Credilinq.ai KYC API

The KYC API from Credilinq.ai — 8 operation(s) for kyc.

OpenAPI Specification

credilinqai-kyc-api-openapi.yml Raw ↑
openapi: 3.0.0
info:
  title: CrediLinq Authentication KYC API
  description: 'CrediLinq embedded finance API: B2B PayLater and GMV Financing for platforms and marketplaces. Covers Auth0 token generation, merchant onboarding and eligibility, customer and director KYC, credit line and loan (drawdown) management, payments and reconciliation, reporting, and demographic reference data.'
  version: '1.0'
  contact:
    name: CrediLinq Support
    email: support@credilinq.ai
    url: https://docs.credilinq.ai/
servers:
- url: https://sandbox-api.credilinq.ai
  description: Sandbox
- url: https://stage-api.credilinq.ai
  description: Staging
- url: https://api.credilinq.ai
  description: Production
security:
- access-token: []
tags:
- name: KYC
paths:
  /v2/kyc/customer/create:
    post:
      operationId: KycController_createCustomerKYCV2
      summary: Initiate Customer KYC
      description: ''
      parameters:
      - name: accept-language
        in: header
        description: 'Language of the response, supported languages: en-us, in'
        schema:
          type: string
          default: en-us
      requestBody:
        required: true
        content:
          multipart/form-data:
            schema:
              $ref: '#/components/schemas/AddBusinessKycDTO'
      responses:
        '200':
          description: Customer KYC Created
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CustomerKYCResponse'
        '401':
          description: Invalid credentials
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UnauthorizedResponse'
        '403':
          description: Forbidden resource
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ForbiddenResponse'
        '500':
          description: Internal Server Error, Some problem is there, please try after sometime
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/InternalErrorResponse'
      tags:
      - KYC
      security:
      - access-token: []
  /v2/kyc/customer/update:
    put:
      operationId: KycController_updateCustomerKYCV2
      summary: Update Customer KYC
      description: ''
      parameters:
      - name: accept-language
        in: header
        description: 'Language of the response, supported languages: en-us, in'
        schema:
          type: string
          default: en-us
      requestBody:
        required: true
        content:
          multipart/form-data:
            schema:
              $ref: '#/components/schemas/UpdateBusinessKycDTO'
      responses:
        '200':
          description: Customer KYC Updated
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CustomerKYCResponse'
        '401':
          description: Invalid credentials
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UnauthorizedResponse'
        '403':
          description: Forbidden resource
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ForbiddenResponse'
        '500':
          description: Internal Server Error, Some problem is there, please try after sometime
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/InternalErrorResponse'
      tags:
      - KYC
      security:
      - access-token: []
  /v2/kyc/director/create:
    post:
      operationId: KycController_addDirectorKycV2
      summary: Initiate Director KYC
      description: ''
      parameters:
      - name: accept-language
        in: header
        description: 'Language of the response, supported languages: en-us, in'
        schema:
          type: string
          default: en-us
      requestBody:
        required: true
        content:
          multipart/form-data:
            schema:
              $ref: '#/components/schemas/AddDirectorKycDTO'
      responses:
        '200':
          description: Director KYC Created
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/DirectorKYCResponse'
        '401':
          description: Invalid credentials
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UnauthorizedResponse'
        '403':
          description: Forbidden resource
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ForbiddenResponse'
        '500':
          description: Internal Server Error, Some problem is there, please try after sometime
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/InternalErrorResponse'
      tags:
      - KYC
      security:
      - access-token: []
  /v2/kyc/director/update:
    put:
      operationId: KycController_updateDirectorInformationV2
      summary: Update Director KYC
      description: ''
      parameters:
      - name: accept-language
        in: header
        description: 'Language of the response, supported languages: en-us, in'
        schema:
          type: string
          default: en-us
      requestBody:
        required: true
        content:
          multipart/form-data:
            schema:
              $ref: '#/components/schemas/UpdateDirectorKycDTO'
      responses:
        '200':
          description: Director KYC Updated
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/DirectorKYCResponse'
        '401':
          description: Invalid credentials
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UnauthorizedResponse'
        '403':
          description: Forbidden resource
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ForbiddenResponse'
        '500':
          description: Internal Server Error, Some problem is there, please try after sometime
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/InternalErrorResponse'
      tags:
      - KYC
      security:
      - access-token: []
  /v1/kyc/send-for-review:
    post:
      operationId: KycController_sendKycForReview
      summary: Send KYC For Review
      description: ''
      parameters:
      - name: accept-language
        in: header
        description: 'Language of the response, supported languages: en-us, in'
        schema:
          type: string
          default: en-us
      requestBody:
        required: true
        content:
          multipart/form-data:
            schema:
              $ref: '#/components/schemas/SendForKycReviewDto'
      responses:
        '200':
          description: KYC Sent For Review
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/KycApprovalSubmitResponse'
        '401':
          description: Invalid credentials
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UnauthorizedResponse'
        '403':
          description: Forbidden resource
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ForbiddenResponse'
        '500':
          description: Internal Server Error, Some problem is there, please try after sometime
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/InternalErrorResponse'
      tags:
      - KYC
      security:
      - access-token: []
  /v1/kyc/details/{applicationId}:
    get:
      operationId: KycController_getKycData
      summary: Get KYC Data
      description: ''
      parameters:
      - name: accept-language
        in: header
        description: 'Language of the response, supported languages: en-us, in'
        schema:
          type: string
          default: en-us
      - name: applicationId
        required: true
        in: path
        description: Application Id. It's a unique number with a combination of alphabets, numeric and some special characters like dash, hash, ampersand and forward slash.
        allowEmptyValue: false
        example: d8eb1219-gg24-4773-97d8-b05264621e60
        schema:
          type: string
      responses:
        '200':
          description: Get KYC Data
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/KYCDetailsResponse'
        '401':
          description: Invalid credentials
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UnauthorizedResponse'
        '403':
          description: Forbidden resource
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ForbiddenResponse'
        '500':
          description: Internal Server Error, Some problem is there, please try after sometime
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/InternalErrorResponse'
      tags:
      - KYC
      security:
      - access-token: []
  /v1/kyc/individual/create:
    post:
      operationId: KycController_createIndividualCustomerKYC
      summary: Initiate Individual KYC
      description: ''
      parameters:
      - name: accept-language
        in: header
        description: 'Language of the response, supported languages: en-us, in'
        schema:
          type: string
          default: en-us
      requestBody:
        required: true
        content:
          multipart/form-data:
            schema:
              $ref: '#/components/schemas/AddIndividualKycDTO'
      responses:
        '200':
          description: Individual KYC Created
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/IndividualCustomerKYCResponse'
        '401':
          description: Invalid credentials
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UnauthorizedResponse'
        '403':
          description: Forbidden resource
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ForbiddenResponse'
        '500':
          description: Internal Server Error, Some problem is there, please try after sometime
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/InternalErrorResponse'
      tags:
      - KYC
      security:
      - access-token: []
  /v1/kyc/individual/update:
    put:
      operationId: KycController_updateIndividualCustomerKYC
      summary: Update Individual KYC
      description: ''
      parameters:
      - name: accept-language
        in: header
        description: 'Language of the response, supported languages: en-us, in'
        schema:
          type: string
          default: en-us
      requestBody:
        required: true
        content:
          multipart/form-data:
            schema:
              $ref: '#/components/schemas/UpdateIndividualKycDTO'
      responses:
        '200':
          description: Individual KYC Updated
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/IndividualCustomerKYCResponse'
        '401':
          description: Invalid credentials
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UnauthorizedResponse'
        '403':
          description: Forbidden resource
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ForbiddenResponse'
        '500':
          description: Internal Server Error, Some problem is there, please try after sometime
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/InternalErrorResponse'
      tags:
      - KYC
      security:
      - access-token: []
components:
  schemas:
    UpdateBusinessKycDTO:
      type: object
      properties:
        customerName:
          type: string
          description: "Customer or a Company's Full Name.\n - ``` /^(?:(?=^.*([0-9]|[a-z]|[A-Z]))(([0-9]|[a-z]|[A-Z]))|([0-9]|[a-z]|[A-Z]))/g ```\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
          default: ''
          example: John Doe
        companyRegistrationNo:
          type: string
          default: ''
          example: 1111111ET
          description: "Registration number with which company is registered.\n - ``` /^[A-Za-z0-9/-]+$/ ```"
        companyRegistrationDate:
          type: string
          description: Company Registration Date is a date at which company is registered. Supported Date Formats (DD-MM-YYYY/DD MMM YYYY)
          example: 13-07-2023
          default: ''
        incorporationCountry:
          type: string
          default: ''
          example: Singapore
          description: "Country of incorporation for company.\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        industry:
          type: string
          default: ''
          enum:
          - Agriculture / Fishing / Food Production
          - Building and Construction - Private Sector
          - Building and Construction - Public Sector
          - Education
          - Energy - generation and distribution
          - Health & Human Services
          - IT services
          - Manufacturing
          - Manufacturing - computer & electronics
          - Manufacturing - consumer related
          - Media
          - Other
          - Renewable
          - Retail Trading
          - Service Sector - F&B
          - Service Sector - non-F&B
          - Transport & Logistics
          - Wholesale Trader
          description: Industry indicates the type of activity in which company is involved. For eg. Travel, Media, Manufacuring etc
          example: IT services
        address:
          type: string
          default: ''
          example: 100 North St, Singapore
          description: "Address of company.\n - ``` /^(?:(?=^.*([0-9]|[a-z]|[A-Z]))(([0-9]|[a-z]|[A-Z]))|([0-9]|[a-z]|[A-Z]))/g ```\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        zipCode:
          type: string
          default: ''
          example: '155010'
          description: "ZipCode/PinCode for address.\n - ``` /^[A-Za-z0-9]+$/ ```\n \n Shouldn't match:\n - ```/^[\\W_]+$/```"
        state:
          type: string
          example: Central Region
          default: ''
          description: "State in which company is located.\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        district:
          type: string
          example: Bedok
          default: ''
          description: "District in which company is located.\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        city:
          type: string
          example: Downtown
          default: ''
          description: "City in which company is located.\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        area:
          type: string
          example: PC garden
          default: ''
          description: "Area in which company is located.\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        street:
          type: string
          example: SD School St
          default: ''
          description: "Street in which company is located.\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        country:
          type: string
          default: ''
          example: Singapore
          description: "Country in which company is located.\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        mobileNo:
          type: string
          default: ''
          example: '+6578787141'
          description: "Company/Customer's Mobile number along with country code.\n - ```<= 15 characters```\n - ``` /^(\\+\\d{1,4}[-. ]?)?(\\()?\\d{3}(\\))?[-. ]?\\d{3}[-. ]?\\d{3,4}$/```"
        companyDescription:
          type: string
          default: ''
          example: An Insurance company...
          description: "Some description of company\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        taxIdNumber:
          type: string
          default: ''
          example: '12155154'
          description: "Registered tax identifixation number for company\n - ``` /^[A-Za-z0-9+-]+$/ ```\n \n Shouldn't match:\n - ```/^[a-z]+$/i```\n\n - ```/^[\\W_]+$/```"
        bankName:
          type: string
          default: ''
          example: DBS Bank
          description: "Bank name where company account is.\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        bankAccountNumber:
          type: number
          default: ''
          example: 7818154515215451
          description: Account number of company account.
        bankSwiftCode:
          type: string
          example: '78948142'
          default: ''
          description: "Bank Swift code.\n - ``` /^[A-Za-z0-9]+$/ ```\n \n Shouldn't match:\n - ```/^[\\W_]+$/```"
        bankAccountName:
          type: string
          default: ''
          example: HEALTHIFY INC.
          description: "Bank Account Name.\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        bankAddress:
          type: string
          example: 78 South Region, Singapore
          default: ''
          description: "Bank Address.\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        intermediaryBankName:
          type: string
          default: ''
          example: DBS Bank
          description: "Intermediary Bank Name where company account is.\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        intermediaryBankSWIFTCode:
          type: string
          default: ''
          example: '78948142'
          description: "Intermediary Bank Swift code.\n - ``` /^[A-Za-z0-9]+$/ ```\n \n Shouldn't match:\n - ```/^[\\W_]+$/```"
        wireRemittanceRouteNumber:
          type: number
          default: ''
          example: 074000078
          description: "Wire Remittance Route Number.\n - ```<= 20 characters```\n - ``` /^\\d+$/```"
        achRoutingNumber:
          type: number
          default: ''
          example: 074000078
          description: "ACH Routing Number.\n - ```<= 20 characters```\n - ``` /^\\d+$/```"
        files:
          description: Customer KYC Documents
          type: array
          items:
            type: string
            format: binary
        applicationId:
          type: string
          default: ''
          example: d8eb1219-gg24-4773-97d8-b05264621e60
          description: Application Id
        businessId:
          type: string
          default: ''
          example: d8eb1219-gg24-4773-97d8-b05264621e60
          description: Business Id
      required:
      - applicationId
      - businessId
    KycDetailsAggResponse:
      type: object
      properties:
        applicationId:
          type: string
          default: string
          description: Id of the application
        dataConsent:
          type: boolean
          default: true
          description: Data Consent
        business:
          type: array
          items:
            $ref: '#/components/schemas/KycDetailsBusinessResponse'
      required:
      - applicationId
      - dataConsent
      - business
    CustomerKYCResponse:
      type: object
      properties:
        statusCode:
          type: number
          default: 200
          description: The HTTP status code of the error
        data:
          description: Response Data from the operation
          allOf:
          - $ref: '#/components/schemas/CustomerKYC'
        message:
          type: string
          default: Success
          description: Human-readable message containing all available details about the operation
        success:
          type: boolean
          default: true
          description: A boolean indicating whether this was a success response or an error response
      required:
      - statusCode
      - data
      - message
      - success
    KycDetailsDirectorResponse:
      type: object
      properties:
        directorId:
          type: string
          default: string
          description: Id of the director
        status:
          type: string
          description: Director Status
          example: active
          enum:
          - active
          - inactive
        directorName:
          type: string
          default: string
          description: Name of the director.
        email:
          type: string
          default: string
          description: Email address of director.
        mobileNo:
          type: string
          default: string
          description: Contact phone number of director.
        shareholding:
          type: string
          default: string
          description: The amount of shares that director owns in a company or business
        personalIdentificationNumber:
          type: string
          default: string
          description: Personal identification number.
        address:
          type: string
          default: string
          description: Address of director.
        country:
          type: string
          default: string
          description: Country of director.
        zipCode:
          type: string
          default: string
          description: ZipCode/PinCode for address.
        state:
          type: string
          default: string
          description: State of the director
        district:
          type: string
          default: string
          description: District of the director
        city:
          type: string
          default: string
          description: City of the director
        area:
          type: string
          default: string
          description: Area of the director
        street:
          type: string
          default: string
          description: Street of the director
        documents:
          $ref: '#/components/schemas/KycDetailsDocumentsResponse'
      required:
      - directorId
      - directorName
      - email
      - mobileNo
      - shareholding
      - personalIdentificationNumber
      - address
      - country
      - zipCode
      - state
      - district
      - city
      - area
      - street
      - documents
    KYCDetailsResponse:
      type: object
      properties:
        statusCode:
          type: number
          default: 200
          description: The HTTP status code of the error
        data:
          description: Response Data from the operation
          allOf:
          - $ref: '#/components/schemas/KycDetailsAggResponse'
        message:
          type: string
          default: Success
          description: Human-readable message containing all available details about the operation
        success:
          type: boolean
          default: true
          description: A boolean indicating whether this was a success response or an error response
      required:
      - statusCode
      - data
      - message
      - success
    KycDetails:
      type: object
      properties:
        applicationId:
          type: string
          default: string
          description: Id of the application
      required:
      - applicationId
    SendForKycReviewDto:
      type: object
      properties:
        applicationId:
          type: string
          default: ''
          example: d8eb1219-gg24-4773-97d8-b05264621e60
          description: Application Id
        kycType:
          type: string
          default: business
          example: individual
          description: individual | business
      required:
      - applicationId
    UpdateIndividualKycDTO:
      type: object
      properties:
        customerReferenceNo:
          type: string
          default: ''
          example: c3eb1619-ff24-4773-97d8-b05264621e60
          description: Customer reference number
        businessName:
          type: string
          description: "Business Name\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
          default: ''
        industry:
          type: string
          default: ''
          enum:
          - Agriculture / Fishing / Food Production
          - Building and Construction - Private Sector
          - Building and Construction - Public Sector
          - Education
          - Energy - generation and distribution
          - Health & Human Services
          - IT services
          - Manufacturing
          - Manufacturing - computer & electronics
          - Manufacturing - consumer related
          - Media
          - Other
          - Renewable
          - Retail Trading
          - Service Sector - F&B
          - Service Sector - non-F&B
          - Transport & Logistics
          - Wholesale Trader
          description: Industry indicates the type of activity in which company is involved. For eg. Travel, Media, Manufacuring etc
          example: IT services
        businessAddress:
          type: string
          default: ''
          example: 45 West Region, Singpoare
          description: "Address of business. This could be same address as owner address\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        businessArea:
          type: string
          example: PC garden
          default: ''
          description: "Area of the business\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        businessStreet:
          type: string
          example: SD School St
          default: ''
          description: "Street in which company is located.\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        businessZipCode:
          type: string
          default: ''
          example: '79581'
          description: "ZipCode/PinCode for address.\n \n Shouldn't match:\n - ```/^[\\W_]+$/```"
        businessState:
          type: string
          example: Central Region
          default: ''
          description: "State of the business\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        businessDistrict:
          type: string
          example: Bedok
          default: ''
          description: "District of the business\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        businessCity:
          type: string
          example: Downtown
          default: ''
          description: "City of the business\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        businessDescription:
          type: string
          default: ''
          example: An Insurance company...
          description: "Some description of company\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        businessMobileNumber:
          type: string
          default: ''
          example: '+6578787141'
          description: "Company/Customer's Mobile number along with country code.\n - ```<= 15 characters```\n - ``` /^(\\+\\d{1,4}[-. ]?)?(\\()?\\d{3}(\\))?[-. ]?\\d{3}[-. ]?\\d{3,4}$/```"
        bankName:
          type: string
          default: ''
          example: DBS Bank
          description: "Bank name where company account is.\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        bankAccountNumber:
          type: number
          default: ''
          example: 7818154515215451
          description: Account number of company account.
        bankSwiftCode:
          type: string
          example: '78948142'
          default: ''
          description: "Bank Swift code.\n - ``` /^[A-Za-z0-9]+$/ ```\n \n Shouldn't match:\n - ```/^[\\W_]+$/```"
        bankAccountName:
          type: string
          default: ''
          example: HEALTHIFY INC.
          description: "Bank Account Name.\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        bankAddress:
          type: string
          example: 78 South Region, Singapore
          default: ''
          description: "Bank Address.\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        intermediaryBankName:
          type: string
          default: ''
          example: DBS Bank
          description: "Intermediary Bank Name where company account is.\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        intermediaryBankSWIFTCode:
          type: string
          default: ''
          example: '78948142'
          description: "Intermediary Bank Swift code.\n - ``` /^[A-Za-z0-9]+$/ ```\n \n Shouldn't match:\n - ```/^[\\W_]+$/```"
        wireRemittanceRouteNumber:
          type: number
          default: ''
          example: 074000078
          description: "Wire Remittance Route Number.\n - ```<= 20 characters```\n - ``` /^\\d+$/```"
        achRoutingNumber:
          type: number
          default: ''
          example: 074000078
          description: "ACH Routing Number.\n - ```<= 20 characters```\n - ``` /^\\d+$/```"
        fullName:
          type: string
          default: ''
          example: Marques Brownlee
          description: "Name of the owner.\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        email:
          type: string
          example: m.brownlee@healthify.com
          default: ''
          description: Email address of owner.
        numberOfShareholding:
          type: string
          description: The amount of shares that owner owns in a company or business
          example: '10'
        ownerStatus:
          type: string
          description: Owner Status
          example: active
          enum:
          - active
          - inactive
        personalIdentificationNumber:
          type: string
          example: B88964115515A
          description: "Personal identification number.\n - ``` /^[A-Za-z0-9+-]+$/ ```\n \n Shouldn't match:\n - ```/^[\\W_]+$/```"
        ownersResidentialAddress:
          type: string
          default: ''
          example: 45 West Region, Singpoare
          description: "Address of owner.\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        ownerArea:
          type: string
          example: PC garden
          default: ''
          description: "Area of the owner\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        ownerStreet:
          type: string
          example: SD School St
          default: ''
          description: "Street in which owner is located.\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        ownerZipCode:
          type: string
          default: ''
          example: '79581'
          description: "ZipCode/PinCode for address.\n \n Shouldn't match:\n - ```/^[\\W_]+$/```"
        ownerState:
          type: string
          example: Central Region
          default: ''
          description: "State of the owner\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        ownerDistrict:
          type: string
          example: Bedok
          default: ''
          description: "District of the owner\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        ownerCity:
          type: string
          example: Downtown
          default: ''
          description: "City of the owner\n \n Shouldn't match:\n - ```/^\\d+$/```\n\n - ```/^[\\W_]+$/```"
        ownerMobileNumber:
          type: string
          default: ''
          example: '+6578787141'
          description: "Owner's Mobile number along with country code.\n - ```<= 15 characters```\n - ``` /^(\\+\\d{1,4}[-. ]?)?(\\()?\\d{3}(\\))?[-. ]?\\d{3}[-. ]?\\d{3,4}$/```"
        files:
          description: KYC Documents
          type: array
          items:
            type: string
            format: binary
        applicationId:
          type: string
          default: ''
          example: d8eb1219-gg24-4773-97d8-b05264621e60
          description: Application Id
        businessId:
          type: string
          default: ''
          example: d8eb1219-gg24-4773-97d8-b05264621e60
          description: Business Id
        directorId:
          type

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# Full source: https://raw.githubusercontent.com/api-evangelist/credilinqai/refs/heads/main/openapi/credilinqai-kyc-api-openapi.yml