Avaloq Payments API

openapi: 3.1.0
info:
  title: Avaloq Banking Accounts Payments API
  description: Core banking API for account management, transactions, and customer data. Provides access to the Avaloq banking platform for wealth management and digital banking.
  version: 1.0.0
  contact:
    name: Avaloq Developer Portal
    url: https://developer.avaloq.com/
servers:
- url: https://api.avaloq.com
  description: Avaloq Production API
- url: https://sandbox.avaloq.com
  description: Avaloq Sandbox
security:
- bearerAuth: []
tags:
- name: Payments
  description: Payment instructions and transfers
paths:
  /v1/payments:
    post:
      operationId: createPayment
      summary: Avaloq Create Payment Instruction
      description: Submit a new payment instruction for SEPA, SWIFT, or domestic transfer.
      tags:
      - Payments
      x-microcks-operation:
        delay: 0
        dispatcher: FALLBACK
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/PaymentRequest'
      responses:
        '201':
          description: Payment instruction created
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Payment'
              examples:
                CreatePayment201Example:
                  summary: Default createPayment 201 response
                  x-microcks-default: true
                  value:
                    id: PAY-001234
                    status: PENDING
                    amount: 5000.0
                    currency: EUR
        '400':
          description: Bad request
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
    get:
      operationId: listPayments
      summary: Avaloq List Payment Instructions
      description: Retrieve a list of payment instructions for an account.
      tags:
      - Payments
      x-microcks-operation:
        delay: 0
        dispatcher: FALLBACK
      parameters:
      - name: accountId
        in: query
        schema:
          type: string
        description: Filter by account ID
      - name: status
        in: query
        schema:
          type: string
        description: Filter by payment status
      responses:
        '200':
          description: List of payments
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PaymentList'
components:
  schemas:
    PaymentList:
      type: object
      description: Paginated list of payments
      properties:
        data:
          type: array
          items:
            $ref: '#/components/schemas/Payment'
        total:
          type: integer
          example: 42
        offset:
          type: integer
          example: 0
    PaymentRequest:
      type: object
      required:
      - debtorAccountId
      - creditorIban
      - amount
      - currency
      description: Payment instruction request
      properties:
        debtorAccountId:
          type: string
          description: Source account ID
          example: ACC-001234
        creditorIban:
          type: string
          description: Destination IBAN
          example: DE89370400440532013000
        creditorName:
          type: string
          description: Beneficiary name
          example: Jane Smith
        amount:
          type: number
          description: Payment amount
          example: 5000.0
        currency:
          type: string
          description: ISO 4217 currency code
          example: EUR
        remittanceInfo:
          type: string
          description: Payment reference
          example: Invoice 2025-001
        paymentType:
          type: string
          enum:
          - SEPA_CREDIT
          - SWIFT
          - DOMESTIC
          - INSTANT
          example: SEPA_CREDIT
        executionDate:
          type: string
          format: date
          example: '2025-04-20'
    Payment:
      type: object
      description: Payment instruction details
      properties:
        id:
          type: string
          description: Payment ID
          example: PAY-001234
        status:
          type: string
          enum:
          - PENDING
          - PROCESSING
          - COMPLETED
          - REJECTED
          - CANCELLED
          example: COMPLETED
        amount:
          type: number
          example: 5000.0
        currency:
          type: string
          example: EUR
        executionDate:
          type: string
          format: date
          example: '2025-04-20'
        valueDate:
          type: string
          format: date
          example: '2025-04-20'
        endToEndId:
          type: string
          description: End-to-end transaction reference
          example: E2E-001234
    Error:
      type: object
      description: Error response
      properties:
        code:
          type: string
          example: INVALID_REQUEST
        message:
          type: string
          example: Required field missing
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT