Coins.ph Disbursements API

openapi: 3.0.0
info:
  title: TRADING Account Disbursements API
  version: 1.0.0
  description: API reference for Account management — Coins.ph
servers:
- url: https://api.pro.coins.ph
  description: Production
- url: https://api.9001.pl-qa.coinsxyz.me
  description: Sandbox
tags:
- name: Disbursements
  description: Cash-out and disbursement operations
paths:
  /openapi/fiat/v1/support-channel:
    post:
      tags:
      - Disbursements
      summary: Support Channel
      description: Return the supported channels for cash-out methods.
      operationId: getSupportChannel
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              required:
              - transactionType
              - currency
              - amount
              properties:
                transactionType:
                  type: string
                  description: Set to -1 to indicate a cash-out transaction.
                  example: '-1'
                currency:
                  type: string
                  enum:
                  - PHP
                  description: Only the Philippine peso is supported.
                transactionChannel:
                  type: string
                  description: Filter by first-level channel.
                  enum:
                  - INSTAPAY
                  - SWIFTPAY_PESONET
                  - INSTAPAY_BUSINESS
                transactionSubject:
                  type: string
                  example: Gcash
                  description: Filter by secondary channels (e.g., Gcash).
                amount:
                  type: string
                  description: Used to match the fee rate. Default is 0.
                  example: '0'
      responses:
        '200':
          description: Successful response
          content:
            application/json:
              schema:
                type: array
                items:
                  $ref: '#/components/schemas/SupportChannelItem'
      parameters:
      - name: recvWindow
        in: query
        required: false
        schema:
          type: integer
          format: int64
        description: Validity duration of the request in milliseconds after the timestamp.
  /openapi/fiat/v1/decode/kyb_qr_code:
    post:
      tags:
      - Disbursements
      summary: Decode QRPH
      description: Returns a structured breakdown of the information contained in the QR code.
      operationId: decodeQRPH
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              required:
              - codeMsg
              properties:
                codeMsg:
                  type: string
                  minLength: 1
                  maxLength: 255
                  description: QR code string.
      parameters:
      - name: recvWindow
        in: query
        required: false
        schema:
          type: integer
          format: int64
        description: Validity duration of the request in milliseconds after the timestamp.
      responses:
        '200':
          description: Successful response
          content:
            application/json:
              schema:
                allOf:
                - $ref: '#/components/schemas/FiatBaseResponse'
                - type: object
                  properties:
                    data:
                      type: object
                      properties:
                        qrType:
                          type: string
                          example: ph.ppmi.p2m
                        channel:
                          type: string
                          enum:
                          - INSTAPAY_QR
                        channelSubject:
                          type: string
                          example: gcash
                        channelQRCodeMap:
                          type: object
                          additionalProperties: true
  /openapi/fiat/v1/cash-out:
    post:
      tags:
      - Disbursements
      summary: Initiate Cash-out
      description: Disbursement to external financial institutions.
      operationId: initiateCashOut
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              required:
              - currency
              - amount
              - channelName
              - channelSubject
              - extendInfo
              properties:
                internalOrderId:
                  type: string
                  minLength: 10
                  maxLength: 60
                  description: Unique string assigned by the partner. Required for Coins users, optional for external users.
                  example: 3C1706X9619A7614YWS
                currency:
                  type: string
                  enum:
                  - PHP
                  description: Only the Philippine peso is supported.
                amount:
                  type: number
                  format: decimal
                  description: The amount represented by the cash-out order.
                  example: 200.99
                channelName:
                  type: string
                  enum:
                  - INSTAPAY
                  - INSTAPAY_QR
                  - INSTAPAY_BUSINESS
                  - SWIFTPAY_PESONET
                  - COINS
                  description: Type of payment channel.
                channelSubject:
                  type: string
                  description: 'Example: PH：unionbank, Coins_PHP_balance (COINS internal transfer) BR：basspago, basspago_bank Abbreviated name of the Receiving Financial Institution (RFI). (Check openapi/fiat/v1/support-channel for complete list, refer to parameter: transactionSubject)'
                  example: unionbank
                extendInfo:
                  type: object
                  additionalProperties: true
                  description: Additional information regarding cashout
                  properties:
                    recipientName:
                      type: string
                      description: Recipient's name. Required for bank/e-wallet/QRPH/Coins internal transfers.
                      example: sandyopenapitest
                    recipientAccountNumber:
                      type: string
                      description: Recipient's account number. Required for bank/e-wallet/QRPH/Coins internal transfers.
                      example: '123456789'
                    customSenderName:
                      type: string
                      description: KYB custom display name for the sender.
                      example: KYB custom Display name
                    merchantMobileNumber:
                      type: string
                      description: Merchant mobile number (QRPH).
                    amount:
                      type: string
                      description: Amount from QR code (QRPH).
                    merchantCity:
                      type: string
                      description: Merchant city (QRPH).
                      example: Mandaluyong
                    purpose:
                      type: string
                      description: Purpose of the transaction (QRPH).
                    referenceLabel:
                      type: string
                      description: Reference label from QR code (QRPH).
                      example: '217050000037058984159'
                    tfrName:
                      type: string
                      description: Transfer name (QRPH).
                      example: Inihaw X 4766
                    tfrBnkCode:
                      type: string
                      description: Transfer bank code (QRPH).
                      example: GXCHPHM2XXX
                    proxyNotify:
                      type: string
                      description: Proxy notification flag (QRPH).
                      example: '000'
                    storeLabel:
                      type: string
                      description: Store label (QRPH).
                      example: INIX0002
                    paymentType:
                      type: string
                      description: Payment type (QRPH).
                    customerLabel:
                      type: string
                      description: Customer label (QRPH).
                    terminalLabel:
                      type: string
                      description: Terminal label (QRPH).
                      example: GEN00001
                    merchantId:
                      type: string
                      description: Merchant ID (QRPH).
                      example: '217020000037063469158'
                    merchantCategoryCode:
                      type: string
                      description: Merchant category code (QRPH).
                      example: '5814'
                    tfrAcctNo:
                      type: string
                      description: Transfer account number (QRPH).
                      example: '217020000037063469158'
                    acqInfo:
                      type: string
                      description: Acquirer information (QRPH).
                    postCode:
                      type: string
                      description: Postal code (QRPH).
                      example: '1550'
                    uniqueId:
                      type: string
                      description: Unique identifier from QR code (QRPH).
                      example: ph.ppmi.p2m
                    loyaltyNumber:
                      type: string
                      description: Loyalty number (QRPH).
                    ispb:
                      type: string
                      description: ISPB code of the bank (BR bank account).
                      example: '45246410'
                    issuer:
                      type: string
                      description: Issuer code (BR bank account).
                      example: '0001'
                    number:
                      type: string
                      description: Account number (BR bank account).
                      example: '43607160'
                    accountType:
                      type: string
                      description: Account type (BR bank account).
                      example: CACC
                    document:
                      type: string
                      description: Document number, CPF or CNPJ (BR bank account).
                      example: '46919983000165'
                    name:
                      type: string
                      description: Recipient name (BR bank account).
                      example: Coins.Xyz Digital Markets Ltda
                    pixKey:
                      type: string
                      description: PIX key value (BR pixkey).
                      example: '91351359720'
                    pixKeyType:
                      type: string
                      description: PIX key type (BR pixkey).
                      enum:
                      - cpf
                      - cnpj
                      - email
                      - phone
                      - evp
                      example: cpf
                    remarks:
                      type: string
                      description: Remarks or notes for the cash-out transaction.
                      example: Payment for services
      responses:
        '200':
          description: Successful response
          content:
            application/json:
              schema:
                type: object
                properties:
                  externalOrderId:
                    type: string
                    description: Server generated external order id.
                    example: '1950928204919496214'
                  internalOrderId:
                    type: string
                    description: Previously provided by the partner.
                    example: 3C1706X9619A7614YWS
      parameters:
      - name: recvWindow
        in: query
        required: false
        schema:
          type: integer
          format: int64
        description: Validity duration of the request in milliseconds after the timestamp.
  /openapi/wallet/v1/withdraw/apply:
    post:
      tags:
      - Disbursements
      summary: Crypto Apply Withdrawal
      description: Make a crypto withdrawal to an external wallet.
      operationId: cryptoApplyWithdrawal
      parameters:
      - name: coin
        in: query
        required: true
        schema:
          type: string
        example: USDT
      - name: network
        in: query
        required: true
        schema:
          type: string
        example: XRP
      - name: address
        in: query
        required: true
        schema:
          type: string
        example: rKrDJLGiSrKsRRtEQVgnWJnKALp5NJeDkC
      - name: addressTag
        in: query
        required: false
        schema:
          type: string
        example: '1119001253'
      - name: amount
        in: query
        required: true
        schema:
          type: number
          format: decimal
        example: 200.64
      - name: withdrawOrderId
        in: query
        required: false
        schema:
          type: string
        description: Assigned by the partner.
      - name: recvWindow
        in: query
        required: false
        schema:
          type: integer
          format: int64
      - name: timestamp
        in: query
        required: true
        schema:
          type: integer
          format: int64
      responses:
        '200':
          description: Successful response
          content:
            application/json:
              schema:
                type: object
                properties:
                  id:
                    type: string
                    description: Unique identifier of the withdrawal request.
                    example: '459165282044051456'
components:
  schemas:
    FiatBaseResponse:
      type: object
      properties:
        status:
          type: integer
          description: 0 = success, non-zero = error code
          example: 0
        error:
          type: string
          example: OK
        params:
          type: object
          nullable: true
    SupportChannelItem:
      type: object
      properties:
        id:
          type: integer
          format: int64
        transactionChannel:
          type: string
        transactionChannelName:
          type: string
        transactionSubject:
          type: string
        transactionSubjectType:
          type: string
        transactionSubjectTypeLabel:
          type: string
        transactionSubjectName:
          type: string
        transactionType:
          type: integer
          description: 1 = cash in, -1 = cash out
        paymentMethod:
          type: string
          example: BANK_TRANSFER
        channelIcon:
          type: string
          format: uri
        subjectIcon:
          type: string
          format: uri
        maximum:
          type: string
        minimum:
          type: string
        dailyLimit:
          type: string
        monthlyLimit:
          type: string
        annualLimit:
          type: string
        remainingDailyLimit:
          type: string
        remainingMonthlyLimit:
          type: string
        remainingAnnualLimit:
          type: string
        precision:
          type: string
        fee:
          type: string
        feeType:
          type: string
          enum:
          - FIXED
          - PERCENTAGE
        status:
          type: string
          description: 1 = available, 0 = maintenance
        maxWithdrawBalance:
          type: string
  securitySchemes:
    ApiKeyAuth:
      type: apiKey
      in: header
      name: X-COINS-APIKEY
x-readme:
  proxy-enabled: false