chargeOffCount":0,"tradeDelinquencyCount":0,"sixtyDayLatePaymentCount":0,"mortgageDelinquencyCount":0,"thirtyDayLatePaymentCount":0,"numberOfMonthsSinceAnyThirtyDayLatePayments":0,"derogatoryRemarkCount":0,"hasFiledForBankruptcy":true,"debt":0,"monthsSinceBankruptcyFiled":0,"monthsSinceBankruptcyDismissed":0,"monthsSinceBankruptcyStatusDate":0}],"rejectionReasons":[{"processingDate":"string","ruleName":"string","errorMessage":"string"}],"fundImmediatelyOnApproval":true,"immediateFundingInstructions":[{"amountToFund":0,"routingNumber":"string","accountNumber":"string","accountName":"string","accountType":"Checking","receivedDate":"string","platformReferenceNumber":"string"}],"loanId":"string","aanReasons":["string"],"contractors":[{"name":"string","ein":"string"}],"resultOfCounterOfferProcess":true,"monthlyPayment":0,"termLength":0,"merchantDiscountRatePercentage":0,"merchantDiscountRateAmount":0,"originationFeePercentage":0,"originationFeeAmount":0,"paymentFactor":0,"partnerStatus":"Signed","partnerStatusReason":"string","acquisitionChannelName":"string","stagedFundingDetails":{"expectedNumberOfStages":0,"expectedFundingLevels":[{"fundingStageNumber":0,"expectedFundingPercentage":0}]}}]}},"text/json":{"schema":{"$ref":"#/components/schemas/Cubi.Common.Abstractions.Paginated_Cubi.ConsumerLending.WebApi.Dto.LoanApplicationResponseDto"},"example":{"pageSize":0,"pageOffset":0,"totalPages":0,"totalItemCount":0,"items":[{"id":"string","platformReferenceNumber":"string","applicationDate":"string","requestedLoanAmount":0,"maximumApprovedLoanAmount":0,"loanAmount":0,"netFundingAmount":0,"partnerLoanApprovalDate":"string","apr":0,"noteRate":0,"loanAccountNumber":"string","collateralCategory":"string","loanPurpose":"string","defaultProbability":0,"customRiskScore":"string","customGrade":"string","mlaLoan":true,"mlaChecked":true,"ofacChecked":true,"promotionDetails":{"promotionMonths":0},"propertyDetails":{"streetAddress":"string","city":"string","state":"string","zipCode":"string","cltv":0,"propertyType":"Other","unitCount":0,"automatedValuationModel":0,"manualValuationModel":0,"avmConfidenceScore":0,"outstandingMortgageBalance":0},"programId":"string","applicationStatus":"string","borrowers":[{"id":"string","ssn":"string","fullName":"string","dateOfBirth":"string","annualIncome":0,"employerName":"string","emailAddress":"string","schoolName":"string","schoolOpeCode":"string","schoolGraduationYear":0,"degreeType":"string","areaOfStudy":"string","deceased":true,"housingStatus":"Own","streetAddress":"string","city":"string","state":"string","zipCode":"string","homePhoneNumber":"string","workPhoneNumber":"string","cellPhoneNumber":"string","ficoScore":0,"debtToIncomeRatio":0,"creditInquiryCount":0,"chargeOffCount":0,"tradeDelinquencyCount":0,"sixtyDayLatePaymentCount":0,"nonTraditionalInquiryCount":0,"mortgageDelinquencyCount":0,"thirtyDayLatePaymentCount":0,"numberOfMonthsSinceAnyThirtyDayLatePayments":0,"derogatoryRemarkCount":0,"hasFiledForBankruptcy":true,"debt":0,"monthsSinceBankruptcyFiled":0,"monthsSinceBankruptcyDismissed":0,"monthsSinceBankruptcyStatusDate":0}],"cosigners":[{"id":"string","ssn":"string","fullName":"string","dateOfBirth":"string","annualIncome":0,"employerName":"string","emailAddress":"string","schoolName":"string","schoolOpeCode":"string","schoolGraduationYear":0,"degreeType":"string","areaOfStudy":"string","deceased":true,"housingStatus":"Own","streetAddress":"string","city":"string","state":"string","zipCode":"string","homePhoneNumber":"string","workPhoneNumber":"string","cellPhoneNumber":"string","ficoScore":0,"debtToIncomeRatio":0,"creditInquiryCount":0,"nonTraditionalInquiryCount":0,"chargeOffCount":0,"tradeDelinquencyCount":0,"sixtyDayLatePaymentCount":0,"mortgageDelinquencyCount":0,"thirtyDayLatePaymentCount":0,"numberOfMonthsSinceAnyThirtyDayLatePayments":0,"derogatoryRemarkCount":0,"hasFiledForBankruptcy":true,"debt":0,"monthsSinceBankruptcyFiled":0,"monthsSinceBankruptcyDismissed":0,"monthsSinceBankruptcyStatusDate":0}],"rejectionReasons":[{"processingDate":"string","ruleName":"string","errorMessage":"string"}],"fundImmediatelyOnApproval":true,"immediateFundingInstructions":[{"amountToFund":0,"routingNumber":"string","accountNumber":"string","accountName":"string","accountType":"Checking","receivedDate":"string","platformReferenceNumber":"string"}],"loanId":"string","aanReasons":["string"],"contractors":[{"name":"string","ein":"string"}],"resultOfCounterOfferProcess":true,"monthlyPayment":0,"termLength":0,"merchantDiscountRatePercentage":0,"merchantDiscountRateAmount":0,"originationFeePercentage":0,"originationFeeAmount":0,"paymentFactor":0,"partnerStatus":"Signed","partnerStatusReason":"string","acquisitionChannelName":"string","stagedFundingDetails":{"expectedNumberOfStages":0,"expectedFundingLevels":[{"fundingStageNumber":0,"expectedFundingPercentage":0}]}}]}}}},"400":{"description":"BadRequest","content":{"application/problem+json":{"schema":{"$ref":"#/components/schemas/Microsoft.AspNetCore.Mvc.ValidationProblemDetails"},"example":{"type":"https://tools.ietf.org/html/rfc9110#section-15.5.1","title":"One or more validation errors occurred.","status":400,"traceId":"string"}}}},"401":{"description":"Unauthorized","content":{"application/problem+json":{"schema":{"$ref":"#/components/schemas/Microsoft.AspNetCore.Mvc.ProblemDetails"},"example":{"type":"https://tools.ietf.org/html/rfc9110#section-15.5.2","title":"Unauthorized","status":401,"traceId":"string"}}}},"403":{"description":"Forbidden","content":{"application/problem+json":{"schema":{"$ref":"#/components/schemas/Microsoft.AspNetCore.Mvc.ProblemDetails"},"example":{"type":"https://tools.ietf.org/html/rfc9110#section-15.5.4","title":"Forbidden","status":403,"traceId":"string"}}}},"404":{"description":"NotFound","content":{"application/problem+json":{"schema":{"$ref":"#/components/schemas/Microsoft.AspNetCore.Mvc.ProblemDetails"},"example":{"type":"https://tools.ietf.org/html/rfc9110#section-15.5.5","title":"Not Found","status":404,"traceId":"string"}}}},"422":{"description":"UnprocessableEntity","content":{"application/problem+json":{"schema":{"$ref":"#/components/schemas/Microsoft.AspNetCore.Mvc.ValidationProblemDetails"},"example":{"type":"https://tools.ietf.org/html/rfc4918#section-11.2","title":"Unprocessable Entity","status":422,"traceId":"string"}}}},"500":{"description":"InternalServerError","content":{"application/problem+json":{"schema":{"$ref":"#/components/schemas/Microsoft.AspNetCore.Mvc.ProblemDetails"},"example":{"type":"https://tools.ietf.org/html/rfc9110#section-15.6.1","title":"An error occurred while processing your request.","status":500,"traceId":"string"}}}}}}},"/application/{id}":{"get":{"tags":["LoanApplication"],"summary":"/application/{id} - GET","description":"Retrieve a specific loan application using its Id value.","operationId":"get-application-id","parameters":[{"name":"id","in":"path","description":"","required":true,"schema":{"type":"string","format":"uuid"}}],"responses":{"200":{"description":"OK","content":{"text/plain":{"schema":{"$ref":"#/components/schemas/Cubi.ConsumerLending.WebApi.Dto.LoanApplicationResponseDto"},"examples":{"default":{"value":null}}},"application/json":{"schema":{"$ref":"#/components/schemas/Cubi.ConsumerLending.WebApi.Dto.LoanApplicationResponseDto"},"example":{"id":"string","platformReferenceNumber":"string","applicationDate":"string","requestedLoanAmount":0,"maximumApprovedLoanAmount":0,"loanAmount":0,"netFundingAmount":0,"partnerLoanApprovalDate":"string","apr":0,"noteRate":0,"loanAccountNumber":"string","collateralCategory":"string","loanPurpose":"string","defaultProbability":0,"customRiskScore":"string","customGrade":"string","mlaLoan":true,"mlaChecked":true,"ofacChecked":true,"promotionDetails":{"promotionMonths":0},"propertyDetails":{"streetAddress":"string","city":"string","state":"string","zipCode":"string","cltv":0,"propertyType":"Other","unitCount":0,"automatedValuationModel":0,"manualValuationModel":0,"avmConfidenceScore":0,"outstandingMortgageBalance":0},"programId":"string","applicationStatus":"string","borrowers":[{"id":"string","ssn":"string","fullName":"string","dateOfBirth":"string","annualIncome":0,"employerName":"string","emailAddress":"string","schoolName":"string","schoolOpeCode":"string","schoolGraduationYear":0,"degreeType":"string","areaOfStudy":"string","deceased":true,"housingStatus":"Own","streetAddress":"string","city":"string","state":"string","zipCode":"string","homePhoneNumber":"string","workPhoneNumber":"string","cellPhoneNumber":"string","ficoScore":0,"debtToIncomeRatio":0,"creditInquiryCount":0,"chargeOffCount":0,"tradeDelinquencyCount":0,"sixtyDayLatePaymentCount":0,"nonTraditionalInquiryCount":0,"mortgageDelinquencyCount":0,"thirtyDayLatePaymentCount":0,"numberOfMonthsSinceAnyThirtyDayLatePayments":0,"derogatoryRemarkCount":0,"hasFiledForBankruptcy":true,"debt":0,"monthsSinceBankruptcyFiled":0,"monthsSinceBankruptcyDismissed":0,"monthsSinceBankruptcyStatusDate":0}],"cosigners":[{"id":"string","ssn":"string","fullName":"string","dateOfBirth":"string","annualIncome":0,"employerName":"string","emailAddress":"string","schoolName":"string","schoolOpeCode":"string","schoolGraduationYear":0,"degreeType":"string","areaOfStudy":"string","deceased":true,"housingStatus":"Own","streetAddress":"string","city":"string","state":"string","zipCode":"string","homePhoneNumber":"string","workPhoneNumber":"string","cellPhoneNumber":"string","ficoScore":0,"debtToIncomeRatio":0,"creditInquiryCount":0,"nonTraditionalInquiryCount":0,"chargeOffCount":0,"tradeDelinquencyCount":0,"sixtyDayLatePaymentCount":0,"mortgageDelinquencyCount":0,"thirtyDayLatePaymentCount":0,"numberOfMonthsSinceAnyThirtyDayLatePayments":0,"derogatoryRemarkCount":0,"hasFiledForBankruptcy":true,"debt":0,"monthsSinceBankruptcyFiled":0,"monthsSinceBankruptcyDismissed":0,"monthsSinceBankruptcyStatusDate":0}],"rejectionReasons":[{"processingDate":"string","ruleName":"string","errorMessage":"string"}],"fundImmediatelyOnApproval":true,"immediateFundingInstructions":[{"amountToFund":0,"routingNumber":"string","accountNumber":"string","accountName":"string","accountType":"Checking","receivedDate":"string","platformReferenceNumber":"string"}],"loanId":"string","aanReasons":["string"],"contractors":[{"name":"string","ein":"string"}],"resultOfCounterOfferProcess":true,"monthlyPayment":0,"termLength":0,"merchantDiscountRatePercentage":0,"merchantDiscountRateAmount":0,"originationFeePercentage":0,"originationFeeAmount":0,"paymentFactor":0,"partnerStatus":"Signed","partnerStatusReason":"string","acquisitionChannelName":"string","stagedFundingDetails":{"expectedNumberOfStages":0,"expectedFundingLevels":[{"fundingStageNumber":0,"expectedFundingPercentage":0}]}}},"text/json":{"schema":{"$ref":"#/components/schemas/Cubi.ConsumerLending.WebApi.Dto.LoanApplicationResponseDto"},"example":{"id":"string","platformReferenceNumber":"string","applicationDate":"string","requestedLoanAmount":0,"maximumApprovedLoanAmount":0,"loanAmount":0,"netFundingAmount":0,"partnerLoanApprovalDate":"string","apr":0,"noteRate":0,"loanAccountNumber":"string","collateralCategory":"string","loanPurpose":"string","defaultProbability":0,"customRiskScore":"string","customGrade":"string","mlaLoan":true,"mlaChecked":true,"ofacChecked":true,"promotionDetails":{"promotionMonths":0},"propertyDetails":{"streetAddress":"string","city":"string","state":"string","zipCode":"string","cltv":0,"propertyType":"Other","unitCount":0,"automatedValuationModel":0,"manualValuationModel":0,"avmConfidenceScore":0,"outstandingMortgageBalance":0},"programId":"string","applicationStatus":"string","borrowers":[{"id":"string","ssn":"string","fullName":"string","dateOfBirth":"string","annualIncome":0,"employerName":"string","emailAddress":"string","schoolName":"string","schoolOpeCode":"string","schoolGraduationYear":0,"degreeType":"string","areaOfStudy":"string","deceased":true,"housingStatus":"Own","streetAddress":"string","city":"string","state":"string","zipCode":"string","homePhoneNumber":"string","workPhoneNumber":"string","cellPhoneNumber":"string","ficoScore":0,"debtToIncomeRatio":0,"creditInquiryCount":0,"chargeOffCount":0,"tradeDelinquencyCount":0,"sixtyDayLatePaymentCount":0,"nonTraditionalInquiryCount":0,"mortgageDelinquencyCount":0,"thirtyDayLatePaymentCount":0,"numberOfMonthsSinceAnyThirtyDayLatePayments":0,"derogatoryRemarkCount":0,"hasFiledForBankruptcy":true,"debt":0,"monthsSinceBankruptcyFiled":0,"monthsSinceBankruptcyDismissed":0,"monthsSinceBankruptcyStatusDate":0}],"cosigners":[{"id":"string","ssn":"string","fullName":"string","dateOfBirth":"string","annualIncome":0,"employerName":"string","emailAddress":"string","schoolName":"string","schoolOpeCode":"string","schoolGraduationYear":0,"degreeType":"string","areaOfStudy":"string","deceased":true,"housingStatus":"Own","streetAddress":"string","city":"string","state":"string","zipCode":"string","homePhoneNumber":"string","workPhoneNumber":"string","cellPhoneNumber":"string","ficoScore":0,"debtToIncomeRatio":0,"creditInquiryCount":0,"nonTraditionalInquiryCount":0,"chargeOffCount":0,"tradeDelinquencyCount":0,"sixtyDayLatePaymentCount":0,"mortgageDelinquencyCount":0,"thirtyDayLatePaymentCount":0,"numberOfMonthsSinceAnyThirtyDayLatePayments":0,"derogatoryRemarkCount":0,"hasFiledForBankruptcy":true,"debt":0,"monthsSinceBankruptcyFiled":0,"monthsSinceBankruptcyDismissed":0,"monthsSinceBankruptcyStatusDate":0}],"rejectionReasons":[{"processingDate":"string","ruleName":"string","errorMessage":"string"}],"fundImmediatelyOnApproval":true,"immediateFundingInstructions":[{"amountToFund":0,"routingNumber":"string","accountNumber":"string","accountName":"string","accountType":"Checking","receivedDate":"string","platformReferenceNumber":"string"}],"loanId":"string","aanReasons":["string"],"contractors":[{"name":"string","ein":"string"}],"resultOfCounterOfferProcess":true,"monthlyPayment":0,"termLength":0,"merchantDiscountRatePercentage":0,"merchantDiscountRateAmount":0,"originationFeePercentage":0,"originationFeeAmount":0,"paymentFactor":0,"partnerStatus":"Signed","partnerStatusReason":"string","acquisitionChannelName":"string","stagedFundingDetails":{"expectedNumberOfStages":0,"expectedFundingLevels":[{"fundingStageNumber":0,"expectedFundingPercentage":0}]}}}}},"400":{"description":"BadRequest","content":{"application/problem+json":{"schema":{"$ref":"#/components/schemas/Microsoft.AspNetCore.Mvc.ValidationProblemDetails"},"example":{"type":"https://tools.ietf.org/html/rfc9110#section-15.5.1","title":"One or more validation errors occurred.","status":400,"traceId":"string"}}}},"401":{"description":"Unauthorized","content":{"application/problem+json":{"schema":{"$ref":"#/components/schemas/Microsoft.AspNetCore.Mvc.ProblemDetails"},"example":{"type":"https://tools.ietf.org/html/rfc9110#section-15.5.2","title":"Unauthorized","status":401,"traceId":"string"}}}},"403":{"description":"Forbidden","content":{"application/problem+json":{"schema":{"$ref":"#/components/schemas/Microsoft.AspNetCore.Mvc.ProblemDetails"},"example":{"type":"https://tools.ietf.org/html/rfc9110#section-15.5.4","title":"Forbidden","status":403,"traceId":"string"}}}},"404":{"description":"NotFound","content":{"application/problem+json":{"schema":{"$ref":"#/components/schemas/Microsoft.AspNetCore.Mvc.ProblemDetails"},"example":{"type":"https://tools.ietf.org/html/rfc9110#section-15.5.5","title":"Not Found","status":404,"traceId":"string"}}}},"422":{"description":"UnprocessableEntity","content":{"application/problem+json":{"schema":{"$ref":"#/components/schemas/Microsoft.AspNetCore.Mvc.ValidationProblemDetails"},"example":{"type":"https://tools.ietf.org/html/rfc4918#section-11.2","title":"Unprocessable Entity","status":422,"traceId":"string"}}}},"500":{"description":"InternalServerError","content":{"application/problem+json":{"schema":{"$ref":"#/components/schemas/Microsoft.AspNetCore.Mvc.ProblemDetails"},"example":{"type":"https://tools.ietf.org/html/rfc9110#section-15.6.1","title":"An error occurred while processing your request.","status":500,"traceId":"string"}}}}}}},"/program/{id}":{"get":{"tags":["PartnerProgram"],"summary":"/program/{id} - GET","
# --- truncated at 32 KB (121 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/customers-bank/refs/heads/main/openapi/customers-bank-consumerlending-openapi.json