Checkout.com Network Tokens API

openapi: 3.2.0
info:
  title: Checkout.com API Reference Network Tokens API
  description: '## Get started

    Checkout.com provides a collection of APIs that enable you to integrate with our various products and services.

    Our APIs accept and return JSON in the HTTP body, and return standard HTTP response codes. You can consume the APIs directly using any HTTP or REST library.

    Sign up for a test account to gain access to the sandbox environment, where you can test API calls without affecting live data.

    For more information, see:


    - API endpoints

    - API rate limits

    - API changes

    - Idempotency

    - Private connections


    ## Base URLs

    The base URLs you must use for your API calls to the sandbox and production environments are unique to you.


    - `https://{prefix}.api.sandbox.checkout.com/{path}`

    - `https://{prefix}.api.checkout.com/{path}`

    - `https://{prefix}.access.sandbox.checkout.com/{path}`

    - `https://{prefix}.access.checkout.com/{path}`


    The unique API endpoint host names resolve to Checkout.com''s IP addresses. Do not allowlist these IP addresses.

    The `{prefix}` value in each base URL is a string containing the first eight characters of each of your environments'' unique `client_id`, excluding the `cli_` prefix.

    To find your unique base URL:

    1. Sign in to the Dashboard environment you want to retrieve the base URL for:


    - Sandbox

    - Production


    2. Go to _Developers_ > _Overview_.

    Your unique base URL is displayed on the _Developer overview_ page. For example, `https://vkuhvk4v.api.checkout.com`.


    3. Alternatively, go to _Settings_ > _Account details_.

    Your unique base URL is displayed under _Connection settings_.


    If you are unsure of your client ID or base URL for either environment, contact your account manager or request support.

    For more information, see API endpoints.

    ## Authentication

    When you sign up for an account, you can authenticate with either Access keys (OAuth 2.0), or Secret API keys.

    Unless explicitly stated, all endpoints require authentication using either your Access or Secret API Keys. Public keys should only be used in JavaScript or native applications.


    - **Client-side authentication**. Use your public key for client-side authentication. It only has access to a limited set of our APIs – mostly those called as part of your payment environment.


    - **Server-to-server authentication**. Use your secret key or OAuth for server-to-server communication. Support for API keys depends on the endpoint.


    Never share your OAuth credentials, API keys, or access tokens. Keep them guarded and secure.'
  termsOfService: https://www.checkout.com/legal/terms-and-policies
  contact:
    name: Checkout.com Support
    url: https://dashboard.checkout.com/support
  version: v1.0.0
servers:
- url: https://{prefix}.api.sandbox.checkout.com
  description: Sandbox environment
  variables:
    prefix:
      default: '{prefix}'
      description: Your unique <a href="https://www.checkout.com/docs/developer-resources/api/api-endpoints" target="_blank">base URL</a>. There is no default value.
- url: https://{prefix}.api.checkout.com
  description: Production environment
  variables:
    prefix:
      default: '{prefix}'
      description: Your unique <a href="https://www.checkout.com/docs/developer-resources/api/api-endpoints" target="_blank">base URL</a>. There is no default value.
tags:
- name: Network Tokens
  description: Provision network tokens and cryptograms.
paths:
  /network-tokens:
    post:
      tags:
      - Network Tokens
      summary: Provision a Network Token
      description: 'Beta


        Provisions a network token synchronously. If the merchant stores their cards with Checkout.com, then source ID can be used to request a network token for the given card. If the merchant does not store their cards with Checkout.com, then card details have to be provided.'
      operationId: provisionNetworkToken
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/NetworkTokensRequest'
            examples:
              id:
                value:
                  source:
                    type: id
                    id: src_wmlfc3zyhqzehihu7giusaaawu
              card:
                value:
                  source:
                    type: card
                    number: 4539467987109256
                    expiry_month: 10
                    expiry_year: 2027
      responses:
        '200':
          description: Responding with existing network token
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/NetworkTokensResponse'
        '201':
          description: Network token provisioned
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/NetworkTokensResponse'
        '401':
          description: Unauthorized
        '403':
          description: Forbidden
        '415':
          description: Unsupported Media Type
        '422':
          description: Invalid data was sent
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ValidationError'
        '500':
          description: Internal Server Error
        '502':
          description: Bad Gateway
        '504':
          description: Gateway Timeout
      security:
      - OAuth:
        - vault:network-tokens
  /network-tokens/{network_token_id}:
    get:
      tags:
      - Network Tokens
      summary: Get Network Token
      description: 'Beta


        Given network token ID, this endpoint returns network token details: DPAN, expiry date, state, TRID and also card

        details like last four and expiry date.'
      operationId: getNetworkToken
      parameters:
      - name: network_token_id
        in: path
        description: Unique token ID assigned by Checkout.com for each token
        required: true
        schema:
          type: string
        example: nt_xgu3isllqfyu7ktpk5z2yxbwna
      responses:
        '200':
          description: Network Token details
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/NetworkTokensRetrieveResponse'
        '401':
          description: Unauthorized
        '403':
          description: Forbidden
        '404':
          description: Network Token not found
        '500':
          description: Internal Server Error
        '502':
          description: Bad Gateway
        '504':
          description: Gateway Timeout
      security:
      - OAuth:
        - vault:network-tokens
  /network-tokens/{network_token_id}/cryptograms:
    post:
      tags:
      - Network Tokens
      summary: Request a cryptogram
      description: 'Beta


        Using network token ID as an input, this endpoint returns token cryptogram.'
      operationId: provisionCryptogram
      parameters:
      - name: network_token_id
        in: path
        description: Unique token ID assigned by Checkout.com for each token
        required: true
        schema:
          type: string
        example: nt_xgu3isllqfyu7ktpk5z2yxbwna
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/NetworkTokensCryptogramRequest'
      responses:
        '201':
          description: Cryptogram from the network token
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/NetworkTokensCryptogramResponse'
        '401':
          description: Unauthorized
        '403':
          description: Forbidden
        '404':
          description: Network Token not found
        '422':
          description: Invalid data was sent
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ValidationError'
        '500':
          description: Internal Server Error
        '502':
          description: Bad Gateway
        '504':
          description: Gateway Timeout
      security:
      - OAuth:
        - vault:network-tokens
  /network-tokens/{network_token_id}/delete:
    patch:
      tags:
      - Network Tokens
      summary: Permanently deletes a network token
      description: 'Beta


        This endpoint is for permanently deleting a network token. A network token should be deleted when a payment instrument it is associated with is removed from file or if the security of the token has been compromised.'
      operationId: deleteNetworkToken
      parameters:
      - name: network_token_id
        in: path
        description: Unique token ID assigned by Checkout.com for each token
        required: true
        schema:
          type: string
        example: nt_xgu3isllqfyu7ktpk5z2yxbwna
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/NetworkTokensRequestDelete'
      responses:
        '204':
          description: Ok
        '400':
          description: Bad Request
        '401':
          description: Unauthorized
        '403':
          description: Forbidden
        '404':
          description: Network token not found
        '422':
          description: Invalid data was sent
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ValidationError'
        '500':
          description: Internal Server Error
        '502':
          description: Bad Gateway. Error from scheme
        '504':
          description: Timeout while waiting for a scheme response
      security:
      - OAuth:
        - vault:network-tokens
components:
  schemas:
    NetworkTokensRequest:
      required:
      - source
      type: object
      properties:
        source:
          $ref: '#/components/schemas/NetworkTokensRequestSource'
    ValidationError:
      type: object
      properties:
        request_id:
          type: string
          example: 0HL80RJLS76I7
        error_type:
          type: string
          example: request_invalid
        error_codes:
          type: array
          items:
            type: string
            example: payment_source_required
    NetworkTokensCryptogramResponse:
      required:
      - cryptogram
      type: object
      properties:
        cryptogram:
          type: string
          description: The cryptogram from the network token. Will only be refreshed for active network tokens and returned when the network token isn't declined or pending
          example: AhJ3hnYAoAbVz5zg1e17MAACAAA=
        eci:
          type: string
          description: Electronic Commerce Indicator (ECI) from the issuer.
          example: '7'
        _links:
          type: object
          properties:
            self:
              type: object
              allOf:
              - $ref: '#/components/schemas/Link'
              description: Link to request a new cryptogram
              example:
                href: https://{prefix}.api.checkout.com/network-tokens/nt_xgu3isllqfyu7ktpk5z2yxbwna/cryptograms
            network-token:
              type: object
              allOf:
              - $ref: '#/components/schemas/Link'
              description: Link to access network token
              example:
                href: https://{prefix}.api.checkout.com/network-tokens/nt_xgu3isllqfyu7ktpk5z2yxbwna
    NetworkTokensRequestSourceInstrument:
      title: id
      required:
      - type
      - id
      type: object
      properties:
        type:
          type: string
          description: The source type
          example: id
        id:
          pattern: ^(src)_(\w{26})$
          type: string
          description: The card instrument
          example: src_wmlfc3zyhqzehihu7giusaaawu
      description: An existing payment source
    NetworkTokensResponseLinks:
      type: object
      properties:
        self:
          type: object
          allOf:
          - $ref: '#/components/schemas/Link'
          description: Link to access network token
        cryptogram:
          type: object
          allOf:
          - $ref: '#/components/schemas/Link'
          description: Link to request cryptogram
        card-art:
          type: object
          allOf:
          - $ref: '#/components/schemas/Link'
          description: 'Link to request card art image.


            The URL returned contains an image of a non-PCI, digital representation of the cardholder''s card.

            '
      example:
        self:
          href: https://{prefix}.api.checkout.com/network-tokens/nt_xgu3isllqfyu7ktpk5z2yxbwna
        cryptogram:
          href: https://{prefix}.api.checkout.com/network-tokens/nt_xgu3isllqfyu7ktpk5z2yxbwna/cryptograms
        card-art:
          href: https://card-art.checkout.com/00340aa7bd3de35cb1048369450d8df4
    NetworkTokensCryptogramRequest:
      required:
      - transaction_type
      type: object
      properties:
        transaction_type:
          enum:
          - ecom
          - recurring
          - pos
          - aft
          type: string
          description: Transaction type the cryptogram is requested for.
          example: ecom
    NetworkTokensResponse:
      required:
      - card
      - network_token
      type: object
      properties:
        card:
          $ref: '#/components/schemas/NetworkTokensCard'
        network_token:
          required:
          - id
          - state
          - number
          - expiry_month
          - expiry_year
          - type
          - created_on
          - modified_on
          type: object
          properties:
            id:
              type: string
              description: Unique token ID assigned by Checkout.com for each token
              example: nt_xgu3isllqfyu7ktpk5z2yxbwna
            state:
              enum:
              - active
              - suspended
              - inactive
              type: string
              description: Token status
              example: active
            number:
              pattern: ^[0-9]+$
              type: string
              description: The network token number.
              example: '5436424242424242'
            expiry_month:
              pattern: ^[0-9]{1,2}$
              type: string
              description: The network token's expiration month.
              example: '5'
            expiry_year:
              pattern: ^[0-9]{4}$
              type: string
              description: The network token's expiration year.
              example: '2025'
            type:
              enum:
              - vts
              - mdes
              type: string
              description: The type of token
              example: vts
            payment_account_reference:
              type: string
              description: Unique Payment account reference value assigned to payment account. All affiliated payment tokens, as well as the underlying PAN, have the same PAR.
              example: 5001a9f027e5629d11e3949a0800a
            created_on:
              type: string
              description: When the network token was created
              format: date-time
              example: '2020-02-11T15:57:32.4350000+00:00'
            modified_on:
              type: string
              description: When the network token was modified
              format: date-time
              example: '2020-02-11T15:57:32.4350000+00:00'
          description: Network token details
        token_requestor_id:
          type: string
          description: Token requestor ID
          example: '1234567890'
        token_scheme_id:
          type: string
          description: "The scheme-specific identifier for the network token. \n\nFor Visa, this is equivalent to the `vProvisionedTokenID`. For Mastercard, this is equivalent to the `tokenUniqueReference`.\n"
          example: scheme_visa_001
        _links:
          $ref: '#/components/schemas/NetworkTokensResponseLinks'
    NetworkTokensRequestSource:
      required:
      - type
      type: object
      oneOf:
      - $ref: '#/components/schemas/NetworkTokensRequestSourceInstrument'
      - $ref: '#/components/schemas/NetworkTokensRequestSourceCard'
      description: The source object
      discriminator:
        propertyName: type
        mapping:
          id: '#/components/schemas/NetworkTokensRequestSourceInstrument'
          card: '#/components/schemas/NetworkTokensRequestSourceCard'
    NetworkTokensRequestSourceCard:
      title: card
      required:
      - type
      - number
      - expiry_month
      - expiry_year
      type: object
      properties:
        type:
          type: string
          description: The source type
          example: card
        number:
          maxLength: 19
          minLength: 12
          pattern: ^[0-9]+$
          type: string
          description: The card number.
          example: '5436031030606378'
        cvv:
          maximum: 9999
          minimum: 1
          type: string
          description: The CVV number for the card
          example: '123'
        expiry_month:
          maximum: 12
          minimum: 1
          pattern: ^[0-9]{1,2}$
          type: string
          description: The expiry month of the card.
          example: '5'
        expiry_year:
          pattern: ^[0-9]{4}$
          type: string
          description: The four-digit expiry year of the card.
          example: '2025'
      description: Card details
    Link:
      required:
      - href
      type: object
      properties:
        href:
          type: string
          description: The link URL
      additionalProperties: false
    NetworkTokensRetrieveResponse:
      required:
      - card
      - network_token
      type: object
      properties:
        card:
          $ref: '#/components/schemas/NetworkTokensCard'
        network_token:
          required:
          - id
          - state
          - type
          - created_on
          - modified_on
          type: object
          properties:
            id:
              type: string
              description: The unique identifier for the network token.
              example: nt_xgu3isllqfyu7ktpk5z2yxbwna
            state:
              enum:
              - active
              - suspended
              - inactive
              - declined
              - requested
              type: string
              description: The token's status.
              example: active
            number:
              pattern: ^[0-9]+$
              type: string
              description: 'The network token number.

                This field is only returned when the network token `status` is one of the following:


                - `active`

                - `suspended`

                - `inactive`

                '
              example: '5436424242424242'
            expiry_month:
              pattern: ^[0-9]{1,2}$
              type: string
              description: 'The network token''s expiration month.


                This field is only returned when the network token `status` is one of the following:


                - `active`

                - `suspended`

                - `inactive`

                '
              example: '5'
            expiry_year:
              pattern: ^[0-9]{4}$
              type: string
              description: 'The network token''s expiration year.


                This field is only returned when the network token `status` is one of the following:


                - `active`

                - `suspended`

                - `inactive`

                '
              example: '2025'
            type:
              enum:
              - vts
              - mdes
              type: string
              description: The network token type.
              example: vts
            payment_account_reference:
              type: string
              description: 'The unique reference assigned to the payment account.


                All payment tokens and underlying PANs associated with a payment account share the same `payment_account_reference`.

                '
              example: 5001a9f027e5629d11e3949a0800a
            created_on:
              type: string
              description: The UTC date and time the network token was created.
              format: date-time
              example: '2020-02-11T15:57:32.4350000+00:00'
            modified_on:
              type: string
              description: The UTC date and time the network token was modified.
              format: date-time
              example: '2020-02-11T15:57:32.4350000+00:00'
          description: Network token details.
        token_requestor_id:
          type: string
          description: The unique identifier for the token requestor.
          example: '1234567890'
        token_scheme_id:
          type: string
          description: "The scheme-specific identifier for the network token. \n\nFor Visa, this is equivalent to the `vProvisionedTokenID`. For Mastercard, this is equivalent to the `tokenUniqueReference`.\n"
          example: scheme_visa_001
        _links:
          $ref: '#/components/schemas/NetworkTokensResponseLinks'
    NetworkTokensRequestDelete:
      required:
      - initiated_by
      - reason
      type: object
      properties:
        initiated_by:
          enum:
          - cardholder
          - token_requestor
          type: string
          description: Who initiated/requested the deletion of the token.
          example: token_requestor
        reason:
          enum:
          - fraud
          - other
          type: string
          description: The reason for deleting the token.
          example: other
    NetworkTokensCard:
      required:
      - last4
      - expiry_month
      - expiry_year
      type: object
      properties:
        last4:
          pattern: ^[0-9]{4}$
          type: string
          description: The last four digits of the card number.
          example: '6378'
        expiry_month:
          maximum: 12
          minimum: 1
          pattern: ^[0-9]{1,2}$
          type: string
          description: The card's expiration month.
          example: '5'
        expiry_year:
          pattern: ^[0-9]{4}$
          type: string
          description: The card's expiration year.
          example: '2025'
      description: The card details.
  securitySchemes:
    ApiPublicKey:
      type: apiKey
      description: "Public keys are for client-side authentication and supported only in JavaScript or native applications.\n  \n#### Format\n\n- Sandbox – `pk_sbox_xxxxxxxxxxxxxxxxxxxxxxxxxx`\n\n- Production – `pk_xxxxxxxxxxxxxxxxxxxxxxxxxx`\n\nWhen specifying your public key, use the format `Bearer {{PublicApiKey}}`.\n"
      name: Authorization
      in: header
      x-cko-type: publicKey
    ApiSecretKey:
      type: apiKey
      description: 'You can pass your secret API key in the `Authorization` header of your requests for supported endpoints.


        #### Format


        - Sandbox – `sk_sbox_xxxxxxxxxxxxxxxxxxxxxxxxxx`


        - Production – `sk_xxxxxxxxxxxxxxxxxxxxxxxxxx`


        When specifying your secret key, use the format `Bearer {{SecretApiKey}}`.


        ```

        curl --location --request POST ''https://{prefix}.api.checkout.com/{{path}}'' \

        --header ''Content-Type: application/json'' \

        --header ''Accept: application/json'' \

        --header ''Authorization: Bearer {{SecretApiKey}}'' \

        --data-raw ''{

        "amount": 10000,

        "currency": "USD",

        "reference": "Visa-USD-Test",

        ...

        }''

        ```

        '
      name: Authorization
      in: header
      x-cko-type: secretKey
    OAuth:
      type: oauth2
      description: "Your OAuth credentials include an access key ID and an access key secret. They correspond to an OAuth 2.0 client ID and a client secret respectively. \n\nTo exchange these credentials for an access token, call the [Request an access token](/tag/access/POST/connect/token) endpoint. Authenticate using basic authentication, with your access key ID as the username and your access key secret as the password.\n\n| Environment   |      Authorization server                            |\n|---------------|------------------------------------------------------|\n| Sandbox       |  https://{prefix}.access.sandbox.checkout.com/connect/token   |\n| Production    |  https://{prefix}.access.checkout.com/connect/token           |\n\n```\ncurl --location 'https://{prefix}.access.checkout.com/connect/token' \\\n--header 'Content-Type: application/x-www-form-urlencoded' \\\n--data-urlencode 'grant_type=client_credentials' \\\n--data-urlencode 'client_id=ack_...' \\\n--data-urlencode 'client_secret=...' \n```\n\nThe token server returns a Bearer `access_token` in JSON Web Token (JWT) format. Use this token in the `Authorization` header of your API requests.\n\n```\ncurl --location --request POST 'https://{prefix}.api.checkout.com/{{path}}' \\\n--header 'Content-Type: application/json' \\\n--header 'Accept: application/json' \\\n--header 'Authorization: Bearer {{AccessToken}}' \\\n--data-raw '{\n  \"amount\": 10000,\n  \"currency\": \"USD\",\n  \"reference\": \"Visa-USD-Test\",\n  ...\n}'\n```\n\nThe `expires_in` field in the response indicates the validity period of your access token in seconds. When your token expires, you must request a new one.\n\nDepending on the Environment against which you're making your requests against you'll need to request the token from a different Authorization Server.\n\n| Environment   |      Authorization Server                            |\n|---------------|------------------------------------------------------|\n| Sandbox       |  https://{prefix}.access.sandbox.checkout.com/connect/token   |\n| Production    |  https://{prefix}.access.checkout.com/connect/token           |\n\nYour base URL `{prefix}` is unique. To learn how to retrieve your unique base URLs for the sandbox and production environments, see [API endpoints](https://www.checkout.com/docs/developer-resources/api/api-endpoints).\n"
      flows:
        clientCredentials:
          tokenUrl: string
          scopes:
            vault: Access to all Vault resources
            vault:apme-enrollment: Manage Apple Pay Domain Enrollment
            vault:customers: Manage customers
            vault:card-metadata: Read card metadata
            vault:instruments: Create instruments
            vault:network-tokens: Manage network tokens
            vault:tokenization: Tokenize payment instruments
            vault:real-time-account-updater: Access to real-time account updater
            gateway: Access to all Gateway resources
            gateway:payment: Request payments
            gateway:payment-details: Get payment details
            gateway:payment-authorizations: Increment authorizations
            gateway:payment-voids: Void payments
            gateway:payment-captures: Capture payments
            gateway:payment-contexts: Manage payment contexts
            gateway:payment-cancellations: Manage payment cancellations
            gateway:payment-refunds: Refund payments
            fx: Foreign exchange services
            payouts:bank-details: Get bank details
            sessions:app: App-based authentication
            sessions:browser: Browser-based authentication
            disputes: Access to all Disputes resources
            disputes:view: View disputes
            disputes:provide-evidence: Provide dispute evidence
            disputes:accept: Accept disputes
            disputes:scheme-files: Read dispute scheme files
            accounts: Manage sub-entities
            flow: Access to all Flow resources
            flow:workflows: Manage workflows
            flow:events: Retrieve events
            flow:reflow: Manage workflows
            files: Access to all Files resources
            files:retrieve: Retrieve files
            files:upload: Upload files
            files:download: Download files
            forward: Access to Forward api
            forward:secrets: Manage secrets in Forward api
            balances: Access to all Balances resources
            balances:view: View balances
            balances:top-up-instructions: Get top-up instructions
            transfers: Access to all Transfers resources
            transfers:view: View transfers
            transfers:create: Create transfers
            middleware: Access to all Middleware resources
            middleware:merchants-secret: Allows merchant identity and Middleware token exchange from a secure execution environment
            middleware:merchants-public: Allows merchant identity and Middleware token exchange from an insecure execution environment
            payment-sessions: Access to all Payment Sessions resources
            payments:search: Search payments
            reports: Access to all Reports resources
            reports:view: View reports
            financial-actions: Access to all Financial actions resources
            financial-actions:view: View financial actions
            card-management: Access to all Card management resources
            issuing:card-management-read: Gives access to card management endpoints with GET operations
            issuing:card-management-write: Gives access to card management endpoints with POST/ PUT / DELETE operations
            issuing:controls-read: Gives access to card control endpoints with GET operations
            issuing:controls-write: Gives access to card control endpoints with POST/ PUT / DELETE operations
            transactions: Access to all transactions resources
            issuing:transactions-read: Gives access to get and search transactions
            issuing:transactions-write: Gives access to simulate transactions for testing purposes
            issuing-disputes: Access to Issuing disputes resources
            issuing:disputes-read: Gives access to get disputes
            issuing:disputes-write: Gives access to create and submit Issuing disputes
            identity-verification: Access to all Identities endpoints
            Payment Context: Read payment context
            agentic:inventory: Manage agentic commerce inventory and reservations
    SessionSecret:
      type: apiKey
      description: 'A base64 encoded value prefixed with `sek_` that gives access to client-side operations for a single authentication within the Sessions API. This value is returned as the `session_secret` when requesting a session.

        '
      name: Authorization
      in: header
x-tagGroups:
- name: Set up
  tags:
  - Access
- name: Handle payments and payouts
  tags:
  - Payments
  - Flow
  - Payment Setups
  - Payment Links
  - Hosted Payments Page
  - Forex
  - Apple Pay
  - Bacs Direct Debit
  - Google Pay
  - Transfers
  - Balances
- name: Payment Context
  tags:
  - Payment Context
- name: Payment Methods
  tags:
  - Payment Methods
- name: Store and forward payment credentials
  tags:
  - Tokens
  - Instruments
  - Customers
  - Forward
- name: Authentication
  tags:
  - Standalone
- name: Risk management
  tags:
  - Disputes
- name: Notifications
  tags:
  - Workflows
- name: Platforms
  tags:
  - Platforms
  - Business details
  - Payment instruments
  - Payout schedules
  - Reserve rules
  - Onboarding Simulator
- name: Card issuing
  tags:
  - Cardholders
  - Cards
  - Controls
  - Control profiles
  - Control groups
  - Cardholder access tokens
  - Transactions
  - Issuing disputes
  - Card testing
- name: Identities
  tags:
  - Applicants
  - Identity Verification
  - AML Screening
  - Face Authentication
  - ID Document Verification
  - Address Document Verification
- name: Reporting
  tags:
  - Reports
  - Financial actions
- name: Metadata
  tags:
  - Card metadata
- name: Network Tokens
  tags:
  - Network Tokens
- name: Standalone Account Updater
  tags:
  - Standalone Account Updater
- name: Compliance requests
  tags:
  - Compliance requests
- name: Agentic Commerce
  tags:
  - Agentic Commerce Protocol
  - Inventory