Coutts
Coutts Confirmation of Funds API

OBIE Read/Write Confirmation of Funds (CBPII) API for Coutts, letting authorised Card Based Payment Instrument Issuers check whether sufficient funds are available on an account before a transaction. Conforms to the OBIE Read/Write Standard and is secured with FAPI OAuth2/OIDC, mTLS and PSD2 strong customer authentication.
Documentation GitHub OpenAPI
OpenAPI Specification

openapi: 3.0.0
info:
  title: Confirmation of Funds API Specification
  description: |
    Swagger for Confirmation of Funds API Specification.
    
    **Please Note**: There are no optional fields, if a field is not marked as “Required” it is a Conditional field.
  termsOfService: https://www.openbanking.org.uk/terms
  contact:
    name: Service Desk
    email: ServiceDesk@openbanking.org.uk
  license:
    name: open-licence
    url: https://www.openbanking.org.uk/open-licence
  version: 4.0.1
paths:
  /funds-confirmation-consents:
    post:
      tags:
        - Funds Confirmation Consents
      summary: Create a Funds Confirmation Consent
      description: Enables a CBPII to ask an ASPSP to create a new funds-confirmation-consent resource, by sending a copy of the consent to the ASPSP.
      operationId: CreateFundsConfirmationConsents
      parameters:
        - $ref: '#/components/parameters/x-fapi-auth-date'
        - $ref: '#/components/parameters/x-fapi-customer-ip-address'
        - $ref: '#/components/parameters/x-fapi-interaction-id'
        - $ref: '#/components/parameters/Authorization'
        - $ref: '#/components/parameters/x-customer-user-agent'
        - $ref: '#/components/parameters/x-client-id'
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/OBFundsConfirmationConsent1'
        description: Default
        required: true
      responses:
        '201':
          $ref: '#/components/responses/201FundsConfirmationConsentsCreated'
        '400':
          $ref: '#/components/responses/400Error'
        '401':
          $ref: '#/components/responses/401Error'
        '403':
          $ref: '#/components/responses/403Error'
        '405':
          $ref: '#/components/responses/405Error'
        '406':
          $ref: '#/components/responses/406Error'
        '415':
          $ref: '#/components/responses/415Error'
        '429':
          $ref: '#/components/responses/429Error'
        '500':
          $ref: '#/components/responses/500Error'
      security:
        - TPPOAuth2Security:
            - fundsconfirmations
  /funds-confirmation-consents/{ConsentId}:
    get:
      tags:
        - Funds Confirmation Consents
      summary: Get a Funds Confirmation Consent
      description: Enables a CBPII to retrieve the status of a Funds Confirmation Consent resource.
      operationId: GetFundsConfirmationConsentsConsentId
      parameters:
        - $ref: '#/components/parameters/ConsentId'
        - $ref: '#/components/parameters/x-fapi-auth-date'
        - $ref: '#/components/parameters/x-fapi-customer-ip-address'
        - $ref: '#/components/parameters/x-fapi-interaction-id'
        - $ref: '#/components/parameters/Authorization'
        - $ref: '#/components/parameters/x-customer-user-agent'
        - $ref: '#/components/parameters/x-client-id'
      responses:
        '200':
          $ref: '#/components/responses/200FundsConfirmationConsentsConsentIdRead'
        '400':
          $ref: '#/components/responses/400Error'
        '401':
          $ref: '#/components/responses/401Error'
        '403':
          $ref: '#/components/responses/403Error'
        '405':
          $ref: '#/components/responses/405Error'
        '406':
          $ref: '#/components/responses/406Error'
        '429':
          $ref: '#/components/responses/429Error'
        '500':
          $ref: '#/components/responses/500Error'
      security:
        - TPPOAuth2Security:
            - fundsconfirmations
    delete:
      tags:
        - Funds Confirmation Consents
      summary: Delete a Funds Confirmation Consent
      description: Enables a CBPII to inform the PSU’s ASPSP that the PSU has revoked their consent to provide funds confirmations.
      operationId: DeleteFundsConfirmationConsentsConsentId
      parameters:
        - $ref: '#/components/parameters/ConsentId'
        - $ref: '#/components/parameters/x-fapi-auth-date'
        - $ref: '#/components/parameters/x-fapi-customer-ip-address'
        - $ref: '#/components/parameters/x-fapi-interaction-id'
        - $ref: '#/components/parameters/Authorization'
        - $ref: '#/components/parameters/x-customer-user-agent'
        - $ref: '#/components/parameters/x-client-id'
      responses:
        '204':
          $ref: '#/components/responses/204FundsConfirmationConsentsConsentIdDeleted'
        '400':
          $ref: '#/components/responses/400Error'
        '401':
          $ref: '#/components/responses/401Error'
        '403':
          $ref: '#/components/responses/403Error'
        '405':
          $ref: '#/components/responses/405Error'
        '406':
          $ref: '#/components/responses/406Error'
        '429':
          $ref: '#/components/responses/429Error'
        '500':
          $ref: '#/components/responses/500Error'
      security:
        - TPPOAuth2Security:
            - fundsconfirmations
  /funds-confirmations:
    post:
      tags:
        - Funds Confirmations
      summary: Create a Funds Confirmation Request
      description: Enables a CBPII to check whether a PSU has sufficient available funds for a CBPII transaction.
      operationId: CreateFundsConfirmations
      parameters:
        - $ref: '#/components/parameters/x-fapi-auth-date'
        - $ref: '#/components/parameters/x-fapi-customer-ip-address'
        - $ref: '#/components/parameters/x-fapi-interaction-id'
        - $ref: '#/components/parameters/Authorization'
        - $ref: '#/components/parameters/x-customer-user-agent'
        - $ref: '#/components/parameters/x-client-id'
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/OBFundsConfirmation1'
        description: Default
        required: true
      responses:
        '201':
          $ref: '#/components/responses/201FundsConfirmationsCreated'
        '400':
          $ref: '#/components/responses/400Error'
        '401':
          $ref: '#/components/responses/401Error'
        '403':
          $ref: '#/components/responses/403Error'
        '405':
          $ref: '#/components/responses/405Error'
        '406':
          $ref: '#/components/responses/406Error'
        '415':
          $ref: '#/components/responses/415Error'
        '429':
          $ref: '#/components/responses/429Error'
        '500':
          $ref: '#/components/responses/500Error'
      security:
        - PSUOAuth2Security:
            - fundsconfirmations
servers:
  - url: /open-banking/v4.0/cbpii
components:
  parameters:
    ConsentId:
      name: ConsentId
      in: path
      description: ConsentId
      required: true
      schema:
        type: string
    Authorization:
      in: header
      name: Authorization
      required: true
      description: An Authorisation Token as per https://tools.ietf.org/html/rfc6750
      schema:
        type: string
    x-customer-user-agent:
      in: header
      name: x-customer-user-agent
      description: Indicates the user-agent that the PSU is using.
      required: false
      schema:
        type: string
    x-fapi-customer-ip-address:
      in: header
      name: x-fapi-customer-ip-address
      required: false
      description: The PSU's IP address if the PSU is currently logged in with the TPP.
      schema:
        type: string
    x-fapi-auth-date:
      in: header
      name: x-fapi-auth-date
      required: false
      description: >-
        The time when the PSU last logged in with the TPP. 

        All dates in the HTTP headers are represented as RFC 7231 Full Dates. An
        example is below: 

        Sun, 10 Sep 2017 19:43:31 UTC
      schema:
        type: string
        pattern: '^(Mon|Tue|Wed|Thu|Fri|Sat|Sun), \d{2} (Jan|Feb|Mar|Apr|May|Jun|Jul|Aug|Sep|Oct|Nov|Dec) \d{4} \d{2}:\d{2}:\d{2} (GMT|UTC)$'
    x-fapi-interaction-id:
      in: header
      name: x-fapi-interaction-id
      required: false
      description: An RFC4122 UID used as a correlation id.
      schema:
        type: string
    x-idempotency-key:
      name: x-idempotency-key
      in: header
      description: |
        Every request will be processed only once per x-idempotency-key.  The
        Idempotency Key will be valid for 24 hours.
      required: true
      schema:
        type: string
        maxLength: 40
        pattern: '^(?!\s)(.*)(\S)$'
    x-jws-signature:
      in: header
      name: x-jws-signature
      required: true
      description: A detached JWS signature of the body of the payload.
      schema:
        type: string
    x-client-id:
      in: header
      name: x-client-id
      required: false
      description: |
        Only used if an ASPSP requires the client ID in order to return rate limit headers. 
        
        TPPs __must__ refer to ASPSP developer portals for further information on any rate limit policies, if the headers are supported and any additional requirements.

        This header __must not__ be used for client authentication
      schema:
        type: string
  headers:
    RateLimit-Policy:
      required: false
      description: |
        TPPs __must__ refer to ASPSP developer portals for further information on any rate limit policies, if the headers are supported and any additional requirements.

        A non-empty list of Quota Policy Items. The Item value __MUST__ be a String.

        Example:
        `RateLimit-Policy: "default";q=100;w=10`

        The **REQUIRED** "q" parameter indicates the quota allocated by this policy measured in quota units.

        The **OPTIONAL** "w" parameter value conveys a time window.
      schema:
        type: string
    RateLimit:
      required: false
      description: |
        TPPs __must__ refer to ASPSP developer portals for further information on any rate limit policies, if the headers are supported and any additional requirements.

        A server uses the "RateLimit" response header field to communicate the current service limit for a quota policy for a particular partition key.

        Example:
        `RateLimit: "default";r=50;t=30`

        The **REQUIRED** "r" parameter value conveys the remaining quota units for the identified policy.

        The **OPTIONAL** "t" parameter value conveys the time window reset time for the identified policy.
      schema:
        type: string
  responses:
    201FundsConfirmationConsentsCreated:
      description: Funds Confirmation Consent Created
      headers:
        x-fapi-interaction-id:
          required: true
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
        RateLimit-Policy:
          $ref: '#/components/headers/RateLimit-Policy'
        RateLimit:
          $ref: '#/components/headers/RateLimit'
      content:
        application/json; charset=utf-8:
          schema:
            $ref: '#/components/schemas/OBFundsConfirmationConsentResponse1'
        application/json:
          schema:
            $ref: '#/components/schemas/OBFundsConfirmationConsentResponse1'
        application/jose+jwe:
          schema:
            $ref: '#/components/schemas/OBFundsConfirmationConsentResponse1'
    200FundsConfirmationConsentsConsentIdRead:
      description: Funds Confirmation Consent Read
      headers:
        x-fapi-interaction-id:
          required: true
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
        RateLimit-Policy:
          $ref: '#/components/headers/RateLimit-Policy'
        RateLimit:
          $ref: '#/components/headers/RateLimit'
      content:
        application/json; charset=utf-8:
          schema:
            $ref: '#/components/schemas/OBFundsConfirmationConsentResponse1'
        application/json:
          schema:
            $ref: '#/components/schemas/OBFundsConfirmationConsentResponse1'
        application/jose+jwe:
          schema:
            $ref: '#/components/schemas/OBFundsConfirmationConsentResponse1'
    204FundsConfirmationConsentsConsentIdDeleted:
      description: Funds Confirmation Consent Deleted
      headers:
        x-fapi-interaction-id:
          required: true
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
        RateLimit-Policy:
          $ref: '#/components/headers/RateLimit-Policy'
        RateLimit:
          $ref: '#/components/headers/RateLimit'
    201FundsConfirmationsCreated:
      description: Funds Confirmation Created
      headers:
        x-fapi-interaction-id:
          required: true
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
        RateLimit-Policy:
          $ref: '#/components/headers/RateLimit-Policy'
        RateLimit:
          $ref: '#/components/headers/RateLimit'
      content:
        application/json; charset=utf-8:
          schema:
            $ref: '#/components/schemas/OBFundsConfirmationResponse1'
        application/json:
          schema:
            $ref: '#/components/schemas/OBFundsConfirmationResponse1'
        application/jose+jwe:
          schema:
            $ref: '#/components/schemas/OBFundsConfirmationResponse1'
    400Error:
      description: Bad request
      headers:
        x-fapi-interaction-id:
          required: true
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
      content:
        application/json; charset=utf-8:
          schema:
            $ref: '#/components/schemas/OBErrorResponse1'
        application/json:
          schema:
            $ref: '#/components/schemas/OBErrorResponse1'
        application/jose+jwe:
          schema:
            $ref: '#/components/schemas/OBErrorResponse1'
    401Error:
      description: Unauthorized
      headers:
        x-fapi-interaction-id:
          required: true
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
    403Error:
      description: Forbidden
      headers:
        x-fapi-interaction-id:
          required: true
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
      content:
        application/json; charset=utf-8:
          schema:
            $ref: '#/components/schemas/OBErrorResponse1'
        application/json:
          schema:
            $ref: '#/components/schemas/OBErrorResponse1'
        application/jose+jwe:
          schema:
            $ref: '#/components/schemas/OBErrorResponse1'
    404Error:
      description: Not found
      headers:
        x-fapi-interaction-id:
          required: true
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
    405Error:
      description: Method Not Allowed
      headers:
        x-fapi-interaction-id:
          required: true
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
    406Error:
      description: Not Acceptable
      headers:
        x-fapi-interaction-id:
          required: true
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
    415Error:
      description: Unsupported Media Type
      headers:
        x-fapi-interaction-id:
          required: true
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
    429Error:
      description: Too Many Requests
      headers:
        Retry-After:
          description: Number in seconds to wait
          schema:
            type: integer
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
    500Error:
      description: Internal Server Error
      headers:
        x-fapi-interaction-id:
          required: true
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
      content:
        application/json; charset=utf-8:
          schema:
            $ref: '#/components/schemas/OBErrorResponse1'
        application/json:
          schema:
            $ref: '#/components/schemas/OBErrorResponse1'
        application/jose+jwe:
          schema:
            $ref: '#/components/schemas/OBErrorResponse1'
  securitySchemes:
    TPPOAuth2Security:
      type: oauth2
      description: TPP client credential authorisation flow with the ASPSP
      flows:
        clientCredentials:
          tokenUrl: https://authserver.example/token
          scopes:
            fundsconfirmations: Funds confirmation entitlement
    PSUOAuth2Security:
      type: oauth2
      description: >-
        OAuth flow, it is required when the PSU needs to perform SCA with the
        ASPSP when a TPP wants to access an ASPSP resource owned by the PSU
      flows:
        authorizationCode:
          authorizationUrl: https://authserver.example/authorization
          tokenUrl: https://authserver.example/token
          scopes:
            fundsconfirmations: Funds confirmation entitlement
  schemas:
    Identification_0:
      description: >-
        Identification assigned by an institution to identify an account. This
        identification is known by the account owner.
      type: string
      minLength: 1
      maxLength: 256
    OBProxy1:
      description: >-
        Specifies an alternate assumed name for the identification of the
        account.
      type: object
      required:
        - Identification
        - Code
      properties:
        Identification:
          description: >-
            Identification used to indicate the account identification under
            another specified name.
          type: string
          minLength: 1
          maxLength: 2048
        Code:
          $ref: '#/components/schemas/ExternalProxyAccountType1Code'
        Type:
          type: string
          description: Type of the proxy identification.
          minLength: 1
          maxLength: 35
    ExternalProxyAccountType1Code:
      description: >-
        Specifies the external proxy account type code, as published in the
        proxy account type external code set.<br > For a full list of values refer to
        `ExternalProxyAccountType1Code` in *ISO_External_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)
      type: string
      enum:
        - TELE
        - EMAL
        - DNAM
        - CINC
        - COTX
        - COID
        - CUST
        - DRLC
        - EIDN
        - EWAL
        - PVTX
        - LEIC
        - MBNO
        - NIDN
        - CCPT
        - SHID
        - SOSE
        - TOKN
        - UBIL
        - VIPN
        - BIID
    ISODateTime:
      description: >-
        All dates in the JSON payloads are represented in ISO 8601 date-time
        format. 

        All date-time fields in responses must include the timezone. An example
        is below:

        2017-04-05T10:43:07+00:00
      type: string
      format: date-time
    Links:
      type: object
      description: Links relevant to the payload
      properties:
        Self:
          type: string
          format: uri
        First:
          type: string
          format: uri
        Prev:
          type: string
          format: uri
        Next:
          type: string
          format: uri
        Last:
          type: string
          format: uri
      additionalProperties: false
      required:
        - Self
    Meta:
      title: MetaData
      type: object
      description: Meta Data relevant to the payload
      properties:
        TotalPages:
          type: integer
          format: int32
        FirstAvailableDateTime:
          $ref: '#/components/schemas/ISODateTime'
        LastAvailableDateTime:
          $ref: '#/components/schemas/ISODateTime'
      additionalProperties: false
    OBError1:
      type: object
      properties:
        ErrorCode:
          $ref: '#/components/schemas/OBExternalStatusReason1Code'
        Message:
          description: >-
            A description of the error that occurred. e.g., 'A mandatory field
            isn't supplied' or 'RequestedExecutionDateTime must be in future'

            OBL doesn't standardise this field
          type: string
          minLength: 1
          maxLength: 500
        Path:
          description: >-
            Recommended but optional reference to the JSON Path of the field
            with error, e.g., Data.Initiation.InstructedAmount.Currency
          type: string
          minLength: 1
          maxLength: 500
        Url:
          description: >-
            URL to help remediate the problem, or provide more information, or
            to API Reference, or help etc
          type: string
      required:
        - ErrorCode
      additionalProperties: false
      minProperties: 1
    OBErrorResponse1:
      description: >-
        An array of detail error codes, and messages, and URLs to documentation
        to help remediation.
      type: object
      properties:
        Id:
          description: >-
            A unique reference for the error instance, for audit purposes, in
            case of unknown/unclassified errors.
          type: string
          minLength: 1
          maxLength: 40
        Code:
          description: >-
            Deprecated <br>High level textual error code, to help categorise the
            errors.
          type: string
          minLength: 1
          example: 400 BadRequest
          maxLength: 40
        Message:
          description: Deprecated <br>Brief Error message
          type: string
          minLength: 1
          example: There is something wrong with the request parameters provided
          maxLength: 500
        Errors:
          items:
            $ref: '#/components/schemas/OBError1'
          type: array
          minItems: 1
      required:
        - Errors
      additionalProperties: false
    OBFundsConfirmation1:
      type: object
      required:
        - Data
      properties:
        Data:
          type: object
          required:
            - ConsentId
            - Reference
            - InstructedAmount
          properties:
            ConsentId:
              description: >-
                Unique identification as assigned by the ASPSP to uniquely
                identify the funds confirmation consent resource.
              type: string
              minLength: 1
              maxLength: 128
            Reference:
              description: >-
                Unique reference, as assigned by the CBPII, to unambiguously
                refer to the request related to the payment transaction.
              type: string
              minLength: 1
              maxLength: 35
            InstructedAmount:
              type: object
              required:
                - Amount
                - Currency
              description: >-
                Amount of money to be confirmed as available funds in the debtor
                account. Contains an Amount and a Currency.
              properties:
                Amount:
                  description: >-
                    A number of monetary units specified in an active currency
                    where the unit of currency is explicit and compliant with
                    ISO 4217.
                  type: string
                  pattern: '^\d{1,13}$|^\d{1,13}\.\d{1,5}$'
                Currency:
                  description: >-
                    A code allocated to a currency by a Maintenance Agency under
                    an international identification scheme, as described in the
                    latest edition of the international standard ISO 4217 "Codes
                    for the representation of currencies and funds".
                  type: string
                  pattern: '^[A-Z]{3,3}$'
      additionalProperties: false
    OBFundsConfirmationConsent1:
      type: object
      required:
        - Data
      properties:
        Data:
          type: object
          required:
            - DebtorAccount
          properties:
            ExpirationDateTime:
              description: >-
                Specified date and time the funds confirmation authorisation
                will expire.
                 If this is not populated, the authorisation will be open ended. All dates in the JSON payloads are represented in ISO 8601 date-time format. 
                All date-time fields in responses must include the timezone. An
                example is below:

                2017-04-05T10:43:07+00:00
              type: string
              format: date-time
            DebtorAccount:
              type: object
              required:
                - SchemeName
                - Identification
              description: >-
                Unambiguous identification of the account of the debtor to which
                a confirmation of funds consent will be applied.
              properties:
                SchemeName:
                  description: >-
                    Name of the identification scheme, in a coded form as
                    published in an external list. For a full list of values see `OBInternalAccountIdentification4Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)
                  type: string
                  x-namespaced-enum:
                    - UK.OBIE.BBAN
                    - UK.OBIE.IBAN
                    - UK.OBIE.PAN
                    - UK.OBIE.Paym
                    - UK.OBIE.SortCodeAccountNumber
                    - UK.OBIE.Wallet
                Identification:
                  description: >-
                    Identification assigned by an institution to identify an
                    account. This identification is known by the account owner.
                  type: string
                  minLength: 1
                  maxLength: 256
                Name:
                  description: >-
                    Name of the account, as assigned by the account servicing
                    institution.

                    Usage: The account name is the name or names of the account
                    owner(s) represented at an account level. The account name
                    is not the product name or the nickname of the account.
                  type: string
                  minLength: 1
                  maxLength: 350
                SecondaryIdentification:
                  description: >-
                    This is secondary identification of the account, as assigned
                    by the account servicing institution. 

                    This can be used by building societies to additionally
                    identify accounts with a roll number (in addition to a sort
                    code and account number combination).
                  type: string
                  minLength: 1
                  maxLength: 34
                Proxy:
                  $ref: '#/components/schemas/OBProxy1'
      additionalProperties: false
    OBFundsConfirmationConsentResponse1:
      type: object
      required:
        - Data
      properties:
        Data:
          type: object
          required:
            - ConsentId
            - CreationDateTime
            - Status
            - StatusUpdateDateTime
            - DebtorAccount
          properties:
            ConsentId:
              description: >-
                Unique identification as assigned to identify the funds
                confirmation consent resource.
              type: string
              minLength: 1
              maxLength: 128
            CreationDateTime:
              description: >-
                Date and time at which the resource was created. All dates in the
                JSON payloads are represented in ISO 8601 date-time format. 

                All date-time fields in responses must include the timezone. An
                example is below:

                2017-04-05T10:43:07+00:00
              type: string
              format: date-time
            Status:
              $ref: '#/components/schemas/OBInternalConsentStatus1Code'
            StatusReason:
              type: array
              items:
                $ref: '#/components/schemas/OBStatusReason'
            StatusUpdateDateTime:
              description: >-
                Date and time at which the resource status was updated. All dates
                in the JSON payloads are represented in ISO 8601 date-time
                format. 

                All date-time fields in responses must include the timezone. An
                example is below:

                2017-04-05T10:43:07+00:00
              type: string
              format: date-time
            ExpirationDateTime:
              description: >-
                Specified date and time the funds confirmation authorisation
                will expire.

                If this is not populated, the authorisation will be open
                ended. All dates in the JSON payloads are represented in ISO 8601
                date-time format. 

                All date-time fields in responses must include the timezone. An
                example is below:

                2017-04-05T10:43:07+00:00
              type: string
              format: date-time
            DebtorAccount:
              type: object
              required:
                - SchemeName
                - Identification
              description: >-
                Unambiguous identification of the account of the debtor to which
                a confirmation of funds consent will be applied.
              properties:
                SchemeName:
                  description: >-
                    Name of the identification scheme, in a coded form as
                    published in an external list. For a full list of values refer to `OBInternalAccountIdentification4Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)
                  type: string
                  x-namespaced-enum:
                    - UK.OBIE.BBAN
                    - UK.OBIE.IBAN
                    - UK.OBIE.PAN
                    - UK.OBIE.Paym
                    - UK.OBIE.SortCodeAccountNumber
                    - UK.OBIE.Wallet
                Identification:
                  description: >-
                    Identification assigned by an institution to identify an
                    account. This identification is known by the account owner.
                  type: string
                  minLength: 1
                  maxLength: 256
                Name:
                  description: >-
                    Name of the account, as assigned by the account servicing
                    institution.

                    Usage: The account name is the name or names of the account
                    owner(s) represented at an account level. The account name
                    is not the product name or the nickname of the account.
                  type: string
                  minLength: 1
                  maxLength: 350
                SecondaryIdentification:
                  description: >-
                    This is secondary identification of the account, as assigned
                    by the account servicing institution. 

                    This can be used by building societies to additionally
                    identify accounts with a roll number (in addition to a sort
                    code and account number combination).
                  type: string
                  minLength: 1
                  maxLength: 34
                Proxy:
                  $ref: '#/components/schemas/OBProxy1'
        Links:
          $ref: '#/components/schemas/Links'
        Meta:
          $ref: '#/components/schemas/Meta'
      additionalProperties: false
    OBInternalConsentStatus1Code:
      description: Specifies the status of consent resource in code form. For a full list of values refer to `OBInternalConsentStatus1Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)
      type: string
      enum:
        - AWAU
        - RJCT
        - AUTH
        - CANC
        - EXPD
    OBFundsConfirmationResponse1:
      type: object
      required:
        - Data
      properties:
        Data:
          type: object
          required:
            - FundsConfirmationId
            - ConsentId
            - CreationDateTime
            - FundsAvailable
            - Reference
            - InstructedAmount
          properties:
            FundsConfirmationId:
       

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Coutts Confirmation of Funds API

Documentation

Specifications

Other Resources

OpenAPI Specification
