ChargeAfter

ChargeAfter Consumers V2 API

The ConsumersV2 API from ChargeAfter — 4 operation(s) for consumersv2.

GitHub OpenAPI

Operations 4

GET /v2/consumers/{consumerId} Get consumer details
GET /v2/consumers/{consumerId}/accounts Get accounts by consumerId
POST /v2/consumers/credit/lookup Credit Lookup
POST /v2/consumers/consumer-details Get accounts and account token

Specifications

⚙
OpenAPI
https://raw.githubusercontent.com/api-evangelist/chargeafter/refs/heads/main/openapi/chargeafter-consumersv2-api-openapi.yml

Work with this as data

Every API here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for apis

7 MCP tools reach this
  • find_apisBrowse and filter every API in the catalog.
  • get_api_artifactsOne API's artifacts, grouped by type.
  • get_openapiThe primary OpenAPI for this API.
  • find_similar_apisAPIs that look like this one.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This API 
curl "https://apis.io/api/v1/apis/chargeafter-consumersv2-api"
All apis 
curl "https://apis.io/api/v1/apis?limit=25"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no email required.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.

OpenAPI Specification

chargeafter-consumersv2-api-openapi.yml Raw ↑ 
openapi: 3.2.0
info:
  title: Chargeafter Consumers V2 API
  contact:
    name: Customer Support
    email: support@chargeafter.com
  termsOfService: https://chargeafter.com/privacy-policy
  version: '1.0'
  description: 'Operations tagged ConsumersV2 across 3 of this provider''s published API definitions: chargeafter-consumer-api-openapi.yml, chargeafter-consumer-credit-lookup-openapi.yml, chargeafter-consumer-details-openapi.yml. Each path carries the servers of the definition it was published in.'
servers:
- url: https://api-sandbox.ca-dev.co
  description: Local Environment
- url: https://api.chargeafter.com
  description: Production Environment
- url: https://api-develop.ca-dev.co
  description: Local Environment
security:
- apiKey: []
tags:
- name: ConsumersV2
paths:
  /v2/consumers/{consumerId}:
    servers:
    - url: https://api-sandbox.ca-dev.co
      description: Local Environment
    - url: https://api.chargeafter.com
      description: Production Environment
    get:
      tags:
      - ConsumersV2
      summary: Get consumer details
      description: Returns consumer details
      parameters:
      - name: consumerId
        in: path
        description: Unique identifier of the consumer
        required: true
        schema:
          type: string
      - name: channel
        in: query
        description: 'Optional Channel. If not provided, the E_COMMERCE channel will be used.<br />

          Other options are IN_STORE / CALL_CENTER / IN_HOME'
        schema:
          type: string
      - name: storeId
        in: query
        description: The store identifier
        schema:
          type: string
      - name: posId
        in: query
        description: The point of sale identifier
        schema:
          type: string
      - name: posType
        in: query
        description: The point of sale type
        schema:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.Entities.PosType'
      - name: currency
        in: query
        description: Optional ISO 4217 currency code. If not provided, the USD currency will be used.
        schema:
          type: string
      responses:
        '200':
          description: Consumer is found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ChargeAfter.ConsumersV1.WebApi.Contracts.Responses.ConsumerResponse'
        '400':
          description: Bad Request Error
          content:
            application/json:
              schema:
                type: object
                properties:
                  requestId:
                    type: string
                    example: Unique RequestId
                  message:
                    type: string
                    example: Message Describing The Error
        '401':
          description: Unauthorized
        '404':
          description: Consumer is not found or the user is unauthorized to request
          content:
            application/json:
              schema:
                example:
                  errorCode: '0'
                  code: '400'
                  message: Consumer is not found
        '422':
          description: Input Validation Error
          content:
            application/json:
              schema:
                type: object
                properties:
                  requestId:
                    type: string
                  message:
                    type: string
                  errors:
                    type: array
                    items:
                      properties:
                        field:
                          type: string
                        validationState:
                          type: string
                        error:
                          type: string
                example:
                  RequestId: Unique RequestId
                  Message: Input Validation Failure
                  Errors:
                  - Field: RequestField1
                    ValidationState: Invalid
                    Error: RequestField1 should be up to 150 characters, and can contain a-z, A-Z, _ characters.
        '500':
          description: General Server Error
          content:
            application/json:
              schema:
                example:
                  requestId: Unique RequestId
                  errors:
                  - code: '1'
                    description: Internal unknown error occurred
  /v2/consumers/{consumerId}/accounts:
    servers:
    - url: https://api-sandbox.ca-dev.co
      description: Local Environment
    - url: https://api.chargeafter.com
      description: Production Environment
    get:
      tags:
      - ConsumersV2
      summary: Get accounts by consumerId
      description: Lookup existing accounts by consumerId
      parameters:
      - name: consumerId
        in: path
        description: Unique identifier of the consumer
        required: true
        schema:
          type: string
      - name: channel
        in: query
        description: 'Optional Channel. If not provided, the E_COMMERCE channel will be used.<br />

          Other options are IN_STORE / CALL_CENTER / IN_HOME'
        schema:
          type: string
      - name: storeId
        in: query
        description: The store identifier
        schema:
          type: string
      - name: posId
        in: query
        description: The point of sale identifier
        schema:
          type: string
      - name: posType
        in: query
        description: The point of sale type
        schema:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.Entities.PosType'
      - name: currency
        in: query
        description: Optional ISO 4217 currency code. If not provided, the USD currency will be used.
        schema:
          type: string
      responses:
        '200':
          description: Request is successful
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ChargeAfter.ConsumersV1.WebApi.Contracts.Responses.LookupAccountsResponse'
        '400':
          description: Bad Request Error
          content:
            application/json:
              schema:
                type: object
                properties:
                  requestId:
                    type: string
                    example: Unique RequestId
                  message:
                    type: string
                    example: Message Describing The Error
        '401':
          description: Unauthorized
        '404':
          description: Consumer is not found or the user is unauthorized to request
          content:
            application/json:
              schema:
                example:
                  errorCode: '0'
                  code: '400'
                  message: Consumer is not found
        '422':
          description: Server unable to process request because it contains invalid data
          content:
            application/json:
              schema:
                type: object
                properties:
                  requestId:
                    type: string
                  message:
                    type: string
                  errors:
                    type: array
                    items:
                      properties:
                        field:
                          type: string
                        validationState:
                          type: string
                        error:
                          type: string
                example:
                  RequestId: Unique RequestId
                  Message: Input Validation Failure
                  Errors:
                  - Field: RequestField1
                    ValidationState: Invalid
                    Error: RequestField1 should be up to 150 characters, and can contain a-z, A-Z, _ characters.
        '500':
          description: General Server Error
          content:
            application/json:
              schema:
                example:
                  requestId: Unique RequestId
                  errors:
                  - code: '1'
                    description: Internal unknown error occurred
  /v2/consumers/credit/lookup:
    servers:
    - url: https://api-develop.ca-dev.co
      description: Local Environment
    - url: https://api.chargeafter.com
      description: Production Environment
    post:
      tags:
      - ConsumersV2
      summary: Credit Lookup
      description: Returns the consumer's available credit based on limited PII info
      parameters: []
      requestBody:
        content:
          application/json-patch+json:
            schema:
              allOf:
              - $ref: '#/components/schemas/ChargeAfter.ConsumersV1.WebApi.Contracts.Requests.LookupCreditRequestBody'
          application/json:
            schema:
              allOf:
              - $ref: '#/components/schemas/ChargeAfter.ConsumersV1.WebApi.Contracts.Requests.LookupCreditRequestBody'
          text/json:
            schema:
              allOf:
              - $ref: '#/components/schemas/ChargeAfter.ConsumersV1.WebApi.Contracts.Requests.LookupCreditRequestBody'
          application/*+json:
            schema:
              allOf:
              - $ref: '#/components/schemas/ChargeAfter.ConsumersV1.WebApi.Contracts.Requests.LookupCreditRequestBody'
      responses:
        '200':
          description: Request is successful
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ChargeAfter.ConsumersV1.WebApi.Contracts.Responses.LookupCreditResponse'
        '400':
          description: Bad Request
          content:
            application/json:
              schema:
                type: object
                properties:
                  requestId:
                    type: string
                    example: Unique RequestId
                  message:
                    type: string
                    example: Message Describing The Error
        '401':
          description: Unauthorized
        '422':
          description: Input Validation Error
          content:
            application/json:
              schema:
                type: object
                properties:
                  requestId:
                    type: string
                  message:
                    type: string
                  errors:
                    type: array
                    items:
                      properties:
                        field:
                          type: string
                        validationState:
                          type: string
                        error:
                          type: string
                example:
                  RequestId: Unique RequestId
                  Message: Input Validation Failure
                  Errors:
                  - Field: RequestField1
                    ValidationState: Invalid
                    Error: RequestField1 should be up to 150 characters, and can contain a-z, A-Z, _ characters.
        '500':
          description: General Server Error
          content:
            application/json:
              schema:
                example:
                  requestId: Unique RequestId
                  errors:
                  - code: '1'
                    description: Internal unknown error occurred
  /v2/consumers/consumer-details:
    servers:
    - url: https://api-sandbox.ca-dev.co
      description: Sandbox Environment
    - url: https://api.chargeafter.com
      description: Production Environment
    post:
      tags:
      - ConsumersV2
      summary: Get accounts and account token
      description: Combines account lookup and account token creation for approved accounts
      parameters: []
      requestBody:
        content:
          application/json:
            schema:
              allOf:
              - $ref: '#/components/schemas/ChargeAfter.ConsumersV1.WebApi.Contracts.Requests.LookupAccountsByConsumerDetailsRequestBody'
      responses:
        '200':
          description: Request is successful
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ChargeAfter.ConsumersV1.WebApi.Contracts.Responses.LookupAccountsResponse_2'
        '400':
          description: Bad Request
          content:
            application/json:
              schema:
                type: object
                properties:
                  requestId:
                    type: string
                    example: Unique RequestId
                  message:
                    type: string
                    example: Message Describing The Error
        '401':
          description: Unauthorized
        '422':
          description: Input Validation Error
          content:
            application/json:
              schema:
                type: object
                properties:
                  requestId:
                    type: string
                  message:
                    type: string
                  errors:
                    type: array
                    items:
                      properties:
                        field:
                          type: string
                        validationState:
                          type: string
                        error:
                          type: string
                example:
                  RequestId: Unique RequestId
                  Message: Input Validation Failure
                  Errors:
                  - Field: RequestField1
                    ValidationState: Invalid
                    Error: RequestField1 should be up to 150 characters, and can contain a-z, A-Z, _ characters.
        '500':
          description: General Server Error
          content:
            application/json:
              schema:
                example:
                  requestId: Unique RequestId
                  errors:
                  - code: '1'
                    description: Internal unknown error occurred
components:
  schemas:
    ChargeAfter.BFF.WebApi.Contracts.Models.MerchantDetails:
      type: object
      properties:
        storeId:
          type:
          - string
          - 'null'
        posId:
          type:
          - string
          - 'null'
        posType:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.Entities.PosType'
      additionalProperties: false
    ChargeAfter.ConsumersV1.WebApi.Contracts.Responses.ConsumerResponse:
      type: object
      properties:
        id:
          type:
          - string
          - 'null'
          description: Unique consumer id
          example: 63126524b97bd7d254c71041
        firstName:
          type:
          - string
          - 'null'
          example: John
        lastName:
          type:
          - string
          - 'null'
          example: Arlen
        email:
          type:
          - string
          - 'null'
          example: someone@example.com
        shippingAddress:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.ConsumersV1.WebApi.Contracts.Responses.Address'
        billingAddress:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.ConsumersV1.WebApi.Contracts.Responses.Address'
        netMonthlyIncome:
          type:
          - number
          - 'null'
          format: double
          example: 5000
        grossMonthlyIncome:
          type:
          - number
          - 'null'
          format: double
        dateOfBirth:
          type:
          - string
          - 'null'
          format: date-time
        socialSecurityNumber:
          type:
          - string
          - 'null'
          example: '324620074'
        additionalIds:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.ConsumersV1.WebApi.Contracts.Responses.AdditionalIds'
        mobilePhoneNumber:
          type:
          - string
          - 'null'
        housingStatus:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.Entities.ResidenceType'
        merchantConsumerId:
          type:
          - string
          - 'null'
          example: 624d519bde8287d9542d4484
      additionalProperties: false
    ChargeAfter.ConsumersV1.WebApi.Contracts.Models.LenderFailure:
      type: object
      properties:
        lenderId:
          type:
          - string
          - 'null'
          description: Lender identifier
        lenderName:
          type:
          - string
          - 'null'
          description: Lender name
        code:
          type:
          - string
          - 'null'
          description: Error code
        description:
          type:
          - string
          - 'null'
          description: Error description
      additionalProperties: false
    ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.FinancialProductType:
      enum:
      - LineOfCredit
      - Installments
      - LeaseToOwn
      - MerchantSelfFinancing
      type: string
    ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.Account:
      required:
      - id
      - lenderId
      - lenderName
      - offers
      - status
      type: object
      properties:
        id:
          minLength: 1
          type: string
        lenderId:
          minLength: 1
          type: string
        lenderName:
          minLength: 1
          type: string
        status:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Contracts.AccountStatus'
        offers:
          type: array
          items:
            $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.Offer'
        creditInfo:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.CreditInfo'
      additionalProperties: false
    ChargeAfter.Libraries.WebApi.Contracts.SpouseInfo:
      type: object
      properties:
        spouseSameAddress:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.BoolType'
        spouseAddress:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.Address'
        spouseFirstName:
          type:
          - string
          - 'null'
        spouseLastName:
          type:
          - string
          - 'null'
      additionalProperties: false
    ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.Eligibility:
      type: object
      properties:
        status:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.EligibilityStatus'
        ineligibilityReason:
          type:
          - string
          - 'null'
      additionalProperties: false
    ChargeAfter.ConsumersV1.WebApi.Contracts.Requests.LookupAccountsByConsumerDetailsRequestBody:
      required:
      - consumerDetails
      type: object
      properties:
        consumerDetails:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.ConsumerDetails'
          description: Consumer details
        checkoutDetails:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.ConsumersV1.WebApi.Contracts.Requests.ConsumerAccountsCheckoutDetails'
          description: Optional checkout details
        merchantDetails:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.BFF.WebApi.Contracts.Models.MerchantDetails'
          description: Optional merchant details
      additionalProperties: false
    ChargeAfter.ConsumersV1.WebApi.Contracts.Models.LenderCreditInfo:
      type: object
      properties:
        lenderId:
          type:
          - string
          - 'null'
          description: Lender identifier
        lenderName:
          type:
          - string
          - 'null'
          description: Lender name
        availableCredit:
          type: number
          description: Amount available for the consumer
          format: double
        financialProductType:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.FinancialProductType'
          description: Financial product type
        lenderReferenceId:
          type:
          - string
          - 'null'
          description: Lender reference identifier
        estimated:
          type: boolean
          description: Is CA estimated value
      additionalProperties: false
    ChargeAfter.Libraries.WebApi.Contracts.AdditionalIds:
      type: object
      properties:
        socialInsuranceNumber:
          type:
          - string
          - 'null'
      additionalProperties: false
    ChargeAfter.Contracts.AccountStatus:
      enum:
      - None
      - New
      - NotFound
      - PreApproved
      - Approved
      - Banned
      - Declined
      - Error
      - Pending
      - PartiallyApproved
      - Frozen
      - PreDeclined
      - PendingConsumer
      type: string
    ChargeAfter.ConsumersV1.WebApi.Contracts.Responses.AdditionalIds:
      type: object
      properties:
        socialInsuranceNumber:
          type:
          - string
          - 'null'
          example: '454654654'
      additionalProperties: false
    ChargeAfter.ConsumersV1.WebApi.Contracts.Models.Failure:
      required:
      - lenderId
      - lenderName
      type: object
      properties:
        lenderId:
          minLength: 1
          type: string
          description: Unique identifier of the lender.
        lenderName:
          minLength: 1
          type: string
          description: Lender display name.<br /><b>Note:</b> Because this value may change, customers should not bind to this parameter. Instead, bind to the lenderId and set the lenderName in your system.
        status:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.FailureStatus'
          description: Failure status
        errors:
          type:
          - array
          - 'null'
          items:
            $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.Error'
          description: Failure errors, provided if status is Error
      additionalProperties: false
    ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.PromoSettings:
      type: object
      properties:
        isPromo:
          type: boolean
        numberOfPeriods:
          type:
          - integer
          - 'null'
          format: int32
        periodicPayment:
          type:
          - number
          - 'null'
          format: double
        periodType:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.Entities.PeriodType'
        apr:
          type:
          - number
          - 'null'
          format: double
        type:
          type:
          - string
          - 'null'
      additionalProperties: false
    ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.EligibilityStatus:
      enum:
      - Eligible
      - Ineligible
      type: string
    ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.OfferDisclosures:
      type: object
      properties:
        apply:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.Disclosure'
        confirm:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.Disclosure'
      additionalProperties: false
    ChargeAfter.Libraries.WebApi.Contracts.Language:
      enum:
      - En
      - Fr
      type: string
    ChargeAfter.Libraries.WebApi.Contracts.MarriageStatus:
      enum:
      - Not Married
      - Married
      type: string
    ChargeAfter.Libraries.WebApi.Contracts.BoolType:
      enum:
      - 'NO'
      - 'YES'
      type: string
    ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.ApplicationType:
      enum:
      - Unknown
      - New
      - Prequalification
      - Application
      - Error
      type: string
    ChargeAfter.ConsumersV1.WebApi.Contracts.Responses.Address:
      type: object
      properties:
        city:
          type:
          - string
          - 'null'
          example: Springfield
        line1:
          type:
          - string
          - 'null'
          example: 273 Lee Avenue
        line2:
          type:
          - string
          - 'null'
        state:
          type:
          - string
          - 'null'
          example: MA
        zipCode:
          type:
          - string
          - 'null'
          example: '01104'
        country:
          type:
          - string
          - 'null'
          example: US
      additionalProperties: false
    ChargeAfter.Libraries.WebApi.Contracts.ConsumerDetails:
      required:
      - billingAddress
      - dateOfBirth
      - email
      - firstName
      - lastName
      - netMonthlyIncome
      - shippingAddress
      type: object
      properties:
        firstName:
          minLength: 1
          type: string
        lastName:
          minLength: 1
          type: string
        email:
          minLength: 1
          type: string
        shippingAddress:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.Address'
        billingAddress:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.Address'
        spouseInfo:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.SpouseInfo'
        marriageStatus:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.MarriageStatus'
        netMonthlyIncome:
          type: number
          format: double
        annualNetIncome:
          type:
          - number
          - 'null'
          format: double
        annualGrossIncome:
          type:
          - number
          - 'null'
          format: double
        updatedIncomeType:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.Entities.IncomeType'
        monthlyHousingPaymentIncome:
          type:
          - number
          - 'null'
          format: double
        grossMonthlyIncome:
          type:
          - number
          - 'null'
          format: double
        dateOfBirth:
          type: string
          format: date-time
        socialSecurityNumber:
          type:
          - string
          - 'null'
        additionalIds:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.AdditionalIds'
        mobilePhoneNumber:
          type:
          - string
          - 'null'
        housingStatus:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.Entities.ResidenceType'
        preferences:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.Preferences'
        merchantConsumerId:
          type:
          - string
          - 'null'
      additionalProperties: false
    ChargeAfter.ConsumersV1.WebApi.Contracts.Requests.ConsumerAccountsCheckoutDetails:
      type: object
      properties:
        currency:
          type:
          - string
          - 'null'
          description: Optional ISO 4217 currency code. If not provided, the USD currency will be used.
        channel:
          type:
          - string
          - 'null'
          description: 'Optional Channel. If not provided, the E_COMMERCE channel will be used.<br />

            Other options are IN_STORE / CALL_CENTER / IN_HOME'
      additionalProperties: false
    ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.DisclosureType:
      enum:
      - Link
      - Hosted
      type: string
    ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.Offer:
      required:
      - amount
      - code
      - defaultAPR
      - financialProductType
      type: object
      properties:
        code:
          minLength: 1
          type: string
        financialProductType:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.FinancialProductType'
        defaultAPR:
          type: number
          format: double
        amount:
          type: number
          format: double
        promoSettings:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.PromoSettings'
        metadata:
          type:
          - object
          - 'null'
          additionalProperties: {}
        expirationDate:
          type:
          - string
          - 'null'
          format: date-time
        checkoutMinimumAmount:
          type:
          - number
          - 'null'
          format: double
        description:
          type:
          - string
          - 'null'
        eligibility:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.Eligibility'
        tags:
          type:
          - object
          - 'null'
          additionalProperties:
            type: string
        disclosures:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.OfferDisclosures'
      additionalProperties: false
    ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.Disclosure:
      type: object
      properties:
        type:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.DisclosureType'
        url:
          type:
          - string
          - 'null'
        mimeType:
          type:
          - string
          - 'null'
      additionalProperties: false
    ChargeAfter.ConsumersV1.WebApi.Contracts.Requests.LookupCreditRequestBody:
      required:
      - consumerDetails
      type: object
      properties:
        consumerDetails:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.ConsumersV1.WebApi.Contracts.Models.LookupCreditConsumerDetails'
        merchantDetails:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.ConsumersV1.WebApi.Contracts.Models.LookupCreditMerchantDetails'
      additionalProperties: false
    ChargeAfter.ConsumersV1.WebApi.Contracts.Responses.LookupCreditResponse:
      type: object
      properties:
        credits:
          type:
          - array
          - 'null'
          items:
            $ref: '#/components/schemas/ChargeAfter.ConsumersV1.WebApi.Contracts.Models.LenderCreditInfo'
        failures:
          type:
          - array
          - 'null'
          items:
            $ref: '#/components/schemas/ChargeAfter.ConsumersV1.WebApi.Contracts.Models.LenderFailure'
      additionalProperties: false
    ChargeAfter.Libraries.Entities.ResidenceType:
      enum:
      - OWN
      - RENT
      - OTHER
      type: string
    ChargeAfter.Libraries.WebApi.Contracts.Responses.Offers.Models.FailureStatus:
      enum:
      - None
      - NotFound
      - PreApproved
      - Approved
      - Banned
      - Declined
      - NonUsable
      - Error
      - Pending
      - Ineligible
      - Cancelled
      type: string
    ChargeAfter.ConsumersV1.WebApi.Contracts.Models.LookupCreditMerchantDetails:
      type: object
      properties:
        storeId:
          type:
          - string
          - 'null'
          description: The store identifier
        channel:
          type:
          - string
          - 'null'
          description: 'Optional Channel. If not provided, the E_COMMERCE channel will be used.<br />

            Other options are IN_STORE / CALL_CENTER / IN_HOME'
      additionalProperties: false
    ChargeAfter.Libraries.WebApi.Contracts.Preferences:
      type: object
      properties:
        language:
          allOf:
          - $ref: '#/components/schemas/ChargeAfter.Libraries.WebApi.Contracts.Language'
        marketingOptIn:
          type:
          - boolean
          - 'null'
      additionalProperties: false
    ChargeAfter.ConsumersV1.WebApi.Contracts.Responses.LookupAccountsResponse:
      required:
      - applicationId
      type: object
      properties:
        accountsInfo:
          type:
          - array
          - 'null'
          items:
            $ref: '#/components/schemas/ChargeAfter.ConsumersV1.WebApi.Contracts.Models.AccountI

# --- truncated at 32 KB (37 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/chargeafter/refs/heads/main/openapi/chargeafter-consumersv2-api-openapi.yml