BMO

BMO TPP EMT Recipient Payment Options API

Retrieve payment options

GitHub OpenAPI

Operations 1

POST /tpp/interac-etransfer/payment-initiation/get-emt-recipient-payment-options/get Get Payment Option #

Documentation

📖
Documentation
https://www21.bmo.com/uiv2/openapi/dev-portal/dev-portal/#/documentation/account-validation
📖
Documentation
https://www21.bmo.com/uiv2/openapi/dev-portal/dev-portal/#/documentation/account-information
📖
Documentation
https://www21.bmo.com/uiv2/openapi/dev-portal/dev-portal/#/documentation/achpaymentapi
📖
Documentation
https://www21.bmo.com/uiv2/openapi/dev-portal/dev-portal/#/documentation/wirepaymentapius
📖
Documentation
https://www21.bmo.com/uiv2/openapi/dev-portal/dev-portal/#/documentation/wirepayment
📖
Documentation
https://www21.bmo.com/uiv2/openapi/dev-portal/dev-portal/#/documentation/eft-payments-ca
📖
Documentation
https://www21.bmo.com/uiv2/openapi/dev-portal/dev-portal/#/documentation/interacpaymentapi
📖
Documentation
https://www21.bmo.com/uiv2/openapi/dev-portal/dev-portal/#/documentation/image-retrieval
📖
Documentation
https://www21.bmo.com/uiv2/openapi/dev-portal/dev-portal/#/documentation/authorize
📖
Documentation
https://www21.bmo.com/uiv2/openapi/dev-portal/dev-portal/#/documentation/client-data-encryption-key-get-open-banking
📖
Documentation
https://www21.bmo.com/uiv2/openapi/dev-portal/dev-portal/#/documentation/payment-service-push-notification-api

Specifications

⚙
OpenAPI
https://raw.githubusercontent.com/api-evangelist/bmo/refs/heads/main/openapi/bmo-tpp-emtrecipientpaymentoptions-api-openapi.yml

Other Resources

🔗
DeveloperPortal
https://developer.bmo.com/api/commercial/
🔗
Webhooks
https://raw.githubusercontent.com/api-evangelist/bmo/refs/heads/main/asyncapi/bmo-push-notification-webhooks.yml

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OpenAPI Specification

bmo-tpp-emtrecipientpaymentoptions-api-openapi.yml Raw ↑ 
openapi: 3.2.0
info:
  version: 4.3.0
  title: Instant Payments TPP EMT Recipient Payment Options API
  description: This swagger is inclusive of 6 operations such as EMTRecipientPaymentOptions, EMTCustomerCreditTransferInitiation, EMTGetTransaction, EMTCreditorPaymentActivationRequest, EMTGetRequestForPaymentTransaction and Cancellation.
  contact:
    name: Interac Open API
    email: AWS-EMTOS-API-Developers@bmo.com
  x-api-id: BMO-ENT-f03de36a-fb59-4757-af38-b4afb449a904
  x-bmo-api-type: general-api
  x-bmoservicedomain-name: Payment Initiation
  x-bmo-api-provider-id: 87679
  x-audience: company-external
  x-template-version: 1.0.0
  x-api-specification-compliant: true
  x-ibm-name: interacpaymentapi
  x-ibm-summary: ''
servers:
- url: https://open-api-sit.bmogc.net/open-banking2/commercial-sb
tags:
- name: TPP-EMTRecipientPaymentOptions
  description: Retrieve payment options
paths:
  /tpp/interac-etransfer/payment-initiation/get-emt-recipient-payment-options/get:
    post:
      tags:
      - TPP-EMTRecipientPaymentOptions
      summary: Get Payment Option
      description: RecipientPaymentOptions - receives ACMT.023 format as request and responds back with ACMT.024 format.
      x-dataclassification-code: Confidential
      operationId: TPP-EMTRecipientPaymentOptions
      parameters:
      - $ref: '#/components/parameters/x-fapi-financial-id'
      - $ref: '#/components/parameters/x-fapi-customer-last-logged-time'
      - $ref: '#/components/parameters/x-fapi-customer-ip-address'
      - $ref: '#/components/parameters/x-fapi-interaction-id'
      - $ref: '#/components/parameters/x-fapi-customer-user-agent'
      - $ref: '#/components/parameters/x-client-id'
      - $ref: '#/components/parameters/x-request-id'
      - $ref: '#/components/parameters/Authorization'
      - $ref: '#/components/parameters/x-app-cat-id'
      - $ref: '#/components/parameters/true-client-ip'
      - $ref: '#/components/parameters/x-crypto-key'
      - $ref: '#/components/parameters/x-api-key'
      requestBody:
        description: RecipientPaymentOptions - receives ACMT.023 format as request and responds back with ACMT.024 format.
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/getPayOptionsRequestBody'
        required: true
      responses:
        '200':
          $ref: '#/components/responses/getPayOptionsResponseBody'
        '400':
          $ref: '#/components/responses/400'
        '401':
          $ref: '#/components/responses/401'
        '403':
          $ref: '#/components/responses/403'
        '404':
          $ref: '#/components/responses/404'
        '415':
          $ref: '#/components/responses/415'
        '429':
          $ref: '#/components/responses/429'
        '500':
          $ref: '#/components/responses/500'
        '504':
          $ref: '#/components/responses/504'
      security:
      - api-key-1: []
        OAuth:
        - bmo.tppinterac.payment-initiation.read
      x-amazon-apigateway-request-validator: params-only
      x-amazon-apigateway-integration:
        type: aws_proxy
        httpMethod: POST
        uri: EMTRecipientPaymentOptions_lambda_arn_invocation
        responses:
          default:
            statusCode: '200'
        passthroughBehavior: when_no_match
        contentHandling: CONVERT_TO_TEXT
      x-codegen-request-body-name: getPayOptionsRequestBody
components:
  schemas:
    AccountSchemeName1Choice:
      oneOf:
      - required:
        - code
      - required:
        - proprietary
      properties:
        code:
          $ref: '#/components/schemas/ExternalAccountIdentification1Code'
        proprietary:
          $ref: '#/components/schemas/Max35Text'
      additionalProperties: false
      type: object
    GenericFinancialIdentification1:
      additionalProperties: false
      properties:
        identification:
          $ref: '#/components/schemas/Max35Text'
        schemeName:
          $ref: '#/components/schemas/FinancialIdentificationSchemeName1Choice'
        issuer:
          $ref: '#/components/schemas/Max35Text'
      required:
      - identification
      type: object
    VerificationReason1Choice:
      type: object
      oneOf:
      - required:
        - code
      - required:
        - proprietary
      properties:
        code:
          type: string
          minLength: 1
          maxLength: 4
        proprietary:
          $ref: '#/components/schemas/Max35Text'
    ISODateTime:
      type: string
    CashAccountType2Choice:
      oneOf:
      - required:
        - code
      - required:
        - proprietary
      properties:
        code:
          $ref: '#/components/schemas/ExternalCashAccountType1Code'
        proprietary:
          $ref: '#/components/schemas/Max35Text'
      additionalProperties: false
      type: object
    GenericPersonIdentification1:
      additionalProperties: false
      properties:
        identification:
          $ref: '#/components/schemas/Max35Text'
        schemeName:
          $ref: '#/components/schemas/PersonIdentificationSchemeName1Choice'
        issuer:
          $ref: '#/components/schemas/Max35Text'
      required:
      - identification
      type: object
    gpoResponseBody:
      required:
      - document
      properties:
        document:
          $ref: '#/components/schemas/document1'
    MessageIdentification7:
      type: object
      properties:
        messageIdentification:
          $ref: '#/components/schemas/Max35Text'
        creationDateTime:
          $ref: '#/components/schemas/ISODateTime'
        firstAgent:
          $ref: '#/components/schemas/BranchAndFinancialInstitutionIdentification6'
    Problem:
      type: object
      properties:
        type:
          type: string
          description: The problem type.
        title:
          type: string
          description: A short, summary of the problem type. Written in english and readable for engineers (usually not suited for non technical stakeholders and not localized);
        status:
          type: integer
          description: The HTTP status code generated by the origin server for this occurrence of the problem.
          format: int32
        detail:
          type: string
          description: A detailed message text human readable explanation specific to this occurrence of the problem.
        instance:
          type: string
          description: An absolute URI that identifies the specific occurrence of the problem. It may or may not yield further information if dereferenced.
    OtherContact1:
      additionalProperties: false
      properties:
        channelType:
          $ref: '#/components/schemas/Max4Text'
        identification:
          $ref: '#/components/schemas/Max128Text'
      required:
      - channelType
      type: object
    Max140Text:
      description: Specifies a character string with a maximum length of 140 characters.
      minLength: 1
      maxLength: 140
      type: string
    supplementaryData:
      required:
      - envelope
      type: object
      properties:
        placeAndName:
          type: string
          minLength: 1
          maxLength: 350
        envelope:
          $ref: '#/components/schemas/SupplementaryDataEnvelope1'
    FinancialInstitutionIdentification18:
      additionalProperties: false
      properties:
        BICFI:
          $ref: '#/components/schemas/BICFIDec2014Identifier'
        clearingSystemMemberIdentification:
          $ref: '#/components/schemas/ClearingSystemMemberIdentification2'
        LEI:
          $ref: '#/components/schemas/LEIIdentifier'
        name:
          $ref: '#/components/schemas/Max140Text'
        postalAddress:
          $ref: '#/components/schemas/PostalAddress24'
        other:
          $ref: '#/components/schemas/GenericFinancialIdentification1'
      type: object
    SupplementaryDataEnvelope1:
      type: object
      properties:
        document:
          type: object
          properties:
            transferAuthentication:
              type: object
              properties:
                securityQuestion:
                  type: string
                securityAnswer:
                  type: string
                expiryDate:
                  type: string
    Max16Text:
      description: Specifies a character string with a maximum length of 16 characters.
      minLength: 1
      maxLength: 16
      type: string
    PreferredContactMethod1Code:
      enum:
      - LETT
      - MAIL
      - PHON
      - FAXX
      - CELL
      type: string
    OrganisationIdentificationSchemeName1Choice:
      oneOf:
      - required:
        - code
      - required:
        - proprietary
      properties:
        code:
          $ref: '#/components/schemas/ExternalOrganisationIdentification1Code'
        proprietary:
          $ref: '#/components/schemas/Max35Text'
      additionalProperties: false
      type: object
    ProxyAccountType1Choice:
      oneOf:
      - required:
        - code
      - required:
        - proprietary
      properties:
        code:
          $ref: '#/components/schemas/ExternalProxyAccountType1Code'
        proprietary:
          $ref: '#/components/schemas/Max35Text'
      additionalProperties: false
      type: object
    IdentificationVerificationRequestV03:
      required:
      - assignment
      - verification
      type: object
      properties:
        assignment:
          $ref: '#/components/schemas/IdentificationAssignment3'
        verification:
          items:
            $ref: '#/components/schemas/IdentificationVerification4'
          type: array
        supplementaryData:
          items:
            $ref: '#/components/schemas/supplementaryData'
          type: array
    PersonIdentification13:
      additionalProperties: false
      properties:
        dateAndPlaceOfBirth:
          $ref: '#/components/schemas/DateAndPlaceOfBirth1'
        other:
          items:
            $ref: '#/components/schemas/GenericPersonIdentification1'
          type: array
      type: object
    Party40Choice:
      oneOf:
      - required:
        - party
      - required:
        - agent
      properties:
        party:
          $ref: '#/components/schemas/PartyIdentification135'
        agent:
          $ref: '#/components/schemas/BranchAndFinancialInstitutionIdentification6'
      type: object
    PostalAddress24:
      additionalProperties: false
      properties:
        addressType:
          $ref: '#/components/schemas/AddressType3Choice'
        department:
          $ref: '#/components/schemas/Max70Text'
        subDepartment:
          $ref: '#/components/schemas/Max70Text'
        streetName:
          $ref: '#/components/schemas/Max70Text'
        buildingNumber:
          $ref: '#/components/schemas/Max16Text'
        buildingName:
          $ref: '#/components/schemas/Max35Text'
        floor:
          $ref: '#/components/schemas/Max70Text'
        postBox:
          $ref: '#/components/schemas/Max16Text'
        room:
          $ref: '#/components/schemas/Max70Text'
        postCode:
          $ref: '#/components/schemas/Max16Text'
        townName:
          $ref: '#/components/schemas/Max35Text'
        townLocationName:
          $ref: '#/components/schemas/Max35Text'
        districtName:
          $ref: '#/components/schemas/Max35Text'
        countrySubDivision:
          $ref: '#/components/schemas/Max35Text'
        country:
          $ref: '#/components/schemas/CountryCode'
        addressLine:
          maxItems: 7
          items:
            $ref: '#/components/schemas/Max70Text'
          type: array
      type: object
    Max4Text:
      description: Specifies a character string with a maximum length of 4 characters.
      minLength: 1
      maxLength: 4
      type: string
    Max70Text:
      description: Specifies a character string with a maximum length of 70characters.
      minLength: 1
      maxLength: 70
      type: string
    ExternalClearingSystemIdentification1Code:
      minLength: 1
      maxLength: 5
      type: string
    ExternalPersonIdentification1Code:
      minLength: 1
      maxLength: 4
      type: string
    ExternalCashAccountType1Code:
      minLength: 1
      maxLength: 4
      type: string
    GenericOrganisationIdentification1:
      additionalProperties: false
      properties:
        identification:
          $ref: '#/components/schemas/Max35Text'
        schemeName:
          $ref: '#/components/schemas/OrganisationIdentificationSchemeName1Choice'
        issuer:
          $ref: '#/components/schemas/Max35Text'
      required:
      - identification
      type: object
    BICFIDec2014Identifier:
      pattern: ^[A-Z0-9]{4,4}[A-Z]{2,2}[A-Z0-9]{2,2}([A-Z0-9]{3,3}){0,1}$
      type: string
    CountryCode:
      pattern: ^[A-Z]{2,2}$
      type: string
    ExternalAccountIdentification1Code:
      minLength: 1
      maxLength: 4
      type: string
    CashAccount40:
      type: object
      properties:
        identification:
          $ref: '#/components/schemas/AccountIdentification4Choice'
        type:
          $ref: '#/components/schemas/CashAccountType2Choice'
        currency:
          type: string
          pattern: '[A-Z]{3,3}'
        name:
          $ref: '#/components/schemas/Max70Text'
        proxy:
          $ref: '#/components/schemas/ProxyAccountIdentification1'
    ClearingSystemIdentification2Choice:
      oneOf:
      - required:
        - code
      - required:
        - proprietary
      properties:
        code:
          $ref: '#/components/schemas/ExternalClearingSystemIdentification1Code'
        proprietary:
          $ref: '#/components/schemas/Max35Text'
      additionalProperties: false
      type: object
    Party38Choice:
      oneOf:
      - required:
        - organisationIdentification
      - required:
        - privateIdentification
      properties:
        organisationIdentification:
          $ref: '#/components/schemas/OrganisationIdentification29'
        privateIdentification:
          $ref: '#/components/schemas/PersonIdentification13'
      additionalProperties: false
      type: object
    Max34Text:
      description: Specifies a character string with a maximum length of 34 characters.
      minLength: 1
      maxLength: 34
      type: string
    AnyBICDec2014Identifier:
      pattern: ^[A-Z0-9]{4,4}[A-Z]{2,2}[A-Z0-9]{2,2}([A-Z0-9]{3,3}){0,1}$
      type: string
    ExternalProxyAccountType1Code:
      minLength: 1
      maxLength: 4
      type: string
    AccountIdentification4Choice:
      oneOf:
      - required:
        - IBAN
      - required:
        - other
      properties:
        IBAN:
          $ref: '#/components/schemas/IBAN2007Identifier'
        other:
          $ref: '#/components/schemas/GenericAccountIdentification1'
      additionalProperties: false
      type: object
    IBAN2007Identifier:
      pattern: ^[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}$
      type: string
    IdentificationVerificationReportV03:
      required:
      - assignment
      - report
      type: object
      properties:
        assignment:
          $ref: '#/components/schemas/IdentificationAssignment3'
        originalAssignment:
          $ref: '#/components/schemas/MessageIdentification7'
        report:
          items:
            $ref: '#/components/schemas/VerificationReport4'
          type: array
        supplementaryData:
          items:
            $ref: '#/components/schemas/supplementaryData'
          type: array
    document:
      required:
      - identificationVerificationRequestV03
      type: object
      properties:
        identificationVerificationRequestV03:
          $ref: '#/components/schemas/IdentificationVerificationRequestV03'
    AddressType2Code:
      enum:
      - HOME
      - BIZZ
      - ADDR
      - PBOX
      - MLTO
      - DLVY
      type: string
    ProxyAccountIdentification1:
      additionalProperties: false
      properties:
        type:
          $ref: '#/components/schemas/ProxyAccountType1Choice'
        identification:
          $ref: '#/components/schemas/Max2048Text'
      required:
      - identification
      type: object
    Max2048Text:
      description: Specifies a character string with a maximum length of 2048 characters.
      minLength: 1
      maxLength: 2048
      type: string
    ClearingSystemMemberIdentification2:
      additionalProperties: false
      properties:
        clearingSystemIdentification:
          $ref: '#/components/schemas/ClearingSystemIdentification2Choice'
        memberIdentification:
          $ref: '#/components/schemas/Max35Text'
      required:
      - memberIdentification
      type: object
    ISODate:
      type: string
    PhoneNumber:
      description: 'The collection of information which identifies a specific phone or FAX number as defined by telecom services.

        It consists of a ''+'' followed by the country code (from 1 to 3 characters) then a ''-'' and finally, any combination of numbers, ''('', '')'', ''+'' and ''-'' (up to 30 characters).'
      pattern: ^\+[0-9]{1,3}-[0-9()+\-]{1,30}$
      type: string
    GenericIdentification30:
      additionalProperties: false
      properties:
        identification:
          $ref: '#/components/schemas/Exact4AlphaNumericText'
        issuer:
          $ref: '#/components/schemas/Max35Text'
        schemeName:
          $ref: '#/components/schemas/Max35Text'
      required:
      - identification
      - issuer
      type: object
    ExternalOrganisationIdentification1Code:
      minLength: 1
      maxLength: 4
      type: string
    FinancialIdentificationSchemeName1Choice:
      oneOf:
      - required:
        - code
      - required:
        - proprietary
      properties:
        code:
          $ref: '#/components/schemas/ExternalFinancialInstitutionIdentification1Code'
        proprietary:
          $ref: '#/components/schemas/Max35Text'
      additionalProperties: false
      type: object
    BranchAndFinancialInstitutionIdentification6:
      additionalProperties: false
      properties:
        financialInstitutionIdentification:
          $ref: '#/components/schemas/FinancialInstitutionIdentification18'
        branchIdentification:
          $ref: '#/components/schemas/BranchData3'
      required:
      - financialInstitutionIdentification
      type: object
    IdentificationVerification4:
      required:
      - identification
      - partyAndAccountIdentification
      type: object
      properties:
        identification:
          $ref: '#/components/schemas/Max35Text'
        partyAndAccountIdentification:
          $ref: '#/components/schemas/IdentificationInformation4'
    IdentificationAssignment3:
      required:
      - messageIdentification
      - creationDateTime
      - assigner
      - assignee
      type: object
      properties:
        messageIdentification:
          $ref: '#/components/schemas/Max35Text'
        creationDateTime:
          $ref: '#/components/schemas/ISODateTime'
        creator:
          $ref: '#/components/schemas/Party40Choice'
        firstAgent:
          $ref: '#/components/schemas/BranchAndFinancialInstitutionIdentification6'
        assigner:
          $ref: '#/components/schemas/Party40Choice'
        assignee:
          $ref: '#/components/schemas/Party40Choice'
    IdentificationInformation4:
      type: object
      properties:
        party:
          $ref: '#/components/schemas/PartyIdentification135'
        account:
          $ref: '#/components/schemas/CashAccount40'
        agent:
          $ref: '#/components/schemas/BranchAndFinancialInstitutionIdentification6'
    document1:
      required:
      - identificationVerificationReportV03
      type: object
      properties:
        identificationVerificationReportV03:
          $ref: '#/components/schemas/IdentificationVerificationReportV03'
    DateAndPlaceOfBirth1:
      additionalProperties: false
      properties:
        birthDate:
          $ref: '#/components/schemas/ISODate'
        provinceOfBirth:
          $ref: '#/components/schemas/Max35Text'
        cityOfBirth:
          $ref: '#/components/schemas/Max35Text'
        countryOfBirth:
          $ref: '#/components/schemas/CountryCode'
      required:
      - birthDate
      - cityOfBirth
      - countryOfBirth
      type: object
    Max35Text:
      description: Specifies a character string with a maximum length of 35 characters.
      minLength: 1
      maxLength: 35
      type: string
    ExternalFinancialInstitutionIdentification1Code:
      minLength: 1
      maxLength: 4
      type: string
    NamePrefix2Code:
      enum:
      - DOCT
      - MIST
      - MISS
      - MADM
      - MIKS
      type: string
    AddressType3Choice:
      oneOf:
      - required:
        - code
      - required:
        - proprietary
      properties:
        code:
          $ref: '#/components/schemas/AddressType2Code'
        proprietary:
          $ref: '#/components/schemas/GenericIdentification30'
      additionalProperties: false
      type: object
    OrganisationIdentification29:
      additionalProperties: false
      properties:
        anyBIC:
          $ref: '#/components/schemas/AnyBICDec2014Identifier'
        LEI:
          $ref: '#/components/schemas/LEIIdentifier'
        other:
          items:
            $ref: '#/components/schemas/GenericOrganisationIdentification1'
          type: array
      type: object
    gpoRequestBody:
      required:
      - document
      type: object
      properties:
        document:
          $ref: '#/components/schemas/document'
    PartyIdentification135:
      additionalProperties: false
      properties:
        name:
          $ref: '#/components/schemas/Max140Text'
        postalAddress:
          $ref: '#/components/schemas/PostalAddress24'
        identification:
          $ref: '#/components/schemas/Party38Choice'
        countryOfResidence:
          $ref: '#/components/schemas/CountryCode'
        contactDetails:
          $ref: '#/components/schemas/Contact4'
      type: object
    BranchData3:
      additionalProperties: false
      properties:
        identification:
          $ref: '#/components/schemas/Max35Text'
        LEI:
          $ref: '#/components/schemas/LEIIdentifier'
        name:
          $ref: '#/components/schemas/Max140Text'
        postalAddress:
          $ref: '#/components/schemas/PostalAddress24'
      type: object
    Contact4:
      additionalProperties: false
      properties:
        namePrefix:
          $ref: '#/components/schemas/NamePrefix2Code'
        name:
          $ref: '#/components/schemas/Max140Text'
        phoneNumber:
          $ref: '#/components/schemas/PhoneNumber'
        mobileNumber:
          $ref: '#/components/schemas/PhoneNumber'
        faxNumber:
          $ref: '#/components/schemas/PhoneNumber'
        emailAddress:
          $ref: '#/components/schemas/Max2048Text'
        emailPurpose:
          $ref: '#/components/schemas/Max35Text'
        jobTitle:
          $ref: '#/components/schemas/Max35Text'
        responsibility:
          $ref: '#/components/schemas/Max35Text'
        department:
          $ref: '#/components/schemas/Max70Text'
        other:
          items:
            $ref: '#/components/schemas/OtherContact1'
          type: array
        preferredMethod:
          $ref: '#/components/schemas/PreferredContactMethod1Code'
      type: object
    getPayOptionsRequestBody:
      type: object
      properties:
        SECURE:
          type: object
          properties:
            encrypted:
              type: boolean
            data:
              type: string
              $ref: '#/components/schemas/gpoRequestBody'
    GenericAccountIdentification1:
      additionalProperties: false
      properties:
        identification:
          $ref: '#/components/schemas/Max34Text'
        schemeName:
          $ref: '#/components/schemas/AccountSchemeName1Choice'
        issuer:
          $ref: '#/components/schemas/Max35Text'
      required:
      - identification
      type: object
    getPayOptionsResponseBody:
      type: object
      properties:
        SECURE:
          type: object
          properties:
            encrypted:
              type: boolean
            data:
              type: string
              $ref: '#/components/schemas/gpoResponseBody'
    LEIIdentifier:
      pattern: ^[A-Z0-9]{18,18}[0-9]{2,2}$
      type: string
    PersonIdentificationSchemeName1Choice:
      oneOf:
      - required:
        - code
      - required:
        - proprietary
      properties:
        code:
          $ref: '#/components/schemas/ExternalPersonIdentification1Code'
        proprietary:
          $ref: '#/components/schemas/Max35Text'
      additionalProperties: false
      type: object
    VerificationReport4:
      required:
      - originalIdentification
      - verification
      type: object
      properties:
        originalIdentification:
          $ref: '#/components/schemas/Max35Text'
        verification:
          type: boolean
        reason:
          $ref: '#/components/schemas/VerificationReason1Choice'
        originalPartyAndAccountIdentification:
          $ref: '#/components/schemas/IdentificationInformation4'
        updatedPartyAndAccountIdentification:
          $ref: '#/components/schemas/IdentificationInformation4'
    Exact4AlphaNumericText:
      description: Specifies an alphanumeric string with a length of 4 characters.
      pattern: ^[a-zA-Z0-9]{4}$
      type: string
    Max128Text:
      description: Specifies a character string with a maximum length of 128 characters.
      minLength: 1
      maxLength: 128
      type: string
  parameters:
    x-app-cat-id:
      in: header
      name: x-app-cat-id
      schema:
        type: string
      required: false
      description: BMO Application Catalogue ID of the consumer of the API. To be provided if API call is initiated by a BMO Application. BMO Application Catalogue https:#appcat.bmogc.net/servlet/ApmServer
    x-fapi-customer-user-agent:
      name: x-fapi-customer-user-agent
      in: header
      description: The header indicates the user-agent that the PSU is using. The API client may populate this field with the User-Agent header string if browser is being used. If the mobile app is being used then the x-fapi-customer-user-agent content must be different from browser based user-agent strings.
      schema:
        type: string
      required: false
    x-fapi-customer-ip-address:
      in: header
      name: x-fapi-customer-ip-address
      schema:
        type: string
      required: false
      description: The Payment Services User’s IP address if the Payment Services User is currently logged in with the Third Party Provider
    x-client-id:
      in: header
      name: x-client-id
      schema:
        type: string
      required: true
      description: Client Id generated during Third Party Provider application registration.
    x-fapi-customer-last-logged-time:
      in: header
      name: x-fapi-customer-last-logged-time
      schema:
        type: string
      required: false
      description: The time when the Payment Services User last logged in with the Third Party Provider
    x-api-key:
      in: header
      name: x-api-key
      schema:
        type: string
      required: true
      description: The unique id used to identify caller of the API. (For legacy, AppCatId value could be used)
    x-fapi-financial-id:
      in: header
      name: x-fapi-financial-id
      schema:
        type: string
      required: false
      description: The unique id of the financial institution to which the request is issued. BMO is 001
    Authorization:
      in: header
      name: Authorization
      schema:
        type: string
      required: true
      description: An Authorisation Token as per https:#tools.ietf.org/html/rfc6750
    true-client-ip:
      in: header
      name: true-client-ip
      schema:
        type: string
      required: true
      description: Akamai will populate this field and cascade to APIC and EMTOS
    x-crypto-key:
      name: x-crypto-key
      in: header
      description: Cryptographic key which can be used to decrypt the data. The format is  BASE64(key-id.JWE Encrypted Key.hashed.CEK)||'.'|| BASE64(Initialization Vector).
      schema:
        type: string
      required: true
    x-fapi-interaction-id:
      in: header
      name: x-fapi-interaction-id
      schema:
        type: string
      required: true
      description: An RFC 4122 UID used  to consolidate multiple requests for ex. in a particular session of the customer/employee. Multiple requests  with unique  x-request-id’s might have common  x-fapi-interactionid. If the is no need to link multiple API calls then the x-fapi-interaction-id values is the same as x-request-id.
    x-request-id:
      in: header
      name: x-request-id
      schema:
        type: string
      required: true
      description: Correlates HTTP requests between a client and server. Uniquely identifies each API call.
  responses:
    '415':
      description: Unsupported Media Type
      headers:
        x-request-id:
          schema:
            type: string
          required: true
          description: Correlates HTTP requests between a client and server. Uniquely identifies each API call.
        x-fapi-interaction-id:
          schema:
            type: string
          required: true
          description: An RFC 4122 UID used  to consolidate multiple requests for ex. in a particular session of the customer /employee. Multiple requests  with unique  x-request-id's might have common  x-fapi-interactionid. If there is no need to link multiple API calls then the x-fapi-interaction-id values is the same as x-request-id.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Problem'
    '504':
      description: Integration or Backend Timeout
      headers:
        x-request-id:
          schema:
            type: string
          required: true
          description: Correlates HTTP requests between a client and server. Uniquely identifies each API call.
        x-fapi-interaction-id:
          schema:
            type: string
          required: true
          description: An RFC 4122 UID used  to consolidate multiple requests for ex. in a particular session of the customer /employee. Multiple requests  with unique  x-request-id's might have common  x-fapi-interactionid. If there is no need to link multiple API calls then the x-fapi-interaction-id values is the same as x-request-id.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Problem'
    '400':
      description: Bad Request Exception
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Problem'
      headers:
        x-request-id:
          schema:
            type: string
          required: true
          description: Correlates HTTP requests between a client and server. Uniquely identifies each API call.
        x-fapi-interaction-id:
          schema:
            type: string
          required: true
          description: An RFC 4122 UID used  to consolidate multiple requests for ex. in a particular session of the customer /employee. Multiple requests  with unique  x-request-id's might have common  x-fapi-interactionid. If there is no need to link multiple API calls then the x-fapi-interaction-id values is the same as x-request-id.
    '500':
      description: Internal Server Error
      headers:
        x-request-id:
          schema:
            type: string
          required: true
          description: Correlates HTTP requests between a client and server. Uniquely identifies each API call.
        x-fapi-interaction-id:
          schema:
            type: string
          required: true
          description: An RFC 4122 UID used  to consolidate multiple requests for ex. in a particular session of the customer /employee. Multiple requests  with unique  x-request-id's might have common  x-fapi-interactionid. If there is no need to link multiple API calls then the x-fapi-interaction-id values is the same as x-request-id.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Problem'
    '404':
      description: Not Found
      headers:
        x-request-id:
          schema:
            type: string
          required: true
          description: Correlates HTTP requests between a client and server. Uniquely identifies each API call.
        x-fapi-interaction-id:
          schema:
            type: string
          required: true
          description: An RFC 4122 UID used  to consolidate multip

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# Full source: https://raw.githubusercontent.com/api-evangelist/bmo/refs/heads/main/openapi/bmo-tpp-emtrecipientpaymentoptions-api-openapi.yml