Bank of Scotland Payment Initiation API (PIS)
OBIE Read/Write Payment Initiation (PIS) API - domestic, scheduled, standing order, international, and file payment consents and orders. FAPI-secured (OAuth2/OIDC, mTLS, PSD2 SCA); requires developer onboarding and eIDAS/OBIE certificates. Spec below is the shared OBIE Read/Write standard, not a bank-proprietary contract.
Documentation
Documentation
https://developer.lloydsbanking.com/
APIReference
https://github.com/OpenBankingUK/read-write-api-specs